montgomery county: Credit Rapir - Your Client??? - 08/20/08 07:55 AM
I have a question for the almost 56,000 real estate agents, the almost 9,000 loan officers on Active Rain and all of the consumers who read it. I will tell you in advance that I do have my own self-interest in mind when asking this question. Honesty is the best … (3 comments)
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montgomery county: Conroe ISD - 08/16/08 05:13 PM
It is Texas tax free weekend and all of the families are out shopping. I was talking with another agent in the office today and she had stopped by one of our area malls to browse before coming into the office. She said it was packed. (She then started talking … (0 comments)
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montgomery county: Market Report - June - Montgomery County, TX. - 08/15/08 09:13 PM
I finally got the June sales numbers. I know it's August and they are a little late. I apologize but it really wasn't my fault. HAR.COM was having some problems with the recent Tempo upgrades. As usual no software change is a good thing when it is initially made. I hope … (0 comments)
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montgomery county: Conroe YMCA - 08/15/08 05:29 PM
It is that time of the year again. School starts in twelve days and that also means it is time to sign-up for fall sports. I highly recommend the Conroe Family YMCA Fall Youth Sprots Program for all kids ages 3 - 15. This fall the Y is offering tackle football, … (0 comments)
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montgomery county: Market Stats - Houston-Baytown-Sugarland MSA - 08/13/08 12:30 PM
Where does the Houston area real estate market currently stand and what does the future hold? Let's take a look at what PMI and its' Market Risk Index says at this time. All figures quoted are for the Houston-Baytown-Sugarland MSA.
The PMI Market Risk Index for our area is That means that there … (0 comments)
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montgomery county: Listing Euphemisms & other lists - 08/11/08 01:51 PM
I am still laughing at what I just read. It is hilarious. It is a report put out by the NAEBA (National Association of Exclusive Buyer Agents). The report is titled 2008 Report on Home Buying Euphemisms and Lingo. It is great. It is funny. You have to read the report. … (1 comments)
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montgomery county: I have become my client - 08/09/08 10:54 PM
I can't believe it. I have become like some of my clients. I didn't used to be this way. Is there a pill I can take to cure this? You have no idea what I am talking about do you? I'm sorry. At least I can cure that.
I'm moving. … (3 comments)
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montgomery county: Credit score cost - 08/05/08 04:23 PM
This is sort of an advertisement. I admit it. But it is an advertisement designed to help anyone thinking about buying a home in the next six months to a year. I was just talking with a loan officer who is working on a non-FHA loan for a client of mine. … (0 comments)
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montgomery county: First time home buyers - mistakes - 08/05/08 03:36 PM
First off I have to give credit to three sources for the basis of this blog. I have to be honest if nothing else. The sources for this blog are: 1 - usnews.com 2- realtor.com and finally realestatechecklists.com. Okay I was good.
First time home buyers make five major mistakes according … (1 comments)
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montgomery county: Interest rates - Texas veterans - 08/05/08 09:19 AM
The new interest rates for loans through the Texas Veterans Land Board for this week are as follows:
5.98% Base Rate applies to all loans with a term greater than 15 years.
Available Discounts to Base Rate*Discount for loans with a term of 15 years or less: -.25%Qualified Veterans with Disabilities … (2 comments)
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montgomery county: PLEASE check your credit! - 07/31/08 01:17 PM
As most of you know in addition to being a real estate agent I also act as an Executive Consultant for a national membership firm involved in credit restoration and financial improvement. I had the occasion this week to give a small seminar on Tuesday to about forty real estate agents … (0 comments)
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montgomery county: Home buying fear - 07/24/08 09:50 AM
I was shocked. Actually I was probably more like astounded than anything at what I had just read. On this rainy dreary morning on the gulf coast of Texas, currently suffering the hangover of Hurricane Dolly, I needed to refill my coffee mug, grab a cigar, yes I smoke those when I need to contemplate the world, … (0 comments)
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montgomery county: Interest Rates - Texas Veterans - 07/21/08 01:45 PM
The new interest rates for loans through the Texas Veterans Land Board for this week are as follows:
6.18% Base Rate applies to all loans with a term greater than 15 years.
