Eastwood townhouse...Priced to Sell and ready to move in. 2 large bedrooms and 1.5 Baths. Fenced rear yard, central air, newer carpet, pantry and partially finished lower level. Roof is only about 5 years old. Some windows have been replaced. Breakfast bar in the kitchen. All appliances convey. Price reflects the need for some updates, but the home is ready to move in. Conveniently located to Johns Hopkins Bayview Hospital. Bring your offers!!! Seller is motivated!!!
Why purchase a townhouse when you can own a cozy, well maintained single family home that has been freshly painted. Updated plumbing & electric. Cedar lined closets on the upper level. Newer exterior doors.Hardwood floors throughout. Finished basement w/half bath & storage room. Additional lot behind the house provides a large, fully fenced rear yard with above ground pool.(lot is tax id # 04121222035132)
The home buying process can be complex, however, there are great benefits to owning your own home. Not only are you providing yourself and your family with a stable living environment, your hard earned money will be going toward the equity of your home; unlike rent, where the money you pay is never seen again. Over time, as home values increase, your equity will increase. It's like a built-in savings plan. You also receive certain tax benefit when you purchase a home such as being able to deduct the interest you pay on your mortgage and possibly some of the cost associated with purchasing your home.
With the low mortgage rates we are currently experiencing and the recent decrease in home values, buying a home now is a great idea. Often times you can buy a home and pay less per month than you would pay for rent. And it only gets better for first time homebuyers. Did you know, if you are a first time home buyer and you purchase a home in 2009, you may qualify for up to $8000.00 in a tax credit?
I have put together some tips to help you through the process.
1. Decide What You Can Afford. Depending on your current debt, you typically can afford a home that is 2 to 3 times your current income. It is important that you are comfortable with your payments.
2. Start Saving For Your Down Payment and Closing Cost. Currently FHA requires a down payment of 3.5% of the sale price and a conventional loan requires 20% down. There may be other loan programs, such as a VA loan, that do not require any down payment. There are also programs that are available from time to time to assist with your downpayment. Your lender will be able to advise you approximately how much money you will need to bring to closing. Closing cost typically run between 4% and 6% of the sale price and include items such as the appraisal, the credit report, transfer tax, recording tax, escrows, land survey, title insurance, mortgage insurance, notary fees, deed recording, homeowner's insurance, private mortgage insurance and any loan origination fees or discount points. Don't let this scare you, your real estate agent can help you negotiate a contribution from the seller to help pay for these fees.
3. Get Pre-approved. Talk to your mortgage consultant about getting pre-approved. This will help you determine how large of a mortgage you can afford and lessen your anxiety when searching for a new home. It will also help your negotiating power if a seller knows you are already approved for a mortgage. Your lender will let you know the current interest rate and advise you on programs that may be available to assist you with the down payment. To make the process smoother, you should start getting together the documentation the lender will need to get you pre-approved. Typically, they will ask for 2 current pay stubs, w-2's or tax returns for the previous two years, 2 current bank statements from your checking and/or savings account, and account numbers for any credit accounts that you currently have.
4. Develop Your Wish List. You need to decide where you would like to live and what you need and want in a home. You may want to start researching neighborhoods where you would like to live. I tell my clients to check out the local school systems, visit the local police stations and ride around the neighborhood at different times to get a sense of what is going on. After you have done your research, you should make a list of three or four neighborhoods where you would like to live. Then you can develop your wish list for the home. Decide what you need and want in a home, then prioritize your list. You have to be realistic, keep an open mind, and be flexible when searching for a new home. You do not want to miss out on a great deal because you told your realtor to search for only homes with 2 bathrooms and there is a great home, at a great price, with only 1.5 bathrooms.
5. Contact a Realtor. Contact a Realtor. Contact a Realtor. I can't say this enough. Find an experienced Realtor who can guide you through this process. You need to find someone you trust and ultimately, someone you like. You will be spending a great deal of time with this person as you search for a home and navigate the home buying process. Your Realtor will help your find your new home, assist you with preparing your offer, assist you with the proper paperwork, represent you in the negotiations, help with the inspection process, do everything possible to get you to the settlement table, and will look out for your best interest through the entire transaction. Since the seller usually pays the commission for the buyer's agent/broker, there is no reason to go through the process without representation.
If you don't currently have a Realtor, feel free to contact Sheri Hipsley at 443-756-5041. Whether you are a buying your first home, selling your current home, or just have a real estate question, I can help you. As a full time Realtor with Advance Realty Direct, I have the experience and knowledge to guide you through the process.
Beautiful level waterfront lot located on Back River. Only a short distance by water to Hart-Miller Island and The Chesapeake Bay. The house that was previously on this property has been torn down. Public water/sewer on site. This lot has a pier, boat house/cover, and a large shed. Bring your ideas, home plans and build your dream home. Approximate dimensions are 50.20 x 229.25 x 48.34 x 246.85. Buyer is responsible for obtaining all permits and verifying zoning. SELLER IS MOTIVATED - BRING ALL OFFERS.
