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    <title>SellDaytona</title>
    <link>http://activerain.com/blogs/selldaytona</link>
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      <guid>http://activerain.com/blogsview/1601626/buying-property-with-your-ira</guid>
      <title>Buying Property with your IRA</title>
      <description>&lt;p&gt;Did you know you could buy Real Estate with your IRA? Housing prices are low, and now is a great time to scoop up a great bargain that will return a regular monthly dividend, in the form of a rental check to your retirement portfolio. &lt;br&gt;If you don't have enough money in your IRA, you can buy a percentage of a property. For instance, if you and your spouse each have $100,000 in your IRA, you could each buy 50% of a $190,000 house and still have $10,000 to cover expenses. &lt;br&gt;Not only will the value of the property likely increase, you will also be increasing the value of your IRA with the monthly rental income. And if you are using a Roth IRA, it will be all tax free income when you retire. &lt;br&gt;Call me today to discuss this great opportunity to take advantage of the low housing prices. &lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Thu, 15 Apr 2010 17:07:27 -0700</pubDate>
      <link>http://activerain.com/blogsview/1601626/buying-property-with-your-ira</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1347805/post-auction-deal-in-venetian-bay</guid>
      <title>Post Auction Deal in Venetian Bay</title>
      <description>&lt;p&gt;Great deal on a 2 Bedroom 2 Bath Condo in Venetian Bay. This unit is on the 4th (top) floor overlooking the lake. Wonderful views of the lake from both bedrooms and the main living area. Access to the balcony from both bedrooms and the living room also. Both bedrooms are master suites. This unit can be yours for $160,000.&lt;br&gt;&amp;nbsp;
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&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
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      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Fri, 20 Nov 2009 14:44:13 -0800</pubDate>
      <link>http://activerain.com/blogsview/1347805/post-auction-deal-in-venetian-bay</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1303482/venetian-bay-auction-part-5-great-success</guid>
      <title>Venetian Bay Auction Part 5, Great Success</title>
      <description>&lt;p&gt;&lt;strong&gt;Monday, October 26, 2009&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;The Venetian Bay Auction was a great success over the weekend. The Auction started with 8 pre-sales, and heavy bidding on the first unit on the block. The opening bid was $176,000 and quickly went up to the winning bid of $231,000 for a 2 bedroom 2 bath condo. Unfortunately for the seller this was the best sell he had for the day. The remainder of the sells favored the buyers. The next unit, a 3 bedroom 2 bath sold for $187,100. By the end of the auction, 6 more units were sold for a total of 16 including the 8 pre-sales, with the best buy of the day being the last unit sold. A 2660 sq ft 4 bedroom 3 1/2 bath condo, the Barcelona. This unit once listed for $553,900, the winning bid was just over half that price at $277,750.&lt;br&gt;Post Auction sales over the weekend added 4 more sales as the builder is honoring the last bid price on each group of units. You can still buy a 2 bedroom condo for $162,800; a 3 bedroom for $242,000; and a 4 bedroom for $277,750. The 2 bedroom 2 1/2 bath townhomes are now selling for $151,250.&lt;br&gt;As of right now, in the condos, there are 2 of the 2 bedroom units left, the nicest being #424. #434 is the other 2 bedroom unit.&lt;br&gt;There are 12 of the 3 bedroom units left, the best one is unit #433.&lt;br&gt;There are 2 of the 4 bedrooms left, #225 and #325, both with clock tower views.&lt;br&gt;There are 6 of the townhomes left, 4 on Casello, 3607, 3609, 3610, &amp;amp; 3618. And 2 on Airport, 342 &amp;amp; 330.&lt;br&gt;These are great prices, now is the time to buy, contact me today so you don't miss this great opportunity.&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt;
&lt;/h3&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 26 Oct 2009 07:21:04 -0700</pubDate>
      <link>http://activerain.com/blogsview/1303482/venetian-bay-auction-part-5-great-success</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1281734/venetian-bay-auction-part-4</guid>
      <title>Venetian Bay Auction Part 4</title>
      <description>&lt;p&gt;&lt;strong&gt;Monday, October 12, 2009&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;
&lt;/h3&gt;&lt;p&gt;I have been asked several questions about the upcoming auction at Venetian Bay, here are the questions and answers.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;All the advertising for the upcoming auction at Venetian Bay states that 10 of the units are Absolute Auctions, what does that mean?&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;That means the unit will be sold to the highest bidder if the auctioneer accepts a starting bid. If the builder does not like the bids that are being offered, he does not have to accept the bids and does not have to sell the unit.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Can I pre register for the auction?&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Yes, you can just send me an &lt;a href="mailto:Bill@SellDaytona?subject=Auction"&gt;E-mail&lt;/a&gt; and I will pre register you.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Can I bid online?&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Yes, you can bid online, by phone, or I can bid for you. I will be happy to be on the phone with you or you can send me a text message.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Do I have to put down a deposit?&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Yes, you will need a cashiers check for $10,000 on deposit before the auctions begins. The check should be made out to yourself.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Will any more money be required on the day of the auction?&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;If you win, you will be required to put 10% down on the purchase, your $10,000 deposit check will apply towards the 10%.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Can I finance my purchase?&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Yes.&lt;/p&gt;