Available Discounts to Base Rate*Discount for loans with a term of 15 years or less: -.25%Qualified Veterans with Disabilities … (3 comments)
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montgomery county: Interest rates - Texas Veterans - 07/14/08 09:58 AM
The new interest rates for loans through the Texas Veterans Land Board for this week are as follows:
5.75% Base Rate applies to all loans with a term greater than 15 years.
Available Discounts to Base Rate*Discount for loans with a term of 15 years or less: -.25%Qualified Veterans with Disabilities … (1 comments)
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montgomery county: New Housing Dynamic - Pt 2 - 07/11/08 11:49 AM
New Housing Dynamic - Pt 2
The first person I would like to address in what I called in my last blog the "New Housing Dynamic", is the home buyer. Without the buyer we have nothing. You can have all of the sellers you want, a million real estate agents, a … (1 comments)
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montgomery county: New Housing Dynamic - Pt 1 - 07/09/08 09:19 AM
In the past two weeks we have been flooded with news about mortgages, home ownership, the four keys to our housing market recovery, more foreclosures to come and a ton of other housing related news. Let's take a moment to review some of this news.
Ben Bernanke, Chairman of the Federal … (2 comments)
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montgomery county: Texas Veterans - interest rates - 07/07/08 10:28 AM
The new interest rates for loans through the Texas Veterans Land Board for this week are as follows:
5.93% Base Rate applies to all loans with a term greater than 15 years.
Available Discounts to Base Rate*Discount for loans with a term of 15 years or less: -.25%Qualified Veterans with Disabilities … (0 comments)
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montgomery county: Credit Scoring - 07/03/08 11:04 AM
As some of you know besides being a full time real estate agent I also represent a national membership organization that assists consumers with credit improvement and restoration. In doing some research on how credit scores are calculated I found and interesting article from the Electronic Privacy information Center on the … (1 comments)
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montgomery county: Freedoms - 07/03/08 10:44 AM
Tomorrow is the Fourth of July. A day to celebrate our freedoms and the founding of our country. It seems many of us (myself at times included) are focused on our current problems such as $4,00/gallon gas, a crashing airline industry (not the visual I want of that industry), rising food prices, a slow … (2 comments)
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montgomery county: Interest rates - Texas veterans - 06/30/08 08:30 AM
Here are this week's interest rates for Texas veterans eligible for loans from the Texas Veterans Land Board.
Base rate: 5.95%
Discount for 15 year loan or less:<.25%>
Disabilities discount: <.35%>
Service era discount <1.49%>
If you have any questions please send me an email or visit the website shown below.
www.texasveterans.com
… (1 comments)
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montgomery county: May Sales Results - 06/27/08 11:21 AM
Is it to early to say Bah Humbug?? Yes, sales were down again in Montgomery County. The results for May, 2008 versus 2007 and 2006 are shown below. Our year-to-date sales are down almost 19% (gag). Yet even with the decline in sales the average sales price continues to increase. (All Right!) Needless to say … (0 comments)
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montgomery county: Home repairs! - 06/23/08 05:12 PM
I'm a bachelor and I was really bored this weekend so I decided it was time to do some things around the house. The type things I really don't like to do but know have to be done. The type things we all tend to put off. So before I started … (0 comments)
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montgomery county: Home Sales - 06/23/08 04:35 PM
How about some quick general market information on Montgomery County. Yep sales were down again in May BUT sales prices increased again. It appears that when we get the final numbers that year over year "average price" gains will be about 7.7%. Still crazy isn't it. Sales are down and prices … (0 comments)
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montgomery county: Veteran or Reservist? - LOW LOW interest rates - 06/17/08 04:32 PM
Interest rates have risen over the last month. They were starting to come down a little today but not quickly. Yet there are astoundingly great deals available especially if you are a Texas veteran or let me put it another way if you are a veteran living in Texas. You will … (0 comments)
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montgomery county: Texas Home Prices - 06/12/08 01:59 PM
A few blogs back I presented ths sales data for Montgomery County and explained that although sales were down, prices were rising. A few buyers sent me emails saying they couldn't figure that out. Well I can't either but is is true. Let me tell you it is true and it … (0 comments)
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montgomery county: 2505 Amy Lee Dr., Conroe, Tx. 77304 - 06/12/08 10:38 AM
Unrivaled versatility with homes retreat area, study and open floorplan!!
