Greg Schamp's Blog

Should You Carry Them?!?

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 06 Nov 2012 11:13:29 -0800

Help Sell My Home Fast: Should I Sell My House and Carry the Contract?

In slow markets, when homes just don’t seem to move as quickly as we’d like them to, offering seller financing may be the key to getting a home sold.

With the sluggish real estate market of the last few years, seller financing has been dramatically increasing in popularity, but is it a smart move for you?

If you just can’t bear to let your home go for a fraction of what you paid for it, or you really need to sell quickly, then it may be a great option for you. Offering to carry the contract makes it easier for interested buyers who simply can’t get a home loan in today’s tough lending environment. Owner financing could help you avoid the nasty consequences of a foreclosure or allow you to trade up and take advantage of a great deal on a better home while prices are low, without juggling two mortgage payments.

Offering any form of seller financing can instantly make your home more attractive and stand out in the sea of properties on the market. It can also allow you to set a far higher price than you could get if you sold it to a cash buyer today. Just make sure you are aware of all your options and how badly it could turn out if things go wrong.

To view the entire article, click here.

Money Pit or Quality of Life?

Greg Schamp (Keller Williams, Sonoran Living) — Mon, 02 Jul 2012 23:27:39 -0700

Your New Home and Its Appliances

The money pit - that's how lots of homebuyers describe their new purchase. First, there's the down payment, then the closing costs. Then, there are all the things to purchase to make the home comfortable for you and your family.

Sometimes the house just needs a new coat of paint, or new flooring. Many new homeowners, though, are faced with the purchase of costly new appliances.

On top of all the money you've just shelled out to buy the house, these expenses can add up. In fact, the average homebuyer spends $7,400 on their new home in the two years following the purchase, according to the National Association of Home Builders. About $5,000 of that is spent the first year.

Home Appliances and Sellers
To avoid having to purchase new appliances, provided the ones in the home are in working order, request that they be included in the sale. If the sellers agree, ensure that your agent lists these items in the purchase agreement, typically under "personal property included in the sale." Name the brand and model number in the contract. Be aware that many savvy listing agents will counter this request to include a "no-warranty" clause in the contract to protect the seller in the event an appliance breaks down shortly after the sale.

When checking the home's appliances, consider the following:

Any appliance repair problems the seller experienced
The age, make and model of any used appliance
The approximate life of the home appliance
The functionality of the appliance
The safety of the appliance wiring
Whether the appliance uses gas or electricity.
Some of this information may be readily available, while other details (such as the safety of appliance wiring) may need to be answered by a home inspector.

Considerations When Shopping for Appliances
If the seller isn't including the appliances in the sale, or should you decide you'd rather purchase your own, there are several things to think about.

The Federal government occasionally offers tax credits to homeowners who purchase energy-efficient appliances. These credits come and go, so check with your accountant about the current tax code. If you qualify for a tax credit, it might be a good idea to pay a bit extra to purchase energy-efficient appliances. Not only does the credit help offset what you originally pay for the appliance, but the efficient use of energy will save you money on your utility bills as well.

Determine Which Appliances to Purchase
If you're strapped for cash, prioritize your appliance-shopping list. Spend more to buy a quality washer rather than a dryer since washers break down far more often than dryers, according to the experts at Consumer Reports. These same experts suggest that the least expensive refrigerators are those with the freezer at the top. Simpler appliances, those with fewer parts, tend to last longer than those with complex systems.

After the cash crunch caused by the home purchase, many new homeowners just don't have the funds for new appliances and decide to purchase used appliances. The biggest disadvantage of buying used items is the lack of a warranty. When buying anything from a stranger you take a chance that you aren't getting what you're paying for. Before laying out the cash, have a professional go over the appliance. It may cost you a little extra, but the peace of mind is well worth it.

Courtesy of Keller Williams.

I Don't Know....You Decide!

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 12 Jun 2012 22:19:17 -0700

Real Estate News: Do We Need Freddie Mac and Fannie Mae?

There’s a flicker of hope despite the nightmarish poverty and unemployment numbers released in the past week. Signaling that the government is indeed concerned about the housing market situation, top Senate lawmakers started debating housing finance reforms at a Congressional panel. Among the issues taken up were whether to wind down government backed entities Fannie Mae and Freddie Mac. Many people following the housing market have wondered, why do we need Freddie Mac and Fannie Mae at this stage in the game? According to Reuters, lawmakers on both sides of the aisle agree that the two entities should be “wound down,” but senators can’t decide where the government should have a role in doling out housing finance subsidies.

Senate Banking Committee Chairman Tim Johnson, D-South Dakota, was quoted in Reuters saying he is concerned about consequences that might happen if the government completely washes off its hands. He said that historic low mortgage rates, now around 4 percent, would likely inch upwards. Peter Wallison, an American Enterprise Institute fellow, argued in favor of a private system to enable investors. Right now, taxpayers are forced to take the risks the government is taking, he said.

It will be interesting to see how this debate shakes out. According to Reuters, the first test will come at the month’s end when the conforming loan limit draws back to pre-financial crisis levels. Lawmakers were warned by industry experts against reducing the size of government-backed mortgages. According to a Wall Street Journal story, without lawmakers’ intervention the maximum number of loans backed by Fannie Mae and Freddie Mac would drop Oct.1. The paper reported that Democrats representing pricey coastal areas and real estate lobbyists are advocating to block the change, but they have failed to make any headway. Only a handful Republicans are in their corner, the others want to reduce the mortgage market’s dependency on the government, the paper reported. For potential homeowners, this would be a good one to follow. At a time when lending has come under strict scrutiny, it's easier to get the government-backed mortgages than seeking your luck with a private lending agency.

Mortgages are Hard to Get

Buying a house is not as easy as it was a few years ago. And you may be in for a lot of heartburn when you shop for a loan. According to a USA Today story, tight lending standards have become a nightmare for consumers trying to get a loan. The paper reported that home lending standards are at its strictest in decades, making it a struggle for consumers. Current homeowners also share the pain while looking for refinancing because of dwindling equity in their homes. The only mantra to get a quick loan these days seems to be enough savings for a hefty down payment and stellar credit scores. USA Today says these days, despite near-perfect credit scores, consumers "face more demands to prove their incomes, verify assets, show steady employment and explain things such as new credit cards and small bank account deposits.” And despite the mountain of paperwork, you may still not qualify for the sweetest deal around. It’s a vicious cycle. On the one hand, lenders want to make sure that consumers are absolutely able to meet their financial commitments thereby cutting down on foreclosures and arresting falling home prices. On the other hand, the stringent rules are discouraging customers who have the means and perhaps hurting the industry’s recovery.

Orlando Bucks National Trend

Now for some good news. Home prices in Disney’s home, Orlando, jumped 15.1 percent in the last year, according to Propertywire.com. This at a time when Florida, along with California and Arizona, has been declared the worst hit by the housing crisis. Orlando is a favorite destination for Europeans and folks from other parts of the world. And they could have a major role in those numbers. What’s also comforting for the market is that home prices have increased 21.2 percent since January last year. So, if you are looking to invest, this market may not be a bad one to keep an eye on.