&lt;br&gt;&lt;br&gt;Don't forget the free timeshare to the first accepted offer at Savannah Point, after closing if you write the contract with me. The timeshare is with Wyndham Vacation Resorts and is 105,000 points, valued at over $8000. The timeshare will be deeded to you after closing and will be yours for life to use each year starting in 2010. Please visit their website to learn more about the resorts.&lt;br&gt;&lt;a href="https://www.wyndhamvacationresorts.com/ffr/resort/search.do"&gt;https://www.wyndhamvacationresorts.com/ffr/resort/search.do&lt;/a&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 12 Oct 2009 17:41:14 -0700</pubDate>
      <link>http://activerain.com/blogsview/1281734/venetian-bay-auction-part-4</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1279019/free-timeshare-with-wyndham-to-1st-contract-in-savannah-point</guid>
      <title>Free Timeshare with Wyndham to 1st Contract in Savannah Point</title>
      <description>&lt;p&gt;&lt;strong&gt;Saturday, October 10, 2009&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;There has been a large response to the Villas at Savannah Point, and I have decided to offer a free timeshare to the first accepted offer after closing if you write the contract with me. The timeshare is with Wyndham Vacation Resorts and is 105,000 points, valued at over $8000. The timeshare will be deeded to you after closing and will be yours for life to use each year starting in 2010. Please visit their website to learn more about the resorts.&lt;br&gt;&lt;a href="https://www.wyndhamvacationresorts.com/ffr/resort/search.do"&gt;https://www.wyndhamvacationresorts.com/ffr/resort/search.do&lt;/a&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt;
&lt;/h3&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sat, 10 Oct 2009 19:00:38 -0700</pubDate>
      <link>http://activerain.com/blogsview/1279019/free-timeshare-with-wyndham-to-1st-contract-in-savannah-point</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1278483/venetian-bay-auction-part-3-</guid>
      <title>Venetian Bay Auction Part 3 </title>
      <description>&lt;p&gt;&lt;strong&gt;Saturday, October 10, 2009&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;The Auction is just 2 weeks away, there have been 5 contracts written on the purchase of townhomes and condos since the pre-auction started. This enables buyers to lock in the price and take that unit off the market before the auction begins. It is a win win for both the buy and the builder.&lt;br&gt;If you are looking to join in on the auction make sure you preregister with me by sending me an &lt;a href="mailto:Bill@SellDaytona?subject=Auction"&gt;E-mail&lt;/a&gt;. You will also need a cashiers check payable to yourself for $10,000 on the day of the auction.&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt;
&lt;/h3&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sat, 10 Oct 2009 12:08:17 -0700</pubDate>
      <link>http://activerain.com/blogsview/1278483/venetian-bay-auction-part-3-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1276794/first-time-home-buyer-extended-for-u-s-military</guid>
      <title>First Time Home Buyer Extended for U.S. Military</title>
      <description>&lt;h3&gt;
&lt;/h3&gt;&lt;p&gt;The House of Representatives voted 416 to 0 to pass the Service Members Home Ownership Tax Act of 2009, which pushes the credit's current November 30 deadline back an additional year for members of the military, Foreign Service, and intelligence corps who served at least three months of qualified overseas duty in 2009. The next step is to pass the Senate and then to be signed by the President.&lt;br&gt;Extending the First-Time Home Buyer Tax Credit for everyone else is high on the Democratic Congressional to-do list. After meeting with President Obama and House Speaker Nancy Pelosi (D-Calif.), Senate Majority Leader Harry Reid (D-Nev.) released a statement that the government should "continue efforts to strengthen the housing market by extending the home buyer tax credit."&lt;br&gt;Mark Zandi, chief economist at Moody's Economy.com, who is a consultant to Democrats in the administration and Congress, is advocating extending the credit and making it available to all home buyers. Opening it up to all home buyers would really help the housing market. Although it would cost the government a lot more money to fund, it is not nearly as much as we the tax payers have given to the big banks and their CEO's. This would give money back to the people who really drive the economy, the American home buyer.&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt;
 &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Fri, 09 Oct 2009 09:12:20 -0700</pubDate>
      <link>http://activerain.com/blogsview/1276794/first-time-home-buyer-extended-for-u-s-military</link>
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    <item>
      <guid>http://activerain.com/blogsview/1275151/venetian-bay-auction-part-2-</guid>
      <title>Venetian Bay Auction Part 2 </title>
