Sabrina Linman's Blog

Mortgage and Lending - SecurityNational Mortgage - 186979
I was sitting in my comfy chair after work trying to unwind. My favorite slippers were on my feet, I had on my comfy fleece pull over and I was watching my little cat chase his tail and feeling quite entertained. I watched him sit back and look up at the counter top and I realized that he was thi...
Washington State USDA Home Loan guidelines are about to change… In an attempt to remove the need for taxpayer support to fund the USDA Rural Development Program, the U.S. Government has proposed changes to the Washington State USDA Rural Development Home Loan Program that will impose a permanent ...
I imagine that real estate agents go to listing appointments on a regular basis excited for the sale and the sellers commitment only to arrive at the home to realize that it needs major repairs before it can be sold AND the sellers do not have the cash to do the improvements. Turn that disappoint...
As a Home Equity Specialist I recommend the FHA203K loan for home improvements. Would you like to do some home improvements? Maybe you want to update the kitchen and or the bathroom. Maybe new flooring and paint??????......Your options are end-less with the 203K loan. The loan offers the ability ...
The FHA 203k program will finance both the purchase and renovation of a property. They can be used to make simple up-grades to a home, such as a kitchen or bath improvement, or to completely re-construct a home that is presently un-livable. For example, let's assume that you are purchasing a home...
Mortgage points explained, to pay or not to pay? Taking the time to understand mortgage points, discount points or origination points and you might be able to save a bundle on your mortgage over the course of your loan. It’s no surprise that mortgage/discount/origination points are often not full...
It's unusual for buyers to move into a home they're purchasing before the transaction closes. Typically, the sellers turn their home over to the buyers at or after closing.   There are potential risks with buyers taking early occupancy. For example, what if the buyers decide after they've lived i...
 From time to time the IRS releases tips designed to help people with their taxes. Some of these are quite useful. Last week the agency released "Ten Tax Tips for Individuals Selling Their Home," (IRS Summertime Tax Tip 2011-15). As a real estate agent or mortgage broker, it is not your job to gi...
How to Buy an Investment Property with a 10 Percent Down Payment with no PMI Investors are taking advantage of current lower home prices and are buying rental properties. One of the issues with investment property is that it often requires a larger down payment and more stringent underwriting gu...
What is HomePath, and how can you benefit from this program? 3% Down payment, NO! Mortgage Insurance, NO! Appraisal. Call me for more details @360-223-3446 Sabrina Linman - Mortgage Advisor  

Sabrina Linman

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