Are your mortgage payments increasing? Are you worried about losing your home? Did you get a loan you can't afford or didn't understand? Do you feel like you were misled by professionals who helped you get your loan? Has your income been reduced?
Come to this FREE seminar and learn about the foreclosure process, income tax issues in foreclosure, safe refinance products and more. Know your legal rights and options.
Bring your loan documents! Certified Mortgage Counselors and Loan modification representatives will be available to discuss options for your mortgage.
Habra Traduccion en Espanol
ORGANIZED BY:
City of Tacoma Safe and Clean Team; Improving Livability through Homeownership
Supporting Community Organizations;
HomeSight, United Way of Tacoma/Pierce County; Tacoma/Pierce County Asset Building Coalition; Tacoma and Pierce County Housing Authorities; Tacoma/Pierce County Association of Realtors; Consumer Counseling NW, Urban League of Metropolitan Seattle, and numerous other businesses and organizations.
For more information or to Register call:
1-800-368 1455
How do I get there:
From I-5 take the Hwy WA-16 exit
Take the second exit (Union Avenue)
Continue down Union Avenue for approx. 1.3 miles
Take a right on 6th Ave
At Sprague intersection veer right to stay on 6th Ave
Terrific master with bonus room upstairs could be used for office, study, or dressing room
plus plenty of room to add second bath upstairs (adding instant equity)
Approximately 1,445 Sq ft
Double lot (.23 acres) with potential to sub-divide per city, or is currently fully fenced with alley access granting plenty of room for toys, animals, and gardening.
Detached one car garage, long drive, plus alley access to back yard if black berries are cleared to provide plenty of parking
Hardwood floors through out All appliances stay including washer & dryer and NEW fridge
Large laundry/mud room Easy access to 1-5, Shopping & Pacific ave Economical gas forced air heat & hotwater heater.
Large master upstairs with bonus room and ample space to add additional bath
Seller will considering paying some closing costs or loan buy down.
Also in area for down payment assistance program or may consider lease option.
MLS# 27175001 For more information on this home or current listings in the area feel free to call Shannon M. Krueger CRS, Licensed Real Estate Agent for over 25 years. Phone: 253-208-5865 direct 6221 Tacoma Mall Blvd Email:ShannonsHomeTeam@windermere.com www.ShannonsHomeTeam.com
This home has great potential with 2,307 SF, a huge lot, and some upgrades.
Solid brick home on Steilacoom Blvd-- Zoned R4, perhaps sub-dividable if access obtained. All original woodwork and tile for vintage charm. Big daylight basement (separate outside access) is fully finished with a cozy fireplace, 3/4 bath, large finished storage room, & counter/sink installed. Newer architectural roof less than 5 years old.
2 bedrooms, dining, kitchen, family/rec room, and full bath on the entry level.
Home was expanded into former garage space for entertaining purposes, could be reconverted, but right now you can easily party with a BIG crowd of friends. Perfect location for daycare or home business if circular drive added!!! Huge fully fenced yard (.36 acre lot)
For more information about this or any other properties in the Puget Sound area
call 253-208-5865
MLS# 27178561
Windermere Commencement Associates on Tacoma Mall Blvd.
New purchase and sale agreements are going into effect on October 15th, 2007. All agents are required to attend a mandatory training on the new forms and I attended a class taught by Jeff Koop, the "in-house" attorney for the Northwest Multiple Listing service. It was an excellent and informative class about these new statewide sales forms.
This year has seen a couple of major changes in the way real estate must be conducted, out on the street. One major change was enacted at the legislative level, one handed down by the courts. A recent court ruling, in the case of Alejandre V Bull has made it clear that the onus is on the buyer to do due diligence in investigating property purchases, and not to rely solely on sellers's disclosures or poorly qualified inspectors. The case involved a septic system that was going bad, and the seller and the buyer had both had it inspected, with the results saying all was okay. The seller, having had the system inspected, had marked in the Seller's Disclosure Statement that the system had no problems, having relied on the "experts" even though she had called for the inspections after noticing an extra sogginess and odor on her property in very rainy weather.