      <description>&lt;p&gt;&lt;strong&gt;Thursday, October 8, 2009&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;The Auction is just over 2 weeks away, and there is a lot of excitement surrounding the condos and townhomes. All of these units pay a monthly maintenance fee plus the Venetian Bay yearly fee of $800.&lt;br&gt;The opening bid price for the townhomes have been set at $115,000 plus 10% for the auctioneer ($126,500). These townhomes originally sold for $260,000 and $270,000, and most recently listed at $172,500 and $178,500 depending on the features. The two best units are # 62 which has granite counters and tile floors, and # 57 which is an end unit. The monthly fee is $125.&lt;br&gt;&lt;br&gt;The opening bid price for the 2 bd/2ba condos has also been set at $115,000 plus 10% for the auctioneer. These units originally sold for between $279,900 to $340,000, and most recently listed between $235,000 to $260,000. The nicest unit here is #315. The monthly fee is $268.95.&lt;br&gt;&lt;br&gt;The opening bid price for the 3bd/3ba condos have been st at $165,000 plus 10% for the auctioneer (181,500). These originally sold for as much as $460878, most recently listed at $375,000. The 2 nicest units are 428 and 333. the monthly fee is $352 or $366.&lt;br&gt;&lt;br&gt;The 4bd/3.5ba units have an opening bid price of $185,000 plus 10% for the auctioneer (203,500). these units sold for between $475,900 to $553,900, and most recently listed for $390,000 to $435,000. By far the nicest unit in the building is #418. The monthly fee is $410.&lt;/h3&gt;
&lt;h3&gt;If you are looking to join in on the auction make sure you preregister with me by sending me an &lt;a href="mailto:Bill@SellDaytona?subject=Auction"&gt;E-mail&lt;/a&gt;. You will also need a cashiers check payable to yourself for $10,000 on the day of the auction.&lt;br&gt;&lt;br&gt;As I said in my last posting, buyer's have the potential to grab some great deals on these townhomes and condo units, however the best deals in Venetian Bay are at the Villas of Savannah Point.&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt;
&lt;/h3&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Thu, 08 Oct 2009 09:33:59 -0700</pubDate>
      <link>http://activerain.com/blogsview/1275151/venetian-bay-auction-part-2-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1274632/best-deal-in-venetian-bay</guid>
      <title>Best Deal In Venetian Bay</title>
      <description>&lt;p style="text-align: left;"&gt;&lt;strong&gt;Wednesday, October 7, 2009&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;As you know from my previous post, some of the townhomes and condos will be auctioned off on Oct 24, &lt;strong&gt;but that's not the best deal in Venetian Bay. &lt;/strong&gt;The viilas in Savannah Point built by the now bankrupted Tiffanny Homes are. These villas sold for over $400,000 two years ago and now you can get a two story for $189,900 and a single story for $169,900. The single story villa is 1982 sq ft of living area with a total area of 2753. It is a 3 bd, 2 ba, 2 car garage with a courtyard.&lt;br&gt;&lt;img src="http://4.bp.blogspot.com/_yAAGec41SUE/Ss05k3GN-lI/AAAAAAAABd4/a5VBIx1A8xc/s320/catherine.jpg" border="0" id="BLOGGER_PHOTO_ID_5390027634460457554" alt=""&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;The two story villas are 2246 and 2445 sq ft of living area and 3293 and 3278 sq ft of total area. they are 3 bd, 2 1/2 ba with a den and a 2 car garage and a courtyard.&lt;br&gt;&lt;br&gt;&lt;a href="http://3.bp.blogspot.com/_yAAGec41SUE/Ss06jRN6AZI/AAAAAAAABeY/8z5WpzINCI4/s1600-h/diana2.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/_yAAGec41SUE/Ss06jRN6AZI/AAAAAAAABeY/8z5WpzINCI4/s320/diana2.jpg" border="0" id="BLOGGER_PHOTO_ID_5390028706623914386" alt=""&gt;&lt;/a&gt;&lt;a href="http://1.bp.blogspot.com/_yAAGec41SUE/Ss06YonnxbI/AAAAAAAABeQ/WaJBGiku930/s1600-h/diana.jpg"&gt;&lt;img src="http://1.bp.blogspot.com/_yAAGec41SUE/Ss06YonnxbI/AAAAAAAABeQ/WaJBGiku930/s320/diana.jpg" border="0" id="BLOGGER_PHOTO_ID_5390028523927225778" alt=""&gt;&lt;/a&gt;&lt;br&gt;&lt;br&gt;All of the villas have granite countertops, these are most assuredly luxury units with maintenance free living. The $200 monthly HOA fee covers lawn care and maintenance, sprinkler system, pest control, fertilization, exterior painting and roof maintenance. Please contact me if you would like to know more about these wonderful villas and this great opportunity.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;a href="http://1.bp.blogspot.com/_yAAGec41SUE/Ss068ZCAKrI/AAAAAAAABeg/0JAaMimYNBA/s1600-h/elizabeth.jpg"&gt;&lt;img src="http://1.bp.blogspot.com/_yAAGec41SUE/Ss068ZCAKrI/AAAAAAAABeg/0JAaMimYNBA/s320/elizabeth.jpg" border="0" id="BLOGGER_PHOTO_ID_5390029138218199730" alt=""&gt;&lt;/a&gt;&lt;a href="http://1.bp.blogspot.com/_yAAGec41SUE/Ss07C8xWiTI/AAAAAAAABeo/1p0KtBgb5QM/s1600-h/elizabeth2.jpg"&gt;&lt;img src="http://1.bp.blogspot.com/_yAAGec41SUE/Ss07C8xWiTI/AAAAAAAABeo/1p0KtBgb5QM/s320/elizabeth2.jpg" border="0" id="BLOGGER_PHOTO_ID_5390029250891254066" alt=""&gt;&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt;&lt;br&gt;
&lt;/h3&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Wed, 07 Oct 2009 20:21:50 -0700</pubDate>
      <link>http://activerain.com/blogsview/1274632/best-deal-in-venetian-bay</link>
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    <item>
      <guid>http://activerain.com/blogsview/1248652/venetian-bay-condo-townhome-auction</guid>
      <title>Venetian Bay Condo &amp; Townhome Auction</title>
