pennsylvania mortgages: So how long is my Pre-Approval Good for? - 10/24/09 07:22 PM
Easy answer, 60 days. But I guess that depends on what kind of Pre-Approval you received or want for that matter. Actually, the answer to such a question depends upon three factors:
- You, as the consumer.
- The Buyer's Agent who is helping you find a home.
- And the … (19 comments)
pennsylvania mortgages: But The FHA Guidelines Say So!?! - 08/08/09 12:44 PM
To spout off that we live in an interesting atmosphere in the mortgage lending business is akin to the genius next door proclaiming professional wrestling isn't real. Yet, I shouldn't even get started on the latter. And the former is quite diplomatic in the use of the word "interesting" rather than … (18 comments)
pennsylvania mortgages: Philosophy ain't so bad, even when dealing with "Business". - 07/03/09 02:33 PM
Times are present so we can remember them and maybe even learn from them. When there is no longer time, well, that's another discussion in of itself.
While I don't mean to be the master of the obvious over here, being in the lending industry isn't easy these days. The irony … (18 comments)
pennsylvania mortgages: Who Wants A "Free" Loan? - 04/15/09 04:56 PM
If you answered with a resounding "YES" to that question, you aren't alone. I can't think of many sane individuals who don't want the best deal possible, and when the word "free" is mentioned... people tend to flock in interest like the George Foreman family to a Bobby Flay BBQ. While … (31 comments)
pennsylvania mortgages: Consumer Quickies: Five Things You Need To Know About The Mortgage Market Right Now! - 03/20/09 07:05 PM
If you are going to boogie, learn to dance.
As many of you know, the Mortgage Market is changing faster than Tom Welling's Superman character into his "get-up" in the television show, Smallville. It's truly a jungle out there and you'll need a Machete, Cargo Field Pants, and the proper Guide to navigate … (29 comments)
pennsylvania mortgages: Those Niche Loans You Rarely Hear About! - 11/04/08 12:56 PM
There is the 'norm' and 'not so norm' in lending. Most folks know about refinancing, at least the general aspects of it. Perhaps you want to consolidate debt, shorten your term, lower your rate, turn equity into cash, or some other reason. You probably (whether you are a homeowner or not) … (25 comments)
pennsylvania mortgages: So how are the 'Nonprime' Mortgages fairing across our nation? - 10/31/08 02:50 PM
There is an interesting website that many of you may not be familiar with: Federal Reserve of New York, that I will share briefly.
'Nonprime' Mortgages, lovingly referred to more often these days as 'Subprime' Mortgages have long been the scapegoat as the catalyst for what is going on in the Real Estate … (48 comments)
pennsylvania mortgages: Consumer Quick Tips: Your Credit Doesn't Have To Be 'Crunched' - 10/22/08 02:38 PM
In a world where good credit seems to be more and more vital, every tip and piece of knowledge you can muster can be huge to your financial health. I read the other day that only 8% of the entire wealth of the world is ever printed as physical cash. The rest seems … (31 comments)
pennsylvania mortgages: Is there a Statute of Limitations on Debt? - 10/11/08 08:26 PM
I'm of the firm belief that if you borrow money, you should pay it back. Sure, life circumstances occur and you may not be able to do so anytime soon... yet fair is fair. If I am given money from you, I should eventually pay it back to you. That is … (60 comments)
pennsylvania mortgages: Too tired for now, but I will get this right. - 10/09/08 09:41 PM
It was about 5:48 PM when I got out of this evening's closing. I arrived at 4:00 PM. It's my second of the month and boy do I have some bar water cooler stories for anyone interested. Before I go further, I should mention that each respective client at each respective closing … (19 comments)
pennsylvania mortgages: Your right to privacy (Or Not) - 09/23/08 10:16 PM
*This is some interesting stuff, you must register by tomorrow. Read on...*