The case really turned on the fact that the agreement between the parties was a contractual one, and contractually, there should have been a remedy for her inadvertent possible negligence. There was none, so the case was thrown out on summery judgement. This meant that there needed to be a new form to cover this, and as the state's various multiple listing services were already negotiating for a statewide form, it was decided to go ahead with one. The new form is based primarily on the forms of the Northwest MLS, the largest in the state, with changes made to accommodate the requirements of Alejandre V Bull and several other material changes, including a formal rental agreement for all post-closing occupancy agreements.
It is now more important than ever that you have qualified assistance in the purchase and sales of residential real estate. Please contact me if you want more information about the new statewide forms, including the newly revised Seller's Disclosure Statement that the legislature amended at the end of the 2006-2007 session. There are situations now, whereby even if a buyer is willing to waive receiving a form (not a good idea anyway), they can't waive receipt of the new Environmental section!
Updated rambler located on private cul-de-sac in a great University Place neighborhood! This home is situated on an exceptionally large (.335 acre) lot; perfect for gardener, pet owners or your own private oasis.
Home features 4 bedrooms and 1 bath and is approximatly 1092 square feet. Update include a newer kitchen, newer vinyl windows, laminate wood and tile flooring throughout and more. Bedrooms are all good sized and the country style kitchen area is just charming.
Neighborhood boasts its own private park, Home Owners Association with dues under $59 a year & much more. The home is located in Chambers Creek Elementary area, and Great UP schools! One year home warranty offered.
Directions: From Bridgeport Way, go west on 54th, turn left on 83rd Ave W home is on the right as you approach the cul-de-sac.
In Real Estate we, Realtors, often forget that most people don't know what the "alphabet soup" on our business cards means. Often clients might not know what training we have had and what standards that we are held to. So I have decided to blog a few...
1. Levels of Licensing:
Real Estate Salesperson (agent)
Be at least 18 years of age
Complete WREC approved pre-licensing course
60 hours in a classroom/online
Approved course available through Real Estate Express
Hours must be completed up to 5 years before applying for the examination
Pass the WREC examination
Apply to WREC for a salesperson license
Sales Associate License (associate broker)
During first renewal period:
Complete 30 hour Practice Course AND
Complete 30 hours of approved continuing education which includes 3 hours of core material
Approved course available through Real Estate Express
Real Estate Broker
Be at least 18 years of age
Hold a high school diploma or its equivalent
Complete 2 years full time salesperson experience in Washington or another state with equivalent requirements
Complete WREC approved pre-licensing course
120 hours in a classroom/online including 30 hours of each of the following
Real Estate Law, Brokerage Management, Business Management, and an Elective course
Experience and hours must be completed within 5 years prior to applying for the broker examination
Pass the WREC examination
Apply to WREC for a broker's license
2. Like most professions there are the basics that you will see:
Realtor- these are members of NAR (National Association of Realtors) or TPCAR (Tacoma Peirce County Association of Realtors) in this area. Realtors are held to a strict code of ethics you can download the complete list at http://www.realtor.org/mempolweb.nsf/pages/code
Equal Housing- Fair Housing Act, as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents of legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability). To view the full descriptions of the fair housing act and other equal housing civil rights go to: http://www.hud.gov/offices/fheo/FHLaws/index.cfm
3. Specialties:
ABR (Accredited Buyer Representative) With over 40,000 members, REBAC is the largest association of real estate professionals focusing on all aspects of buyer representation. Over 30,000 ABR® designees have completed the REBAC course, passed the test and provided documentation of buyer agency experience.