Courtesy of Keller Williams

7321 E Pleasant Run, Scottsdale

Greg Schamp (Keller Williams, Sonoran Living) — Sun, 13 May 2012 14:30:29 -0700

Coming Soon! 7321 E Pleasant Run, Scottsdale

THIS GORGEOUS TOWNHOME AT 7321 E. PLEASANT RUN, SCOTTSDALE HAS THE MOST UNIQUE BLEND OF SPACIOUSNESS AND PRIVACY.THE SECOND STORY HAS TWO BALCONIES AND AN OPEN SITTING AREA OVERLOOKING THE AREAS BELOW. THE KITCHEN IN 7321 E. PLEASANT RUN, SCOTTSDALE FEATURES A FLAT-TOP STOVE, DOUBLE-OVEN, KITCHEN ISLAND, AND AN ENORMOUS PANTRY. THERE ARE TWO BEDROOMS AND A LOFT UPSTAIRS. DOWNSTAIRS IS THE KITCHEN, GREAT ROOM, FORMAL DINING ROOM. THERE IS AN ENCLOSED AREA IN THE BACK THAT HAS A PRIVATE YARD AND A PATIO. THE COMMUNITY AT 7321 E. PLEASANT RUN, SCOTTSDALE OFFERS HEATED POOLS/SPA AND CLUBHOUSE.

7321 E. PLEASANT RUN, SCOTTSDALE IS LOCATED WITHIN THE HAYDEN GREEN BELT FEATURING WALKING AND BIKING TRAILS IS CLOSE TO EVERYTHING SCOTTSDALE IS KNOWN FOR.

FOR THE MOST ACCURATE INFORMATION, CONTACT THE LISTING AGENT, GREG SCHAMP @ 602-677-6816

Housing Market Constant Change

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 01 May 2012 10:58:01 -0700

Latest Breaking News on Housing Market

First up is some positive breaking news for the housing market. Shadow inventory of homes is declining, providing a dose of good news for the glum housing market. Shadow inventory, or homes on the verge of foreclosure, fell to 1.6 million units representing a five-months supply in July compared to 1.9 million units representing a six-months supply a year ago, according to CoreLogic. It’s a good sign that troubled homes, normally headed toward foreclosures, are getting sold faster. Lesser inventory will help stabilize falling prices on homes for sale. Of course we won’t be seeing a drastic change in numbers, but even a small percentage of troubled homes off the market is a blessing for sellers and the industry as a whole.

"The steady improvement in the shadow inventory is a positive development for the housing market," CoreLogic Chief Economist Mark Gleming said in a press release. "However, continued price declines, high levels of negative equity and a sluggish labor market will keep the shadow supply elevated for an extended period of time."

Housing Prices Increase, but not Enough

Some more indication of baby steps toward a market recovery. For the fourth consecutive month, home prices were on the upswing in July compared to the previous month. But the bump wasn’t good enough to give the market a clean bill of health, yet. According to data released by S&P/Case-Shiller Home Price Indices, home prices across 20 major urban areas in July remained flat when adjusted seasonally, and down 4.1 percent compared to a year earlier, despite showing a 0.9 percent gain. The trend of prices rising is a good sign, analysts said.

"With July's data we are seeing not only anticipated monthly increases, but some fairly broad improvement in the annual rates of change in home prices," said S&P's David Blitzer, according to an AFP story. However, he said, "if you look at the state of the overall economy and, in particular, the recent large decline in consumer confidence, these combined statistics continue to indicate that the housing market is still bottoming and has not turned around." Prices across the country were at the level of 2003, according to the report.

Mortgage Rates Continue to Slide

Here’s more music for the ears of potential homebuyers. Nudged by the Federal Reserve’s proposal to reduce borrowing costs, mortgage rates fell to the lowest in Freddie Mac’s recorded history this week. Rates on a 30-year-fixed loan hit an unimaginable 4.01 percent, down from 4.09 percent. On a 15-year loan rates dropped to 3.27 percent. The lucrative rates are aimed to lure consumers toward buying and refinancing their existing mortgages. Many are taking the bait. According to the Mortgage Bankers Association, there was a 9.7 percent rise in loan applications last week. However, a good section of consumers have not been able to take advantage of the rates because of stricter lending standards.

Existing Home Sales Drop

Some good news for buyers which turns out to be not-so-good news for sellers. Sale of existing homes dropped 1.2 percent in August, according to an index by the National Association of Realtors. The measure shows that sales dipped to 88.6 percent in August from 88.7 percent the prior month. The data, which takes into consideration signed contracts but unclosed deals, shows that the numbers are higher when compared to the same period last year, but that’s hardly a consolation since last year’s showing was affected by the expiration of a federal tax credit for homebuyers. Lawrence Yun, NAR chief economist in a press release blamed the numbers on an uneven market.

“The biggest monthly decline was in the Northeast, which was significantly disrupted by Hurricane Irene in the closing weekend of August,” he said. “But broadly speaking, contract signing activity has been holding in a narrow range for many months.” If you are looking to buy, now may be a time to get involved in the market, Paul Dales, senior U.S. economist for Capital Economics, told the Wall Street Journal. But, a lot of people have been unable to cash in on the situation, he said. Some analysts blame the job market and slipping consumer confidence. In these shaky times, many people prefer to rent than invest their savings on a new home.

Article Courtesy of Keller Williams Realty

You Have The Right To Inspect!

Greg Schamp (Keller Williams, Sonoran Living) — Fri, 13 Apr 2012 11:30:33 -0700

Buying a House “As-Is” With Right to Inspect

In this new age of foreclosures and short sales, more and more homes are offered “as-is.” For the prospective homebuyer, it’s now essential to understand what this means. Buying a home as-is sounds like it would be a disadvantage, but it also has a number of benefits that could play to your favor.

First, what does it mean to buy a home as-is? It means that you are buying a home exactly in the condition that it appears, and the sellers aren’t making any warranties about the condition of the property. If there are things wrong with the house, from cosmetic damage to major structural issues, they will be the responsibility of the buyer to repair. In other words, as the house’s new owner, its problems are your problems.

Homes that are in foreclosure and short sales are typically sold as-is. In both cases, the seller is taking a loss on the property and understandably doesn’t want to sink more money into making repairs. In the case of foreclosures, the seller (usually a bank) hasn’t lived in the property and isn’t in a position to know everything that’s wrong with the house. Since foreclosures and short sales frequently occur below market value, it’s understood that the buyer will have to repair any issues at his or her own expense, adding to the costs involved when buying a house as-is.

When houses are considered teardowns or are otherwise in poor condition, it is common to present a purchase offer that is as-is. This communicates to the seller that the buyer is going to invest in the house and expects a lower price because they’re willing to assume full responsibility for everything that’s wrong with the house. For the same reason, it is also common to present an as-is offer when bidding well below the asking price, even if the house being sold is in good condition. In these instances, it indicates that the buyer has fewer hang-ups that may prevent a deal from going through. It also means that there won’t be ugly or expensive surprises for the sellers if issues are uncovered during the inspection period.

Just because a home is offered as-is, it doesn’t mean that the seller can lie outright as to the condition of the property. Regardless of the terms of sale, the seller is obligated to disclose any major issues with the house. Even if you purchase a home as-is, a major undisclosed issue can be found to be the responsibility of the seller, provided he or she knew of them prior to sale.