      <description>&lt;p&gt;Stirling Sotheby's International Realty and Worldwide Auction Realty Services will be auctioning off 28 condos and 13 townhomes in Venetian Bay, 10 of them to be sold absolute. The auction will be held Saturday, October 24 @ 10AM. A pre- launch event was held for the current owners on Wednesday the 16th, where the auction was explained. The goal is to sell out all the remaining units. This is a great opportunity and maybe the last chance to own a new luxury condo or townhome in the premiere golf community in central Florida. Please contact me if you want more information or if you would like me to represent you at the auction. I will post another entry when I find out the starting bid prices.&lt;/p&gt;
&lt;p&gt;If you are looking to join in on the auction make sure you preregister with me by sending me an &lt;a href="mailto:Bill@SellDaytona?subject=Auction"&gt;E-mail&lt;/a&gt;. You will also need a cashiers check payable to yourself for $10,000 on the day of the auction.&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 21 Sep 2009 11:04:20 -0700</pubDate>
      <link>http://activerain.com/blogsview/1248652/venetian-bay-condo-townhome-auction</link>
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      <guid>http://activerain.com/blogsview/1211671/why-are-my-florida-property-taxes-going-up-</guid>
      <title>Why Are My Florida Property Taxes Going Up?</title>
      <description>&lt;p&gt;The proposed property tax notices are out and if your home is Homesteaded, you may be paying more in taxes. The reason for this is the millage rate has increased and the assessed value is still lower than the market value on your home. So even though the value of your home has dropped, it has not dropped below the assessed value. For example: if the assessed value for your home last year was $200,000 and your millage rate was 19, then your tax bill was $3,800. This year, your assessed value remained at $200,000 but the millage went up to lets say 22, then this year's tax bill will be $4,400. &lt;br&gt;The reason the Taxing Authorities have raised the millage, is because the values of all the properties in Florida have gone down. Unlike most of us, when we have less money to spend we lower our budget, rather than lowering their budget, they are increasing our taxes. I guess they can't figure out that we are in a recession, income has remained level at best. The truth is that if we are lucky enough to still have a job, we have probably lost income.&lt;/p&gt;
&lt;p&gt;Florida has legislation stating that the proper "measuring-stick" for taxing authority growth, from year to year, is the "Per Capita Income (PCI) Index + Growth" (meaning annual growth in newly constructed properties). Clearly the Taxing Authority's spending far exceeded increases in the personal income and the growth of newly constructed properties.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Our&amp;nbsp;only recourse is to attend the public meetings and make our voices heard.&lt;/p&gt;
&lt;p&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Wed, 26 Aug 2009 12:30:05 -0700</pubDate>
      <link>http://activerain.com/blogsview/1211671/why-are-my-florida-property-taxes-going-up-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1209088/will-the-8000-first-time-buyer-tax-credit-be-renewed-</guid>
      <title>Will the $8000 First-Time Buyer Tax Credit be Renewed?</title>
      <description>&lt;p&gt;The $8,000 First-Time Buyer Tax Credit expires Nov. 30, there are Bills pending in both the U.S. House and the Senate to extend or revise the credit.&lt;br&gt;Senate Majority Leader Harry M. Reid of Nevada favors an extension of the current credit. He was quoted by the Las Vegas Sun saying, "It's something we can get done."&lt;br&gt;Connecticut Democratic Senator Christopher J. Dodd, chairman of the Senate Banking, Housing, and Urban Affairs Committee, is co-sponsor of a bill with Georgia Republican Senator Johnny Isakson that would raise the credit amount to a maximum of $15,000. I don't think this is going to fly, but an extension is possible.&lt;br&gt;As I have said before, a bird in the hand is worth more than two in the bush. If you are planning on buying a home and you can close before Nov. 30th, I recommend you do so. Home prices are low, interest rates are low, it is a buyers market and we don't know what our leaders in Washington are going to do for sure.&lt;/p&gt;
&lt;p&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 24 Aug 2009 17:53:38 -0700</pubDate>
      <link>http://activerain.com/blogsview/1209088/will-the-8000-first-time-buyer-tax-credit-be-renewed-</link>
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      <guid>http://activerain.com/blogsview/1150130/should-you-wait-for-the-15000-homebuyer-tax-credit</guid>
      <title>Should you wait for the $15000 Homebuyer tax credit</title>
      <description>&lt;h3&gt;
&lt;a href="http://portorangehomes.blogspot.com/2009/07/should-you-wait-for-15000-homebuyer-tax.html"&gt;Should you wait for the $15000 Homebuyer tax credit&lt;/a&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
