lehigh valley: Behold, the Rate/Term Refinance! - 01/09/09 11:11 PM
Cash-flow is a foreign term to many folks these days. The ability to spend, save, collect and consume aren't where we are used to being. In fact, I would venture to say a whole lot of people have one mindset in their mind... save money.
There's one issue I have with … (25 comments)
lehigh valley: Momma Told Me, Be Careful Shopping for a Mortgage - 12/10/08 01:09 PM
This post was originally written in May of 2008 but I thought it was not a bad idea to re-post it now. Amidst the talk of rock-bottom rates, there will be a lot of folks out there shopping for a mortgage. So, from the synapses of my brain to your eyes... … (21 comments)
lehigh valley: It's Free, It's Fun, It's Your Credit Report? - 11/24/08 01:59 AM
To say your credit history & score is HUGE these days may be a borderline understatement! For purposes of my experience, I'll concentrate on how credit relates to getting a mortgage to buy a home or trying to refinance the one you currently own.
Talking about credit is about as much fun … (97 comments)
lehigh valley: Those Niche Loans You Rarely Hear About! - 11/04/08 12:56 PM
There is the 'norm' and 'not so norm' in lending. Most folks know about refinancing, at least the general aspects of it. Perhaps you want to consolidate debt, shorten your term, lower your rate, turn equity into cash, or some other reason. You probably (whether you are a homeowner or not) … (25 comments)
lehigh valley: Bail Out My A$$... or Do It Yourself. - 07/18/08 09:55 PM
Two tears rolled from my eyes, they touched my chin and moved on. I hate tears. While they can make one more impassioned, more alert, more astute, they can also lead one into thinking way too much about the subject at hand.
I got an email just recently, one through Active-Rain, a … (40 comments)
It's later than I expected, but my desire for this has been long coming. I title my particular blog, "The Insider's Insights on Mortgages" but I have yet to express to folks the workings behind that often foggy door of Lending. Shame on me, … (61 comments)
lehigh valley: The more you talk, the less I'm 'Sold' - 05/03/08 12:53 PM
There's a certain humility in money. If you have it, you count on people accepting it to get what you want. If you are trying to make it, you count on people 'buying' whatever it is you are doing. If you are alone in the woods with more money than you … (49 comments)
lehigh valley: Getting Back To Rehab... - 04/24/08 02:57 PM
In this ever-changing Market, Niche Products are not immune to changes, sometimes overnight. While this certainly doesn't define the term 'Ideal' ... it is the reality in which we live. I wanted to take some time to update our Rehab Loans, which are an excellent Financing Source for new and seasoned … (34 comments)
lehigh valley: Loosening The Purse Strings, A Rare Product These Days For Investors! - 04/11/08 02:32 PM
This post will hopefully prove to be helpful information on two fronts. First, this is really good news for Real Estate Investors who for whatever reason have a hard time documenting their income. Second, I'm going to throw a bone out to other Mortgage Folks out there as to a Niche Investor … (22 comments)
lehigh valley: Hey Small Business Owner....We've Got Your Back! - 04/02/08 04:48 PM
Here's a little FYI on the SBA so if you have any questions call me A.S.A.P:-) Welcome to a brief insight about SBA Lending, through the eyes of my investors. The Small Business Administration helps individuals purchase or grow small businesses which can help the growth of communities and revamp the local economy. We all … (21 comments)
lehigh valley: Putting Some Spice Back Into No-Seasoning.... - 03/25/08 03:43 PM
Here I've been, waiting patiently for the purse strings to loosen up just a bit here and there to better serve different situations and circumstances for Homeowners we serve throughout Pennsylvania. While I hope it never gets as ridiculous as it once was, there have been many products whose existence has … (38 comments)
lehigh valley: Taking a Bite out of the Credit Crunch! - 03/20/08 09:24 AM
I didn't go to College for Economics. In retrospect, perhaps I should of. I didn't go to College for Political Science. In hindsight, perhaps I should of. Instead, I graduated with a major in Psychology & minor in Philosophy. Something in me wanted to spend the rest of my life … (105 comments)
lehigh valley: One more thought before I retire to my dreams... - 03/05/08 04:38 AM
If you are reading, clicking here may actually make it easier to do so.... While I awoke startled, dazzled by dreams I had only thoughts of dreaming before....something came to my mind. The cold sweat of consciousness had beaded my garments like the wet rain of a softly woven spring eve. Ok, am I being … (48 comments)
lehigh valley: Rent To Own or How you can still buy a home with no money out of pocket! - 02/28/08 03:46 PM
***First Off, let me preface this by making something perfectly clear. No matter what program or product you are getting into to buy a home, I highly recommend making sure you have money (reserves) in the bank after your loan closes. Call it 'rainy day' money or whatever you want, you … (23 comments)
lehigh valley: All ARMS Are Not Broken! - 02/20/08 09:47 AM
There have been mixed reviews about Adjustable Rate Mortgages throughout the Real Estate Industry, our beloved Media, & the General Public as a whole. Personally, I stand by the credence that they are a very good product & tool for some people. Just because Neighbor Bob, who is being transferred to Western … (51 comments)
lehigh valley: The Fear Of Success.... - 10/09/07 08:32 PM
I've got to admit, it sounds stupid. Not the quote from Peta Wilson, but the title of this post. I mean, come on, who on God's Green Earth would fear success...when most strive for its very existence? There is a laundry list actually.....actors, musicians, professional athletes, professional wrestlers, and your neighbor down … (67 comments)
lehigh valley: Honesty Is The ONLY Policy! - 09/13/07 10:43 PM
Ironically, I had a conversation with a client with whom I closed a loan for about 10 months ago that led to this post. The irony is that Jo-Anne Smith proposed that I write something about honesty and the mortgage business. If you believe in the popular press...The Media, honesty and mortgage … (43 comments)
lehigh valley: My Favorite Hang-out is Stahley's.... - 06/29/07 10:33 PM
For those that don't know my routine, if I'm missing at some point, I'll tell you where to find me. More than likely it will be at Stahley's right down the road. Heck, I live next door to their grandmother. To the Stahley Family, at this point, I'm probably considered a part of … (30 comments)
lehigh valley: The Active-Rain Hall of Fame.....Pre-Mature Of Course - 06/12/07 04:38 PM
First let me preface what follows with a few tidbits. Numero Uno, not sure if this idea has been laid out, if it has...it hasn't been to my knowledge or recollection. Number two, to keep it short & sweet, I limited myself to ten individuals and none could be the actual AR … (67 comments)
"Allentown, PA, the financial capitol of the free world." Hmmmmm........maybe I won't hold my breath! That was one of the comments made by a fellow Rainer when I made mention of the plan to have the financial instituitions in New York City backed up in nearby (but not too close) Northeastern … (8 comments)
What you can expect is relatively simple. I hope to make these little posts informative, entertaining, timely and have a flare that allows you the reader to be able to look at the financing side of the real estate biz. And maybe, just maybe, it gives you a little peek into my soul...
Jason
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Cash-flow is a foreign term to many folks these days. The ability to spend, save, collect and consume aren't where we are used to being. In fact, I would venture to say a whole lot of people have one mindset in their mind... save money.
;)
;)