When a house is being offered as-is, there is always concern on the part of prospective buyers that something is wrong with the house. Once your offer to purchase a home as-is has been accepted, it is still essential to have a full inspection and to use your inspection period wisely. With the inspection report in hand, qualified tradesmen or contractors can come to the property to present you with bids to fix the issues that were uncovered. This will let you know exactly how much repairing your new house will cost and allow you to assess the purchase.

Even if your purchase agreement for a home states that you’re buying the home as-is, there is no reason that you can’t go ask the sellers to make repairs. If it’s an older home, you’ll certainly have uncovered things that they failed to disclose and some things that may cause the house to deteriorate if not addressed promptly. Sellers are not obligated to fix these issues. That said, pointing out nicely that they are sticking points in advancing the deal may encourage them to repair a few outstanding issues or provide a credit to you at closing.

Buying a house as-is with right to inspect can be a hornet’s nest, but most contracts are designed with clauses that allow the buyer to exit an agreement if the property proves to be uninhabitable or simply unappealing after the inspection period. Ultimately, this deal type has few drawbacks and can be a useful approach for getting a great deal on a home. Just be sure to budget carefully and consider all the costs involved when buying a house as is.

Article courtesy of Keller Williams

Once Qualified, Stay Qualified

Greg Schamp (Keller Williams, Sonoran Living) — Thu, 12 Apr 2012 12:32:18 -0700

6 Don’ts After You Apply For A Mortgage

Once you are qualified for a mortgage, you want to stay qualified. The following are items to think about when making decisions during the buying process.

1. Don’t deposit cash into your bank accounts. Lenders need to source your money and cash is not really traceable. Small, explainable deposits are fine, but getting $10,000 from your parents as a gift in cash is not. Discuss the proper way to track your assets with your loan officer.

2. Don’t make any large purchases like a new car or a bunch of new furniture. New debt comes with it, including new monthly obligations. New obligations create new qualifications. People with new debt have higher ratios…higher ratios make for riskier loans…and sometimes qualified borrowers are no longer qualifying.

3. Don’t co-sign other loans for anyone. When you co-sign, you are obligated. With that obligation comes higher ratios, as well. Even if you swear you won’t be making the payments, the lender will be counting the payment against you.

4. Don’t change bank accounts. Remember, lenders need to source and track assets. That task is significantly easier when there is a consistency of accounts. Frankly, before you even transfer money between accounts, talk to your loan officer.

5. Don’t apply for new credit. It doesn’t matter whether it’s a new credit card or a new car, when you have your credit report run by organizations in multiple financial channels (mortgage, credit card, auto, etc.), your FICO score will be affected. Lower credit scores can determine your interest rate and maybe even your eligibility for approval.

6. Don’t close any credit accounts. Many clients have erroneously believed that having less available credit makes them less risky and more approvable. Wrong. A major component of your score is your length and depth credit history (as opposed to just your payment history) and your total usage of credit as a percentage of available credit. Closing accounts has a negative impact on both those determinants of your score. The best advice is to fully disclose and discuss your plans with your loan officer before you do anything financial in nature. Any blip in income, assets, or credit should be reviewed and executed in a way to keep your application in the most positive light.

By following these Dont's, you will be closer to enjoying your new purchase.

If you need to consult with Mortgage Broker or Realtor about your next purchase.....

Greg Schamp, Strategic Real Estate Marketing and Your Real Estate Advisor!!!

4839 N 72nd Way, Scottsdale

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 03 Apr 2012 12:12:08 -0700

Set in the heart of Scottsdale, this rarely available townhome is now on the market. Its close proximity to Scottsdale Fashion Square, the Waterfront, and Downtown Scottsdale make it a true find. Secluded on a private street, 4839 N 72nd Way, Scottsdale is within walking distance to the most exciting restaurants like Modern Steak, Kona Grille, PF Changs, Wildfish Seafood Grille and the list goes on and on. The waterfront is the historic canal running through downtown Scottsdale with biking and walking paths. 4839 N 72nd Way, Scottsdale is a time capsule with only 44 units, each with their own 2 car garage, a very rare amenity as most of the other properties only have parking spaces that you have to rent or buy at an additional expense. While many other properties are newer, they also make you feel like you are living in a fish bowl and unless you are willing to spend top dollar, your views are limited to interior courtyards. 4839 N 72nd Way, Scottsdale has the unique opportunity for you to create a rooftop deck with 360 degree views, sunrises and sunsets. What a wonderful way to wind down your day than sipping on a glass of wine or your favorite cocktail while taking in one of the most beautiful sunsets in the world. 4839 N 72nd Way, Scottsdale will keep you feeling secure if you are looking for a lock and leave second property, vacation home or rental income property.

Contact me for your private tour of this unique property. 602-677-6816 or http://www.realestateinphoenixscottsdale.com/listing/mlsid/8/propertyid/4737648/

Don't Underestimate The Power of Craigslist Posting

Greg Schamp (Keller Williams, Sonoran Living) — Sat, 17 Mar 2012 18:00:59 -0700

Never underestimate the power of technology to drive traffic and more importantly, leads to your website. By posting to Craigslist on a daily basis and maintaining the listings by renewing them periodically, your presence will grow exponentially. The link below is in addition to the individual properties. You can create a listing like this by using http://craigslisteditor.com/. It is also a simple site for tranlating anything you need in to HTML, and best of all, IT's FREE!

Search the MLS Like a Realtor

Save Homes and Create Listing Alerts

Schedule an Appointment to View Homes

5 Things to Know about Buying A House at A Golf Course

Greg Schamp (Keller Williams, Sonoran Living) — Fri, 03 Feb 2012 17:39:53 -0800

Story Courtesy of Keller Williams Market Insider

The idea of life on a golf course is a dream to many prospective homebuyers. Through each window, a golf course can create lush picture-perfect views of vast, meticulously maintained lawns. In fact, in many neighborhoods and towns, golf course homes offer the best vistas available. Another benefit is that houses are often sited so that neighbors are not directly visible, and all views face the fairway. Best of all, for avid golfers, owning a house at a golf course means that their next round of play is right outside.

In home buying, what seems ideal seldom is. It’s important to consider the pros and cons of living next to a golf course, especially if you’ve never lived on a course. Here are the top five things to keep in mind when hunting for your golf course home:

1. Courses are maintained, early and often. Lawns must be cut and tended to in the morning, before rounds are played. That means that groundskeepers are out on the course before sunrise. In places with a year-round golf season, putting greens are usually maintained every day. If a master bedroom window faces a green, headlights from golf carts and riding mowers will blaze through. The engine noises will be heard as well.

The fix: If you’re a sound sleeper, no worries. If you’re a light sleeper, make sure that your home is located on a fairway and relatively distant from greens and tee boxes that require more maintenance. Select a property that positions your master bedroom away from the course or look for window treatments such as blackout curtains. You may even want to consider investing in a white noise machine.

2. Pay attention to location of cart paths when house hunting. Many courses built in residential developments are lined on both sides by houses. The path for golf carts will run along one side of the fairway from tee box to green. If a cart path is directly behind a home, golf carts will be zipping by all day. This can be more than a little disruptive to the otherwise serene setting a golf course affords.

