allentown: Momma Told Me, Be Careful Shopping for a Mortgage - 12/10/08 01:09 PM
This post was originally written in May of 2008 but I thought it was not a bad idea to re-post it now.  Amidst the talk of rock-bottom rates, there will be a lot of folks out there shopping for a mortgage.  So, from the synapses of my brain to your eyes... … (21 comments)

allentown: Those Niche Loans You Rarely Hear About! - 11/04/08 12:56 PM
There is the 'norm' and 'not so norm' in lending.  Most folks know about refinancing, at least the general aspects of it.  Perhaps you want to consolidate debt, shorten your term, lower your rate, turn equity into cash, or some other reason.  You probably (whether you are a homeowner or not) … (25 comments)

allentown: Superstars and realized dreams... - 08/30/08 11:30 AM
This song ran through my skull.

Have you noticed the barren landscape around you?  Tumbleweeds roll across the office floor like another mortgage application that will never see the light of closure.  In April of 2006, our small firm here in Allentown had 19 folks working for the cause: that … (15 comments)

allentown: Waiting for the Calm.... - 08/02/08 03:23 PM
Under much scrutiny and acute observation, the Mortgage Industry faces times that our economy is currently ill-prepared for.  It has for some time.  I recall stating six months ago in a post, that around this time we'd be feeling the brunt of the burden being lifted off our shoulders.  I was wrong.  … (12 comments)

allentown: The more you talk, the less I'm 'Sold' - 05/03/08 12:53 PM
  There's a certain humility in money.  If you have it, you count on people accepting it to get what you want.  If you are trying to make it, you count on people 'buying' whatever it is you are doing.  If you are alone in the woods with more money than you … (49 comments)

allentown: Getting Back To Rehab... - 04/24/08 02:57 PM
In this ever-changing Market, Niche Products are not immune to changes, sometimes overnight.  While this certainly doesn't define the term 'Ideal' ... it is the reality in which we live.  I wanted to take some time to update our Rehab Loans, which are an excellent Financing Source for new and seasoned … (34 comments)

allentown: Hey Small Business Owner....We've Got Your Back! - 04/02/08 04:48 PM
Here's a little FYI on the SBA so if you have any questions call me A.S.A.P:-)
Welcome to a brief insight about SBA Lending, through the eyes of my investors.  The Small Business Administration helps individuals purchase or grow small businesses which can help the growth of communities and revamp the local economy.  We all … (21 comments)

allentown: All ARMS Are Not Broken! - 02/20/08 09:47 AM
There have been mixed reviews about Adjustable Rate Mortgages throughout the Real Estate Industry, our beloved Media, & the General Public as a whole.  Personally, I stand by the credence that they are a very good product & tool for some people.  Just because Neighbor Bob, who is being transferred to Western … (51 comments)

allentown: A New Year's Gift To Our Clients, A Big Old KISS!!! - 12/26/07 01:37 PM
Mortgage Financing has had an abundance of change throughout the years and 2007 was no exception.  In fact, 2007 has been defined by changes across the board.  The changes have often happened daily, without warning, and have been implemented at a bat of an eye.  Intelligent & experienced reactions by Mortgage Professionals … (32 comments)

allentown: And Christmas Came Early.... - 12/18/07 09:27 PM
In these often turbulent times in our culture, our world, & the Real Estate Industry...I wanted to write something tonight that was off the charts.  I didn't want it to be positive per se, or even negative for that matter.  I wanted it to be a total wide-eyed glimpse at the … (29 comments)

allentown: It's Time To Go To Work. - 12/16/07 09:58 PM
I would love to be in a better mood.  But, come on, the Steelers lost and I feel that every rational thought I had about them being one of the best teams in the National Football League was nothing more than a biased observation from a loyal fan.  Was it?  I'm not … (38 comments)

allentown: Learn to frown, even if you are Happy! - 12/15/07 09:18 AM
The Here....The Now. 
While I would love to write a masterpiece of magnificient proportions that helps to change the very Industry that helps give me a roof over my head, I'm in 'Quip' Mode.  What is 'Quip' Mode?  It's parsimonious, short & sweet and to the point.  It's not worth 200 points … (31 comments)

allentown: One Transaction Away From Humility. - 12/14/07 11:18 PM
That one sentence defines why I have fallen, very madly I should point out, in love with the Real Estate Industry.  I'll attempt to start at the end and end at the beginning.  But before that path is ventured, it should be pointed out that I have been lucky & persistent enough to … (33 comments)

allentown: There is 'Thanks' in 'Giving'..... - 11/24/07 10:05 AM
  Either you watch or you lead........Rest or Live.
When it comes down to it, I've rested way too freaking long!  But, that is personal.  So I write this because IT doesn't get more personal than this (well it does, but I see no need to bring my Father's Hemorrhoid Issue into … (36 comments)

allentown: Blood, Bruises, & Real Estate..... - 11/21/07 01:15 PM
I know what is going on.....
I had a coined saying years ago, actually it was a self-inflicted nickname of sorts.  That name was, "Master of the Obvious."  It reminds me of what I'm seeing, hearing, and feeling.  Is it getting brutal yet?  Are you ready to quit something you once thought … (73 comments)

allentown: Dreams Are A Way To Figure Things Out.... - 11/18/07 11:18 AM
I'll tell you right now what I learned about most on this forum.  I learned about myself.  It took a good spanking at times, it took some reading.  It took some wise souls to let me in on what this life is about.....
Life is about turning your head and recognizing....Eye to Eye....whether … (41 comments)

allentown: This Pre-Approval Has More Holes Than A Wiffle-ball! - 10/04/07 01:35 AM
Ok, I got to be careful here.  God forbid somebody reads this and hates me forever.  I learned a long time ago and it has been written here, that beware of what you write in cyber space, you never know who may be reading.  So, I'll try to be subtle, I'll … (89 comments)

allentown: My Favorite Hang-out is Stahley's.... - 06/29/07 10:33 PM
For those that don't know my routine, if I'm missing at some point, I'll tell you where to find me.  More than likely it will be at Stahley's right down the road.  Heck, I live next door to their grandmother.  To the Stahley Family, at this point, I'm probably considered a part of … (30 comments)

allentown: What's In A Meme? - 06/14/07 10:27 PM
Tracy Santrock called me out.  She took it upon herself to MEME me, so once again I'm exposed....
1) I'm Directionless-  I mean this literally.  I was driving home from work this evening and the road I typically take was blocked/cut off.  I hear all the time, "You can't miss it!"  My retort, " … (44 comments)

allentown: The Active-Rain Hall of Fame.....Pre-Mature Of Course - 06/12/07 04:38 PM
                                                                  
First let me preface what follows with a few tidbits.  Numero Uno, not sure if this idea has been laid out, if it has...it hasn't been to my knowledge or recollection.  Number two, to keep it short & sweet, I limited myself to ten individuals and none could be the actual AR … (67 comments)

 
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Jason Sardi, Mortgage Banker

Allentown, PA

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FHA-VA-USDA-Conventional-Pennsylvania Loans

Address: 1005 Brookside Road Suite 350, Allentown, Pa, 18106

Office Phone: (866) 262-8720 x 102

Cell Phone: (610) 653-0317

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What you can expect is relatively simple. I hope to make these little posts informative, entertaining, timely and have a flare that allows you the reader to be able to look at the financing side of the real estate biz. And maybe, just maybe, it gives you a little peek into my soul... Jason
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