Senator Johnny Isakson, a Georgia Republican, introduced a bill in June that would increase the homebuyers tax credit to $15,000 and remove the income restriction and expand the program to all borrowers, not just first time homebuyers.&lt;br&gt;Some of my clients have asked if they should wait for the new tax credit of $15000. First of all, no one knows if the bill introduced by Senator Isakson will ever became law. The old adage "a bird in the hand is worth two in the bush" is perfect for this situation. The current tax credit has cost the government $2 to $3 billion, the proposed bill will cost around $32 billion. There is a lot of opposition to the $15000 credit so it is definitely not a sure thing.&lt;br&gt;YOU MAY NOT GET THE FULL $15000&lt;br&gt;The tax credit is based on 10% of the purchase price, so if you buy a home for less than $150,000, you will not receive the full $15000.&lt;br&gt;Unlike the current $8000 credit, it only offsets your tax liability over the next 2 years. Most first time homebuyers should take advantage of the current $8000 credit. I say this because most first time homebuyers do not have a $7500 tax liability each year and will not be able to receive the full $15000 credit. Also your tax liability will be lower after you buy a home because of your new mortgage deduction. To find your tax liability for your 2008 tax return, look on form 1040 line 61 or if you filed a 1040A it is on line 37 and line 11 on the 1040EZ. If the amount on this line is lower than $4000, you are better off taking the current $8000 credit.&lt;br&gt;If you are not a first time home buyer, and your situation allows you to put off buying a home, I recommend you wait and see what happens to this bill.&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&amp;nbsp;
&lt;p&gt;&lt;br&gt;&lt;img src="http://lh3.ggpht.com/_yAAGec41SUE/SlJMny1ZT8I/AAAAAAAAADo/KZO82AtosdU/s800/CSRbanner.JPG" alt=""&gt;&lt;/p&gt;
 &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sun, 12 Jul 2009 19:02:07 -0700</pubDate>
      <link>http://activerain.com/blogsview/1150130/should-you-wait-for-the-15000-homebuyer-tax-credit</link>
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    <item>
      <guid>http://activerain.com/blogsview/1150126/chronicle-of-a-first-time-home-buyer-chapter-6-</guid>
      <title>Chronicle of a First Time Home Buyer Chapter 6 </title>
      <description>&lt;h3&gt;
&lt;a href="http://portorangehomes.blogspot.com/2009/07/chronicle-of-first-time-home-buyer_12.html"&gt;Chronicle of a First Time Home Buyer Chapter 6&lt;/a&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
On June 23rd, Rob contacted me about see a home that was back on the market. 5308 Georgia Peach is a 4 bd 2 ba 2020 sq ft home on a lake. This is the home they saw listed that started their home search.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;img src="http://1.bp.blogspot.com/_yAAGec41SUE/SlpcFWZn9JI/AAAAAAAABJk/-dlujDHn7kM/s320/487259.jpg" border="0" id="BLOGGER_PHOTO_ID_5357695953692783762" alt=""&gt;&lt;br&gt;&lt;br&gt;
&lt;p&gt;It had a contract on it that fell through, I talked with the listing agent and found out the bank would accept the asking price of $174,000. I wrote up a contract for $180,000 with the seller paying $6,000 towards cosing cost, before going to show the home to Rob and Tina.&lt;/p&gt;
&lt;p&gt;Rob and Tina both really liked the home and were ready to sign the contract. We talked about the timeline that would follow after submitting the contract, and both decided they needed to check on finances before signing.&lt;/p&gt;
&lt;p&gt;I told them I wanted them to be sure, and to take the time they needed, but homes in this price range are not sitting on the market for long. Rob said he understood that and was willing to lose the home rather than jumping in without everything in order. And the home in Bay Berry Lakes was a good backup.&lt;/p&gt;
&lt;p&gt;5308 Georgia Peach went under contract on 7/6 and the home in Bay Berry Lakes went under contract on 7/7.&lt;/p&gt;
&lt;p&gt;Rob and Tina have decided to postpone the search for a new home until August, when his new union contract at work will be final.&lt;/p&gt;
View Rob and Tina's cart click on th is link: &lt;a href="http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746"&gt;http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746&lt;/a&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sun, 12 Jul 2009 18:59:32 -0700</pubDate>
      <link>http://activerain.com/blogsview/1150126/chronicle-of-a-first-time-home-buyer-chapter-6-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1147890/chronicle-of-a-first-time-home-buyer-chapter-5-</guid>
      <title>Chronicle of a First Time Home Buyer Chapter 5 </title>
      <description>&lt;h3&gt;
&lt;h3&gt;
&lt;h3&gt;
&lt;a href="http://portorangehomes.blogspot.com/2009/07/chronicle-of-first-time-home-buyer.html"&gt;Chronicle of a First Time Home Buyer Chapter 5&lt;/a&gt;
&lt;/h3&gt;
&lt;/h3&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
6/18, We went to Coquina Cove to look at a home on the resale market. 5370 Cordgrass Bend Lane-nice house but they still the one under construction better. We then went to Bay Berry Lakes and saw a single story 4 br 2 ba brick home that backs up to a preserve area, 112 Briarberry Court. Rob and Tina's comments: "&lt;em&gt;great single story house, very well taken care of, also high on our list right after the CC-under-construction".&lt;/em&gt; From there we went back to 109 McGill Circle, one of the houses we were unable to view on our first outing. Rob and Tina's comments: "&lt;em&gt;very beat up, carpet stained in almost every room and writing on a lot of the walls, one wall had a piece missing&lt;/em&gt;!" Finally we we went to the Oakbrook subdivision in Port Orange to see 3844 Calliope Avenue, a 2 story in foreclosure. Rob and Tina's comments: "&lt;em&gt;very cool looking house on the outside, inside needs some cleaning up but nothing major, another potential"&lt;/em&gt;&lt;br&gt;&lt;br&gt;View Rob and Tina's cart click on this link: &lt;a href="http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746"&gt;http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746&lt;/a&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;br&gt;&amp;nbsp;

 &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Fri, 10 Jul 2009 12:55:05 -0700</pubDate>
      <link>http://activerain.com/blogsview/1147890/chronicle-of-a-first-time-home-buyer-chapter-5-</link>
