Another Short Sale Closed in Gig Harbor, WA - 07/29/11 02:57 PM

Short sales are challenging and take time to close, but at the end of the day the seller is relieved and the buyer is delighted. Don't give up....these deals can be done!
 

Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
… (2 comments)

Short Sales in Tacoma, WA - 07/21/11 01:29 AM

 
Short Sales in Tacoma, Washington...
If you or someone you know is facing the possibility of foreclosure in Gig Harbor, WA or Tacoma, Washington  you need to understand that you are not alone.
Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.
Through my experience as a short sale specialist in Gig Harbor, WA and Tacoma, WA, I've found that homeowners today have more … (0 comments)

Sunday Morning Thoughts - 07/11/11 12:29 AM

So I'm puttering around on a cloudy, cool Sunday morning in my home in Gig Harbor, WA and I'm preparing to wash the glass door that goes from my kitchen to my deck. But, as I look a little closer I see this perfect kiss print left from my 12-month-old great-grandson who was here visiting a few days ago from out of town. I think the little smudge above the kiss must be his little nose print. :) I just couldn't bring myself to wash this off (and you have to understand I'm a little anal about clean windows), so … (4 comments)

Mortgage Relief Act Through 2012 - 07/09/11 03:56 AM

 
Highlights of Mortgage Debt Relief
·         Exclude up to $2 million of debt forgiven or canceled by a mortgage lender on a main home.
·         Both mortgage restructuring and foreclosures qualify
·         Available for the years 2007 through 2012.
·         Claim the tax relief using IRS Form 982 (PDF)
What is Canceled Debt Income?
Anytime a lender cancels, or forgives, your debt, that is considered income to the debtor. The tax laws considers this income, and the debtor is taxed on forgiven debt unless an exception applies.
Canceled Debt That is Taxable
Anytime a lender cancels or forgives … (0 comments)

Can It Be Done? - 07/09/11 02:52 AM

I'm going to put it "out there" to be able to work remotely somewhere warm for a month or two in the cold, dreary months of January and February. Can it be done? Does anyone do this? I do mostly short sales, so there's a way it could be done, but I would like some feedback. This has become a goal and everyone needs a goal, right?

 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
 
… (1 comments)

Home Sales In Washington State - 07/08/11 12:13 AM

 
Continuing the double-digit gain in home sales during May, last month's pending sales surpassed the volume for June 2010 by nearly 36 percent . Northwest Multiple Listing Service members reported 7,539 mutually accepted offers last month, up nearly 2,000 transactions from the year-ago total of 5,547 pending sales of single family homes and condominiums.
At midyear, Northwest MLS brokers have logged 41,151 pending sales for a slight improvement on the total of 41,001 for the first six months of 2010 when sales were stimulated by a federal tax incentive. 
Closed sales for the 21 counties in the Northwest MLS … (0 comments)

It's Not All Doom and Gloom - 07/06/11 05:23 AM

INFO THAT HITS US WHERE WE LIVE...People wonder if housing is moving in the right direction, especially after April Housing Starts fell 10.6% to an annual rate of 523,000 units. But a closer look reveals the decline was due mostly to multi-family units, which are volatile month to month and actually up 6.6% from a year ago. Also, the biggest drop was in the South, which had been hit with severe tornados. Outside that region, starts were UP 5.5%! Homes under construction are at their lowest level since 1970, so some areas may rebound from shortages in the next few … (2 comments)

NEW SHORT SALE IN TACOMA,WA - 07/04/11 06:09 PM

Spacious tri-level with updated windows & fixtures throughout. Newer laminate floors through much of the home, vaulted ceilings, skylights, multi-level deck, large living room with bay window and a family room. Master suite with large bath, his & her closets & great private deck. Huge yard in wonderful, peaceful setting. RV space, shed & more. Great first-time buyer home in good school district.

 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
 
 
… (1 comments)

Home for sale in Sumner, WA - Short Sale - Great Starter Home - 07/04/11 02:05 PM

Work in Tacoma or Seattle? Walk across the street and catch the Sounder train in quaint Sumner, WA. Needs a little TLC, but can be a darling home in a very desirable area. One bedroom with second room that could be a small bedroom or office. Large kitchen with great possibilities. Walk-in pantry and convenient utility room. Fully fenced back yard. One car detached garage. Partial basement. Great location. Would make a terrific investment property or first-time home. 

