As a savvy home buyer, are you researching the benefits of home buyer rebates in Georgia, GA? If so, then you are being diligent with the details of your home purchase. By capturing a home buyer rebate, you are maximizing your Georgia home purchase; however, don't stop there. You need to evaluate the competence of the buyer's agent who will offer this home buyer rebate to you; not all agents are equal.

1. Is the agent a true buyer's agent? Or alternatively, does he/she regularly work with sellers too?
2. With regard to negotiations with the seller and/or builder, is the buyer's agent focused on getting you a lower price and better terms than what is being offered?
3. Will the buyer's agent stand up for you on the multiple issues that generally arise during a purchase? Or, is this merely a means to attract new business that requires minimal effort on part of the agent? Is this a quick transaction that could leave the buyer vulnerable without guidance from a true buyer's agent? Learn more about buyer's problems with mortgage lenders.
   
4. Is the agent a Realtor® too? One can be a licensed agent without being a Realtor®. A Realtor® is held to a certain code of ethics.
5. Per Georgia licensure, is the agent a salesperson? Or, an Associate Broker and/or Broker?
6. How much experience does the buyer's agent have with your type of transaction? This could be continuing education and/or real world experience.
7. Does the buyer's agent have public testimonials?

* Get more information about a buyer agent for a resale home or a buyer agent for a new home

These are important questions, among other things, to ponder for anyone who seeks a home buyer rebate in Georgia GA. While getting a rebate is very savvy, don't focus entirely on the rebate amount. There is potentially thousands extra to be saved in different aspects of the transaction that would be otherwise overlooked if your buyer's agent isn't versed on promoting 100% of your interests for all stages of the transaction.

The normal *rebate schedule that I offer for full service, from contract negotiations to closing, is as follows:

• 1%: $0 - $399,999
• 1.5%: $400,000 - $599,999
• 2%: Over $600,000

Click here for the maximum 2% cash back rebate -- whether it's a new home or a resale home.

Click here for testimonials: Cash Back Realtor Buyer's Agent Rebate - Testimonials Atlanta, GA Georgia

*We serve the Greater Atlanta area: Acworth, Alpharetta, Atlanta, Auburn, Austell, Buford, Canton, College Park, Conyers, Covington, Cumming, Dacula, Dallas, Douglasville, Duluth, Dunwoody, Ellenwood, Fairburn, Fayetteville, Flowery Branch, Grayson, Hampton, Hiram, Holly Springs, Hoschton, Johns Creek, Jonesboro, Kennesaw, Lawrenceville, Lilburn, Lithia Springs, Lithonia, Locust Grove, Lovejoy, Mableton, Madison, Marietta, Mcdonough, Monroe, Newnan, Norcross, Peachtree City, Powder Springs, Roswell, Sandy Springs, Smyrna, Snellville, Stockbridge, Stone Mountain, Sugar Hill, Suwanee, Tucker, Tyrone, Union City, Villa Rica, Vinings, Woodstock, Georgia, GA

Cobb County, Forsyth County, Cherokee County, Paulding County, Fulton County (North - South), Douglas, Clayton, Henry, Coweta, Fayette, Dekalb, Gwinnett, Bartow, Jackson, Walton, Hall, Newton, Rockdale, GA, Georgia.

*There may be limitations on some of these areas for resale homes. Call me to inquire. The blue pins represent rebates for new, resale and foreclosed homes; the red pins represent rebates for new or foreclosed new homes only.

View Atlanta Area Rebates Map in a larger map

Home Buyer Rebates Georgia, GA

With the rise in gas prices, it made me ponder the housing needs for people in Atlanta. Will the high cost of gas force more people to move intown ? While traffic alone is enough to make some buyers who work downtown to consider intown Atlanta living, I ultimately think gas prices will really push more people to look at condos, lofts & townhomes in Atlanta. It is simply a matter of being practical.

Not too long ago, I assisted an intown Atlanta home buyer to purchase a new townhome. To the purchaser’s reluctance, I prompted him to get a home inspection; this turned out to be a good move. There were a few things that needed attention from the home builder; but, I want to discuss one in particular: the roof. At the tip of the roof, there was a ridge vent that allowed hot air to escape; this is a good thing. However, within the vent, the air flow was restricted because the roofers failed to cut the felt paper back to allow the air to escape. Had this not been corrected, the home buyer could have incurred higher energy costs because of the build up of excessive heat in the attic. Not only that, but trapped heat in the attic can warp the roof-decking.


View Intown Atlanta new homes in a larger map

Some times, home buyers of new condos, lofts and townhomes in Atlanta don’t think it is necessary to get a home inspection, but this is just one example of how it can mitigate problems during ownership.

