Trent's Blog

Ocean Views in Encinitas

Trent Chapman (Keller Williams -New Future Team) — Thu, 04 Oct 2012 11:52:30 -0700

Gorgeous Ocean Views in Encinitas!!

Large 4 bedroom, 2.5 bath. Open Floorplan, enjoy the ocean view decks, perfect for entertaining.

Stop and Relax, take time to enjoy the stunning views!
Contact us for your showing at listings@newfutureteam.com or 760-752-1800.

Trent Chapman

Preparing a Home for Sale

Trent Chapman (Keller Williams -New Future Team) — Wed, 03 Oct 2012 15:25:49 -0700

Getting ready to list your home?

There are 10 things that you should do, as a home owner, to get your home ready.

According to Elizabeth Weintraub at About.com, in 7-10 days you can accomplish this basic "to do" list.

Disassociate Yourself With Your Home. It will be hard, but let your emotions go, and really prepare yourself that one day, this home will not be yours. Envision yourself handing keys over to the new owners, and seeing the happiness on their faces.
De-Personalize. Be sure to pack family photos, small decorative items, and the collection of thimbles that you've accumulated over the past 20 years. Often times, buyers will become distracted by those items and will wonder "who lives here? What are they like?", instead of focusing on picturing themselves living in the home and how they will decorate it. You want to allow the buyer to think "I can see myself living here!"
De-Clutter! Make sure that your living space looks clean by removing books from bookcases, keeping all countertops clean, and packing knickknacks.
Rearrange Bedroom Closets and Kitchen Cabinets. Buyers love to open closets and cabinets and see what's inside. Please take the time to make sure they are organized so there isn't a waterfall of items when a buyer opens your bedroom closet door.
Rent a Storage Unit. Homes, in general, show better with less furniture in them. Let's make sure that pathways are clear and easy to get through. However, don't take all of the furniture out of each room. Leave enough so that buyers can easily tell what the room is used for.
Remove/Replace Favorite Items. If you want to keep the chandelier that you spent countless hours looking for, remove it before buyers start to view the home. If they see it and they like it, they will want it to stay.
Make Minor Repairs. Weintraub suggests to "replace cracked floor or counter tiles. Patch holes in walls. Fix leaky faucets. Fix doors that don't close properly and kitchen drawers that jam. Consider painting your walls neutral colors, especially if you have grown accustomed to purple or pink walls. (Don't give buyers any reason to remember your home as "the house with the orange bathroom.")".
Make the House Sparkle! Make sure that you pay close attention to detail when cleaning your home. Make certain that not only are the countertops clean, but also the caulk, grout, chrome, etc. Use mild air fresheners so that there are no odors in the home.
Scrutinize. Walk out of your home, then open the front door to come in. Take a minute and check out the work you have done. Do you feel that your home is now welcoming? Try to see it from a buyer's view. Does it make you want to go inside?
Check Curb Appeal. Get the exterior of your home looking as good as the interior does. You don't want a buyer to stay in the car simply because they don't like the way the outside looks. Make sure the sidewalk, and lawn are clean and free of debris or ornaments. Keep the yard landscaped, and plant flowers.

Read the full article here:

How To Prepare Your House For Sale

By Elizabeth Weintraub, About.com Guide

Trent Chapman

Nice, Secluded Fallbrook Home for Sale

Trent Chapman (Keller Williams -New Future Team) — Thu, 27 Sep 2012 16:10:56 -0700

Just listed! Nice, secluded property in Fallbrook. Great, panoramic views of the valley.

3br, 2.5 ba, 2,006 sqft, 0.95 acres of useable land.

Listed at $350,000.

Click the image below to visit our website for more photos of this property, and to schedule your showing.

short sale, foreclosure, homes for sale in fallbrook, fallbrook homes, acreage in fallbrook

Trent Chapman

Gorgeous Fallbrook Homes for Sale

Trent Chapman (Keller Williams -New Future Team) — Tue, 18 Sep 2012 10:31:52 -0700

Search our listings in Fallbrook to find your perfect home today.

Fallbrook Homes, Fallbrook Short Sales, Fallbrook Homes for Sale

Trent Chapman

Astounding Escondido Homes

Trent Chapman (Keller Williams -New Future Team) — Tue, 18 Sep 2012 10:30:21 -0700

Take the time to search through our listings of remarkable homes in Escondido.