ASP (Accredited Staging Professional) http://www.stagedhomes.com/ Accredited ASP Stagers and ASP Real Estate Agents are true Professionals trained under strict guidelines using my proven Staging techniques developed for over 30 years. When you bring your home on the market and prepare your house for sale always hire an ASP because they are the true leaders in the Staging and Real Estate Industries.
CLHMS (Certified Luxury Home Marketing Specialist): Members of The Institute who hold the CLHMS designation have successfully demonstrated their expertise in the luxury home and estate market by meeting strict performance requirements.
CRS® (Certified Residential Specialist®): Agents can maximize their potential by earning the CRS® Designation and joining the organization that has served top-producing residential sales agents since 1977. The more than 35,000 CRS® Designees benefit from nationwide referral opportunities, a professional image that attracts customers, and sales and marketing support. The CRS® Designation is awarded to experienced REALTORS® who complete advanced training in listing and selling, and meet rigorous production requirements.
ERC (Employee Relocation Council) was founded in 1964 to help relocation professionals overcome the challenges of U.S. domestic and global workforce mobility by conducting research and facilitating networking that helps its members understand their business environments, anticipate and benefit from emerging trends in employee relocation assistance and learn about industry best practices.
GRI (The Graduate REALTOR® Institute) symbol is the mark of a real estate professional that has made a commitment to providing a superior level of professional services by earning the GRI designation. REALTORS® with the GRI designation are highly trained in many areas of real estate to better serve and protect their clients.
Transfer forces sale before sellers could complete all their remodeling dreams. Recent quality upgrades include newer gridded vinyl windows, newer architectural comp. roof, newer kitchen cabinets, gas furnace & hot water heater. Home features Marble entry, great layout with expanded family room (with new laminate floors), off kitchen plus formal living and dining. Quarter acre street to street lot, large insulated/heated garage plus a small shed. All appliances included!!
Bring your decorating ideas and get creative here!!!
For more information please call Shannon M. Krueger at 253-208-5865 or go to www.ShannonsHomeTeam.com
Blog: Short for Web log, a blog is a Web page that serves as a publicly accessible personal journal for an individual. Typically updated daily, blogs often reflect the personality of the author (webopedia.com). Postings on a blog are usually in chronological order.
Comment spam : Like e-mail spam. Robot "spambots" flood a blog with advertising in the form of bogus comments. A serious problem that requires bloggers and blog platforms to have tools to exclude some users or ban some addresses in comments.
CraigsList : Local community classifieds and forums for finding jobs, housing, goods & services, social activities, a girlfriend or boyfriend, advice, community information, and just about anything else. The free service has about 10 million users a month and 80 topical forums.
Forum : An online discussion group. Online services and bulletin board services (BBS's) provide a variety of forums, in which participants with common interests can exchange open messages. Forums are sometimes called newsgroups (in the Internet world) or conferences. (webopedia.com)
Google : is well-known for its web search service, which is a major factor of the company's success. It indexes billions of Web pages, so that users can search for the information they desire, through the use of keywords and operators. Google has also employed the Web Search technology into other search services, including Image Search, Google News, the price comparison site Froogle, the interactive Usenet archive Google Groups, Google Maps and more.Google has also developed several desktop applications, including Google Earth, an interactive mapping program powered by satellite imagery.