The fix: Proximity to a cart path does affect housing lot desirability and this should be reflected in the price of a home. Sometimes a house in one of these “high-traffic areas” will be a great deal. Good landscaping can block out some disturbance, but will also block views from the ground level. Smart positioning of outdoor features like decks, pools, hot tubs and other water features is a must to minimize the disruption of carts zooming by.

3. Tee boxes and greens are regular stopping points. Every golfer will park his or her cart at every tee box and putting green during a round of play. If a house is located near these course elements, players will be stopping near your home throughout the day. Their chatting and laughter will be audible, and their loud golf pants will be visible. If a house is on a cart path near a tee box or green, carts will park on the path regularly.

The fix: Where there’s a golf course, there are golfers. This will always be true. So when viewing a house at a golf course, always sit out back or facing the course and wait for a foursome to play through. Take note of where they park their carts and how much noise they make while playing. If you’re not comfortable with the noise and motion of the golfers, then the house is not for you.

4. Understand all of the deed restrictions. One of the potential cons of living next to a golf course is that homes are almost always in deed-restricted communities where certain aspects of home maintenance and modification are regulated by a homeowners’ association (HOA). In order to maintain a certain look and feel of the course, house exterior paint colors usually need to be selected from a limited palette. You probably can’t put a swing set in your backyard, facing the course. Landscaping requirements may mandate that a certain density of trees be planted on your property and which species are acceptable – this may seem un-American, but it is rather common. In golf course communities, homeowners tend to have visible pride of ownership and take these rules very seriously. Golfers who can see your house from the course may complain to the community or HOA if they notice that you’re behind on maintenance.

The fix: If you like the feel of a neighborhood, aspects of the deed restrictions probably appeal to you. It means that many qualities of the neighborhood will be retained for years. Always request the HOA documents and read through them when contemplating the purchase of a golf course house that is part of a deed-restricted community. These documents are often available online. If the rules don’t work for you, look elsewhere.

5. Golf course land is often off-limits for non-golf activities. Golf courses are great for playing golf, but can’t be used for much else. Recreational walking or biking on cart paths is forbidden at almost all courses. You can’t walk your dog along a fairway.

The fix: If you like to walk or bike, make sure that a golf course community also serves these needs as well. Even if you live on a golf course, you won’t play every day, and your golf course home should meet the needs of a well-balanced life.

There’s no question that having a house at golf course provides a great quality of life for many people. If you think a golf course home might be right for you, just remember to weigh the pros and cons and carefully research specific properties before taking the leap into homeownership. Then you can enjoy all the perks of living next to golf course views.

Private Gated Estate in Scottsdale

Greg Schamp (Keller Williams, Sonoran Living) — Sat, 07 Jan 2012 18:56:36 -0800

About

Private Estate in 85255 Zip Code

Posted on December 6, 2011by Greg Schamp

This Private Estate in 85255 Zip Code in Scottsdale, AZ is just the place you have been looking for. Set in Pinnacle Peak Estates, the 3 1/2 acre lot enjoys unbostructed views of the Sonoran Desert and Scottsdale and Phoenix city lights. The custom gate and entrance to Casitas del Rio protects your privacy and only you can grant access to your estate. Lush vegetation and a large lot give you a feel of seclusion while only being minutes from all of the action Scottsdale has to offer.

The property features over 5300 square feet of luxurious but comfortable living. All of the living space is set on the main level. A private office and loft with deck are on the open second floor. Ceilings in the main living room soar to over 20 feet and a dramatic ancient stone wall with entertainment built in provides a stunning backdrop that will take your breath away. State of the art sound and electronics are in each room. Each bedroom has it own ensuite bath with separate tub and shower and granite surrounds. There are two additional guest bath rooms for each wing of the home. A custom stained glass and iron door greet you at the end of the circular drive welcoming you to Casitas del Rio. A built in wet bar with wine cooler is just steps away. The wine grotto is surrounded by natural stone and includes a tasting room and 2500 bottle climate controlled wine storage. The oversized 4 car garage features finished floors, ample storage behind doors and air conditioning to keep your prized posessions in the best of climates. The patio and alfresco dining area rivial five star resorts with a salt water pool complete with a heated spa, water fall and misting system. A built in grilling area with Viking appliances complete a well thought out outdoor living space that is perfectly set up for entertaining or relaxing. Should you decide to expand, there is ample room for a guest casita and sports court that will not impede your views. Casitas del Rio is in a subdivision that does not have a home owners assocation to limit your desires. Lots range is size from just over an acre and a half to more that 20, providing plenty of space between neighbors.

Let us show you Casitas del Rio and discover Southwest living in this Private Estate in 85255 Zip Code in Scottsdale, AZ

Greg Schamp, Keller Williams Realty, Sonoran Living

http://www.realestateinphoenixscottsdale.com/

http://www.casitasdelrio.epropertysites.com/

602-677-6816 Direct

Foreclosure and Second Properties...Courtesy of Keller Williams.

Greg Schamp (Keller Williams, Sonoran Living) — Sat, 07 Jan 2012 14:07:29 -0800

Foreclosure and Second Properties

What Does it Mean to Buy and Bail?

ôBuying and bailingö refers to the act of buying a second property and allowing a first home to fall into foreclosure. Homeowners who purchase second properties in this scenario are typically ôupside downö on their primary residence, meaning they owe more on their first home than it is worth in the current market. It's likely that they had an adjustable rate mortgage and their monthly mortgage payment grew to a payment they could no longer afford. For some, an easy solution appears to be buying a second property at a depressed price with a fixed rate mortgage in order to lower their monthly mortgage payments. At the same time, they let their first home fall into foreclosure û hence the term buying and bailing.

You may wonder why a lender would loan someone money for a second property when they are already having difficulty making the mortgage payments on their first home. Typically, the buying and bailing homeowners will state in their loan applications that they intend to rent out the first property, but it should be noted that lying on a loan application constitutes fraud. Fanny M' and Freddy Mac have instituted rules to curb the practice, but it continues. In addition to fraud, homeowners could get themselves into deep water when dealing with foreclosure and second properties.

Things to Consider About Foreclosure and Second Properties

There are two different scenarios that can occur with foreclosures and second properties. The first is the buy and bail situation explained above where the homeowner buys a second property and allows the home that has been his primary residence to go into foreclosure. The second is where a homeowner has a second property, perhaps a vacation home, and allows that second property to go into foreclosure.

When a home goes into foreclosure it will be auctioned off û usually for a much lower amount than what is actually owed on the property. The difference between the amount owed and the amount received at auction is called a ôdeficiency balance.ö

How the settlement of the deficiency balance will be handled varies greatly depending on where you live and your state's laws regarding foreclosure and the enforcement of deficiency balances. In about two-thirds of U.S. states, deficiency balances are treated like all other unsecured debts, and lenders may pursue a borrower after foreclosure by seeking a deficiency judgment. This allows a lien on the second property for the amount still owed on a previous mortgage. In states such as California and Arizona there are restrictions on lenders, and they may not have that option if the original home was a primary residence.

