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modesto short sale realtor: How Much Do You Charge For A Short Sale in Modesto? - 02/07/11 12:58 PM
Modesto CA – The Stop Foreclosure Institute recently received a question from Tawny. Here is Tawny's Question. "I have not been late on any payments but my income will be changing dramatically towards the end of the summer. What is your exact service and what are the fees involved? I do not have any cash in savings and pretty much live paycheck to paycheck. Tawny." Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here is the answer to Tawny's Question: A Short Sale doesn't cost the homeowner any money. All of the costs are … (0 comments)

modesto short sale realtor: Modesto Short Sales: Loan Modifications can be a recipe for disaster - 01/31/11 03:14 PM
Modesto CA – The Star Tribune, a newspaper in Minneapolis, recently ran a story about loan modifications. Here is an excerpt from the article: “Many people who sought help under a federal program created to keep them from losing their homes are instead getting saddled with huge, unexpected bills. Thousands now face a stark choice: Go deeper into debt, or foreclosure. Lenders routinely approved short-term "trial" loan modifications that reduced payments for desperate borrowers under the umbrella of the Obama administration's Home Affordable Modification Program. But lenders continued to count the mortgages as delinquent or in default. Now instead of granting … (2 comments)

modesto short sale realtor: Seven Ways You Benefit From A Modesto Short Sale - 01/31/11 03:08 PM
Modesto CA – A home owner thinking of a short sale recently asked us why they should short sale versus just walking away and letting their lender foreclose on the home. We gave them the normal answer: “It’s much better for your credit.” That was the first thing that popped into our head. But, I knew there are more benefits to a home owner than simply better credit. So I put together the entire list and here they are. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. 1. The upside down debt is erased … (0 comments)

modesto short sale realtor: Modesto Short Sales: Who is in charge during a short sale? - 01/31/11 03:04 PM
Modesto CA – Many home buyers think that the short sale lender is in charge during a short sale. Nothing could be further from the truth. The short sale lender can only veto short sale offers. They can’t put the property up for sale or decide who to sell it to. Only the home owner can do that. Why is that? Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Until the lender forecloses on the home the home owner is in the driver’s seat. They “own” the property until the lender forecloses. We have … (0 comments)

modesto short sale realtor: Modesto Short Sales: Are Lenders So Desperate They Will Accept Any Offer? - 01/31/11 02:02 PM
Modesto CA – Have you heard the following myths about short sales? Myth #1: You can buy short sales for dirt cheap and then turn around and resell them for a profit. Myth #2: Foreclosures, Short Sales, and Bank Owned Homes can be bought for 30 to 50 cents on the dollar with no money down. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Myth #3: Lenders will accept any short sale offer even if it is for only 50% of what the home is worth. After all, they don’t want a foreclosure on … (0 comments)

modesto short sale realtor: Modesto Short Sales: How to Stop Harassing Debt Collector Phone Calls - 12/21/10 09:33 AM
[caption id="attachment_1169" align="alignright" width="425" caption="Past Due Notice"][/caption] Modesto CA – If you are facing financial hardship, then paying credit cards and other unsecured debts is your lowest priority. An unsecured debt is a debt where they can't take away your car or house. A secured debt has something as collateral, such as your car, house, or anything else of value. The most commons unsecured debt is a credit card. When you stop paying them, they will call you nonstop. The reason is because they don't have any other way to collect from you. Discover how other sellers successfully did a short … (0 comments)

modesto short sale realtor: Modesto Short Sales: What does letting a house go into foreclosure do to the neighborhood? - 12/17/10 12:12 PM
Modesto CA – The Stop Foreclosure Institute recently received a question from Werner. “I am behind on my payments and thinking of just letting my home go into foreclosure. What does that do to the neighborhood?” he asked. Here is our answer to his question. It does hurt the neighborhood. But, it also hurts you. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Most banks do not do a good job and processing and handling foreclosures. They take 12-18 months to foreclosure on a house and then sell it. In the meantime they do … (0 comments)

modesto short sale realtor: Modesto Short Sales: Renters trashed my house. What should I do? - 12/16/10 04:00 PM
Modesto CA – The Stop Foreclosure Institute recently received a question from Richard. “I accepted a job transfer and had to move. Unfortunately we were upside down on the house. I decided to rent it out rather than short sale it. The renters just moved out. I just checked the house. They trashed it! I could rent the house out again, but I would have to spend several thousand dollars fixing it up first. What would you recommend that I do?” Richard asked. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here was our … (0 comments)

 
Dan

Daniel Seider

Arnold, CA

More about me…

Big Trees Real Estate

Address: 3365 Highway 4, Arnold, CA, 95223

Office Phone: (209) 795-4712

Cell Phone: (209) 743-1061

Email Me

The Ebbetts pass area which includes Arnold, Bear Valley, Murphy's, Angels Camp and Copperopolis. This Area offers so much to those who either live here or visit. My blog hopefully gives a glimpse at the area and what it has to offer those who choose to visit or call this their home.


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