real estate: Refinance VS Buying...Which is best for you? - 01/23/09 04:19 AM

Lately my phone has been ringing off the hook with some of my past clients wanting my expert opinion on whether or not they should refinance their homes.  While I am happy to speak with my clients and help them flesh out a plan that works best for them, it made me start thinking...should they be considering selling and moving up instead of refinancing?  The answer in quite a few instances was a resounding YES.
 
While each individual's circumstances are unique the factors that should be considered when making the refi vs. buy decision on the same:
 
1.  … (0 comments)

real estate: Great News about the Baton Rouge/Ascension Real Estate Market! - 06/05/08 05:10 AM

FINALLY, the local media is starting to get it!  Unlike the majority of the country, the Greater Baton Rouge real estate market is not depressed.  It has been an uphill battle to try to get the word out to the public that things are not bad here; in fact they are pretty GOOD!
A small local paper that caters to the Ascension Parish area recently published an article that paints an accurate portrait of the Baton Rouge real estate market.  You can read the article in its entirety here.  So a great big THANK YOU to the "Gonzales Weekly Citizen" … (0 comments)

real estate: The REAL news about the housing market in Louisiana Part 1 - 05/08/08 03:20 AM
We have all be bombard with the terrible national news concerning the housing market.  In fact the local news media has basically regurgitated the same stats and figures the AP disseminates with very little if any local numbers or content included.  In an effort to educated the  Baton Rouge public on the true picture of the housing market in our area; the Greater Baton Rouge Board of REALTORS® teamed up with the Capitol Region Builders Association and Growth Coalition to get the word out. 
Attached you will see the first print product that we hope puts a clearer perspective on exactly where our … (0 comments)

real estate: Shadows Lake Subdivision in Baton Rouge Louisiana - 04/07/07 06:25 AM
As indicated in my post Shadows At White Oak, Shadows Lake is the latest filing of the Shadows At White Oak community in Baton Rouge Louisiana.  This neighborhood is highly restricted with sidewalks,subdivision required mailboxes,curb and street gutters and underground utilities.  A large private fishing lake is located in the neighborhood for the enjoyment of the residents.  Shadows Lake homeowners also have full use of the tennis courts and park located in the adjoining Shadows At White Oak neighborhood. 
Shadows Lake consisted on new construction homes and homes under 3 years old. The average home in Shadows Lake consist of at typically 4 bedrooms and 3 full baths.  … (0 comments)

real estate: The Shadows at White Oak subdivision, Baton Rouge Louisiana - 04/07/07 05:58 AM
The Shadows at White Oak subdivision is located off of S. Harrells Ferry in the southeast section of Baton Rouge.  This area of town is commonly knowen as area 43.  The Shadows at White Oak is a nice neighborhood of single family homes.  Some of the subdivision amentities include a large neighborhood park with swingsets and play equipment. This neighborhood/community contains two tennis courts and a large lake that is soley for the use of the residents.
The Shadows at White Oak is part of the Shadows Communty, which includes a Shadows Lakes.  The homeowners dues for both neighborhoods for 2007-2008 is $175 per … (0 comments)

real estate: Flood Insurance in Louisiana 101 - 04/04/07 06:22 AM
As I promised in an earlier post, this entry will ATTEMPT to clear up some common misconceptions concerning flood insurance.
Misconception #1: "Flood insurance rates will vary from company to company.  You can "shop" flood insurance and find the best price."  WRONG
Fact:   Companies selling flood insurance DO NOT set flood insurance rates.  The Federal Emergency Management Agency (FEMA) provides flood zone information to establish the insurance rates.  Once an area's flood zones and rates have been determined and established by the Federal Government, all companies offering National Flood Insurance provide coverage at the same price.  It is imperative that a buyer work with an experienced, well versed insurance agent … (0 comments)

real estate: What flood zone is your new home located in? - 03/22/07 02:59 PM
"Shannon, I DO NOT want to look at any homes that are located in a flood zone!!"  Boy, if I had a dollar for every-time a buyer uttered those words to me......
 The truth is; every piece of real estate located in the U.S. is in a flood zone.  The question is which one is your new home in the Baton Rouge area located in?
In the Greater Baton Rouge, Louisiana area, the most common flood zone classifications are:
FEMA Flood Zone A-  Zone A is the flood insurance rate zone that corresponds to the 100-year floodplains. Mandantory insurance purchase requirements apply.  This is the flood zone that DOES … (3 comments)

 

Shannon Sims

Baton Rouge, LA

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Judy Burkett Realtors

Office: (225) 767-1999

Fax: (225) 767-1989



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