simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 12/07/07 05:31 AM
Monday's bond market has opened in positive territory despite slightly stronger than expected economic data. The stock markets are relatively calm with the Dow and Nasdaq both down approximately 2 points. The bond market is currently up 12/32, which will likely improve this morning's mortgage rates by approximately .250 of a discount point.The Institute for Supply Management (ISM) kicked off this week's news with the release of their manufacturing index for November. They said it stood at 50.8, which was a slight decline from October's 50.9 but a little stronger than the 50.5 that was expected. This indicates that manufacturer sentiment … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 11/30/07 07:19 AM
Monday's bond market has opened up slightly with no relevant economic news scheduled for release today and early stock losses. The stock markets are currently in negative territory with the Dow down 46 points and the Nasdaq down 18 points. The bond market is currently up 5/32, which should improve this morning's mortgage rates slightly.Tomorrow mornin g kicks off this week's economic news with the release of November's Consumer Confidence Index (CCI). The Conference Board will release the CCI at 10:00 AM ET, giving us a measurement of consumer willingness to spend. If consumer confidence is rising, analysts believe that consumers … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 11/26/07 05:38 AM
Monday's bond market has opened up slightly with no relevant economic news scheduled for release today and early stock losses. The stock markets are currently in negative territory with the Dow down 46 points and the Nasdaq down 18 points. The bond market is currently up 5/32, which should improve this morning's mortgage rates slightly.Tomorrow mornin g kicks off this week's economic news with the release of November's Consumer Confidence Index (CCI). The Conference Board will release the CCI at 10:00 AM ET, giving us a measurement of consumer willingness to spend. If consumer confidence is rising, analysts believe that consumers … (0 comments)
Monday's bond market has opened in positive territory following another weak morning in stocks. The Dow is currently down 167 points while the Nasdaq has lost 35 points. The bond market is currently up 10/32, which will likely improve this morning's mortgage rates by approximately .125 of a discount point. There is no relevant economic news scheduled for release today. The rest of this holiday-shortened week brings us the release of three factual economic releases. However, none of them are likely to affect mortgage rates much. The bond market is expected to close early Wednesday and Friday and be closed the … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 11/06/07 10:12 AM
Monday's bond market has opened flat with no relevant economic news scheduled for release today. The stock markets are showing losses with the Dow down 60 points and the Nasdaq down 12 points. The bond market is currently unchanged from Friday's close, but we still may see a slight increase from Friday's morning rates.This week is very light in terms o f economic releases for the markets to digest, especially compared to last week. There are two monthly and one quarterly reports on tap, but only the quarterly one can be considered to be highly important. This makes it quite likely … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 10/31/07 09:37 AM
This week is packed with economic releases and major events that will likely lead to a fair amount of volatility in the markets and mortgage pricing. There are seven reports scheduled for release along with another FOMC meeting. There is no relevant data scheduled for release today, but there is data being released every other day of the week.The firs t will be posted tomorrow morning with the release of the Consumer Confidence Index (CCI) for the month of October. This Conference Board index will be posted at 10:00 AM and gives us a measurement of consumer willingness to spend. It … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 10/25/07 09:18 AM
Monday's bond market has opened down slightly despite further stock weakness. The Dow is currently 52 points while the Nasdaq is showing a slight gain of 2 points. The bond market is currently down 4/32, which will likely keep this morning's mortgage rates at Friday's levels.There is no relevant economic news scheduled for release today. The week does bring us four pieces of data along with a Treasury auction. Only one of the four is considered to be of high importance to the markets and it comes Thursday.The first report is September's Existing Home Sales late Wednesday morning. Its sister report, … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 10/01/07 04:44 AM
Monday's bond market has opened in positive territory following a weaker than expected manufacturing related report. The stock markets are also showing gains with the Dow up 114 points and the Nasdaq up 22 points. The bond market is currently up 12/32, but we will likely still see an increase in this morning's mortgage rates of approximately .250 of a discount point due to weakness late Friday. Today's news came from the Institute for Supply Management (ISM) who said that their manufacturing index for September fell to 52.0. This was lower than expected, indicating that manufacturer sentiment is waning. This is … (0 comments)
If the last time you looked at your mortgage was when you closed on your loan, it's time to take it out for an annual once over.New loan programs and opportunities to leverage your home equity can bring you lower mortgage payments and new investment opportunities. Is a fixed rate mortgage the best choice for you? Many of us opt for the certainty of a 20 year or 30 year fixed rate mortgage when we get our first mortgage.If you anticipate selling your home within the next 10 years, one of our new hybrid loans may be a better financial fit for you.Hybrid … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 09/28/07 06:21 AM
