Sharlene Hensrud's (shensrud) Blog

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There are many reasons you may not qualify for a mortgage on your own, but a common one is insufficient income. Student loans can tip you over the debt load limit. It could also be that you haven't found the right long-term job yet but have a couple jobs that mean you can afford the payments, but...
Both condos and co-ops are required to provide legal and financial information to prospective buyers. The big difference is that when you buy a co-op, not only does the buyer have to approve of the association… the co-op must also approve the buyer.Condos and co-ops may look the same, but there i...
A client recently asked me where all the foreclosure listings have gone. If you look at the chart below, you can see that in 2009 and 2011 there were months when there more foreclosure sales than traditional sales. That time is gone. In August only 2.1% of sales were foreclosures. But regardless ...
Angela and I made our annual outing yesterday to visit the homes in Tour Day 2017 of Docomomo (the International Committee for the DOcumentation and COnservation of buildings, sites, and neighborhoods of the MOdern MOvement). There were seven homes in this year’s tour, all fascinating as usual an...
If you are like many people, you have drawers and boxes filled with old financial and personal documents that you have diligently saved over the years. The good news is, you don’t have to keep most documents forever. Put document shredding on your annual ‘cleaning’ list. Below are some guidelines...
It is time for the annual curated Docomomo tour of wonderful modern and mid-century modern homes in the Twin Cities… this year on Saturday, October 7 from 10 am to 4 pm.Docomomo US/MN has seven wonderful modern and midcentury modern homes open to tour ticket holders for Tour Day 2017… Saturday, O...
Happiness is determined by many things, but studies have found that good economic, emotional, physical and social health are all key to a person’s overall well-being and satisfaction.WalletHub examined all 50 states across 28 key metrics, ranging from depression rate to sports participation rate ...
You have no doubt heard about the importance of staging… light, decluttered and sparkling clean. If you are targeting the generation born between 1980 and 1995, here are some other things to keep in mind… most of them want a home that is move-in ready, with modern furnishings and colors. They don...
The total number of homes for sale in the Twin Cities real estate market continues to hang below previous years, with August 2017 falling 16.7% below August 2016.As dramatic as the shortage of overall inventory has been, what is perhaps even more dramatic is looking at how the percentage of forec...
1. Demand Is StrongThe latest data released by the Minneapolis Area Association of Realtors shows buyer demand is still strong and conditions are favorable for sellers… with only a 2.5 month supply of homes for sale, average 48 days on market until pended, and 98.5% of list price received. Buyers...

Sharlene Hensrud

Realtor. Listener. Knowledgable. Patient.
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