If you noticed in the last post, the amount you owe for loans and credit card debt is the second largest category of factors that go into determining your credit score. While your payment history accounts for 35%, the amount you owe accounts for a full 30% of the score. If you owe a large amount
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09/29/2008
I feel compelled to write this post, because most first time home buyers don't understand the process of buying a home, but they don't know that they don't know the process. They think they know, but they don't. So this post is a short little primer on what you should do when you decide to buy
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09/26/2008
No, I'm not talking about actually buying a house with your credit card. Prices are down, but they're not that low. At least not in the Shreveport market. What I'm talking about is using your credit cards as part of your strategy to 1) obtain financing and 2) get the best interest rate availab
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09/25/2008