first time buyer: Outsmart the Crowd: Skip the $8000 Tax Credit and Wait to Buy - 09/07/09 12:11 PM
You are a first time buyer who has a sore butt. Why? Because you have been sitting on the fence all year long.
Could you be the smartest first time homebuyer out there?
Consider what happened when CASH for CLUNKERS overheated the demand for cars (just like the FIRST TIME HOME … (164 comments)
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first time buyer: New Bill Seeks to Extend (and Expand!) the Home Buyer Tax Credit - 08/25/09 04:00 PM
Okay, the name for this new bill may not be as catchy as "Cash for Clunkers" but you gotta love it:
Home Ownership Moves the Economy(HOME) Act of 2009. HR 2801 was introduced by Howard Coble (R-NC).
It would continue the current tax credit for first time homebuyers set to expire on December 1, 2009, with … (178 comments)
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first time buyer: 8000 Reasons Get Your Butt In Gear: Deadline for First Time Homebuyer Tax Credit Looms - 06/25/09 12:46 PM
First time home buyers: Are you still at the computer, doing endless "research" on how to snag the $8000 TAX CREDIT for buying a house this year?
Does the November 30th deadline seem like a million years away as you think about fireworks (not turkey leftovers)?
First time home buyers: Get … (46 comments)
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first time buyer: Is It a Tax Credit? Or Crack Cocaine for Real Estate? The Price of Addiction - 06/17/09 05:01 PM
This was easy to predict: There is already an effort in Congress to extend the $8000 tax credit for first time buyers (which expires Nov. 30, 2009) to buyers of ALL houses in 2010.
There will be some form of rebate in the year 2010 because the real estate industry will … (76 comments)
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first time buyer: 3-2-1- LIFTOFF! Prevent Failure to Launch: Help Your Kid Buy A House This Year - 04/27/09 05:25 PM
It wasn't THAT long ago that we Baby Boomers worried a lot about our kids.
You know, those irrepressible Generation Y kids who were on the Internet at age 4 and who grew up clicking (my son says I grew up turning dials and that is why his generation is superior … (68 comments)
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first time buyer: You Never Forget Your First Time: Has The Romance Gone Out of Being a First Time Buyer? - 04/09/09 11:39 AM
I was a brand new real estate agent, and must have looked pretty ridiculous in my miniskirt, long blond ponytail, driving an over-sized and totally inappropriate white Chevrolet Impala (which was dubbed the "tuna boat" by my husband).
But hey, it was the seventies, the real estate market was rotten, and I was more than a little clueless. … (55 comments)
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first time buyer: How Aggressive and Questionable Tactics of Lender Sellers Torture Buyers & Cost Our Industry - 03/25/09 10:48 AM
When a bank sells a foreclosed property do they try to replace one bad loan with one good loan?
If the main agenda is to dump the house, is the hidden agenda to seize a golden opportunity to gain a new loan customer (far less risky because the "dumped" price was … (11 comments)
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first time buyer: Why The $8000 First Time Home Buyer Tax Credit Could Be a Big Fat Waste of Money - 02/16/09 01:04 PM
It isn't a done deal yet, but here comes the newly improved first time home buyer tax credit, courtesy of President O's 2009 Stimulus Bill. Will it be a magic bullet?
Or just a stray bullet that missed the target by miles?
It is supposed to:
Get people off the fence, … (185 comments)
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first time buyer: Never Say Never: How One Hopelessly Unqualified Buyer Won Me Over, And Got Her House - 12/30/08 10:20 AM
Sometimes in the real estate business, you don't work for money. Sometimes you know there is no justification to keep going with a client. And for reasons that no one understands but you, you decide to help the one that appears to be hopeless.
You think that maybe this is the … (49 comments)
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first time buyer: Realtor Roulette: How Should A Mortgage Broker React When Client Ditches Realtor? - 07/01/08 10:22 AM
Early in my career, I was fortunate enough that a well-established local Realtor referred me a teacher, who was also a single mom, seeking to buy her first home. To say I was thrilled and flattered would be an understatement. Realtor knew I was somewhat new to the business, could have … (29 comments)
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first time buyer: Freshly Killed Mortgages and Jungle Economics - 06/29/08 11:44 PM
Here in California, its a jungle out there. Buyers have stopped waiting for houses to "GO LOWER". They are not wondering if buying real estate is a "good idea". And they sure aren't thinking about the potential for appreciation.
They have only one thing on their mind: Get in while you can. … (46 comments)
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first time buyer: The Fish Whisperer: Catch and Release is No Way to Land Clients - 06/13/08 11:49 AM
My readers know I have confessed to having a bad case of COMMENT ADDICTION. But when a post inspires an outsider to comment, we are afforded the RARE OPPORTUNITY of getting inside the head of the very person for whom the blog tolls.
Could there be more valuable insight than this about … (51 comments)
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first time buyer: Would You Sell A House to A Kid in Flip Flops and Jeans? - 06/04/08 06:59 PM
When daughter and her betrothed could not ignore my nagging any longer, these 23 year olds (freshly graduated from UC Berkeley) set out to buy a house. Back then, the market was on fire here in California.
The kids looked, well, like kids. Blond and skinny, jeans and flip flops. I … (170 comments)
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first time buyer: The Stars Line Up for First Time Buyers in California - 04/19/08 10:33 AM
Our area of expensive real estate out here in Coastal California is famous for many things, but NOT for first time buyers. Long ago these buyers were chased away by high prices into the interior of California where vast stretches of open land meant builders could build cheap houses, and cheap gas meant that buyers could … (5 comments)
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first time buyer: Inside The Mind of An Internet Shopper: You Can't Land A Prize Fish In a Murky Lake - 03/01/08 12:16 PM
ITS 2 AM AND THE PAJAMA WARRIORS ARE THINKING ABOUT REAL ESTATE
There is something sadly ironic about all those "pajama warriors" who apply online for a mortgage at 2AM. I often wonder why they are choosing a mortgage company in the most impersonal way EVER, yet are desperately seeking one of the most personal relationships in the … (41 comments)
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first time buyer: SALE PENDING (And Praying For Lending) - 01/10/08 12:48 PM
Today, when a Realtor asks a mortgage broker this: "How long should the loan contingency be?", a mortgage broker just might say: "We can remove the contingency the day the loan closes."
Why? Because until the lender FUNDS the loan, there is danger of it falling apart.
In advance, I apologize to all of the listing … (66 comments)
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