Our friends over at one of the three major Credit Reporting Agencies (TransUnion) ran into a bit of trouble recently. It has been alleged that TransUnion improperly sold consumers' personal data. That could mean that your information was sold to … (51 comments)
pennsylvania mortgages: Want your Mortgage Loan to close fast, here's a few tips. - 08/19/08 04:07 PM
How fast your loan closes is often up to you.I tell folks two things these days and both can result in great opportunity. There is an abundance of inventory (houses) in most markets and the money (interest rates) is still cheap. That said, Lenders & Banks are combing through files with … (28 comments)
pennsylvania mortgages: A couple of years ago... - 08/16/08 07:42 PM
... I made a mortgage loan to the brother of a guy I knew in passing. The brother was in a bind of sorts, though he had a ton of equity, never payed his mortgage late once in his existent, yet worked at a Pizza Shop. He couldn't quite prove all of his income. Ya … (41 comments)
pennsylvania mortgages: Waiting for the Calm.... - 08/02/08 03:23 PM
Under much scrutiny and acute observation, the Mortgage Industry faces times that our economy is currently ill-prepared for. It has for some time. I recall stating six months ago in a post, that around this time we'd be feeling the brunt of the burden being lifted off our shoulders. I was wrong. … (12 comments)
pennsylvania mortgages: I couldn't think of an appropriate title. - 07/27/08 06:22 PM
A strange phone call came across my airwaves recently, a guy from the city of Brotherly Love was on the other line.
"Hello, is this Jason Sardi?"
"To my knowledge, yes."
"Hi Jason, this is Darren _______ and I came across you over the internet."
~Thinking to myself, "Great, I hope … (87 comments)
pennsylvania mortgages: It's not a bad time to buy a home ... seriously. - 07/26/08 08:27 PM
First Time Homebuyers!We have answers to your home loan questions. Before you start hitting the streets looking for your first home, allow us to help you get pre-approved and make sure you understand the home loan process. How much home can I afford? Many experts suggest that your monthly payment not … (17 comments)
pennsylvania mortgages: Not just another 'Option' - 07/08/08 12:52 PM
Pennsylvania Mortgages of All KindsLocation: Allentown, PaAre you * In an Adjustable Rate Mortgage?* Looking to buy your first Home?* A Real Estate Investor who needs Hard Money for your Rehab Projects?* Looking for a Small Business Loan?* Interested in Refinancing to get Cash-Out or Consolidate High Interest Debt?Then you may … (22 comments)
pennsylvania mortgages: Ask The Loan Officer: Don't Be Mortgage Poor! - 07/01/08 12:24 AM
Ironically, today was the first time I had the pleasure of speaking with Lenn Harley. Being the end of the month, it was a hectic day and I really wasn't sure if I could meet the contest deadline. So, I scrambled to get my entry in last minute. I hope this … (34 comments)
pennsylvania mortgages: How in the heck am I going to finance that? - 03/12/08 03:48 PM
One of the very first loans I ever closed was on a Manufactured Home. I'll never forget that customer. He was a former applicant from somebody who had left our firm and I was calling to follow-up with him. Thus began a 30 minute tirade on his part that left my … (28 comments)
pennsylvania mortgages: All ARMS Are Not Broken! - 02/20/08 09:47 AM
There have been mixed reviews about Adjustable Rate Mortgages throughout the Real Estate Industry, our beloved Media, & the General Public as a whole. Personally, I stand by the credence that they are a very good product & tool for some people. Just because Neighbor Bob, who is being transferred to Western … (51 comments)
What you can expect is relatively simple. I hope to make these little posts informative, entertaining, timely and have a flare that allows you the reader to be able to look at the financing side of the real estate biz. And maybe, just maybe, it gives you a little peek into my soul...
Jason
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Easy answer, 60 days. But I guess that depends on what kind of Pre-Approval you received or want for that matter. Actually, the answer to such a question depends upon three factors:
;)
;)