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      <guid>http://activerain.com/blogsview/1124250/chronicle-of-a-first-time-home-buyer-chapter-4-</guid>
      <title>Chronicle of a First Time Home Buyer Chapter 4 </title>
      <description>&lt;h3&gt;
&lt;a href="http://portorangehomes.blogspot.com/2009/06/chronicle-of-first-time-home-buyer_5780.html"&gt;Chronicle of a First Time Home Buyer Chapter 4&lt;/a&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
6/12, Cindy from D.R. Horton called to follow up on Rob and Tina. I explained that Rob was concerned that the monthly payment was at the top of the budget. I also told her that he was expecting a pay raise soon, but did not know how much it would be. Cindy suggested a 2 - 1 buy down, this is where the seller buys down the interest rate on the loan for the first 2 years. The first year the rate would be 2% below the going rate and the second year it would go up to 1% below the going rate, and finally it would lock in at the going rate for the remaining 28 years. The 2 - 1 buy down lowers the monthly payment for the first 2 year significantly.&lt;br&gt;I quickly calculated the monthly payments for all 3 interest rates and called Rob to give him the information. Rob quickly realized what a great deal they were offering, but still wanted to review their cart and make sure they saw the other homes they were interested in before they made an offer.&lt;br&gt;&lt;br&gt;View Rob and Tina's cart click on this link: &lt;a href="http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746"&gt;http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746&lt;/a&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sun, 21 Jun 2009 21:44:52 -0700</pubDate>
      <link>http://activerain.com/blogsview/1124250/chronicle-of-a-first-time-home-buyer-chapter-4-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1124245/chronicle-of-a-first-time-home-buyer-chapter-3</guid>
      <title>Chronicle of a First Time Home Buyer Chapter 3</title>
      <description>&lt;h3&gt;
&lt;a href="http://portorangehomes.blogspot.com/2009/06/chronicle-of-first-time-home-buyer_21.html"&gt;Chronicle of a First Time Home Buyer Chapter 3&lt;/a&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
On 6/11, I went to the subdivision of Coquina Cove to meet with Rob and Tina. We were meeting at 5pm so I went a little early to meet with the D. R. Horton sales rep, Cindy. I have a good relationship with both of the sales reps because I sold 4 of their homes in 2008. I wanted to see how much we would be able to get off the $209,990 price tag. Cindy told me the best she could do was $5,000 off. I was hopping for $10,000 and would still try to get it if we made an offer.&lt;br&gt;When Rob and Tina arrived, Cindy and I took them over to 5317 Coquina Shores Lane, a Redwood model. It was still under construction, with a completion date sometime in August. It is a 2347 sq ft 4 bedroom 2.5 bath 2 story home. Rob and Tina both really liked this home despite the fact that it was only to the dry wall stage in the building process. Cindy and I also took them to a completed Redwood so they would have a better idea of what it would look like when it was finished. &lt;img src="http://2.bp.blogspot.com/_yAAGec41SUE/Sj7qlBMxl-I/AAAAAAAAABg/nCA6BpIwl4s/s320/redwood.jpg" border="0" id="BLOGGER_PHOTO_ID_5349971329060804578" alt=""&gt;&lt;br&gt;Their comments: "&lt;em&gt;We looked at the 4-bedroom D.R. Horton house that wasn't finished with construction; we like this house a lot but had concerns about the quality of construction based on other people's experiences with DRH; it's definitely high on our list anyway."&lt;/em&gt;&lt;br&gt;&lt;br&gt;
&lt;p&gt;One of the great things about D.R. Horton, is that they pay the closing cost for the buyer. This is about a $7000 savings on a $200,000 home, but more importantly it is cash that the buyer does not have to come up with at closing.&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;Rob and Tina both wanted to see some more homes before they make an offer, just to see what else is out there. I told them that we were still early in our search, but houses in this price range are going fast and if they find something they like they should put in an offer.&lt;/p&gt;
&lt;br&gt;&lt;br&gt;&lt;br&gt;View Rob and Tina's cart click on this link: &lt;a href="http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746"&gt;http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sun, 21 Jun 2009 21:43:31 -0700</pubDate>
      <link>http://activerain.com/blogsview/1124245/chronicle-of-a-first-time-home-buyer-chapter-3</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1124240/chronicle-of-a-first-time-home-buyer-chapter-2</guid>
      <title>Chronicle of a First Time Home Buyer Chapter 2</title>
      <description>&lt;h3&gt;
&lt;a href="http://portorangehomes.blogspot.com/2009/06/chronicle-of-first-time-home-buyer_18.html"&gt;Chronicle of a First Time Home Buyer Chapter 2&lt;/a&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
On May 26th, Rob emailed me with his request;&lt;br&gt;&lt;em&gt;Bill,&lt;br&gt;&lt;br&gt;The one's we'd like to see this Thursday are 100 Gala Circle and 1124 Champions Drive. We'd like to see a couple more but we have somewhere to be later that evening and these two are close to each other. Thanks for all your help!&lt;br&gt;&lt;br&gt;Rob&lt;/em&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;We had an hour so I setup 3 showings between 5 and 6pm for the 28th. The first one we went to see was 100 Boysenberry Lane, in the Bay Berry Lakes subdivision. It is a 3 bedroom 2.5 bath 1944 sq ft home built in 2006, listed for $179,900. This home is a short sale, so the owners are working with the mortgage holder to sell it for less than what is owed. Rob and Tina did not care for this home.&lt;br&gt;&lt;br&gt;&lt;br&gt;