JUST REDUCED another 10K!! BRING ALL OFFERS!!! What a great opportunity to own a beautiful home in desirable Millers Island Community, a secluded, water oriented area on the southeast side of Baltimore County, located only minutes to I 695. There is nothing to do here but move in. Extra Large eat-in kitchen w/Corian counters & sliders to large two tiered deck..PERFECT FOR ENTERTAINING! Two master bedrooms, one with a deck. A stone fireplace adorns the living room. This home offers generous room sizes, professional landscaping, shed, above ground pool and much more. Bring your boat and fishing rods for a summer full of fun. A walk around the island will provide you with majestic views of the Chesapeake Bay, Hart Miller Island and the Millers Island lighthouse. The community tot lot and hard court will appeal to children of all ages and the big kids can enjoy the local restaurants and marina. Open Sunday 5/3/09 12-2pm. Come view this beautiful home and BRING AN OFFER!!!
ENJOY MORNING COFFEE FROM YOUR QUIET,PRIVATE FRONT PORCH. VIEW NATURES FINEST ASSETS FROM THE ANIMALS TO A FARM. WE SIT AT THE END OF A CUL DE SAC BACKED BY TREES FOR MAXIMUM PRIVACY.THIS BEAUTY FEATURES 3 CHANDELIERS, PREMIUM HARDWOODS,UPGRADED CABINETS...PREWIRED INTERNET HOOKUP IN 5 ROOMS.WE ALSO FEATURE CUSTOM DRAPES,STATE OF THE ART INTERCOM SYSTEM AND AN OVERSIZED LOWER LEVEL.
Welcome to Dundalk, Maryland! This three bedroom, one and half bath, end of group townhouse is conveniently located only minutes from the beltway in the popular Gray Haven area of Dundalk, MD. Easy commute to downtown Baltimore, John's Hopkins Bayview, Oriole Park at Camden Yards and the Baltimore RavensM & T Bank Stadium. A sunken living room, updated kitchen cabinets, and central A/C are just a few things this property has to offer. Enjoy summer cookouts in the large fenced yard with a covered patio. Perfect court location with plenty of parking. The park and community playground are only steps from your front door. The seller is motivated and is willing to look at all offers.
Freshly painted 3 Bedroom/1.5 bath townhouse located on a dead-end street. Convenient to shopping and bus route. This home has a lots of charm with built in kitchen seating, hardwood floors, covered front porch and finished lower level with a bar. The carport in the rear yard provides covered, off-street parking. SELLER IS MOTIVATED!!! Bring Offers!!! OPEN SUN 3/29/09 12-2pm!!!
See The Beautiful Water Views From This Three Year Old Home
3BR/2BA Single Family House
offered at $375,000
Year Built
2005
Sq Footage
1,816
Bedrooms
3
Bathrooms
2 full, 0 partial
Floors
Unspecified
Parking
Unspecified
Lot Size
7,500 sqft
HOA/Maint
$0 per month
DESCRIPTION
JUST REDUCED $50K. At about 3 years old, this beautiful 3 bedroom, 2.5 bath home has an open floor plan with awesome water views. Enjoy making dinner in the gorgeous kitchen with granite counters or just relax & take in the view from the lovely sunroom. French doors lead to the decks from the living room, dining room & master bedroom. BUY NOW and enjoy your summers in this water oriented community. BRING ALL OFFERS!!!
TO VIEW THIS AND OTHER PROPERTIES, VISIT MY WEBSITE AT: www.SheriHipsley.com
MAJOR PRICE REDUCTION - What a great opportunity to own a beautiful home in the desirable, water oriented, Millers Island community. This home has 2 master bedrooms, one has sliders to a deck. Extra large kitchen with updated appliances and Corian counters. Large deck in the rear with partial screening. The living room has a stone fireplace with pellet insert. Front yard has been professionally landscaped. Don't miss out on this one!!!! For additional information contact: Sheri Hipsley 443-756-5041 or visit my website at www.SheriHipsley.com.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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So you are thinking of buying a new home. Congratulations!!! Buying a home will most likely be the largest financial transaction in your life, so I am here to help you navigate the process. You can use 
house/cover, and a large shed. Bring your ideas, home plans and build your dream home. Approximate dimensions are 50.20 x 229.25 x 48.34 x 246.85. Buyer is responsible for obtaining all permits and verifying zoning. SELLER IS MOTIVATED - BRING ALL OFFERS.
Central A/C
end of group townhouse is conveniently located only minutes from the beltway in the popular Gray Haven area of Dundalk, MD. Easy commute to downtown 
Central A/C