Homes for sale Escondido, Short Sales Escondido, Homes Escondido, Foreclosure Escondido

Trent Chapman

Find Valley Center Horse Properties

Trent Chapman (Keller Williams -New Future Team) — Thu, 13 Sep 2012 09:51:38 -0700

Awesome homes for sale in Valley Center! Horse properties, ranches and avocado groves.

Check out available properties by filling out the search form:

If you would like to get more details on any of these homes, please contact me at 760-870-2310

Valley Center Homes, Valley Center Ranches, Short Sales for Sale in Valley Center, Valley Center Foreclosure properties

Trent Chapman

Short sales! Check out these Fallbrook California short sales!

Trent Chapman (Keller Williams -New Future Team) — Thu, 19 Jul 2012 17:31:49 -0700

Fallbrook Short Sales!! Find GREAT deals by clicking below!

Or call our office to schedule a showing for any of these homes for sale in Fallbrook, California or the surrounding North San Diego County area.

760-870-2310

http://TheNewFutureTeam.com

Trent Chapman

Want a good deal on a home in Fallbrook California? Check this out!

Trent Chapman (Keller Williams -New Future Team) — Tue, 17 Jul 2012 05:09:06 -0700

Best deals on Fallbrook homes for sale! Click below and

check out these and many other Carlsbad homes for sale:

The best way to find great deals on homes for sale in Fallbrook is by keeping a close eye on new homes as they become available. Go here to setup your alerts and you can keep a close eye on new listings without investing your time every day doing the same old search on sites that only have SOME of the homes for sale in Fallbrook.

Call the New Future Team today and let us show you how we make your offer attractive to sellers while helping you get a great deal on your home purchase.

Call 760-870-2310

Trent Chapman

Carlsbad California Homes! Best deals in Carlsbad...

Trent Chapman (Keller Williams -New Future Team) — Mon, 09 Jul 2012 22:14:01 -0700

Best deals on Carlsbad homes for sale! Click below and

check out these and many other Carlsbad homes for sale:
The best way to find great deals on homes for sale in the Carlsbad area is by keeping a close eye on new homes as they become available. Go here to setup your alerts and you can keep a close eye on new listings without investing much time.

Call the New Future Team today and we'll show you how we get the best prices approved on offers for our buyers. 760-870-2310

Trent Chapman

Find homes for sale near San Elijo Middle School

Trent Chapman (Keller Williams -New Future Team) — Tue, 03 Jul 2012 19:41:22 -0700

Looking for a home in the San Marcos Unified School District or specifically a home for sale in the San Elijo hills middle school area? Learn more about the schools in the area and search for homes that are within the San Marcos Unified School District.

If you prefer, our team can search for off market properties and notify you as soon as properties become available in a certain school district or neighborhood.
760-870-2310 New Future Team

Trent Chapman

Homes for sale in San Marcos California and San Elijo Hills

Trent Chapman (Keller Williams -New Future Team) — Tue, 03 Jul 2012 08:19:20 -0700

Most people get frustrated when looking for a home because they usually "miss" the deals that come and go so fast!

Setup your instant notification of homes for sale in San Marcos that meet your search criteria and be notified when new deals on homes for sale in San Marcos become available.

If you would like to be notified of foreclosures or short sales and other deals BEFORE the are put on the MLS, contact our team and we'll give you early access to new homes for sale in San Marcos California. 760-870-2310 New Future Team

Trent Chapman

Encinitas Homes for Sale in a limited supply market!

Trent Chapman (Keller Williams -New Future Team) — Tue, 03 Jul 2012 05:10:49 -0700

With the change in the local housing market, it's now become difficult to find homes for sale in Encinitas California that actually meet your needs.

Over the last 6-12 months less homes have come on the market while many more homes have sold. This has created what may be a temporary housing shortage. This has not lead to increased prices, but it has stabilized the market slightly. (continued below)

The search tool above will allow you to find the most popular homes for sale, as well as search for the specific home in Encinitas that would meet your needs. If you have questions about how you can find the right home for you, call our team and we'll guide you in asking yourself the correct questions to make your decision a litte more simple.