 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of … (0 comments)

One Last Energy Saver - 07/04/11 11:47 AM

Small and new are best for refrigerators. Sure you can save money buying an old refrigerator for the office, but it can cost hundreds of dollars a year more in electricity compared to newer models. And if your don't really need a big fridge, you should know that some mini-refrigerators can run on less than a dollar a month of electricity. Get plug-in timers for the water cooler and coffee machine. Water coolers with a hot water tap and all coffee makers can use quite a bit of electricity over the course of a year. Put them on timers that … (1 comments)

Missing Mortgage Payments? - 07/04/11 04:09 AM

 
According to Lender Processing Services (LPS), over 6.32 million homeowner missed their mortgage payments in April 2011. Another four million have missed more than three months of payments and are now considered seriously delinquent. If you or someone you care about is having difficulty making mortgage payments, you should know it's not too late to get help.
As a Short Sale Specialist in Tacoma, WA, I created this website so homeowners could gather as much information as possible about a homeowner's options and what steps should be taken next. The free reports available on this site are phenomenal resources … (0 comments)

More Energy-Saving Advice - 07/03/11 11:53 PM

Small and new are best for refrigerators. Sure you can save money buying an old refrigerator for the office, but it can cost hundreds of dollars a year more in electricity compared to newer models. And if your don't really need a big fridge, you should know that some mini-refrigerators can run on less than a dollar a month of electricity.

 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
 
… (2 comments)

Fourth of July in Gig Harbor, WA - 07/03/11 11:43 PM

 
 
Fourth of July fireworks will be back in full force on Henderson Bay in Gig Harbor, WA this year. The Henderson Bay Fireworks Committee has given the go-ahead to their contractor, Wolverine West Fireworks, to prepare a $27,000 show. In its 10th year, the show will commence on a commercial barge in the middle of the bay after one-year hiatus. Last year, the HBFC called off the show due to a lack of funding. The committee’s usual round of 100 letters, which requested donations from area residents, didn’t return enough to put on a show, and they sent … (0 comments)

More Energy Tips - 07/03/11 11:36 PM

Look for the Energy Star label on all new purchases. Energy Star is the federal government's program  for labeling all kinds of energy-saving products for home and business. Electronic office equipment with the Energy Star label uses at least 20% less energy than a standard model. Many Energy Star products also come with automatic power-save modes, so they don't have to be manually activated.

 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
 
… (0 comments)

5 ACRES OF GORGEOUS HORSE PROPERTY FOR SALE IN GIG HARBOR, KEY PENINSULA NORTH - 07/03/11 05:40 AM

Imagine 5 acres of beautiful lawn, landscaping, woods, water feature with koi the size of trout, and RV parking with full RV hookup. Now add 4 bedrooms, including large master with fireplace, 5-piece bath and his & hers walk-in closets. This home for sale in Gig Harbor, Key Peninsula, WA is uniquely designed with a gorgeous foyer with long, tiled hall and curved wall features. For more information visit this home's website.
 
 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
 
 
… (0 comments)

FABULOUS VIEW - SHORT SALE CONDO IN FEDERAL WAY, WA - 07/03/11 05:31 AM
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GORGEOUS SHORT SALE HOME IN GIG HARBOR, WA - 07/03/11 05:28 AM
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More Energy Tips - 07/03/11 05:23 AM

Standardize on laptop computers. Laptops consume up to 80% less energy than desktop computers. Trade in those desktops for laptops and you'll see impressive energy savings. For users who absolutely need a large monitor, buy them an LCD computer screen that plugs right into the laptop. There are many of these LCDs on the market for not much money.

 
Sandy Wagner
Short Sale Specialist in Tacoma, WA and Gig Harbor, WA
Helping people find a way out of foreclosure
253.225.8322
www.sandywagnerhomes.com
 
… (1 comments)

Short Sales in Tacoma, WA - 07/03/11 01:54 AM

If you are worried about losing your home to foreclosure, there can be alternatives. One is selling your home through short sale. I have information on my website that will give you details about this process, but first and foremost you must have hardship. Have you lost your job? Has your ARM reset and the new payment more than you can afford? There are many reasons for hardship. I am committed to helping you find a way out of foreclosure and have experience doing so as a short sale specialist in Tacoma, WA and Gig Harbor, WA.

 
Sandy Wagner
… (0 comments)