San Jose, Bay Area and California Mortgage Blog

A lot of surge in current Bay Area real estate market is being driven by First Time HomeBuyers. Some sources estimate that they now account for 50% of the market. A lot of First Time HomeBuyers end up buying condominiums since it fits into their budget. In this market of low property prices, you ...

Though FHA Lending now represents more than 30% of mortgages, there are still a lot of misconceptions that both real estate agents and the First Time Home Buyers have about this program. All the myths that I have listed below have been raised to me numerous times. I finally decided to post a blog...

If you are asking the question - FHA vs Conventional Loans, which one is better? You are not alone. I was speaking at an FHA seminar for real estate agents in Fremont, CA recently. The topic was "How FHA loans are playing a big part in qualifying more First Time Home Buyers". At the end of the pr...