&lt;p&gt;&lt;img src="http://4.bp.blogspot.com/_yAAGec41SUE/SjsGg8v_kXI/AAAAAAAAABY/la6qZJM5tzE/s320/489555.jpg" border="0" id="BLOGGER_PHOTO_ID_5348876145565602162" alt=""&gt;&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;100 Boysenberry Lane&lt;/p&gt;
&lt;p&gt;Next we went to see 1124 Champions Drive. This home is in the LPGA subdivision. We were unable to view this home because the lock was broken.&lt;/p&gt;
&lt;p&gt;From 1124 Champions Drive we went to 100 Gala Circle, also in the LPGA subdivision, the owner was suppose to meet us there and let us in, however he did not show. Rob and Tina informed me they would be out of town for the next two weeks but would like to see more homes when they returned. I gave them some floor plans of some new homes built by D R Horton and told them I would like take them to see the models when they returned. Home buyers should always have a Realtor when looking at homes, even new construction, the sale person at the model is representing the builder and his interest. The buyer needs someone to represent them, always take your Realtor with you.&lt;/p&gt;
&lt;p&gt;View Rob and Tina's cart click on this link: &lt;a href="http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746"&gt;http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746&lt;/a&gt;&lt;/p&gt;
Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sun, 21 Jun 2009 21:37:24 -0700</pubDate>
      <link>http://activerain.com/blogsview/1124240/chronicle-of-a-first-time-home-buyer-chapter-2</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1124238/chronicle-of-a-first-time-home-buyer</guid>
      <title>Chronicle of a First Time Home Buyer</title>
      <description>&lt;h3&gt;
&lt;/h3&gt;&lt;p&gt;In the next several postings, I will write about the process of working with a first time home buyer. Rob and Tina are a young couple who are tried of paying rent and want to take advantage of the first time home buyers $8000 tax credit. Rob is an Air Traffic Controller and Tina is a Pre-school Teacher. They are looking for a 3 bedroom home priced around $200,000. they are planning on using the $8000 first time home buyer tax credit for their down payment on a FHA loan. Since the FHA requires 3.5% down, the down payment for a $200,000 home is $7000. They would also like the sellers to pay the closing cost.&lt;br&gt;&lt;br&gt;The first thing I did was set up a listing cart that they would have access to on the web. They will receive email updates anytime a new listing that meets their criteria becomes available. Rob and Tina can view the detail and the photos of the listings in their cart. They can also make comments for me to see or rate the listings. From their cart they can print the listings or share them with their friends and family by email. And finally they can delete the listings they are not interested in from the cart. To see their cart click on this link: &lt;a href="http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746"&gt;http://dabmls.com/day/plog.php?a=day&amp;amp;u=runter&amp;amp;p=3746&lt;/a&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt;
 &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Sun, 21 Jun 2009 21:34:22 -0700</pubDate>
      <link>http://activerain.com/blogsview/1124238/chronicle-of-a-first-time-home-buyer</link>
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      <guid>http://activerain.com/blogsview/1107002/cypress-head</guid>
      <title>Cypress Head</title>
      <description>&lt;p&gt;Cypress Head is a great golf community. The Cypress Head golf course which was built in 1992 is owned and operated by the City of Port Orange so the community of Cypress Head has all the advantages of a golf course but none of the expense. Cypress Head has 2 bedroom 2 bath golf villas and 3 and 4 bedroom homes. Several of the homes have 2 car garages with a golf cart garage. The golf club has a restaurant and there are tennis courts and a community pool. Part of the community is gated. There are currently 20 homes on the market starting at $169,900 for a golf villa up to $449,900 for a 4 bedroom 3 bath home. The residents love this community, it is one of the best kept secrets in central Florida. It is also conveniently located close to Venetian Bay, which has another golf course and will have shopping and restaurants.&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 08 Jun 2009 15:54:41 -0700</pubDate>
      <link>http://activerain.com/blogsview/1107002/cypress-head</link>
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    <item>
      <guid>http://activerain.com/blogsview/1101358/new-urgent-care-clinic-opens-for-port-orange-new-smyrna-beach</guid>
      <title>NEW URGENT CARE CLINIC OPENS FOR PORT ORANGE &amp; NEW SMYRNA BEACH</title>
      <description>&lt;p&gt;New Smyrna Beach, Florida: Bay View urgent Care, a full-service urgent care clinic opened in New Smyrna Beach. The clinic is co-ventured by Bert Fish Medical Center and EMPros--the emergency physician group staffing the Emergency Department at Bert Fish Medical Center. Bay View Urgent Care is located at the rear entrance of Venetian Bay, at the corner of Pioneer trail and Airport Road. The upscale appointed urgent care center features six patient treatment rooms, a full laboratory and x-ray, and is staffed by board-certified family practice and emergency physicians.&lt;br&gt;&lt;br&gt;"We think Bay view is ideally situated to help people living on the westside of I-95" remarked Dr. Chuck Duva, Managing Partner for the venture. "We know there are about 10,000 rooftops in New Smyrna Beach and Port Orange surrounding this facility." the plan is to relocate the clinic in a few years into the town center in Venetian Bay.&lt;br&gt;&lt;br&gt;"We have already received calls from people asking how soon we will be opening." said Tara Montgomery, Clinic Manager. The clinic will be open seven days a week with hours of: Monday through Friday: 8:00 am to 8:00 pm. Saturday hours will be 8:00 am to 6:00 pm and Sunday from 10:00 am to 5:00 pm. No appointments are necessary; walk-in anytime. Most major insurance plans are accepted. To learn more, the public is urged to come and take a tour or call the clinic at (386) 427-0396 or visit the website at: &lt;a href="http://www.bayviewuc.com/"&gt;http://www.bayviewuc.com/&lt;/a&gt;&lt;br&gt;Bay View Urgent Care MEDIA RELEASE&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Wed, 03 Jun 2009 22:19:32 -0700</pubDate>
