Newsflash to Politicians: Brad Pitt Isn't The Only One Who Owns More Than One Home - 09/29/07 04:19 PM
Hey, I have a great idea. Let's help everyone with those 500 credit scores "fix" their credit. They can't help it if they can't manage their finances. Let's just take everyone that has a 750 score and GIVE 100 of their points to everyone that has a 500 or less score. There! … (9 comments)
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Do Not Pass Go, Go Directly to Jumbo Jail - 09/27/07 10:02 AM
We had a laugh in the office last night when I announced "I'm in Jumbo Jail". Some of my fellow mortgage brokers suggested my new slogan be "Janet does Jumbo"(I don't THINK so!) This was our after-hours, end of the month, blow-off-some-steam session. September has been a tough month, especially for those of us … (9 comments)
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Some Ugly "D" Words In MortgageSpeak: Distressed, Declining, Discriminating? Disturbing! - 09/23/07 11:46 AM
Thank you Scott Gromley, for beating me to the punch by asking in your excellent post if our California lenders are redlining via their new policy of placing every county in the state in one of these three categories:
DistressedDeclining Stable Honestly, I used that very same word, "redlining", to my colleagues when that same e-mail crossed my … (6 comments)
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Blogphobics, Come On Out and Play - 09/20/07 12:29 PM
I was surprised when my recent post entitled The Top Ten Reasons to Blog on ActiveRain, exposed (via comments), an element of ActiveRain that I didn't know existed: The Blogphobics. These are our members that are hiding in the shadows, reading and commenting, but not writing. Who even knows what hidden talent … (32 comments)
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They Threw Us A Bone, But Can We Still Do A Loan? - 09/19/07 04:40 PM
On the front page of today's paper was the following headline: "Fed Rate Cut Pumps Up Economy". If you believe like I do, that a great deal of our economic woe lies with our stagnant real estate market, this headline is good news. Or is it only good press?
For several months … (7 comments)
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You Have To Live in the Moment - 09/16/07 03:34 PM
I may just have been the luckiest girl in all of RainLand on Friday when (at the very same moment) I had Jim Cronin of the Real Estate Tomato on the phone, and Brad Andersohn in my office, 2 of the brightest Internet marketers to ever grace the blogging world. Pinch me, please.
As if we had all … (16 comments)
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Originator's Hell: Lenders That Steal Your Clients - 09/14/07 10:48 AM
Is a mortgage broker a bank's BEST CUSTOMER (because they are a source of many new loans and bank customers?) or are they their WORST COMPETITION?
In the mortgage industry, the term "broker a loan" means this: The mortgage broker carefully selects the best lender (from many different lenders) to meet THE BORROWER'S specific needs, and future goals. The lender selected underwrites the … (4 comments)
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Because of ActiveRain I Have The Last Laugh - 09/11/07 12:26 PM
Once Upon A Time, A Long Time Ago, In a Distant Land..............there was someone who actually learned to write. She learned the old fashioned way, before this skill fell out of favor, and when knowing how to write was considered, (right along with math), the 2 most important things you learned in school. Who could … (9 comments)
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Please Pay My Taxes, I Am Retired and Rich In California (Tax Revolt Coming) - 09/10/07 10:45 AM
What if your income tax became fixed based on the amount you made the first day you took the job? That's right, 20 years ago you only made $2000 a month, and even though you now make $10,000 a month at the same job, income tax is still collected AS IF you are making … (13 comments)
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Rest In Peace, McMansions - 09/06/07 12:28 PM
American's Most Opinionated Mortgage Broker asks us, "Who the hell is going to buy all those McMansions?"(if not the babyboomers, and not the new generation of homebuyers who seem to prefer the urban life?) Funny thing is, he isn't the only one asking this question here in California, where a … (42 comments)
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Princess Diana and Secrets that Go to the Grave - 09/03/07 12:31 PM
Exactly a decade ago today, our Labor Day Holiday took a dramatic turn, as did the world, when we discovered Princess Diana had been killed in an auto accident. Instead of playing on the lake as we planned, the family was huddled around a small TV in our rented cabin watching as historic events unfolded. It was all … (28 comments)
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