Friday's bond market has opened in positive territory despite stronger than expected economic news. The stock markets have fallen into negative territory with the Dow down 28 points and the Nasdaq down 7 points. The bond market is currently up 7/32, which with yesterday's late rally should improve this morning's mortgage rates by approximately .250 - .375 of a discount point.The first of today's two reports was August's Personal Income and Outlays data. It showed that personal income rose 0.4%, as expected. The negative news came from the outlays portion of the report that revealed a 0.6% rise in personal spending. … (0 comments)
simi valley home loans: Things to avoid before buying a home
- 09/27/07 05:37 AM
Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys are handed out. Here are some things to avoid during the home buying process to assure your transaction goes as smoothly as possible: Don't make an expensive purchase. It may be tempting to order that new sofa for your soon-to-be living room, but its best to avoid making major purchases like furniture, cars, appliances, electronic equipment, jewelry, … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 09/17/07 06:15 AM
Monday's bond market has opened in negative territory as the markets await tomorrow's events. The stock markets are showing losses also with the Dow down 65 points and the Nasdaq down 20 points. The bond market is currently down 3/32, which with Friday's late weakness, will push this morning's mortgage rates higher by approximately .250 of a discount point over Friday's morning rates.There is no relevant news scheduled for release today. The first important piece of data comes tomorrow morning with the release of August's Producer Price Index (PPI). This report will give us a very important measurement of inflationary pressures … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 09/14/07 10:04 AM
Friday's bond market opened in positive territory but has since slipped into negative ground. The stock markets are currently showing losses with the Dow down 18 points and the Nasdaq down 6 points. The bond market is currently down 3/32, but we will likely see a slight improvement in this morning's mortgage rates. However, there is a possibility of seeing that small improvement erased by an upward revision to rates if your lender has already posted this morning's pricing. Today's big news was August's Retail Sales report. It showed that sales rose 0.3% last month, which was lower than 0.5% that … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 09/05/07 10:00 AM
Wednesday's bond market has opened in well in positive territory with stocks showing sharp losses. The stock markets are in selling mode with the Dow down 170 points and the Nasdaq down 20 points. The bond market is currently up 12/32, which will likely improve this morning's mortgage rates higher by approximately .250 of a discount point.There is no relevant economic news scheduled for release this morning. However, the Federal Reserve will release its Beige Book report at 2:00 PM ET. This report details current economic conditions in the U.S. by region. It is believed to be a key source of … (0 comments)
simi valley home loans: Simi Valley Home Loans
- 08/24/07 07:46 AM
In need of a loan to by that dream home that you have always wanted but never thought you could get? Stop dreaming and give us a call and let us make your dream a reality. Don't let others scare you from buying a home because lenders are still funding loans. … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 08/23/07 06:23 AM
Thursday's bond market has opened in negative territory again as investors sell holding to capture profits form the recent rally. The stock markets are showing minor losses with the Dow down 2 points and the Nasdaq down 10 points. The bond market is currently down 2/32, which will likely push this morning's mortgage rates higher by approximately .125 of a discount point.The Labor Department posted weekly unemployment figures this morning, saying that 322,000 new claims for benefits were filed last week. This was close to forecasts and has not had an impact on bond trading or mortgage rates.The week's most important … (0 comments)
simi valley home loans: Simi Valley Rate Advisory, Home Loans
- 08/15/07 09:24 AM
Wednesday's bond market opened fairly flat after this morning's economic news failed to show any major surprises. The stock markets are showing small gains with the Dow up 26 points and the Nasdaq up 10 points. The bond market is currently nearly unchanged form yesterday's close, but we will likely see an improvement of approximately .125 of a discount point in this morning's mortgage rates as a result of strength in bonds late yesterday.The Labor Department said this morning that July's Consumer Price Index (CPI) rose 0.1% while the core data rose 0.2%. Both of those readings matched forecasts, therefore, the … (0 comments)
simi valley home loans: Interest Rate Advisory
- 08/14/07 09:02 AM
Tuesday's bond market opened in negative territory following the release of mixed inflation news, but like yesterday, has since recovered those losses. Also contributing to the rebound in bonds are losses in stocks. The stock markets are reacting negatively with the Dow down 80 points and the Nasdaq down 6 points. The bond market is currently down 2/32, which will likely push this morning's mortgage rates higher by approximately .125 of a discount point.The Labor Department gave us this morning's big news with the release of July's Producer Price Index (PPI). They reported a 0.6% rise in the overall reading that … (0 comments)
simi valley home loans: Daily Rate Advisory, Home Loans
- 08/13/07 08:36 AM
Monday's bond market opened in negative territory following the release of stronger than expected economic news, but has since recovered those losses. The stock markets are reacting positively to the data with the Dow up 60 points and the Nasdaq up 14 points. The bond market is currently up 2/32, but we will likely still see an increase of approximately .250 - .375 of a discount point in this morning's rates due to weakness late Friday. The first of this week's data was July's Retail Sales report early this morning. It showed a 0.3% rise in sales, exceeding forecasts of a 0.2% … (0 comments)
My blog is to give realtors and consumers information that they may not normally receive. Loan officers subscribe to many programs that give them a more in depth loom at the market.
Get great free widgets at Widgetbox!
Get great free widgets at Widgetbox!
Get great free widgets at Widgetbox!
New Page 1
Get great free widgets at 
Get great free widgets at 
New Page 1
;)
;)