      <link>http://activerain.com/blogsview/1101358/new-urgent-care-clinic-opens-for-port-orange-new-smyrna-beach</link>
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    <item>
      <guid>http://activerain.com/blogsview/1099670/luna-bell-ristorante</guid>
      <title>Luna Bell Ristorante</title>
      <description>&lt;h3&gt;
&lt;a href="http://venetianbayblog.blogspot.com/2009/06/luna-bell-ristorante.html"&gt;Luna Bell Ristorante&lt;/a&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;
The new Italian restaurant in Venetian Bay will be called Luna Bell Ristorante, and will feature a menu with a unique blend of Italian and International fare. Chef Marko and Chef Jacob will be serving up lunch and dinner to their patrons who will enjoy indoor seating or Al Fresco dining on the lake terrace. The restaurant will also have a full service bar. We are all looking forward to the grand opening scheduled for November 1st.&lt;br&gt;&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Tue, 02 Jun 2009 20:30:28 -0700</pubDate>
      <link>http://activerain.com/blogsview/1099670/luna-bell-ristorante</link>
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    <item>
      <guid>http://activerain.com/blogsview/1098252/coquina-cove-port-orange-florida</guid>
      <title>Coquina Cove, Port Orange Florida</title>
      <description>&lt;p style="text-align: left;"&gt;Coquina Cove is located in Port Orange off of Williamson Blvd north of Dunlawton. It is convenient to shopping, the beach, and the Daytona International Speedway. There are single story and two story homes and townhomes to choose from. the single story homes start at $149,000 from the builder and are 1263 sq ft. The two story homes start at $190,000 and are 1937 sq ft. All the homes are built by DR Horton. The lots are smaller than I would like, but there are lakes and other common areas. This is a nice community and a great value for first time home buyers, especially with the USDA's 100% financing. As an added bonus DR Horton pays all closing cost on a new home purchase. Remember to call me before you go so I can help you negotiate the best price.&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 01 Jun 2009 20:46:40 -0700</pubDate>
      <link>http://activerain.com/blogsview/1098252/coquina-cove-port-orange-florida</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1092678/first-time-homebuyers-downpayment</guid>
      <title>First Time Homebuyers downpayment</title>
      <description>&lt;p&gt;Beginning July 1, first-time homebuyers will be able to use the federal $8,000 tax credit for their downpayment. With a FHA mortgage the required downpayment is 3 1/2 %, the $8000 would be enough for a $230,000 home. First-time homebuyers will be able to apply for downpayment assistance before they close on the purchase of their home, and then repay the amount borrowed when they get their tax refund. The program will operate through local county housing administrators. Details are still being worked out, however I am sure they will have to attend a first-time homebuyers class, the class if free and can be setup by your Realtor. Please contact me if you would like assistance. Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Thu, 28 May 2009 08:34:08 -0700</pubDate>
      <link>http://activerain.com/blogsview/1092678/first-time-homebuyers-downpayment</link>
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    <item>
      <guid>http://activerain.com/blogsview/1081406/italian-restaurant-coming-soon</guid>
      <title>Italian Restaurant Coming Soon</title>
      <description>&lt;p&gt;Italian restaurant coming soon. The new eatery is scheduled to open November 1st. It will be located in the Town Center on the lake side. The Venetian Bay residents have been looking forward to having a real restaurant in our community for two years. With the economy looking brighter, I believe the timing of this restaurant could not be better. I know it will be supported by all the Venetian Bay residents and the surrounding communities as well. The key to success will be the prices on the menu, if they are reasonable, the restaurant will enjoy repeat costumers.&lt;br&gt;&lt;br&gt;Visit one of my websites at &lt;a href="http://selldaytona.com/"&gt;http://selldaytona.com/&lt;/a&gt; or &lt;a href="http://www.venetianbay.org/"&gt;http://www.venetianbay.org/&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;a href="http://selldaytona.com/"&gt; &lt;img src="http://activerain.com/image_store/uploads/2/4/4/7/2/ar128541806027442.jpg" border="0" height="90" alt="" width="728"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Bill Hellums (Coral Shores Realty)</dc:creator>
      <pubDate>Mon, 18 May 2009 18:16:10 -0700</pubDate>
      <link>http://activerain.com/blogsview/1081406/italian-restaurant-coming-soon</link>
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