Fsbo Letter #2 - 11/30/07 09:54 AM
March 30, 2007 John Doe: Thank you for taking my call last night in regards to the For Sale by Owner program that Mortgage Force offers. As promised I am including a basic For Sale by Owner Kit that we typically use in this program. I would like to take the opportunity to meet with
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In God We Trust - 11/28/07 11:37 AM
You always hear the usual stories of pennies on the sidewalk being good luck, gifts from angels, etc. This is the first time I've ever heard this twist on the story. Gives you something to think about. Several years ago, a friend of mine and her husband were invited to spend
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Prospecting - 11/27/07 08:45 AM
Hello «First name»: A minefield! Most home owners feel like they're walking through one when they're in the process of finding the right loan. And quite rightly too! After all, unless you are an industry expert, a few years down the track you could find yourself locked into a high interest rate
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Referal Request Letter - 11/27/07 08:41 AM
How many times have you asked for a referral ? I hope with every transaction, if not here is a short letter that will assist you in building your network,leads,and income. A Referral Letter Like No Other Dear Andee This letter, suggested by Mark Sheer in his book, Referrals, will serve you well. Be
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Pre-Qual Congratulations - 11/26/07 11:46 AM
Dear Tim, Congratulations on taking the first step toward purchasing a new home! Now that you are pre-qualified, you know how much home you can afford and the total cash required to complete the transaction. As your house-hunting progresses, you can assure any realtor or seller with whom you are working, that you
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Pre-Qualification Appointment - 11/26/07 11:44 AM
Dear Tim, Now that you've decided it's time to buy a home and obtain a new mortgage, I would like to introduce you to a rather new concept in the real estate and mortgage industry. It's called mortgage pre approval. Many of today's borrowers are taking advantage of this new concept. Simply stated,
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Management Lesson - 11/20/07 02:05 PM
Why a two minute management lesson? We all need some management "Continuing Education" every once in awhile. Lesson One: An eagle was sitting on a tree resting, doing nothing. A small rabbit saw the eagle and asked him, "Can I also sit on my ass like You and do nothing?" The
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Buying Bank Owned Properties - 11/20/07 08:18 AM
This is an introduction to buying Bank-Owned Properties. Most buyers do not understand the intricacies involved in buying bank owned or foreclosed properties. There are many things that must be understood before considering these investments. The following are a list of facts and items that you must know. They are the
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Letter with Good Faith Estimate - 11/19/07 04:43 PM
11-20-07 Dear Gary, Thank you for calling Mortgage Force, LLC for your mortgage needs. We know that selecting a mortgage lender is an important decision and we expend our best effort on your behalf. With today's attractive interest rates many astute and financially aware people are taking advantage of this opportunity to refinance
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WIN MORE LISTINGS - 11/19/07 09:49 AM
August 10, 2007 Mary Dickenson 243 Southern Blvd Newtown, Ct 06470 Win more listings with these two additions to your listing presentations Dear Mary, A listing presentation is an opportunity for you to separate yourself from the rest of the competition. It is a time when the seller makes the decision to transfer their personal trust
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Direct Mail Techniques For FSBO's - 11/19/07 08:40 AM
August 13, 2007 John Smith 425 Main St. Ridgefield, Ct 06877 Dear John Danielle Kennedy, in her audio tape set, How To List As Fast As You Can, talked about a proven system for capturing FSBO's by mail. She called it the Letter-A-Day program: First Day: In a large brown envelope, send a blank copy of your
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History of Newtown Connecticut - 11/16/07 01:49 PM
Newtown is a scenic "small town" located in Fairfield County in southwestern Connecticut, about sixty miles from New York City. Newtown is bordered on the south by Easton and Redding, on the north by Bridgewater and Southbury, on the east by Oxford and Monroe, and on the west by Bethel and
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Success - 11/16/07 09:08 AM
Dear Joe, As a top Realtor, you have dozens of loan officers vying for your business. I, too, would like to work with you, but first I want to show you that I am different. I believe relationships should be two-way streets. I would like to begin ours by giving, not by
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Tips to Succeed - 11/16/07 09:02 AM
August 10, 2007 Greater levels of service are required to succeed Dear Lisa, Today's buyer has evolved to a new level of sophistication. That new level of sophistication means they have a high level of expectation for service. No longer can a mortgage professional toil with a calculator and scratch out figures on a
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FSBO Letter - 11/16/07 07:18 AM
August 13, 2007 Dear FSBO Try a proven approach to FSBO Prospecting Dear FSBO, Although they may try, odds suggest that FSBO's will not sell their home without the assistance of real estate professional. As part of my marketing campaign to FSBO's, I included some information about my team of professionals... How many people that
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Lending Integrity - 11/15/07 05:33 PM
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Groups - 11/15/07 12:13 PM
Hey Fellow AR Members, I started a group a few days ago and all seems to be going well. I will be posting letters I have used in networking with fellow Real Estate Professionals, assisting consumers obtain loans, Credit Bureau challenge letters, etc. and welcome anyone that wants to post tips,letters or advice for
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Preferred Realtor Partner - 11/12/07 12:52 PM
Preferred Realtor Partner Co-Marketing Agreement First of all, I am glad that we met, and I am committed to a long term relationship based upon trust and mutual respect. I am equally committed to doing everything I can to make this a very profitable enterprise for both of us. I will be using
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HR 3915 Live Conference Call 11-12-07 - 11/12/07 12:15 PM
Sorry I didn t post this sooner everyone but I was busy I hope you all find this information useful. There are a lot of changes, and admendments that are being made. I heard that some of these changes will be made Tuesday or Wednesday of this week. One thing is all Loan
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Letters to Realtors,Attorneys,CPA's,Credit Bureaus - 11/09/07 09:18 AM
Hey all I am working on creating a Group that will have letters to Realtors,Attorneys,CPA's,Clients,and Credit Agencies. I hope these letters assist you and your clients with whatever the intent may be. These letters range from networking, to client tips, to repairing credit so your client may qualify for the loan to purchase or repair
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8 Deadly Mistakes - 11/08/07 10:19 AM
1) Quit your job. Lenders will verify your employment a couple of days prior to funding your loan. 2) Buy a new car or make any other large purchases. The new payment may make it difficult for you to qualify for your mortgage. 3) Stop making payments on your mortgage, credit cards, etc.
