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WHEN IS THE RIGHT TIME OF YEAR TO BUY A HOME? - 06/30/10 03:27 PM
One of the most common questions i hear is "When is the right time of the year to buy a home?" Is there a time of the year that is better than another for buying?As far as buying most sources, they will say it is better to buy in the winter when there are less buyers to bid against, there is less competition and therefore you should get a better price for teh home you are looking to buy.The downfall is that there are also less homes to choose from....The Right Answer The right answer is for buying, is whenever YOU are ready. You (2 comments)
WHEN IS THE RIGHT TIME OF YEAR TO SELL? - 06/30/10 03:07 PM
One of the most common questions form home owners is "When is the right time of the year to sell?" Is there one time of the year that is better than another?The first answer is that there are more buyers looking in the spring and summer, especially in the northern states where cold weather and snow disrupt our selling season. So listing early in the spring will subject your listing to more potential buyers than listing in the late fall or winter.Now there are variables if you live in the south or southwest or even in a winter resort area where the (1 comments)
LOW BALL OFFERS!!! What is a BUYER to do? - 06/30/10 10:10 AM
As a buyer, your goal is to get the a property at the bets price and terms possible. If you can get it under market value your are getting a "a deal" and will be real happy.In a decling economy the first sign of the times is "the low ball offer". By using this term, a low ball offer is when a buyer makes an offer way lower than current market value. FINDING THE RIGHT PROPERTYBefore you can even make an offer, you need to find a property to make an offer on. The first thing you need to do is choose (2 comments)
LOW BALL OFFERS!!! What is a seller to do? - 06/30/10 09:34 AM
In a decling economy the first sign of the times is "the low ball offer". By using this term, a low ball offer is when a buyer makes an offer way lower than current market value. This is often the most emotional thing that can happen to a seller when they receive their first low ball offer, your home is your castle and how dare anyone insult me like this?That is often the first statement that comes out of a sellers month, the next is either come choice words followed by "get out" to the listing agent.EDUCATE THE SELLER REGARDING LOW BALL (3 comments)
SHOULD I USE A LARGE BANK OR A SMALL MORTGAGE COMPANY - 06/28/10 12:32 PM
One of the most common questions when it comes time to looking for a loan is where should i go. Should i go to a large nationwide bank or a small mortgage company.There is no right or wrong answer however there is pros and cons depending on your credit score.Bigger isnt always better, just bigger. You need to assess what you are looking for, what your needs are and how good or bad your credit is. With excellent credit you can go anywhere. You need to just compare rates, points and what they provide for service. In this case your best (1 comments)
SELLING BANK OWNED HOMES - THE 1ST BATTLE - 06/28/10 11:41 AM
I always get asked "What is the biggest obstacle you face selling bank owned homes?". Unfortanately they are not obstacles, but true throwdown battles in most cases. I have created this blog as part of a new informative series of what obstacles buyers and agents face in this new world of REO (Real Estate Owned) homes.A bank owned home is a fantastic opportunity for a buyer to purchase a home at an incredible price, it's title has been cleared, the property cleaned and readied for sale. I will use this forum to address different issues from the agents point of view, (1 comments)
HOW TO SCARE AWAY FUTURE CUSTOMERS!!! - 06/28/10 10:18 AM
Upon reading some recent threads on another site that offers questions and answers, it really got me thinking that what is apparant, is that a review of "net-iquette" is needed. The bottom line is if you could not say something to someone standing next to you then you should probabily hit the delete key when in online forums. if you are comfortable standing face to face with soemone and telling them what you just typed, then hit the enter key.It is appaling the name calling, attacking and words that are used in an online forum. My Momma always said if you do not have something (2 comments)
FREE FOR THE TAKING? Free stuff... come on.. just read me to find out... - 06/27/10 10:56 AM
With the increase in foreclosures and short sales has come the increase in vacant homes. With these vacant homes has comne a free for all of sorts. The people trusted to inspect them, appraise them and show them are helping themselves to items lft behind as well as the neighbors, friends and people just driving by. When i get a new listing and it happens to be vacant, the first thing doen is to secure the properties by changing the locks, locking the windows and boarding up any that are broken. The second thing done is to take a picture of (5 comments)
HOW TO INCREASE YOUR HOMES VALUE WITH LITTLE TO NO COST!!! - 06/26/10 05:59 PM
The single best way to increase your homes value with the lowest possible cost is to buy a box of trash bags...What.... Well the biggest thing you can do to increase value and desire is to clean up your home, both the inside and outside. While this sounds like common sense to some, to others they may not realize their home could use some sprucing up.THE EXTERIORFirst thing you can do is make sure your yard is free of debris, trash and weeds. Make your your bushes and shrubs are not overgrown, blocking the entryway, your windows or your sidewalk. Avooid (5 comments)
OCCUPANCY WARNING AFTER CLOSING- a must read for buyers and sellers - 06/26/10 03:55 PM