Call the New Future Team at 760-870-2310

Trent Chapman

Find the best deals on Homes for Sale in Carlsbad California

Trent Chapman (Keller Williams -New Future Team) — Mon, 02 Jul 2012 23:07:15 -0700

The key to finding the best deals on homes for sale in Carlsbad California really comes down to having either the ability to look for new opportunities every day or having a way to be instantly notified when one of those "great deals" comes on the market.

As you know, Carlsbad is a very desirable part of North San Diego County and if your not first, you will miss out on the best deals on houses for sale in Carlsbad.

Especially now, with our market demand increasing while the supply of homes decreases, it is ever more important to "stay on top" of what's available. (continued below)

By filling out the form above, you can now create "search alerts" for new homes in Carlsbad as they are listed. This search alert scours not only the local MLS, but also Orange County, Riverside and Los Angeles County MLSs to find ANY Carlsbad homes that might be listed by agent from other counties. This insures that you don't MISS OUT on those great deals in Carlsbad.

Trent Chapman

Yes, OUR short sales are closing! Even with GMAC and Bank of America

Trent Chapman (Keller Williams -New Future Team) — Mon, 02 Jul 2012 09:32:25 -0700

Home Buy Sell Market Insider Meet Contact Us

The New Future Team (North San Diego County Short Sale Agents) who use the San Diego
Short Sale Genius System, closed another Escondido short sale with GMAC and Bank of
America, saving another California Homeowner from Foreclosure.

The New Future Team, A San Marcos Short Sale Specialist Team, known for their San Diego Real

Estate experience in Short Sales, has just closed another Short Sale in Southern California. Using their
unique Short Sale System, The New Future Team is able to handle a large volume of short sales and
accomplish the goal at hand, to close the short sale and protect the homeowner.

The property, located on Weatherby, had two liens. The first Mortgage was with GMAC and the
Second Mortgage was a Home Equity Line of Credit (AKA HELOC) with Bank of America (BofA).
The home sold for $240,000. The offer was approved by the bank in 4 months after our team
negotiated back and forth with the bank to convince them of the market value, but due to some delays,
it closed escrow 8 months from the day it was listed (the delay was due to in part to the buyers
financing). The deficiency was waived and the seller will not have to worry about paying additional
funds to either GMAC or Bank of America.

"There are no promises or guarantees in a San Marcos short sale whether the lender(s) will approve the
short sale, but Short Sales offer an alternative to the damaging effects of a California foreclosure." says
Trent Chapman, Leader of The New Future Team. "A short sale is a complicated process for all parties
involved. There are so many details involved (more than what the average homeowner is aware of).
Make sure to consult a San Diego Short Sale Specialist with a proven history of success with short sales
like The New Future Team".

Chapman uses a comprehensive San Diego Short sale system for sellers, which was developed by
working with former bank negotiators, known as the "Short Sale Genius" system which has been
developed and taught by Chapman's other company to thousands of real estate agents since 2007.

Homeowners who are facing San Diego foreclosure can request that The New Future Team consult
with them about their needs. In addition, The New Future Team has created a simple document package
allowing the homeowner to complete the documents required by the bank to ease the process
from the get-go.

"It takes more than an agent to properly work short sales. It takes a Team with varying strengths.", says
Trent Chapman. "We have surrounded ourselves with talent from our administrative staff and Listing
Managers to our processors and escrow. We want a lot of eyes on the transaction so it keeps moving
down the timeline. Our short sale team is skilled, experienced, determined, and driven. They get the
transaction closed."

Short Sale is an alternative to foreclosure. When a borrower can no longer make mortgage payments
as agreed, he/she is faced with many decisions. One is to allow the lender to foreclose. Another is to
get the lender to agree to accept a payoff of less than the balance owing on the loan. To understand
short sales, one must first understand foreclosures and what could happen if they decide to do nothing.

CALL 760-870-2305 FOR SHORT SALE HELP NOW! -

The New Future Team is located in North San Diego County in San Marcos, California. Click here to
meet the team.

Home Buy Sell Market Insider Meet Contact Us

Trent Chapman

How to hire an agent / short sale specialist to sell your home.

