pennsylvania: Getting past the false advertising... - 08/01/09 10:05 AM
nice lead in....
Sometimes I fancy myself a consumer.  Aren't we all?  In those moments, I try not to think of things from a professional standpoint, nor a purely logical one.  Instead, I attempt to understand what I would think of things if I wasn't in this industry and wanted to buy a … (22 comments)

pennsylvania: The Bailout: If I was King for a Day! (What is this Localism Featured Thingie?) - 09/09/08 09:37 PM
There's some things that are forever timely...
Speaking with many folks, whose experience outweigh mine, does much to help me learn in this business.  When you couple that with the fact that I try to digest everything I can written about this industry (past or present)... it makes me a tad … (18 comments)

pennsylvania: It's all conversation until it closes... - 08/22/08 10:46 PM
If you are in the Real Estate Business, I don't care how long you've been at the trade... you probably haven't seen everything.  Real Estate is like life in that facet.
The title of this post seems to be my new catchphrase.  A gal (customer) today asked me if I was … (46 comments)

pennsylvania: Cash-Out for Conventional & FHA Fall-Out! - 05/01/08 04:29 PM
 
So, what did you do or going to do with your rebate?  Personally, I've already received mine.  It will cover my electric bill, my gas bill, and perhaps grant me a few Happy Meals down the street and maybe a cold case of Arizona Green Tea:-)  While I always appreciate a few … (24 comments)

pennsylvania: Loosening The Purse Strings, A Rare Product These Days For Investors! - 04/11/08 02:32 PM
This post will hopefully prove to be helpful information on two fronts.  First, this is really good news for Real Estate Investors who for whatever reason have a hard time documenting their income.  Second, I'm going to throw a bone out to other Mortgage Folks out there as to a Niche Investor … (22 comments)

pennsylvania: The 'Cure' is in the 'Disease' - 04/08/08 05:53 PM
 
One of my favorite television programs of all-time was & is 'The Wonder Years.'  It was nostalgic, poetic, unique, a tad humorous, & pretty darn identifiable....at least in my eyes.  If memory serves me well, it also included a line that changed my wave of thinking, one that if practiced, may even … (68 comments)

pennsylvania: Putting Some Spice Back Into No-Seasoning.... - 03/25/08 03:43 PM
Here I've been, waiting patiently for the purse strings to loosen up just a bit here and there to better serve different situations and circumstances for Homeowners we serve throughout Pennsylvania.  While I hope it never gets as ridiculous as it once was, there have been many products whose existence has … (38 comments)

pennsylvania: Is The Devil Resting On Your Shoulder? - 03/08/08 03:17 PM
It's your livelihood.  It's how you get about in this capitalistic culture we call America.  It's your freaking job.  Sometimes it's just you, sometimes it's your family.  Sometimes, it's both.  Regardless, I wonder if we all 'Sin' before we 'Saint'.  If Money is indeed the root, I never wanted to grow into that tree.
I've got … (42 comments)

pennsylvania: One more thought before I retire to my dreams... - 03/05/08 04:38 AM
If you are reading, clicking here may actually make it easier to do so.... 
While I awoke startled, dazzled by dreams I had only thoughts of dreaming before....something came to my mind.  The cold sweat of consciousness had beaded my garments like the wet rain of a softly woven spring eve.  Ok, am I being … (48 comments)

pennsylvania: A New Year's Gift To Our Clients, A Big Old KISS!!! - 12/26/07 01:37 PM
Mortgage Financing has had an abundance of change throughout the years and 2007 was no exception.  In fact, 2007 has been defined by changes across the board.  The changes have often happened daily, without warning, and have been implemented at a bat of an eye.  Intelligent & experienced reactions by Mortgage Professionals … (32 comments)

pennsylvania: And Christmas Came Early.... - 12/18/07 09:27 PM
In these often turbulent times in our culture, our world, & the Real Estate Industry...I wanted to write something tonight that was off the charts.  I didn't want it to be positive per se, or even negative for that matter.  I wanted it to be a total wide-eyed glimpse at the … (29 comments)

pennsylvania: Learn to frown, even if you are Happy! - 12/15/07 09:18 AM
The Here....The Now. 
While I would love to write a masterpiece of magnificient proportions that helps to change the very Industry that helps give me a roof over my head, I'm in 'Quip' Mode.  What is 'Quip' Mode?  It's parsimonious, short & sweet and to the point.  It's not worth 200 points … (31 comments)

pennsylvania: If this were the last post I were to ever write... - 12/08/07 12:36 PM
...I would probably make it my worst.  Under-achieving is a niche in of itself:-)  I would also probably share what I consider 'Common Sense Ideals' with the majority to see, if only I could help make it a reality to all. 
While dealing with the debacles of computer viruses and spam, I've … (42 comments)

pennsylvania: Blood, Bruises, & Real Estate..... - 11/21/07 01:15 PM
I know what is going on.....
I had a coined saying years ago, actually it was a self-inflicted nickname of sorts.  That name was, "Master of the Obvious."  It reminds me of what I'm seeing, hearing, and feeling.  Is it getting brutal yet?  Are you ready to quit something you once thought … (73 comments)

pennsylvania: Dreams Are A Way To Figure Things Out.... - 11/18/07 11:18 AM
I'll tell you right now what I learned about most on this forum.  I learned about myself.  It took a good spanking at times, it took some reading.  It took some wise souls to let me in on what this life is about.....
Life is about turning your head and recognizing....Eye to Eye....whether … (41 comments)

pennsylvania: Every Action Requires An Equal And Relevant....Question? - 10/16/07 09:02 PM
The Community Action Committee of the Lehigh Valley is having a little party on Saturday, November 3rd...live at the Forte Building in Bethlehem.  Like any good party, there's a theme!  Here are just a few of the things that will be covered at this event:
How much is my house now worth? … (37 comments)

pennsylvania: The Market Is Alive & Well, So Don't Die On Me..... - 10/11/07 11:04 AM
There have been several questions posed by former clients, current clients, and perhaps future clients as to what the heck is going on in the Real Estate Industry.  I'll try to outline a few of those right 'freaking' now!  It should be pointed out once again that our beloved Media should … (86 comments)

pennsylvania: Being A Mortgage Guy... - 07/07/07 09:05 AM
I was reminded of something on a long conversation I had with a lady yesterday and yet again after reading a recent post by David Podgursky.   I spend a large part of my life working....I do Mortgages.
CLICK HERE & THEN READ!
Let me explain further.  There are only so many hours in a day, … (29 comments)

pennsylvania: When Your Ego Gets In The Way... - 07/04/07 03:56 PM
I never understood the celebrity culture of bright lights and silver spoons.  I never understood why a lot of them just faded away.  I do understand that a lot of individuals reached their particular heights of greatness without a silver spoon and worked their behinds off to get there.  But, I … (19 comments)

pennsylvania: What Makes A House A Home - Allentown, Pennsylvania - 05/23/07 12:12 PM
                                                                   
This particular post was inspired in large part to Danny Smith's latest blog, which was inspired by Colleen Kulikowski original post of What Makes A House A Home?  So, I guess this is a pretty inspired post indeed.  I was thinking about this very thing on my way to work this … (14 comments)

 
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Jason Sardi, Mortgage Banker

Allentown, PA

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What you can expect is relatively simple. I hope to make these little posts informative, entertaining, timely and have a flare that allows you the reader to be able to look at the financing side of the real estate biz. And maybe, just maybe, it gives you a little peek into my soul... Jason
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