If you have a vacation home that goes into foreclosure, and end up owing a deficiency balance after foreclosure on that second property, the lender may file a lawsuit against you to collect the debt. This could result in garnishment of your wages, levies on your bank accounts, and/or liens placed on your property, including your primary residence, depending on your state's laws relating to the enforcement of judgments.

After foreclosure, the lender, otherwise known as the judgment creditor, may be able to force the sale of your primary residence to obtain the money needed to pay off its judgment depending on the state in which you live. Judgment creditors are more likely to pursue a forced sale of your property if you have a lot of equity in your home. Therefore, if you have a substantial amount of equity in your primary residence, you may want to think long and hard before allowing a foreclosure on your second property. A consultation with an attorney specializing in real estate law is advisable before deciding to let a foreclosure on a second property to occur.

Looking For A Place to Relax?!

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 22 Nov 2011 22:55:09 -0800

This 117 acre equestrian estate in Southern Arizona is the result of 3 years of research & planning by the
owner who sought this location because of its tranquility & spectacular views. Only 1.5
miles off paved road, one never sees or hears traffic. Yet, proximity to the entertainment
venues of Tombstone and Bisbee, as well as city conveniences are only short drives from
this ranch. The 4800’ elevation creates a microclimate that brings summer highs 4*
cooler than the valley 5 miles below & 10* cooler than Tucson & 15* below Phoenix,
while winter lows are comparable to Tucson & 10-15* warmer than the valley. The
architectural design was done by Todd Bogatay of Bisbee, famous for his combination of
art & green design. This is a wonderful location for equestrians with over 20 miles of
private dirt roads & acres of BLM land so that one may saddle up & ride in any direction.
The 1300 Sq’ barn houses 3 horse stalls, a finished tack room, electricity & running
water, and dry hay storage with still enough space to park a vehicle. The 75’ x 145’ vinyl
horse fence corral contains the horses when not out in the 30 acres of grassy meadows,
providing an inspiring view from the covered porch where one may sit and watch the
horses play. The residences of Rambling Trail Ranch were built in 2 parts: the casita is 648 sq ‘, fully contained
with kitchen appliances, a glass door shower in the full bath, dining room, living room
and large bedroom with space for computer desk and seating. Two wall mounted TV
provide entertainment. Lots of windows and sliding glass doors bring in the mountain
views.
The main house is 3296 sq’ with attached, insulated and finished oversized 3 car garage
with carriage house doors. The centerpoint of the home is the cook’s kitchen/family
room/great room/breakfast room concept with natural stone surrounding the 48’ Viking
range and stone again around the wood burning family room fireplace that is see through
to the office/library with its built in desks and bookcases. Passive solar heating brings the
winter sun’s warmth into the great room complex. The formal living has its own gas
fireplace. The formal dining room can seat up to 10 people. The entry foyer has lighted
niches all around it for showcasing artwork. The laundry room is just off the kitchen and
houses large washer/dryer, lots of cabinets and a utility sink. The guest bedroom is at the
south end of the home & has an on suite shower/tub full bath and separate entrance. The
mud room has a separate entrance and double utility sinks for washing up and changing
clothes after a trip to the barn. A workshop has its own separate entrance

The mastersuite is the piece de resistance with its large walk in closet and built in drawers. A king
size bed is dwarfed in the large master bedroom with seating area, wall mounted TV and
gas fireplace that is see through to the free standing Serenity X air tub. Large double
sinks, walk in shower w/ river rock floor, and separate water closet with fully automated
Toto bidet/toilet completes the master bath. A separate exercise/bonus room is off the
bedroom.
Storage is no good if you can’t access it, thus the design incorporated extensive storage
options from the built in cabinet & shelving in the master bath to 3 closets adjacent to the
laundry room with ample space for coats & jackets, as well as linens and towels.

There is a storage room off the kitchen containing the freezer, wine racks and many storage
shelves. The walk in pantry off the kitchen adds lots of shelving. The garage contains
space for additional storage and shelving, as well as the loft in the barn.
Technology is also a major focus of this design with built in surround sound system in the
family room and built in stereo speakers in the dining room, living room, master
bedroom/bath & the back patio. Satellite HD TV is brought to the family room, master
bedroom and guest bedroom.
This home has everything to make your life comfortable and interesting, while being
energy efficient with passive solar, energy star appliances, blow in insulation, low E
double pain glass, and zone AC/heating.

Given the highend luxury finishes, 117 acres of unrestricted vistas, horse facilities and ease of access, this property should be hundreds of thousand of dollars more than the asking price. Your opportunity for a Bed and Breakfast, luxury retreat or a retirement masterpiece is within reach.

Please contact us for a private showing and tour of the ranch.

schampain@gmail.com www.realestateinphoenixscottsdale.com

http://www.horseranches.epropertysites.com/

mchaudoin@gmail.com

http://epropertysites.com/properties/AZ/Elfrida/arizonaranch/10757-N-High-Lonesome-Road-AZ-85610

Paradise Valley Luxury Home

Greg Schamp (Keller Williams, Sonoran Living) — Fri, 28 Oct 2011 17:58:38 -0700

This Unique Contemporary Paradise Valley Luxury Home in 85253 zip code Artistically Envelopes the Mountain on the North Entrance of Paradise Valley. Walls of Windows invite the sunlight into this well designed living space of this Paradise Valley Luxury Home in 85253 zip code. Spectacular views from every room and the cantilevered viewing terraces. Honed Limestone floors lead you into the Chef's kitchen featuring Top of the line Dacor and Asko appliances, cherry wood cabinets and black granite countertops. The indoor sport court will thrill the professional athlete or anyone wanting the ultimate sports hangout. Restaurant style booths and tv's keep the fans comfortable while watching the action. Basketball court and a retractable batting cage will help keep your skills sharp during the off season. The adjoining home theater in the Paradise Valley Luxury Home creates a wealth of entertaining options. Plenty of seating for movie screenings or reviewing team and game footage. The wet bar and blackout windows make this the ultimate setting. Splash outdoors in what feels like a natural pool and Jacuzzi cut right out of the mountainside with waterfalls included.

Creston Touch pad screens throughout allow you to control your environments from any room. The open glass fire place provides an elegance to the Master Suite. An elevator brings you to the living area from the private entrance and wine cellar. The 6 car garage provides a retreat for you prized thouroughbreds.

The dramatic living spaces and attention to detail at every turn of this contemporary Paradise Valley Luxury Home in 85253 zip code will leave you spellbound. Imagine your hilltop estate with unparalleled views and nothing to get in the way. Entertaining and privacy do not always work well together, but here it is the ultimate of both worlds.

Schedule your private tour to view this Paradise Valley Luxury Home in 85253 zip code today.

Listing Courtesy of Keller Williams Realty, Sonoran Living, Jenny McCall, Realtor.

Desert Mountain Estate in 85262

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 02 Aug 2011 11:40:08 -0700

You may have seen this before, it is worth another look. The views, location, and amenities are world class. This is Scottsdale and the high Sonoran Desert at it's finest.

Via Kim Caron (Keller Williams Sonoran Living):

Desert Mountain Estate in 85262

This Desert Mountain Estate in 85262 is set deep within an exclusive guard gated community of Desert Mountain. The Desert Mountain Estate at Desert Mountain features the finest golf courses in Scottsdale. Simply put, there are six private Championship Jack Nicklaus Signature Golf Courses from which to choose - the most in one location anywhere.