Trent Chapman (Keller Williams -New Future Team) — Sat, 30 Jun 2012 09:24:12 -0700

Unfortunately, many homeowners assume that an agent is an agent and they all do the same thing!! I'm hoping you will realize as you read this that when you hire an agent who is a short sale specialist, they'll do MUCH more than stick a sign in the yard, put your home on the MLS and collect a check!

This is where KNOWING how to spot the diference between a short sale specialist and the average agent is important when you are determining how to hire an agent that is truly a short sale specialist!

Three things you MUST understand when you hire an agent, especially when you are doing a short sale if you want to protect yourself from future recourse or liability:

1. Are they a "self-proclaimed expert" or are they actually great at what they do? It's sad to see, but in the real estate industry, for $600 and by taking an online course for a few hours, agents are given what is called a "designation" that say they are "Experts" at doing short sales. Many of these agents throw around the title like it were a PHD or MBA. They throw this designation behind their name on their business card and proclaim on their website that they are "experts". To the unsuspecting homeowner, they assume that this agent is qualified to handle what is without any argument the most difficult type of transaction to handle in residential real estate. You'll find that the best short sale agents don't have designations, because they have been doing short sales for 5+ years, before these special classes even existed. In fact, you are better off finding an agent with 5 years experience versus one who has ONLY taken a course that tells them they are experts and they've only closed 10 or so of these complicated transactions. Look for someone who has done hundreds, not "a few".

2. Do others in the industry look to them for instruction on how to properly handle real estate and specifically short sale transactions? Now, I'm not talking about those that just "teach", but those that run their business and teach others how they are successful. It is hard to find, but there do exist a few outstanding agents in each county that are looked up to as "thought leaders" and "innovators" in the short sale industry and who other agents look to for instruction and ideas. These top agents are often asked to train in office meetings, regional events, etc. Other agents see their success and want to know how they are helping so many families.

3. Does this agent work "alone" or do they have a team with varying strengths to help them? Often you'll find that agents claim they can give better service by "working alone", but if they are truly good at what they do and in high demand... then how come they don't have enough business to justify working with a team? The truth is, we all have different strengths and weaknesses and no one person has enough strengths to be the perfect agent. By working with a team that was designed in a way to compliments each others strengths and fill the void form each others weaknesses, you get a different level of service and performance. As in any business, GREAT businesses are growing and need to expand, while those that are average remain stagnate.

If you agree with any of the 3 statements above, I'd like to apply for the job of helping you to remove the stress of not having equity in your home and how to handle that without worrying about future financial liability. The purpose of sharing these three things was to help you know how to hire an agent that will offer you the service you need to close a short sale.

Visit http://TrentChapman.com or you can check out our team's website at http://NewFutureTeam.com and then call me at 760-870-2305.

To request a copy of Trent's book [Who's On Your Side?: How to Protect Yourself When You Owe The Bank More Than Your Home is Worth] be mailed to you for free, text the word "book" to 760-870-2300 and an automated text conversation will ask you for your mailing address to send you the book.

Trent Chapman

Q&A: How much is my home worth in Encinitas, California?

Trent Chapman (Keller Williams -New Future Team) — Fri, 29 Jun 2012 23:46:18 -0700

You could have tens of thousands of dollars in home value which is "hidden" from you in the average Encinitas California home.

Find out how to "unlock" hidden equity as you discover the little known tricks that Real Estate Investors have recently used to quickly "create value" in real estate. Did you know that your home is probably not worth what you think it is? It could actually be worth MORE than you think...

To get a free analysis of your home value and possible equity and to discover where there is "hidden" value, fill out this form:

If your Encinitas home value is less than your mortgage balance, there still may be options available to you other thank short sale, loan modification or bankruptcy. To find out the rest of your options, go here now http://WhosOnYourSide.com and complete a simple three step process to get your custom tailored results. Or you can call 760-870-2305 and press 2 to listen to other options available to homeowners that don't have any equity.

Trent Chapman

How much are homes in San Elijo Hills worth?

Trent Chapman (Keller Williams -New Future Team) — Thu, 28 Jun 2012 08:44:34 -0700

What's the value of your home in San Elijo??

There are many factors that determine "Market Value" and a few of the major factors are, location, view (some people love and will pay extra for ocean views or mountain views), condition of the home, how the home compares to surrounding homes including what upgrades or differences does your home have compared to your neighbors. That list can include pool, built in barbecue, stone or wood flooring, granite countertops and high end... (continued below)

If you would like to get a no cost analysis to find out what your San Elijo home is worth, fill out the form below or if you want a personal over the phone analysis, you can call 760-870-2305.

