Bank of America, and all you big banks who think you are "too big to fail",don't offer programs and hope to families if you aren't going to appropriately administrate them!  You aren't "too big to fail" and one day you will if things don't change!  You have about 100,000 agents here, all their clients and co-workers and all the consumers who read our blogs who now know Gail Robinson's experience with you.  Please don't come looking for referrals here!

Via Gail Robinson, REALTOR, e-PRO Fairfield County, CT (William Raveis Real Estate, Southport, CT):

BOA SENT ME A DECLINE LETTER TODAY AS MY HUSBAND WAS BEING ADMITTED INTO HOSPICE

I made all the trial loan modification payments on time over the phone via my BOA Customer Relationship Manager, yet today I received a FedEx letter stating that my permanent loan modification was DECLINED.  At the same time as the letter arrived, the hospice nurse came to sign my husband up for in-home hospice care.  Can you believe this????

The letter from BOA states "Thank you for contacting us regarding the Home Affordable Modification Program.  While we realize this decision comes at a difficult time in your life, we regret to inform you that we are no longer considering your request for a modification because after being offered a Trial Period Plan, you did not make the required Trial Period Plan payment by the end of the first month of the trial period."

I made the first trial payment on 3/4/13, the second one on 4/2/13, and the third one on 5/2/13.  The original letter from my BOA Customer Relationship Manager outlining the terms for the trial period dated 2/25/13 stated, "To participate in the Trial Period Plan, make your first month's trial period mortgage payment as soon as possible, but in no event later than 30 calendar day after 4/1/2013."

Since I made the first payment on 3/4/13 and it was not due until 4/1/13, it seems to me that I am in compliance.  

This was so upsetting that I could not focus properly on getting my husband admitted into hospice.  My husband is very upset.  He has Stage IV, Pancreatic Cancer and was diagnosed 4 years and 4 months ago.  He's now in the end stages of the illness.  

Can you see where I made an error?  Perhaps I'm not thinking straight due to the stress of putting my husband in hospice today.  It's an emotional day.

Why wouldn't my BOA Customer Relationship Manager call me to tell me ahead of time that this letter was going out?  Why won't she return my calls.  I have had to ask for an Appeal, but this is the last thing I need to focus on right now.  My attention should be 100% on my husband in his final days.  

BOA have a heart!!!!

Links to previous posts where the AR community rallied around us to convince BOA not to foreclose on our home:

Today I Was Told by BOA My Home is Going into Foreclosure

Thank You to My AR Friends and Friends of Friends

BOA Sent Me the Trial Loan Modification Papers Today

 


 

 

 

 

 

 

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Using cutting edge tools and technology paired with old-fashioned hard work, I help my clients efficiently buy and sell real estate throughout the Austin, Texas area. Not only do I possess the market knowledge to help you fulfill your real estate dreams, I am equipped with the skills and savvy to negotiate for and protect your interests as you move into the next phase of your life. Whether you are searching for your first home, buying a second or vacation home, or downsizing into something new, I will be sensitive to what you want - I'll never try to sell you something you don't want or need! If I sound like someone you would want to partner with in your next purchase or sale in the greater Austin, Texas area (including Lake Travis, Lakeway, Spicewood, Cedar Park, Leander, Round Rock, Liberty Hill, Lago Vista, Jonestown, Georgetown, Austin and beyond), I hope you will feel welcome to contact me!

 Shelley Rowton | RE/MAX River City REALTORS

Gladly serving clients throughout Travis, Williamson and Hays Counties, TX

(512) 507-5779 direct | (512) 336-9700 fax

shelleyr@remax.net | http://shelleyr.remaxtexas.com

     

 

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Shelley Rowton RE/MAX River City Austin TX 512-507-5779, ABR RSPS (512) 507-5779 (RE/MAX River City Realtors, Austin TX) Rainmaker_large

Shelley Rowton RE/MAX River City Austin TX 512-507-5779

ABR RSPS (512) 507-5779

Austin, TX

More about me…

RE/MAX River City Realtors, Austin TX

Address: 6900 RR 620 N, Austin, TX, 78732

Office Phone: (512) 336-9800

Cell Phone: (512) 507-5779

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