Countrywide Foreclosures in Oakland - 02/27/08 12:45 PM
As I've written about before, a lot of people still ask me about buying foreclosures. Due to the media's coverage of real estate market and the sub-prime fallout, there is a belief that there are tons of foreclosure deals out there just waiting to be snapped up. But think again. The … (1 comments)

The Inspection Contingency Period - 02/26/08 05:06 PM
So, you've made an offer on a home and it has been accepted. Congratulations! Within the escrow period, there is the inspection contingency period for you to look into all of the nooks and crannies of the house to make sure it is the perfect home for you. And, if you … (1 comments)

The ABCs of PMI - 02/20/08 01:39 PM
With all of the seismic changes happening in the mortgage markets, one aspect to keep in mind is PMI, aka Private Mortgage Insurance. PMI is when you buy insurance to cover your lender (not you) because you are taking out a loan deemed to be riskier than most.PMI is usually needed … (2 comments)

"Rockridge is Just Different" - 02/15/08 04:40 PM
Today, Ron Kriss, our broker here at Lawton Associates, announced a comprehensive and historical comparative analysis of the Rockridge real estate market. And, he has concluded that "Rockridge is Just Different." I have worked with Ron Since the mid-90s and we have seen the market in all of its many ups … (0 comments)

Below Market Rate Condomimiums - 02/13/08 01:43 PM
One terrific option for first time homebuyers in any market is the purchase of a "below market rate" condominium. These are generally city-run programs to provide affordable entry to the real estate market for low and moderate income earners, especially in areas where housing prices can be high.Every program is different, … (0 comments)

Why I Haven't Blogged in Two Weeks... - 02/12/08 03:28 PM
Why haven't I blogged in two weeks? Because I'm so busy with my clients! They say the market is busting, but I am not seeing too much evidence of that in our market. This just goes to show you that the real estate market is truly a neighborhood-by-neighborhood market.Here in Berkeley, … (4 comments)

 
Real Estate Agent: Mary Smartt--Smartt Moves with Mary Smartt (Lawton Associates / www.LawtonAssociates.com)
Mary Smartt--Smartt Moves with Mary Smartt
Berkeley, CA
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Lawton Associates / www.LawtonAssociates.com

Office Phone: (510) 547-5970 Ext.: 57
Cell Phone: (510) 386-8636
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My thoughts, observations, and musings on the East Bay real estate market

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