...appliances. A few other factors are proximity to good schools, basic services (such as grocery shopping, gas stations, etc) and neighborhood layout and/or nuisances.

However, there are things outside of your control that affect value, such as market cycles of appreciation and depreciation, which are heavily affected by supply and demand. Let's face it, if you are looking to buy a home and you see 100 homes on the market that meet your criteria for buying, you'll be more picky and not offer above asking price. However... if you see 2 homes that meet your criteria, you'll probably fight other offers to try and 'win' the bid on one of those homes. You can see that supply and demand play a big part in home values over all in a general area.

If you have more questions on buying or selling a home, call 760-870-2305

Trent Chapman

Encinitas Home owners: Legal Loophole to STOP collection calls!!

Trent Chapman (Keller Williams -New Future Team) — Mon, 25 Jun 2012 06:58:58 -0700

It's Not Your Fault That Home Values Plummeted!

Legally Protect Yourself and Loved Ones from

Annoying Collection Calls at No Cost!!

Fill out the form above.

There is a little-known section of a Federal Law which has existed

for over 30 years that will STOP collection calls on your personal

debts: credit cards, auto loans, mortgages, lines of credit & more.

This does not cost any money and the best part is, all you have to

do is print a one page document, fill out a couple sections, sign and

mail via certified mail to your creditors.

No legal filings, no expensive court or attorney fees, just simply

print, complete, sign and mail.

If you have any questions or need free non-legal assistance sending

in the form, call 760-870-2305

Trent Chapman

San Marcos CA Homeowners! Stop Collection Calls!! (w/out Bankruptcy)

Trent Chapman (Keller Williams -New Future Team) — Sun, 24 Jun 2012 00:19:16 -0700

Homeowners: Legal Loophole Stops All Collection Calls!

Complete the fields above or go to WhosOnYourSide.com and you will be immediately sent a copy of the form along with references to this Federal Law which requires your creditors to cease all collection calls. If you have any questions on how to properly complete the form, call 760-870-2305.

Stop Mortgage Collection Calls, Carlsbad Foreclosure, Stop Foreclosure, Cease Communication, Legal Loophole, California, Souther California

Trent Chapman

What to Do When I Have No Equity in My San Marcos CA Home

Trent Chapman (Keller Williams -New Future Team) — Sat, 23 Jun 2012 17:36:56 -0700

Short sale, Loan modification, Chapter 7 Bankruptcy or Foreclosure...

Which is YOUR best option when you have no equity?

Fill out the form to find out!

What are your options when you owe more than your home is worth?

That's a loaded question... because if you ask an attorney, they may suggest a loan modification or bankruptcy, if those are some services which they provide. If you ask a real estate agent or investor, they may tell you short sale if that is what service they offer.

So how can you know which option is best for your individual situation? It comes down to what offers you the results you want without compromising your families financial well being based upon your specific situation.

Go through this 3 step form on http://WhosOnYourSide.com and you'll instantly get the custom results based on the information you put in.

Trent Chapman

Bank of America... finally wises up when it comes to working with back-up buyers!

Trent Chapman (Keller Williams -New Future Team) — Tue, 12 Jul 2011 19:39:08 -0700

You know how annoying it is... when you finally get a deal approved and you find out the buyer walked... it's not so bad when you have a back up buyer, unless of course you are dealing with Bank of America and they tell you that you have to START ALL OVER IN EQUATOR.

Click here to watch a video about the changes:

Well, with today's new change to Bank of America's version of Equator, you will not be able to "swap buyers" without starting all over. I still expect this to take 2-4 weeks (come on, let's be realistic, this one change won't all of a sudden make their employees smarter and faster).

-Trent Chapman

Trent Chapman

Listing Agents [w/short sales]--> Learn to LOVE buyer's agents

Trent Chapman (Keller Williams -New Future Team) — Wed, 13 Apr 2011 18:12:00 -0700

One of the biggest frustrations in a short sale can actually come from buyers! Let me exlpain why I say that and what can be done so they AREN'T one of the problems with short sales.

