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Underwater homes relief in HARP 2.0 - 10/28/11 11:43 AM
Federal Housing Finance Agency announced that they were revising the Homeowners Affordable Refinance Program (HARP). HARP was created in 2009 to help borrowers whose loans were backed by Fannie Mae, Freddie Mac, but did not have enough equity to refinance. The original HARP fell short of expectations, The vast majority of homeowners that applied did not meet the requirements of the program. Over the past two and a half years, only 838,000 homeowners have benefited from the program. The changes announced Monday by the Federal Housing Finance Agency, which regulates Fannie and Freddie, lift a cap that had limited the … (0 comments)
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Short Selling without a missed payment (??) - 10/18/11 11:37 AM
Hi
I work short sales all the time and I usually encourage my clients to keep up with the payments the best that they can. Even if that means making partial payments. About half of my short sales are negotiated with the clients current on their loan. They take alot less of a hit on their credit. I have only had the bank ask for a seller contribution one time on a client that was current on their loan and I got them to back down because my client was current. I have had the bank ask for seller contributions on … (0 comments)
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Changes to HAFA Program Update - 10/17/11 02:38 PM
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A buyers question Can I use several different agents? - 10/17/11 04:23 AM
The answer is no, PLEASE DON'T! Interview a few agents and then when you find an agent you feel comfortable and you feel will work hard for you then stick with them. Did you know that any agent in the mls, in the area that you are looking in can show you a house. They will all have access to the same information and can find out anything you need to know about a potential house or land. I have been a buyer and I know how it is. You want to look through every possible listing and leave no stone … (3 comments)
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Never answer the same question twice - 10/17/11 04:18 AM
I ran across a group here on activerain entitled Never answer the same question twice. The idea behind the group is to post common questions and answer them where anyone can come by and get the answer.
What a great idea, I answer the same questions over and over again constantly. So in my blog I will cover some of these questions, post them in the group and put them in my real estate FAQ.
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Things to avoid Before Buying A Home - 10/17/11 03:11 AM
One of the first things that I tell my clients when they are looking at real estate is DONT buy a new car, boat, furniture etc. It is heartbreaking and expensive to go all the way through an escrow only to be denied because you have incurred too much debt or do not have enough savings.
Via Eleanor Thorne 919-649-5057 Cary Mortgage Loans NMLS #67179 (River Community Bank):
Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are … (0 comments)
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Hope Idaho Artist David Scherb - 10/16/11 10:27 PM
I was just working on one of my website designs and would like to invite you to see the wonderful works of local artist David Scherb. Most of the original landscape oil paintings reflect scenes in the mountains and valleys of the Northwest, in particular Washington and Idaho. Paintings of lakes and seascape paintings are of beautiful Lake Pend Oreille and the matchless Oregon coast. You will also find colorful portraits of venice. David is also drawn to painting church cloisters which seem to possess an ageless history of life that has been imprinted in their foot-word stone pathways. Please … (3 comments)
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Best property deals in North Idaho - 10/16/11 09:48 PM
Looking for the best deal on the market? This page is to you those properties that I think are the best deals on the market. The homes that appear here may be for sale by owner , bank owned or another agents listing.
If you are interested in one of these listings please send me an email at rain@sandpointrealty.com and I will send you more information, photos or make and appointment for you to see them. LAND DEALS
5 acre parcels with prices ranging between $45,000 and $89,000. Owner financing, paved roads, underground utilities. Ask me about Quail … (0 comments)
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This weeks gemstones at Silverhawks - 10/16/11 09:36 PM
Ok switching hats here to the other job. Sam and I have been busy in the shop and just posted this weeks gemstones and it is a big group. http://www.samsilverhawk.com/gems1.html
For those of you that are into the lapidary arts, come on by.
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North Idaho Homes have been selling like hotcakes, sellers bring me your listings - 10/14/11 12:30 AM
The real estate market has been booming in North Idaho and I have been in whirlwind of home sales in the last few months. The only problem is we are running out of homes to show buyers. I currently have a few sets of buyers that need to find a home in Sagle or Sandpoint for under $180,000. We have seen or missed out on everything that was on the market. If you have been thinking of selling your home, please contact me.
Rain Silverhawk Sandpoint Realty (208)610-0011 Rain@sandpointrealty.com
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How to get Active Rain bonus points and what search engines do with them. - 10/13/11 11:30 PM
ActiveRain has a point system and I have seen quite a few debates between those that are hooked on getting more points and others that are adamant that nobody should be in it for the points. My background in internet marketing tells me there is a little more to the points than just a game, they are incentives and a basic guideline to do the activities that will bring you success. If you look at the point system you get points for every aspect effective marketing on the net. You get points for completing your profile, networking with the community, making … (34 comments)
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Steps to ActiveRain success - 10/13/11 03:11 AM
I had a couple of people ask me on my last post, what steps I took on active Rain that brought me 3 closings in one day. I have been analyzing this and it isn't something I can pin on any one thing, but more an accumulation of all of it all. I admit I use a shot gun approach to marketing my properties and myself. I feel that perfect buyer is out there for every house, it is just a matter of getting it in front of them. I am happy to share all the steps right here just in … (12 comments)
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3 closings in one day, Thanks Active Rain! - 10/11/11 03:25 PM
This marks a mile stone for me. I have had days where I have written 3 or 4 offers, but this was the first time I closed 3 escrows in one day. Each one of these clients found me on Active Rain blog post about short sales. One was a state search on active Rain and the other was from a listing post on AR. One I have worked with for almost a year, another about 6 months and the last for 3 weeks and they all came to me through Active Rain. What a wonderful platform, 3 people now have … (62 comments)
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Rain Silverhawk Realtor® Sandpoint Idaho
Rain Silverhawk
Sandpoint,
ID
More about me…
Keller Williams Sandpoint
Address: 223 North First Ave, South 2nd ave, Sandpoint, ID, 83864
Office Phone: (208) 263-2135
Cell Phone: (208) 610-0011
Email Me
North Idaho Realtor serving Sandpoint, Clark Fork, Hope, Naples, Bonners Ferry, Sagle, Cocolalla, Priest River, Laclede, Spirit Lake and more. Web design, SEO, computer graphics, photography, fine art prints, gemstones and lapidary
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$21,000
AFFORDABLE VIEW LOT Almost 1 acre with Awesome Mountain Views. In the city li...
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