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Tips for Teens # 4 - 11/07/07 12:47 PM
This month I wanted to take a few moments to talk to you about the dangers of the Internet. I know you all enjoy blogging on My Space, Facebook and the other blogging sites, but I want you to exercise extreme caution when talking to strangers. I know what you all
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Going the Extra Mile - 11/07/07 08:37 AM
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Predatory Lending - 11/07/07 08:27 AM
Protect yourself from predatory lending! Predatory lending is another term for loan fraud. A bad loan obtained from a predatory lender may cause you to lose your chance to buy a home, lose equity in you current home, or force you to sell your home when you cannot make your loan
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HOMEOWNERS INSURANCE SAVINGS TIPS - 11/06/07 01:49 PM
Most lenders require you to have homeowners insurance. Here are some tips to save money on your homeowners insurance. Look For Multi-Policy Insurance:Most insurance companies that sell insurance products other than homeowners insurance will offer consumers discounts for buying more than one product from them. The discounts can be up to
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Tips for Conducting a Home Inventory Record - 11/06/07 10:22 AM
Conducting a home inventory is one of the best ways to recover from a loss. It allows you to keep a record of what you own which will simplify the process of sorting through damaged items should you need to file a claim. Do this today, and if you do have
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PREPARE TO AVOID WATER DAMAGE LOSSES - 11/06/07 09:23 AM
Prepare and avoid water damage losses. Each year, water-related damages cost property owners and renters billions of dollars. The most common damage results from plumbing problems (tubs, toilets, pipe breaks, showers), rain water, washing machines and frozen pipe breaks. By taking certain precautionary measures, and by following proper clean-up procedures, you may
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Tips for Teens # 3 - 11/05/07 01:47 PM
I hope you all enjoyed your summer vacation and were able to save some money during your Summer break. By now you have been in school for some time this year and begun another year of studying hard and working toward choosing a college to attend in your area of interest,
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STAGING - 11/05/07 11:26 AM
What is a seller to do? It is a buyer's market, but please don't despair and don't give up. Houses are selling, just not as quickly. Staging may make the difference in selling your home faster. Buyers buy on emotion, so it is crucial your house makes a great first impression. Staging
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Tips for Success - 11/05/07 11:18 AM
I can remember when I was a little boy and my parents taught me the " Rules of Life". They were things that back then seemed trivial or common knowledge. Growing up I saw so many people who refused to follow them only to regret their decisions later on. Things like :
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Home Owners Insurance Tips - 11/02/07 10:35 AM
Most lenders require you to have homeowners insurance. Here are some tips to save money on your homeowners insurance. Look For Multi-Policy Insurance Most insurance companies that sell insurance products other than homeowners insurance will offer consumers discounts for buying more than one product from them. The discounts can be up
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Credit Score - 11/02/07 10:30 AM
Several friends and clients have emailed me and asked me how to raise their credit score. Here are a Few Pointers::1. Do not close unused accounts2. Raise limits as high as possible on your existing accounts.3. Try to keep a balance of 30% of the limit on each account.4. Pay off any derogatory bills5. Avoid multiple
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Tax Benefits - 11/02/07 08:55 AM
Unlike your current rental payment, much of your mortgage payment may be tax deductible. As a matter of fact, Congress has removed most other tax deductions from the Federal Tax Codes: passive investment losses have been severely restricted, capital gains are assessed at 100% of the gain, state sales tax deductions
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Landscaping Sells - 11/02/07 08:50 AM
You might not think that people notice the trees, or flowers when purchasing a home. Truth be told, when selling your home, you should make sure the outside of the house is as eye catching as possible. Make sure you put as much emphasis on the outside as you do the
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Tips for Teens # 2 - 11/02/07 08:46 AM
This month I wanted this month to inform all of you how to wisely handle earnings from your part-time job. Are you saying "Save It ?" That's right. Take 60 % of what you make from your part time job and open a bank account to start saving for your future. I
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