This stunning classic contemporary Desert Mountain Estate in 85262 is dramatically situated on on 16th green of Renegade golf course. Exquisitely blurring the line between indoors and out, the alfresco back of the home embraces a series of terraces and clean lines that combine and create an open-air paradise, complete with an outdoor kitchen and Viking grill and a wealth of dining and entertaining patios. The picture perfect pebble tec lap pool with water feature and spa sparkles overlooking lush greens.

This 6,000 square foot contemporary boasts three bedrooms, 4 and a half baths, office, three car garage, and detached guest casita and is secluded behind a guarded gate community in Desert Mountain in 85262. Polished limestone floors, custom inlaid cherry and birdseye maple cabinetry, gourmet kitchen complete with Viking, Dacor, Bosch and Sub-Zero appliances, master bath with Jacuzzi tub, steam shower, and granite are just a few of the custom finishings of this most desired estate Desert Mountain Estate in 85262.

This contemporary is situated in one of the most desirable Desert Mountain villages, Gambel Quail Preserve, with generally warmer temperature in the winter season and very accessible from the front main gate. A full deferred equity golf membership is included in this offering.

To arrange an exclusive viewing, call Kim Caron at 602-814-3419.

8334 E SAN SEBASTIAN DR Scottsdale, AZ 85258

Greg Schamp (Keller Williams, Sonoran Living) — Sat, 23 Jul 2011 00:16:19 -0700

8334 E SAN SEBASTIAN DR Scottsdale, AZ 85258

RENOVATED INSIDE AND OUT BY OWNER/BUILDER IN 2006. ROOF-LINE REPLACED (2006) INCLUDING TRUSSES, RAFTERS AND TILES. EXTERIOR COMPLETELY RE-TEXTURED AND PAINTED. TWO MASTER SUITES WITH PRIVATE BATHS, OFFICE/DEN COULD EASILY BE 4TH BEDROOM. KITCHEN WITH GRANITE TILE AND STAINLESS STEEL APPLIANCES. EVERY ROOM WIRED FOR CABLE AND SPEAKERS. TAX RECORD DOES NOT REFLECT SECOND MASTER SQUARE FOOTAGE FROM CITY OF SCOTTSDALE BUILDING INSPECTORS AND ARCHITECT PLANS, WHICH WAS ADDED IN 2006. GREAT SCHOOLS IN A GREAT QUIET NEIGHBORHOOD AT 8334 E SAN SEBASTIAN DR Scottsdale, AZ 85258

Auctions Heating up in Phoenix

Greg Schamp (Keller Williams, Sonoran Living) — Mon, 11 Jul 2011 20:44:28 -0700

The auctioning of homes is heating up in Phoenix...literally. You know the typical courthouse steps, a couple people representing the trustees with their computers at the ready and 50 or 60 other people there to bid on the selection du jour. It's 109 in the shade. Smart phones and computers at the ready, who needs a comfy airconditioned office? I'll take a squirt bottle equipped fan any day....not.

If you are not in the know, you could easily miss out on a bargain. Then again, for $1500 you could get one of these guys to do the work for you. This day I saw one guy with a stack of about 30 $10,000 cashiers checks. Not a bad days haul if you get to spend them all.

Seriously, this is not the most efficient way to do this. Hasn't anybody told the trustees that online auctions bring more money because you can have so many more people accessing the sites. I believe if we want to stabilize the market, we need to adopt technology in a meaningful way that brings the best value for both buyer and seller. Simply letting the fish feed off the bottom only makes them fat and lazy. The auto industry has learned this technique and now most auctions have integrated live online bidding with live in lane bidding and the prices have gone up dramatically. Why, simple supply and demand. If there are only 3 or 4 people at the auction, someone is going to get a great deal. If you had live online bidding, with a more streamlined approach, you would open the floor to substantially more qualified buyers. Sellers would get a fairer price and buyers would still get a good deal, not a steal.

Hilltop Retreat in Desert Mountain 85282 zip code!

Greg Schamp (Keller Williams, Sonoran Living) — Sun, 26 Jun 2011 19:37:19 -0700

Hilltop Retreat in Desert Mountain 85282 zip code!

This unforgettable Hilltop Retreat in Desert Mountain 85282 zip code boasts breathtaking views, unparalled craftmanship, and the security of a guard gated community in one of the premier golf and resort destinations in the world. With six Championship Jack Nicklaus Signature golf courses, an impressive, newly-reconditioned tennis complex and six architecturally distinguished clubhouses, Desert Mountain sets the standard for private, master planned communities. Kim Caron and Greg Schamp of Keller Williams Sonoran Living, present this impressive Southwest Contemporary Hilltop Retreat in Desert Mountain 85282 zip code on the 16th green in the Village of Gamble Quail. Representing the finest properties in Arizona, Kim Caron and Greg Schamp make the Luxury Lifestyle fun and approachable with innovative approaches to marketing, focusing on style, craftmanship and a little bit of fun and whimsy.

The finest materials to be found are used in the construction of this luxury estate in Desert Mountain 85282 zip code. This view of the green from the wrap around patio is protected from the afternoon sun providing spectacular views and shadows that show off the architecural excellence and relaxing style of this contemporary masterpiece.

Desert Mountain is an extremely private club. All six golf courses and six clubhouses are exclusively for the use of members and their guests. In addition, the seven restaurants at Desert Mountain are also for members-only. It is a highly exclusive lifestyle for those privileged enough to join. Desert Mountain is the epitome of a world class country club lifestyle. The security at Desert Mountain includes two guard gates, which are staffed 24-7. All homes in Desert Mountain AZ are double gated, with a guard gate at the main entrances and then a gate for each village. It is one of the most secure communities in Arizona.

The sophisticated open spaces of this Hilltop Retreat in Desert Mountain 85282 zip code take advantage of the natural light and surroundings with the use of the walls of windows. The expansive space is cleverly set with multiple levels giving definition of space without restrictive walls. Polished limestone floors, solid cherry 9' doors, custom inlaid cabinets of cherry and birdseye maple, Viking, Dacor, Bosch and Sub-Zero appliances are an example of the level of craftmanship you can expect in the relaxed unpretnesious settings. A Viking grille and outdoor kitchen fit for the ultimate chef compliment the indoor Kitchen of Your Dreams.

When you have guests, a private 500 sq.ft. casita that rivals the finest resorts is steps away from the main entrance of this Hilltop Retreat in Desert Mountain 85282 zip code. A private entrance, zen-like herb garden and views of the golf course will make anyone feel that they have just stepped into a 5 star luxury retreat. The space is self contained with the same quality amenities of the main house. After a round of golf or a day of hiking the scenic high sonoran desert, guests can sink into the jacuzzi tub and sip a cold beverage from the fully equipped kitchenette.

To view this fabulous 6000 sq.ft. Hilltop Retreat in Desert Mountain 85282 zip code in the prestigious Gamble Quail community of Desert Mountain, contact Kim Caron 602.814.3419 or Greg Schamp 602.677.6816. Your private retreat awaits your inspection. Not listed in MLS, you can be assured of complete privacy and discretion.

If not you who, in not now when?

