Your Sellers want to sell and the Buyers want to buy...so how do we get together in this economic time???

In past down markets, seller/creative financing was the vehicle, but in today's world are we able to find ways other than traditional loans to put together a buyer and a seller?

Does your state have recourse laws?  Deficiency judgements?  Does your Broker allow you to do Wraps?  How are lenders responding to these issues?  Due on Sale Clauses? 

I'm anxious to hear what is going on out there so I can help other licesees know how to proceed.

Kathy Howe

how2educate LLC

Sedona, AZ 86336

This is a bit long but it really did have a great message and might recharge your jets.  It did mine!!

http://newsgeni.us/interviewpopup.php?link_id=273  

Kathy Howe

how2sedona real estate / how2educate LLC  Sedona, AZ

I really thought I would get more response when I put up the info about Gateway but only one of you has responded.  Do I get the impression that this information is coming at a time when many of you are wondering how it would be different from REALTOR.com?  Reading the posts tells me that some licensees don't see it as immediate or as a help.  Talk to me.

Kathy Howe

how2educate LLC and how2sedona real estate

The cat is finally out of the bag.  NAR's Gateway is almost a reality.  What is Gateway? 

What it is not is a replacement for REALTOR.com.  What it will be is a national MLS.  For those of us who were around for RIN, which was NAR's first MLS undertaking (falling short before publication), we are excited that this new venture will be the national listing service that many of us have prayed for... complete with more content, etc.

Here's a blogsite with most of the info:  http://www.flexmls.com/blog/?p=283

Let me know what you think.

Kathy Howe

how2educate LLC & how2sedona real estate

Sedona, AZ  

Many of us in Arizona are seeing large numbers of agents thinking about going inactive.  How about your area?  It is guessed that in some smaller communities the loss of membership could be as much as 1/3.  While we are seeing sales, and sales that are bringing in good sales prices, they are in the low end and the Million+.  I'm off to renew my Sedona Verde Valley Association membership, as well as my Phoenix Association membership.

Kathy Howe

how2sedona real estate

Hi all:

I just renewed my Broker's license and that of my company on-line recently.  The process took 10 minutes, I could pay by credit card, and it only cost $200.  In Arizona we renew now for a 4 year period, but still have to take 24 CE hours every 2 years.

How does your state work?

Kathy Howe

how2educate LLC and how2sedona real estate 

I returned from a conference in St. Louis:  The Real Estate Educators Association.  Oliver Frascona, Esq. was the Opening Speaker and also did a break-out class.  Having been a fan of his for years, I attended both, and bought his book:  "The Digital Paper Trail in Real Estate Transactions"  For any agent, this book is fantastic.  It comes with a DVD, has forms, clauses, agreements, etc. and is written in laymanese.  Publisher is Real Law Books, or contact:  303-494-3000, or ask your broker to get it for the office.

Kathy Howe

Go to my website for the classes, times, fees, etc.  AZ licensees:  Don't forget we have a new Vacant Land Contract debuting on August 1, 2007.  Get trained now!

Kathy Howe

My friend Patrick Ritchie has a fantiastic work on Identity Theft that he allows you to download and share with clients.  Identity Theft Prevention and Response Manual. 

Saturday, July 7, I got a call from a man in Belgium who asked if I had gotten my software.  I asked for a copy of the order.  No, not mine.  Yes, a charge of $2650 showed up on my MC.  I went to the FBI's website and sent a "tip" which they answered personally, sending me to the Secret Service in Phoenix.  The card has been blocked, a new card issued, and the bank security and the Secret Service are scheduled to call me Monday, the 9th.  I copied Patrick in on my experience and he graciously shared this manual with me. 

I am extra careful, techie, and seldom use this card.  A friend of mine in Honolulu called me and told me that he had the same thing happen to him, but auto parts, four days before.  He was one of the original Cisco guys and I know he knows how to keep his info secret.  You could be next.

Kathy Howe...how2educate LLC

Need CE?  For AZ?

Phoenix Association of REALTORS(R) on 6/26/07:  Fair Housing - Gender Issues, and Sick Building Syndrome...and the moldy facts.  Contact PAR:  602-246-1012 and ask for Debbie Leadford.

July 13 at the Sedona Library:  Patrick Ritchie, who was nominated for a Pulitzer Prize in non-fiction when he wrote "The Credit Road Map", will be teaching Consumer Rights* and Business Planning*. http://how2educate.com/wst_page4.html   *See website for full course name and info.

July 14 at the Sedona Library:  Kathy Howe will be teaching How Far Will You Go To Get A Listing? and Sick Building Syndrome...and the moldy facts.  http://how2educate.com/wst_page5.html

July 27 in Prescott, Kathy will be repeating the July 14 classes at the beautiful Stoneridge Country Club in Prescott Valley.

Take 3 classes and get one free... see how2educate for details.

Kathy Howe, how2educate LLC, Sedona, AZ, 928-274-4088

http://how2educate.com