If I am a buyer's agent and I have 4 offers on 4 different short sales, I should technically retract or put my other offers in back up position once i have one ratified contract, even if it is subject to lender approval. I have, on dozens of occassions, been on the bad end of a buyer with multiple offers 'ratified' subject to lender approval. Now, unless the buyer intends to buy all of those properties, they should not ratify every contract. This is why many listing agents can't stand many buyer's agents and the frequent 'cancelation' since the buyer is pruchasing another home, right around the time the lisiting agent announces the offer was approved.

I am not naive, I know EXACTLY why buyers and their agents are doing this! They are afraid that the bank will counter their offer and the listing agent and seller will countere ALL back up offers and the buyer may lose out on a deal after waiting patiently for several MONTHS! It's not one person's fault, but a matter of mistrust and looking out for your client's best interest... but it doesn't have to be this way!!

So, now that it is clear why buyer's agents hate short sales and why listing agents can't stand some buyer's agents, let me share HOW you can get a buyer and their agent to stick with you while you get the file approved... so you aren't re-approving the same short sale MULTIPLE TIMES. Yes, that happens more often that you'd think. Here is what to do:

Ask the buyer and their agent, under the direction of your seller, to open escrow and if legal in your state, make $500 payable to your brokerage for services provided in working with the bank if the buyer cancels escrow withing 90 days, causing you to have to re-start the file. For most, it would also be best to disclose this in your listing agreement, so your seller is aware of the cancellation fee. (CONSULT W/YOUR BROKER OR ATTORNEY FIRST).

Doing this will ensure that the buyer will be around for at least 90 days, to give you time to do your job (if you can't get it approved in 90 days, the buyer has every right to move on as now it's YOUR fault for letting the bank take too long).

Go here to watch a video I recently recorded about this topic:

Go to my blog here to watch the video and read the rest of my blog about how to keep buyer's in a short sale and how to keep them in 'first position'.

Trent Chapman

Trent Chapman

Buyer's agents--> How to HATE short sales less.

Trent Chapman (Keller Williams -New Future Team) — Wed, 13 Apr 2011 17:55:48 -0700

One of the biggest frustrations in a short sale can actually come from buyers. Now before you get all upset, let me exlpain why I say that and what can be done so they AREN'T one of the problems with short sales.

So, now that it is clear why buyer's agents hate short sales and why listing agents can't stand some buyer's agents, let me share WHY a listing agent would love to work with you as a buyer's agent:

If you can convince the seller and their agent that your buyer will be around for at least 90 days, to give the listing agent time to do their job (if they can't do it in 90 days, your buyer has every right to move on as now it's the listing agent's fault for letting the bank take too long). Here is how a buyer's agent can make sure their offer is accepted by the seller: Be willing to open escrow and tell the seller that your buyer wants first right of refusal IF the bank counters the price and terms. This way, you are conveying 1) my buyer is seller and willing to put money on the line and 2) my buyer wants the first right, before all other buyers, to accept or decline any counter terms the bank may have.

The second part is really just to protect your buyer from getting 'counter bid' out of first position because the bank comes back with a different price than what was agreed upon between the buyer and seller.

Go here to watch a video I recently recorded about this topic:

If you are a listing agent and want help knowing how to better manage buyer's and their agents, look out for my post in the next hour.

Trent Chapman

Trent Chapman

The biggest and best kept [short sale] secret...

Trent Chapman (Keller Williams -New Future Team) — Fri, 01 Apr 2011 03:15:19 -0700

I'll keep this short and sweet.

Banks would be screwed and lose millions more each quarter if it weren't for real estate agents doing short sales... but they will never tell you that.

Do you realize that banks DON'T have to do short sales? And that they DON'T have to spend millions paying for staff to do short sales?

So why do they staff up and do short sales? It's simple; SHORT SALES MAKE THEM MORE MONEY!

With that said, if all agents would BELIEVE the above facts and were to hold their ground they would get:

Full release of liability
Full commission
No request for cash contributions from sellers
No request for unsecured notes from sellers
All HOA and other liens paid
A box of chocolates to top it off

Unfortunately this will never happen for all homeowners and all agents. BUT... there are quite a few of us who know this is the best kept secret and have no problem getting the banks to 'give in'.

Trent Chapman

Trent Chapman