twin cities mortgage: FIRST TIME HOMEBUYERS...What You Need To Know - 08/10/08 12:37 AM
First Time Homebuyers are my niche...they are the lifeblood to my Twin Cities mortgage business.  I love working with them because I can be a coach, a nurturer and a great knowledge base to learn from.
I've been told that I am a great teacher.  And mortgages are what I know … (2 comments)

twin cities mortgage: Stealin' the Show in Cottage Grove! - 08/07/08 01:26 PM
For nearly 15 years, I have enjoyed this wonderful community.  It's great neighborhoods, sense of safeness, friendly people and an overall feeling of peace living here. 
And who can forget about the new Culvers moving in!  Yummmmm!!
Last evening, I took our puppy, Mic, for a walk (okay, puppy in mind and … (0 comments)

twin cities mortgage: Turn Your Current Home Into a Rental and Buy New? MAYBE NOT ANYMORE! - 08/07/08 09:49 AM
Remember the good ole days when a buyer could EASILY turn their current residence into a rental and buy a new home?  Well, those days are over.  Our lives and our buyers lives just got a little tougher. 
There are new guideline changes that became effective Aug 1st that we should all … (0 comments)

twin cities mortgage: Twin Cities Mortgage - 03/11/08 11:35 AM
Monday, March 10, 2008
Treasury bonds finally got a much needed break on Monday and long-term mortgage rates reacted favorably.
Even though rates crept up last week, let's put this into perspective.  Remember the 80's?  (Okay, maybe I am dating myself...yes, I  realize that many of you were still in diapers.)
Nonetheless, there were … (0 comments)

twin cities mortgage: Twin Cities Mortgage - 03/06/08 07:04 PM
March 6, 2008
To all my readers, I want to say thank you for the kind words and shared laughs regarding my stories that I include from time-to-time.  I'm glad I can make you smile!  Here is my latest...
For those of you who know me, I am a VERY down to earth person.  … (0 comments)

twin cities mortgage: Twin Cities Mortgage - 03/04/08 04:00 PM
March 4, 2008
I hope you took my advice from Monday and locked your mortgage interest rate.  Today has been a bad scene on the secondary markets.
Didn't get in on time while rates were below 6%?  Call me and I will see what I can get for you.  That's the beauty of … (0 comments)

twin cities mortgage: Twin Cities Mortgage - 03/03/08 02:10 PM
Monday, March 3, 2008
Today has been a quiet day for interest rates.  Mortgage rates have remained unchanged since last Friday.  However, industry leaders are edging toward a "lock" recommendation, as this week may be prove to be volitile. 
My clients ask me every day, "Should I lock or float?"  And my … (0 comments)

twin cities mortgage: Twin Cities Mortgage - 02/29/08 09:45 PM
February 29, 2008 
It was a good day for interest rates.
Treasuries rallied as the stock market continued to plummet, thanks to a weaker than expected GDP.  The economy barely moved and jobless claims rose.  All of this "doom and gloom" gave rise to treasury prices and mortgage interest rates celebrated.
And it was … (0 comments)

 
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Sherri Sherpy

Cottage Grove, MN

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Mortgage & Investment Consultants

Cell Phone: (612) 363-1106

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