Atlanta Condos, Lofts & Townhomes 

Home buyers in Atlanta are looking to make the buying process more affordable. While negotiating the best deal with the seller for the home is one aspect, there is also a home buyers rebate in Atlanta to be obtained through proper negotiations. The home buyers rebate would be in addition to the price and terms negotiated with the seller.

If you have searched for your home on your own, then your agent (buyer's agent) may be willing to rebate a portion of the commission to you. This home buyers rebate in Atlanta can equate to thousands of dollars to the home buyer that they would not usually receive. This buyer's rebate can help offset closing costs, buy down your interest for the entire 30 years and/or pay for moving expenses. Consult with your lender to see how this rebate can be used in connection with your loan program.

Before you start visiting homes, make sure you have the facts about a home buyer's rebate in Atlanta that saves a home buyer substantially.

Click here for a rebate on a new home or click here for a rebate on a resale home.

According to a recent article, Alpharetta, Georgia (GA) is the best place to buy a home these days. The average home price is $359,950. Alpharetta is located primarily in North Fulton county with a small section in South Forsyth county; taxes are lower in Forsyth. To assist with a home buyer's navigation, here is a map.

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Do you want a new home? Search Alpharetta Georgia New Subdivisions, New Houses and New Townhomes. There are extra home buyer savings available too; these savings can be very substantial.

You can search Alpharetta GA resale homes as well. Here are Alpharetta homes for sale in Forsyth Co and a sample of just some of the Alpharetta homes for sale in N. Fulton County. For a more thorough search based on your criteria, feel free to contact me, as I am a buyer agent in Alpharetta, Georgia.

Opportunities may be looking pretty good for first time home buyers in Georgia. When conservative financial gurus are suggesting that opportunities are ripe, then even the most skeptical should take notice. It is easy to look past real estate professionals who have motives to suggest that now is a good time to buy; but, when a financial guru suggests it, it is certainly worth taking note. Many buyers are sitting on the sidelines hoping to catch the bottom of this trough. Regrettably, many may miss out because no one can catch the absolute bottom of any market, including real estate.

Update: First time home buyers may be eligible for the $8,000 tax credit during 2009. Generally speaking, a qualified first time home buyer would receive a direct credit when filing their annual tax return. Learn more about this $8,000 tax credit.

The Intown Atlanta New Homes website is your source for All New Atlanta Developments, Communities, Townhomes, Lofts & Condos. This is one of Atlanta`s most comprehensive new city homes web site where you can find all Intown Atlanta New Homes & Developments and earn an extra 1% to 2% cash back incentive - buyer's rebate.

The cuts by the Federal Reserve don't necessarily translate to lower mortgage rates. There is an article out there that dispels the belief that Fed rate cuts equal lower mortgage rates. The rate cuts by the Federal Reserve only serve as a tool that determines what banks charge each other for overnight loans; it provides better liquidity.

In my opinion, the real estate market needs lower mortgage rates to give confidence to home buyers. I think FHA could provide loans at better rates to accomplish this. What say you?

Let me clarify: In lieu of insuring loans only, FHA could provide financing at lower rates.

This scheme seems to be rampant across America. Where did this idea come from? Was it taught in those so-called "real estate investor" seminars that charge entrance fees to sell books, cd's and other material? Is so, those people who sell all this stuff to would-be investors are peddling illegal schemes that harm lenders, home owners and real investors of real estate. It seems like everyday I read about one of these schemes.

RESPA to roll out a new HUD-1 form. In an attempt to simplify the mortgage process for home buyers, HUD/RESPA has proposed a new HUD-1. In addition, a new standardized GFE(Good Faith Estimate) will be implemented too. All yield spread premiums (YSP's) will be required to be disclosed on the new GFE. The combination of these new disclosures will save mortgage shoppers approximately an average of $668 at the closing table -- an estimated $8.35 billion a year. These savings will most likely come right out of the pockets of loan originators.

These changes by HUD would also create an addendum to the revised HUD-1; prepared scripts are to be read at closing that compare the GFE to the HUD-1. This process would advise borrowers whether changes in promised closing costs (settlement fees) have stayed within HUD's allowable limits -- and verifying that loan terms on the GFE match loan documents such as the mortgage note.

Is the lack of disclosure really the problem? While I am all for simplifying the mortgage process, I do not see a lack of disclosure being at the forefront of this housing crisis. In my opinion, everything is clearly spelled out at the closing table. If you were obtaining an exotic loan, the terms should have been written in detail. With my experience at many closings, the mortgage note is discussed with the borrower by the closing attorney.

Perhaps, however, some borrowers thought they could always refinance out of a particular loan at some point; that seemed to be a catchall phrase during the housing boom. Regrettably, home prices started to fall and refinancing became more difficult. Also, there were some people who were simply misled by so called industry professionals who the borrowers thought were trustworthy. A value lesson to learn is to really evaluate any possible downside when entering into a loan product.