credit scores: Top Five Credit Score Misconceptions - Learn the Truth - 09/24/07 04:46 PM
Our local paper in Gilbert, Arizona carried a very informative article yesterday regarding your credit score. It listed the top five credit (and debt) misconceptions. The East Valley Tribune (citing Transunion) listed the top five credit misconceptions as the following:
Co-signing a loan doesn't make you responsible for the account. Paying off … (9 comments)

credit scores: Changes to credit scoring model - 06/05/07 01:01 PM
Fair Isaac announced some rule changes today. They announced that they will ignore authorized-user credit card accounts when calculating credit scores. Under the old rules if you had poor credit you could sign up to be an authorized user to a credit card in good standing. This could be your … (8 comments)

credit scores: Credit bureaus making money off your name - take action now! - 04/27/07 01:08 PM
Having credit checked is an important and necessary step in the home buying process. But very few people realize that each time their credit is checked, the “inquiry data” that the credit bureaus (Equifax, TransUnion, Innovis or Experian) have on file have now become a commodity.
This information is being sold … (3 comments)

credit scores: Good credit marries bad credit - 04/09/07 01:25 PM
It's always a bit awkward. You've just pulled credit on the soon to be newly-wed and her credit is 720+ but he'd never qualify! They know they're a match made in heaven but for some reason their credit just doesn't jive. Most people do not think about credit scores when they're looking … (3 comments)

 
Mortgage Company: Phoenix Home Loan Expert (www.aimeeloans.com)
Shailesh Ghimire
Phoenix, AZ
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Phoenix Home Loan Expert (www.aimeeloans.com)

Office Phone: (480) 346-8364
Cell Phone: (480) 516-1851
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I am a mortgage professional serving the Greater Phoenix market. This includes Phoenix, Mesa, Gilbert, Scottsdale, Chandler, Tempe and surrounding communities. I am with CTX Mortgage Company and am able to do loans in 48 states. However, I am focused largely in this local market. When it comes to Arizona mortgage loans I have the expertise, the experience and the professionalism you should expect. My wife, Aimee and I, have been working in the Arizona home loan market for several years now and have a history of satisfied borrowers.




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