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The Story of JB - 11/28/06 03:03 PM
For purposes of privacy, I will refer to this ex Loan Officer as JB. It is a story I think of everytime I hear Tom Petty's tune 'Into The Great Wide Open.' JB was a good old lad. My first encounter with him was over 5 years ago when I first started here at FCEGI. As I was working my way in, on a part time basis, JB had been here just 6 months (with no prior sales experience) and made about $25,000 in change out of the shoot. Not bad for a true newbie. JB was great on the phone, had … (4 comments)
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Still A Good Time For Real Estate Investors??? - 11/27/06 03:51 PM
Mortgage Troubles Are Rising? Ahhh, the dream & satisfying vision of homeownship. Yet, like anything else, the ugly other side is ever present. The financial crisis of a foreclosure is perhaps the hardest financial hit somebody can sustain...losing their home.
Is the crisis in house foreclosures good news or bad news? For homeowners in that position it is obviously the latter. For savvy real estate investors, the answer may just be the former.I'll also address that question in two ways;
(1) Whenever there is chaos in the marketplace, you can be sure that someone is making a lot of money. Entrepreneurs of any business, including real … (2 comments)
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Jargon in the Park - 11/23/06 07:46 PM
Mortgages are as common as Turkey on Thanksgiving, yet as misunderstood or not understood at all by the laymen in our fast-paced, zoom-zoom, world we live in. In fact, I graduated college and didn't even know what a mortgage was at that point. As common as mortgages are, there are a surprisingly large number of us who are mistaken about how they work, and what they actually are. For one thing, though we do commonly think of mortgages and "Home Loans" as one in the same, this is not at all what they actually are. Mortgages aren't loans, nor are they something that have been given to … (3 comments)
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One Stop Mortgage Shops? - 11/21/06 08:49 PM
I finally know how to upload pics here!!! Thanks Ann. Anywhoo, on to the topic....
Have you heard of these? One stop mortgage shops? An umbrella of mortgage services without the need to go elsewhere for any part of the transaction? Have you heard? Heard of independent mortgage brokers being kicked out of offices because of in house mortgage services, builder incentative and heard the one-sided viewpoints whether this is a good way for consumers to shop? Think about it, you have realtors, title companies, mortgage companies, etc....all under the same umbrella. So, why wouldn't this be a great idea for the consumer just to go this … (2 comments)
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Blog is in the eye of the beholder? - 11/16/06 12:31 PM
Ok. I got to get something off my chest, besides the chia-pet looking growth the good lord blessed me with. It deals with the featured blogs here on ActiveRain. What separates the featured from the not? I'm not quite sure. Somebody help me here!
I will try to make this parsimonious. I read through ActiveRain blogs daily, featured and otherwise. Some of those featured are deservingly so in my mind's eye. They are well written, timely, informative, creative, and have the intangible dynamic that creates an elevated enlightenment of some sorts when read. Other featured blogs I've seen are more 'blah' than … (9 comments)
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Another Reason To Do Conforming Business..... - 11/14/06 05:08 PM
A lot has been made of how to get referrals, the best sources to hit up asking for business, and the general keys to generating such a seemingly passive approach to garnering business. Besides 'the usual suspects', the realtors, financial advisors, bankruptcy attorneys, bank loan officers, etc of the world....I would like to focus on another potential troop of referral foot soldiers, conforming business. You know, impecable credit, good asset, stability of residence, occupation, lower LTV's, the ideal borrower. The very business that you won't make a mint on an individual deal, yet it's easy to do and volume driven. These … (3 comments)
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Making the most of your pipeline..... - 11/09/06 04:36 PM
They are called "Tight Loans".
Defined - Applications that flow from the 1st phone / Face to Face interview, to the
closing table in a swift and steady process that is tailor made for our sales
and operating procedure.
· Day #1 - Thorough interview. Accurately complete the 1003. Get the ENTIRE picture. 2 years res. & job. All assets. Completed REO. Taxes and insurance. Ask the tough questions. Command the accurate answers. Justify questions and answers with the impact of the speed of the process.
· Day #2 - Prequal based on 1003 and credit. Make accurate fact based offer. If it's … (2 comments)
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Jason Sardi... Your Agent for Life
Charlotte,
NC
More about me…
Auto & Home & Life Insurance throughout North Carolina
Address: Charlotte, NC, 28204
Cell Phone: (503) 412-9207
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