Paradise Valley Luxury Home

Greg Schamp (Keller Williams, Sonoran Living) — Sat, 25 Jun 2011 18:40:13 -0700

Luxury in Paradise Valley 85253 zip code

Artistically Enveloping the Mountain on the North Entrance of Paradise Valley. Walls of Windows invite the sunlight into this well designed living space of a Luxury Paradise Valley Home in 85253 zip code. Honed Limestone floors lead you into the Chef's kitchen featuring Top of the line Dacor and Asko Appliances, Cherry wood Cabinets and Black Granite Counter-tops. The indoor Sport court with adjoining Home Theater creates a wealth of entertaining options. Featuring an Indoor Batting Cage, Full Basketball court and Restaurant style booths with flat screen TV's for the Spectators!Splash outdoors in what feels like a natural pool and Jacuzzi cut right out of the Mountainside with waterfalls included! Creston Touch pad screens throughout. This incredible estate Presents a rare opportunity for any Luxury Buyer!

Paradise Valley is nestled in the central part of Phoenix just west of Scottsdale. With many of the finest golf courses and award winning resorts in the world, this Luxury Paradise Valley Home in 85253 zip codeis strategically placed to take advantage all the best Paradise Valley and Scottsdale have to offer. The stunning views from the cantilevered deck off the master bedroom will take your breath away. If you are looking for a contemporary Luxury Paradise Valley Home in 85253 zip code, this is it.

Listed by Jenny McCall of our Keller Willamns Sonoran Living office, this Luxury Paradise Valley Home in 85253 zip code represents the type of listings our office specializes in.

To schedule your private showing of this Luxury Paradise Valley Home in 85253 zip code, call Greg Schamp @ 602.677.6816 or email schampain@gmail.com.

A Desert Oasis

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 03 May 2011 19:16:05 -0700

Contact:	Greg Schamp
Phone:	602-677-6816

8143 Arroyo Seco

For Sale at USD $649,000


Send To

Subdivision	Sand Flower
Category	Homes
Type	1
Sq Footage	4180
Bedrooms	5
Bathrooms	4
Half Bathrooms	1
Lot Size	42567
Short Sale	No
Year Built	1999
Home Address	8143 E Arroyo Seco Arroyo Seco, AZ 85266

Home Description

Territorial style home on 1 acre. Quite cul-de-sac of 4 homes. Just painted inside & out. Sparkling pebble tech pool area backs to a natural wash area. Elevated lot to capture breath taking view of Pinnacle Peak and from the upper-deck 360 view of Mountain, lights and bright stars at night. New hardwood floors just installed. Open and spacious fl. plan with split master suite. Glamorous master bath with his and her walk in closets, glass block shower, tiled counters with tiled back splash. 5th bed could be used as office or guest quarters with separate entrance/full bath. Kitchen has granite counters and back splashes, built in side by side freezer/refrigerator and opens to family room. This is a MUST SEE!

Home Features

Central AC	Central heat	Fireplace
High Valuted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Bonus room	Office/Den	Dining room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Granite countertops
Attic	Basement	Dryer
Balcony	Yard	Swimming pool

Additional Links

Greg Schamp	rockstar lenders	facebook home
Blog Address	Virtual Tour

Property Description

This home for sale is located in Sand Flower! This Arroyo Seco community has homes for sale ready for immediate move in but none match the ammenitites this home offers. If you are looking for a one of a kind home in Sand Flower, please review this unique home above. In addition, to schedule a showing be sure to email me and take advantage of this great home for sale in Sand Flower. This home for sale in Sand Flower, located in Arroyo Seco, wont last long and in today's volatile real estate market. Finding the perfect home to fit all your needs is just a phone call away. Why spend hours looking through online websites for homes for sale in Sand Flower, contact me today for all your real estate needs! I'm happy to assist you in finding your dream home in Sand Flower

It is all about your Partners!

Greg Schamp (Keller Williams, Sonoran Living) — Mon, 21 Mar 2011 22:23:22 -0700

I met John back in December and we immediately hit it off. Both of us coming from different backgrounds we soon found out that we had some common business experiences. I had spent 25 years in the retail luxury automotive business and he had come from the corporate side with consulting and setting up several certified programs for the likes of manufacturers such as Toyota.

We are currently working 3 short-sale listings together...all of which are less than 6 weeks old. One is currently in escrow an offer is forthcoming on another and we are aggressively getting the third into a marketable condition.

I have found that concentrating on your strengths is the key to success. If you are a marketing aficionado...don't deviate from that which you are proficient. Pick a partner that knows the ins and outs of that which you are not an expert, make them a partner and concentrate on the part of your business that makes the most efficient use of your time.

John and his partner Mel are such professionals at what they do...they leave me to the things that I am best suited for. Together, we will make many successful transactions all the while helping people to realize there is a LIGHT at the end of the financial tunnel.

If you have clients that need the first class service of these professionals...please contact me and I will get you in touch with them. It may be the best referral you have ever made.

360 Group is pleased to announce a total of four success stories for March 2011. We successfully closed two Short Sales and two Mortgage Modifications.

The details are as follows:

When a family needed to sell short their primary residence in Mesa, Arizona, 360 Group was hired to help in January 2011. We negotiated the file for just two months to a successful close of escrow with Nationstar bank last week. Most of our short sales take between 60 and 120 days, but this file moved through the system very quick. Our Realtor affiliate and the client were very happy.
Referred to 360 Group by a previous client, Mr & Mrs Reintz pulled cash out of their primary residence in 2006 to help fund the building of their custom home on land they owned in Oregon. When the market went south, they made the tough choice to move back into their old home and try to sell short the custom home. 360 Group began the file in July 2010, and after multiple counter offers and significant negotiating with the lender due to both a first and a second mortgage, closed the deal in March 2011.
Mr & Mrs Perez of San Francisco, California had a first mortgage with GMAC and were referred to 360 Group by a happy customer. The file began in January 2011 and in less than 90 days a successful result was achieved. The previous payment was $3,047 and the modification payment is $2,566.
Mr & Mrs Fray called 360 Group when they wanted to Sell Short their investment property in Scottsdale. After an educational Pre Qualification, they realized a short sale would be risky and decided to attempt a modification. Mr & Mrs Frey were told by many people that they would be denied because they were current on all their payments. They were told it was impossible to get a mod while current. 360 Group began in November 2010 and got an adjustment from Interest Only with a Balloon payment, to a Fixed rate PITI payment that avoids any future risk with a lower monthly payment.

If you know anyone who is questioning whether they will qualify for a reduction in payment or a short sale, please have them call us. Our pre qualification process is second to none. We educate our clients by first outlining the guidelines and then show them how their file either fits, or doesn't fit. We're 100% honest with the results and we never charge any up front fees.

Win a Trip to Spain and Cure Cancer!

Greg Schamp (Keller Williams, Sonoran Living) — Mon, 21 Mar 2011 17:43:06 -0700

Curing Cancer....at least the prospect of providing research dollars to aid others in curing Cancer....and winning a trip for 2 to Barcelona, Spain!

The Phoenix Friends of the Arizona Cancer Center is a group of women, founded 25 years ago, that raise money to support the efforts of the University of Arizona Cancer Center in Tucson, AZ. Through the years, this group has raised well in excess of $6,000,000 toward the fight against cancer. If you would like to support them, there is time to buy your raffle ticket or better yet buy 6. $25 each or 6 for $100. You do not need to be present to win either...bonus.