Instant Messaging: Abbreviated IM, a type of communications service that enables you to create a kind of private chat room with another individual in order to communicate in real time over the Internet, analagous to a telephone conversation but using text-based, not voice-based, communication. Typically, the instant messaging system alerts you whenever somebody on your private list is online. You can then initiate a chat session with that particular individual. (webopedia.com)
iPod: Apple's iPod is a small portable music player. Users can transfer songs to their iPod with their computer, iTunes, and the iPod software. (source: .webopedia.com)
MySpace is a social networking and blogging service
Podcast: a podcast is an audio file in MP3 format* and delivered online via RSS feed (webfeed) subscriptions. Podcast subscribers can listen to the show at his or her own leisure, which is the main attraction of this medium. As unlike Internet radio, there is no schedule to follow. Source: http://weblogs.about.com/od/weblogsglossary/g/podcasting.htm
Wikipedia: is a multilingual, Web-based, free content encyclopedia project. Wikipedia is written collaboratively by volunteers; with rare exceptions, its articles can be edited by anyone with access to the Web site. The project is now operated by the Wikimedia Foundation, a non-profit organization created by Larry Sanger and Jimmy Wales, and has over six million articles in 250 languages,including 1.6 million in the English-language edition. Wikipedia has steadily risen in popularity since its inceptionand currently ranks among the twelve most-visited websites worldwide. Wikipedia's reliability and accuracy have been questioned. The site has also been criticized for its susceptibility to vandalism, uneven quality, systemic bias and inconsistencies, and for favouring consensus over credentials in its editorial process.Wikipedia's content policies and sub-projects set up by contributors seek to address these concerns.Scholarly studies have concluded that vandalism is generally short-lived, and that Wikipedia is roughly as accurate as other online encyclopedias.
YouTube Founded in February 2005, YouTube is a consumer media company for people to watch and share original videos worldwide through a Web experience.
Former Model Home located in renowned Augusta - One of the prettiest gated neighborhoods in the Frederickson area. This home is located on a large corner lot, with the no neighbors to the right or left. Neighborhood features, low home owners dues of under $13 a month, sidewalks, active homeowners association with monthly news-letters, pressure washer available for neighborhood use, nicely landscaped and maintained yards exhibiting true pride of ownership.
This beautiful four bedroom, two-story home is a gem in the neighborhood. Great open floor plan with soaring ceilings, chandlers, Wilson Art flooring, large living room, cozy family room with gas fireplace, dining room, and open kitchen with breakfast bar & kitchen nook. Upstairs is a large loft/bonus room with built-in shelves, deluxe mater suite with mirror inset walk-in closet & cathedral ceilings, plus 3 additional nice sized bedrooms, and laundry room.
One year American Home Shield warranty offered.
Gorgeous yard approximately a quarter acre. Features: built-in swing, waterfall, patio space (great for those summer BBQs to come), and lots of room to play. Backyard is fully fenced for privacy and peace of mind.
Oversized two car garage with loft storage.
MLS# 26200764
For more information on this home or current listings in the area feel free to call Shannon M. Krueger CRS, Licensed Real Estate Agent for over 25 years.
Phone: 253-208-5865 direct or 253-682-2600 John L Scott UPL
$499,950 Lakewood, WA Property Details Style: Tri-level Bed: 4 Bath: 3.5 Sq. Ft.: 2903 Lot Size: 0.31 Property Code: 77607 MLS#:26164247 Virtual Tour
Almost every preferred amenity:
Exterior Features:
True wood siding with partial brick front
Large entertainment deck
Two retractable awnings with automatic temperature settings
RV parking with separate deck and rear entrance
Custom 8 zone sprinkler system
Professionally landscaped with Japanese maple, Asian pear, apple and fig trees
Oversized 3 car garage with sink and shop space
Outdoor lighting & sound system
Two outbuildings
Gas grill hook-ups
Backyard is fully fenced
Koi pond
Custom cement driveway with more than ample parking
Cul-de-sac
Interior Features:
Extensive genuine hardwood floors
Gas & Wood burning fireplaces
Custom tile work in kitchen and throughout home
High-end appliances: Subzero Fridge/freezer, Thermador range with disappearing vent, Reverse osmosis water purifier, instant hot water dispenser, kitchen-aid dishwasher, trash compactor & built-in microwave.
Central vacuum system
Newer gas furnace & Central A.C. installed 2002
Extensive hardwired security system
Numerous built-ins
Ceiling fans in 3 bedrooms
Built-in sound system
High-tech (Ethernet) cabling allows for internet access in every room
Laundry room located near bedrooms w/ separate access to outside by R.V. parking
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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