2,156sf, 3 bedroom, 2 bath, study, retreat area, built 2006, $179,899
Unrivaled versatility with the retreat area & floor plan this home offers. See feature sheet. With high ceilings, an open floorplan, tile, carpet, metal accented travertine backsplash this … (0 comments)
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montgomery county: Houston is #1! - 06/11/08 11:10 AM
You read the title correctly, Houston is #1! Who says? Kiplinger.com has rated Houston #1 in its' 2008 Best Cities ratings. Thank you Kiplinger.com.According to the article Houston created over 100,000 new jobs in 2007. That in itself is amazing. The income growth for the city is 13.1% since 2000. New … (2 comments)
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montgomery county: Open Houses - today's reality - 06/09/08 10:06 AM
Dear Mr. & Mrs. Home Seller, I would like to take a few minutes and tell you what I believe to be today's reality on holding an open house in order to sell your home. I realize you want me to do all that I can to sell your home. Please … (6 comments)
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montgomery county: Average Home Sales Prices - 06/04/08 02:55 PM
I promised last week that we would take look at what home prices are doing in our area during this "catastrophic" real estate market that we are experiencing. I think when you take a look at this data you will come to the conclusion that all is not doom and gloom.The … (0 comments)
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montgomery county: April Sales Results - 05/30/08 10:53 AM
How were the April, 2008 sales results for single family residence (SFR) unit sales as compared to April, 2007? Down again but not as bad. Let's take a look.In MLS area 15 (Woodlands & West) sales were down 17%. In MLS area 19 (Conroe) they were down 9.68%. MLS area 39 … (0 comments)
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montgomery county: Sales Drop Prices Rise - 05/27/08 03:21 PM
Yes it is true, sales in Montgomery County, Texas fell this April versus last April but prices rose in three of the four MLS areas that comprise the county. In MLS area 15 (The Woodlands & west) prices rose 14.12%, in MLS area 39 (Lake Conroe) they rose 2.98%, in MLS … (0 comments)
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montgomery county: Sales Figures - 05/23/08 10:00 AM
I will have the April and YTD Montgomery County sales figures for you on Tuesday. They just came out and I will digest them over this long weekend. In the interim I would like you to ponder the following.There are four major resources that monitor home sales and prices. They are … (0 comments)
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montgomery county: Home Buying and Credit Scores - 05/19/08 10:26 AM
I didn't realize that you had money to throw away during these almost $4.00 per gallon gasoline days. But from what most of you are telling me you do. Congratulations you are richer than I am.What am I talking about? I am talking about your desire to buy a home in … (0 comments)
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montgomery county: Home Buyers and the FHA - 05/15/08 12:20 PM
Many years ago we used to think that anyone who bought a house using an FHA loan was a bad credit risk or a first time home buyer with limited resources. Although that really was not true that was the prevalent thinking at the time. Today FHA loans may be the … (2 comments)
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montgomery county: Subdivision information - 05/14/08 03:28 PM
Do you have thoughts about selling your home and buying another one or possibly moving out of your apartment into a home? Is the lack of information about your subdivision or the subdivision you would like to move into keeping you from making the decision? Well look no further. Information on … (0 comments)
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montgomery county: Montgomery County - total market - 05/14/08 02:33 PM
Prior to the release of the April sales numbers I thought it might be interesting to take a look at more of the numbers and see if people are still moving and to try and see if the market really has dropped or because of the credit crunch has the market … (0 comments)
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montgomery county: Home renovations - 05/09/08 07:46 AM
The Joint Center for Housing Studies at Harvard University in its' recently released quarterly LIRA (Leading Indicator for Remodeling Activity) report predicts that homeowner remodeling activity will continue to fall through the remainder of 2008 at an annual rate of about 4.8%. When I read this I thought okay what if … (0 comments)
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