Contact me directly at 602-677-6816

Greg Schamp, Real Estate Advisor

Don't Jump the Hurdles, Master Them!

Greg Schamp (Keller Williams, Sonoran Living) — Tue, 15 Mar 2011 15:01:17 -0700

The issue with most people is that they try to get over the hurdles in life. The truth is you should take the hurdles with you. When you get to one, dismantle it, pack it up and take it with you. You never know when you will need it again. When you are in competition with someone wouldn't it be nice to have a hurdle that you have dismantled (mastered) and be able to throw it out behind you in the path of your competitor. Chances are, they either jumped or went around the hurdle and never mastered it. Dismantle by definition; a. To take apart; disassemble; tear down. When you are faced with a problem, research it, learn what caused it and how to solve it.

Being an original from which copies are made is the definition of a Master.

Resort Living in Quail Ridge

Greg Schamp (Keller Williams, Sonoran Living) — Sun, 06 Mar 2011 20:21:00 -0800

Contact:	Greg Schamp
Phone:	602-677-6816

Home For Sale in
Quail Ridge

USD $644,500


Send To

Subdivision	Quail Ridge
Category	Homes
Type	Single Family Re-Sale
Sq Footage	2376
Bedrooms	2
Bathrooms	2
Half Bathrooms	0
Lot Size	10700
Short Sale	No
Year Built	1998
Home Address	11133 E. Turnberry Scottsdale, AZ 85255

Home Description

Panoramic views of the Mountains and City Lights! Spacious home with an additional room that could be an office or 3rd bedroom. Kitchen has eat in area with a granite bar area opening to the great room. Features include a stone fireplace, curved glass dining area, 12 feet high ceilings, tile flooring, alarm system, plantation shutters all in neutral colors. The backyard is equipped with a heated Spa, stainless BBQ and fire pit to complete the best of resort living. The sunsets are stunning from the patio. This home screams resort style living without being fussy. A MUST SEE HOME!

Southwest Paradise

Southwest Paradise

Resort Oasis

Need We Say More?

Home Features

Central AC	Central heat	Fireplace
Walk-in closet	Tile floor	Family room
Living room	Bonus room	Dining room
Breakfast nook	Dishwasher	Stove/Oven
Microwave	Granite countertops	Yard
Jacuzzi

Property Description

This home for sale is located in Quail Ridge! This Scottsdale community has homes for sale ready for immediate move in but none match the ammenitites this home offers. If you are looking for a one of a kind home in Quail Ridge, please review this unique home above. In addition, to schedule a showing be sure to email me and take advantage of this great home for sale in Quail Ridge. This home for sale in Quail Ridge, located in Scottsdale, wont last long and in today's volatile real estate market. Finding the perfect home to fit all your needs is just a phone call away. Why spend hours looking through online websites for homes for sale in Quail Ridge, contact me today for all your real estate needs! I'm happy to assist you in finding your dream home in Quail Ridge

Additional Links

Greg Schamp	rockstar lenders	facebook home
Virtual Tour

When Looking for Value, Look Here!

Greg Schamp (Keller Williams, Sonoran Living) — Sun, 06 Mar 2011 11:55:53 -0800

Contact:	Greg Schamp
Phone:	602-677-6816
Email:	schampain@gmail.com

Home For Sale in
Tatum Ranch

USD $315,000


Send To

Subdivision	Tatum Ranch
Category	Homes
Type	Single Family Re-Sale
Sq Footage	2709
Bedrooms	4
Bathrooms	3
Half Bathrooms	0
Lot Size	8118
Short Sale	No
Year Built	1998
Home Address	4525 E MORNING VISTA LN Cave Creek, AZ 85331

Home Description

THIS MAY BE THE MOST DESIREABLE PROPERTY IN ALL OF TATUM RANCH/CAVE CREEK ARIZONA. BEAUTIFUL, CLEAN, UPDATED, MOVE-IN-READY HOME WITH EXPANSIVE BACKYARD VIEWS THAT OVERLOOK THE NATIVE SONORAN DESERT LANDSCAPE. REAL NEIGHBORHOOD AND COMMUNITY WITH TWO URBAN PARKS AND WALKING DISTANCE FROM TATUM RANCH GOLF COURSE. BIG HOME, GREAT PRICE! 4 BEDROOMS, OFFICE/DEN, 3 BATH. THIS IS IT! EXPANSIVE FLOORPLAN WITH HIGH VAULTED CEILINGS, NEW PAINT, NEW CARPET. BRIGHT OPEN KITCHEN OPENS TO FAMILY ROOM FOR EASY ENTERTAINING. NORTH/SOUTH EXPOSURE.

Finally Home

Finally Home

Room for the Toys

Your Private Retreat

Home Features

Central AC	Central heat	High Valuted ceiling
Walk-in closet	Tile floor	Family room
Living room	Bonus room	Dining room
Breakfast nook	Dishwasher	Stove/Oven
Microwave	Basement	Yard

Property Description

This home for sale is located in Tatum Ranch! This Cave Creek community has homes for sale ready for immediate move in but none match the ammenitites this home offers. If you are looking for a one of a kind home in Tatum Ranch, please review this unique home above. In addition, to schedule a showing be sure to email me and take advantage of this great home for sale in Tatum Ranch. This home for sale in Tatum Ranch, located in Cave Creek, wont last long and in today's volatile real estate market. Finding the perfect home to fit all your needs is just a phone call away. Why spend hours looking through online websites for homes for sale in Tatum Ranch, contact me today for all your real estate needs! I'm happy to assist you in finding your dream home in Tatum Ranch

Additional Links

Greg Schamp	Surprise	Rock Star Lenders
Virtual Tour

Greg Schamp's Blog

Should You Carry Them?!?

Money Pit or Quality of Life?

I Don't Know....You Decide!

Mortgages are Hard to Get

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Housing Prices Increase, but not Enough

Mortgage Rates Continue to Slide

Existing Home Sales Drop

You Have The Right To Inspect!

Once Qualified, Stay Qualified

4839 N 72nd Way, Scottsdale

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Things to Consider About Foreclosure and Second Properties

Looking For A Place to Relax?!

Paradise Valley Luxury Home

Desert Mountain Estate in 85262

8334 E SAN SEBASTIAN DR Scottsdale, AZ 85258

Auctions Heating up in Phoenix

Hilltop Retreat in Desert Mountain 85282 zip code!

Paradise Valley Luxury Home

A Desert Oasis

8143 Arroyo Seco

For Sale at USD $649,000

Home Description

Home Features

Additional Links

Property Description

It is all about your Partners!

Win a Trip to Spain and Cure Cancer!

Don't Jump the Hurdles, Master Them!

Resort Living in Quail Ridge

Home For Sale in Quail Ridge

USD $644,500

Home Description

Home Features

Property Description

Additional Links

When Looking for Value, Look Here!

Home For Sale in Tatum Ranch

USD $315,000

Home Description

Home Features

Property Description

Additional Links

Home For Sale in
Quail Ridge

Home For Sale in
Tatum Ranch