One of the most asked questions is 'When can i take possession or when can i occupy the property after i close my deal?"Typically most buyers take occupancy upon closing the deal. If you are getting a mortgage, most mortgages require you to move in immediately. Occupancy is something you can negotiate at the time you make your offer, the seller can ask to stay for a certain amount of time after closing however you can also counter offer as a buyer with taking immediate occupancy after closing. As a buyer once you close you own it, allowing the seller to stay makes (1 comments)
NEW POLICY FOR SUBMITTING OFFERS ON BANK OWNED PROPERTIES - MUST READ- - 06/24/10 11:15 AM
Whether you are a buyer, a future buyer or a buyers agent, you need to know the changes in policy that have been adopted. A generic pre-quail letter is not worth the paper it is written on, it basically is a quick look at your credit report and taking your word how much you make. Most other banks have already put this policy into affect by having you be prequailified with their own lending department or have in pre apprival. For Fannie Mae properties and alot of other bank owned properties pre-approval letters must also now contain that the reviewed and the information (1 comments)
AVOID DELAYS IN CLOSING YOUR REO SALES & PURCHASES -TIPS AND STRATEGY- - 06/24/10 11:13 AM
One of the most common complaints with buying a reo (bank owned property) is that they do not close on time.did you know there are things you can do to improve your odds to close on time as well as reduce yoru chances of being delayed.BANKS MANDATE YOU USE THEIR CLOSING COMPANYAlmost all banks will counter your offer with the seller choosing the title company, if you are getting a mortgage, your mortgage company will mandate who you use to close the sale. Often time you can counter the bank with you selecting your title company which will work with the (2 comments)
NEW WARNING FOR BUYERS GETTING READY TO CLOSE ON THEIR LOANS - 06/23/10 12:43 PM
NEW ITEMS TO NOTE WHEN PURCHASING A HOMEStarting June 1 FNMA is requiring your credit report be pulled just before you close. Other banks are now following suit. Once you get prequailified, you find the house of your dreams and then make formal application for yoru loan, you should note that the bank will pull your credit again just before closing to make sure your credit has not changed. While buying a house you should refrain from buying anything on credit, applying for a credit card, buying a new car, boat or expensive jewelery. you should not quit your job or make any (0 comments)
HOW TO GET A SHORT SALE APPROVED - 06/23/10 09:07 AM
One of the most asked questions in short sales is why wasn't thiss offer accepted and why did it take so long. First there is no law that states tha bank has to complete a short sale, they only lose money and make it as hard as possible. While it may be on purpose or may not be, the fact is, it is not easy. THEY WANT ME TO PAY MORE UPON GETTING APPROVALOne of the largest problems is when the bank does give an answer, there is not enough money to pay the mortgage off, taxes and fees associated with teh short (2 comments)
AVOID FORECLOSURE!!!! - 06/22/10 10:06 AM
There is help and there are opportunities to avoid foreclosure. It starts with you ' The home Owner" though. There is no quick fix and no magic formula however there is faith and persistance.First thing is do not be scammed, do not sign your deed over to anyone, do not pay anyone with a boatload of promises of quick results and big promises, chances are they are not realistic or true. Real and genuine companies do not charge anything upfront.If you find yourself behind becuae of a high interest rate, you lost your job, illness or divorce. You need to take (0 comments)
DO YOU OWE MORE THAN YOUR HOUSE IS WORTH? Learn how to sell it... - 06/22/10 09:57 AM
If you owe more than your house is worth, if you are behind in your payments or not, there is help for you. I am sure you have heard the term althoug most people do not know what a 'Short Sale" is or how it works,Simply put a short sale is where the bank reduces what you owe to allow you to sell your house. A shiort sale can save your credit and will allow you to recover financially must faster than letting your house be foreclosed on face the much worse credit rating of a foreclsoure.The process of a short sale (2 comments)
RENT TO OWN: Learn how to lease purchase a home - 06/15/10 08:52 AM
If you are looking to rent to own a home, here are soem tips to get you started.It is a good idea as the first step, to get prequailified. Meet with a local and trusted bank or mrotgage company. Stay away from internet lenders. You need to find out how long it will take you to get a mortgage so you know how long of a lease your need. As well as what you will need to do to be quailified by the time that lease is up. You can get prequailified at no cost at most truste dlenders.Then you need to (1 comments)
NORTH MANCHESTER NH COMPLETELY REDONE HOME - 06/14/10 11:33 AM
NORTH MANCHESTER NH COMPLETELY REDONE HOME IF YOU ARE LOOKING FOR A HOME IN THE DESIRED NORTH END OF MANCHESTER NH, THIS ONE MAY BE FOR YOU.... Amenities: Possession: At Closing Interior Feat.: Den/Office , Eat-in Kitchen , Family Room , Fireplace-Wood Exterior Feat.: Deck , Full Fence Basement: Finished Equip./Appl.: Air Conditioner , Dishwasher , Range-Electric , Refrigerator Driveway: Paved (0 comments)
NEW LISTING IN SOUTH MANCHESTER NH - 06/14/10 11:32 AM
IF YOU ARE LOOKING FOR A HOME IN THE DESIRED SOUTH END OF MANCHESTER NH, THIS ONE MAY BE FOR YOU.... Amenities: Possession: Interior Feat.: Exterior Feat.: Full Fence Basement: Slab Equip./Appl.: Range-Electric , Refrigerator Driveway: Paved Electric: Circuit Breaker(s) Construction: Wood Frame Exterior: (0 comments)
Scott Godzyk is the Owner/Broker of The Godzyk Real Estate Services located in Manchester NH. With 25 years of Real Estate experience Scott specializes in Listing and Selling Bank Owned Homes, Short Sales, Residential Properties, Condominiums, New Construction and Investment Properties.
Scott services the counties of Hillsborough, Merrimack, Rockingham and Belknap. To contact Scott Godzyk please call 603-661-2121 or email email@example.com. his website is www.ScottSellsNH.com.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.