Lutz has a number of inviting options for subdivisions that are not going to weigh you down with the extra fees.  Newer communities like Oak Grove with under $15 of monthly fees are a great alternative to New Tampa's weighted down communities..  Older communities have optional or non-existant HOAs...

We offer a service that keeps you up on all the available options..

 Finally we have some sane rules regarding shortsales that might actually help underwater homeowners....

These new HAFA Rules offer some significant benefits for owner occupied properties that might really help out a home owner in trouble:

• No seller required notes after the sell
• no more deficiency judgements after the sell (cleans the slate)
• $3,000 to pay for seller's relocation expenses
• Pre-approved pricing
• 10 day answers on shortsales..

http://www.savemytampahome.info/

Though I believe we have finally stabilized from the 2+ year free fall in pricing that we have experienced, I believe it will be a very slow ride back up to anything near 2005-2006 numbers.  That being said the inventory reductions and fewer bank owned options are finally giving seller's some hope in this reasonably priced enclave within Meadowpointe. 

After 2 1/2 years of a virtual freefall in pricing in Vermillion, I believe we are finally seeing some stability and even some small increases in pricing and interest in the community.   This community includes a couple floorplans of pulte townhomes all with 1224 square feet of living space and a small Lanai. 

This communities HOA includes water and insurance and an eventual payment under $1,000 is very possible including water, insurance, taxes, principal, interest, and groundskeeping.  

A good choice for a firsttime homebuyer...

Meadowpointe has some great possibilities for first time home buyers, and I have seen some rough condition units priced as low as the low 50s....Short sales and bankowneds have been the best buys for the last year, but they are finally running out making it a time to finally start bringing some regular sales at reasonable prices back in to the market. 

In Tullamore these homes are created by Mercedes and the price reductions have been quite frankly amazing, but the home design and features tend to impress the first time home buyers and pricing might finally be starting to improve for sellers.   

While man of these home might have out of date kitchens, out of date bathrooms and even deferred maintenence,  The fact that many of these homes are very well cared for and have few add on like many new home communities make this community a good choice for first time home buyers.  You might actually find that you can afford more home for the same monthly payment in a community like this with low HOA and No CDD...

Carrollwood Meadows just off of Erhlich Road and the Veterans Expressway.  This community features no CDD no HOA and an established tax base....These homes often have far more affordable monthly payments because of lower taxes, HOA, etc.  

We have lived in a nearby community for almost 10 years.   We would love to help you find you a home at an affordable cost...  

This community of nearly 300 homes is right in the middle of Citrus Park and a split second from the Veterans Express Way... This community is a great option for folks who don't want deed restrictions, but want to be in the middle of everything...

We have lived in a nearby community for over 10 years, and we would love to help you discover this community and nearby communities

My wife and I actually live in this community and we have been happy here for almost 10 years.   This community has always held price very well, but currently has a few Bank Owned Homes at very good pricing. 

Aberdeen has many advantages for buyers including location right off of 54,  lower pricing than many neighboring communities, in many cases lower tax assessments due to home valuations, and Low HOAs...

If you are trying to get in a sligthly larger home as a firsttime homebuyer, but still want the low payments you have to consider this community...You can search Aberdeen and the rest of tampa at

http://www.infotampa.com