JoAnn Moore's (simplyhomeloans) Blog

Mortgage and Lending - The Mortgage Market of Delaware
Curious About Reverse Mortgages? If you are looking for a way to increase your retirement income, a Federal Housing Administration (FHA) insured reverse mortgage may be just what you are looking for. A reverse mortgage allows you to access a portion of the equity in your home to obtain tax-free i...
Contrary to popular belief, you don’t need a huge down payment for a home. Good news for potential home buyers: You really don’t need much money to purchase a home. Most loan programs require little or no down payment. The seller can pay some or all of the closing costs. Plus, the inspection fees...
There are numerous things to do in Southern Delaware over the next few weeks. Here are some you may want to consider putting on your calendar: Sunday, November 16- Quarter Auction to benefit the Lake Forest High School Band Boosters. Held at the Lake Forest High School Atrium. Doors open at 12:30...
VA Home Loans are a Huge Benefit to Veterans Military Veterans have a wonderful home loan program available to them. It is by far the best loan product out there.  With no down payment, no monthly private mortgage insurance, very low interest rates and flexible credit guidelines, this loan is cer...
Take charge of your financial future with shorter length home loans With everything that goes into purchasing a home, many people overlook one very important financial tool. If they would take some time to compare payments on fifteen year and thirty years; they may be very surprised that the paym...
The Low Down on No and Low Down Payment Home Loans If you listen and believe the national media reports regarding home loans, you may be inclined to think you need 20% down on a home purchase and home ownership is out of reach. But, in reality, there are several loan programs with little and even...
How To Improve Credit Scores Suggestions for help in improving credit scores: Collection accounts- Accounts that have gone into collection within the last couple of months; pay them off and obtain proof of payment. Accounts that have gone into collection within the last 4-12 months; just leave th...
VA Manufactured Home Loans are available in Delaware. Veterans with a certificate of eligibility can obtain home loans for manufactured homes. The home needs to be a Class C; real property. The title needs to be retired and the home and land taxed together. Credit scores of 500 and above are allo...
Manufactured Home Loans in Delaware Yes, there are manufactured home loans available in Delaware. It's a good thing becaused there are quite a number of these homes in the state, especially in Sussex County, near the beaches. In this article I am focusing on what the parameters are through FHA. W...
VA Streamline Refinance Loans in Delaware  VA Streamline Refinances are available to lower your interest rate, payments and/or years remaining. It is a VA Guaranteed loan to refinance an existing VA Guaranteed loan. You can choose a 15 or 30 year term. There are adjustable rates available but I w...

JoAnn Moore

Home Loans in Delaware
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