Wonders of Real Estating

Reducing your debt is a lot like trying to lose weight. You will not see all of the hard work at first but it will show up. You must be deligent and keeping at it and know that it will make a difference... long term. I set up a spreadsheet in goodle docs that let me see my payments every two wee...

Call 1-888-5-OPTOUT to stop all the credit card offers from reaching your mailbox.

The best thing to do after you have got your spending under control is to focus on reducing your interest rates. I personally did this for my own credit cards and it is much easier than you think. Have your information about your credit cards in front of you... things like payment history, how l...

Did you know the average American family has 16 credit cards and a debt load of more than $8000? No matter what is going on in your financial picture, understanding debt and credit scores are always helpful so I thought I would put together a series about eliminating debt and raising your credit...

In an effort to get through the Freddie Mac inventory a bit quicker, Freddie Mac is offereing incentives to selling brokers of an additional $1200 on top of normal commissions from now until to the final day of September.  The special incentive program applies to HomeSteps properties to owner-occ...

Today's climate of real estate has so many professionals needed to successfully ensure all parties got all the correct information.  Lending is a full time job and there is no way I can do my job and be as up-to-date as necessary to make sure the buyer has the best loan information- That's the le...

Pending Home Sales Surge Ahead:Pending sales of existing U.S. homes unexpectedly surged despite concerns that problems with foreclosures might curtail activity. The National Association of Realtors Pending Home Index, which is based upon contracts that are signed but not yet closed, jumped 10.4%...

Sorry about the last posts having all caps... I don't know what I was thinking! Well, I am knee deep in preparing for Christmas and still have a few presents to pick up. A friend of mine is a new homeowner so I was thinking about what to get her and thought I would share my thoughts- I have a fe...

If your holiday plans include travel this year, these tips can help ensure your home is safe while you are away. Unplug hoses to washer and dryer machines. A burst pipe can pump water into your house for days before you return. Don’t leave lamps or lights on; instead use a timer with a random se...

As you decorate for the Holidays, be mindful of small children who live with you or may come to visit. Keep poisonous poinsettias and sharp holly leaves out of small children’s reach or do away with them completely. Candles set a warm and cozy mood, but they can be a fire or burn hazard for curi...