Bay Area Mortgage Blog

By
Mortgage and Lending - Platinum Home Mortgage Company - NMLS #238304
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.

ARCHIVED BLOG POSTS

2007 

2 Comments
The year was 1971, and I was in Orange County (long before anyone ever thought to call it the O.C.) at my parent's house for Christmas. My Mom confessed to me,"I am going to die. Soon".I laughed. "Why in the world would you think that"?"Because", she replied, "I keep having thoughts of death, and...
04/29/2007

8 Comments
Maybe it's time to kick your lazy real estate in the butt and make it get a real job.Here in the San Francisco Bay Area, where our properties have appreciated wildly for years, I am getting calls from clients who have ignored their biggest asset for years. The assumption has been that these large...
04/25/2007

6 Comments
I am an equityline, and I TRY HARDER.Unlike other money, you did not have to wake up and go to work this morning to earn me. Did I mention you will pay NO income tax when I land in your bank account and you should be able to write me off your taxes?And it gets better. You know those thousands of ...
04/24/2007

1 Comments
With graduation season upon us, the latest crop of young adults will soon enter a grown-up world where houses and cars are the at the top of the "WHAT I WANT TO GET" list. You have a very small window of opportunity to teach your kid something that he NEVER GOT TAUGHT IN SCHOOL!  Please do not th...
04/23/2007

3 Comments
Dear Realtors,Having been a successful real estate agent, re-invented into a mortgage broker, I am often asked what differences exist between the 2 jobs.I should probably tell you I still look, act , and talk so much like a realtor, and that people naturally assume this is my job. The reason for ...
04/21/2007

20 Comments
Dear Realtors,A real estate fable:Not so long ago, we walked through the orchard, and apples were everywhere!The trees were covered, the fruit was ripe, and filling the bushel was, oh so easy. We ignored the ones that were not quite ripe, and the ones that were slightly bruised. Into the garbage...
04/20/2007

15 Comments
Dear Realtor,So who out there has a property that just won't sell? Can you say "too much inventory?"To make your listing stand out, take a tip from the auto industry. Here is a business where (like the real estate business) a large asset is being purchased with financing. In the auto business, ne...
04/19/2007
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