Sean McDowell's (smcdowell) Blog

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Mortgage and Lending - Fairway Independent Mortgage Corporation - NMLS#196636

ARCHIVED BLOG POSTS

2008 

I've really been working hard to offer my first time homebuyers good alternatives to down payments etc... and have been really delighted with the CalHFA, CalPERS, and other programs.  I turned to these when I was dealing with a school teacher recently and thought there may be other opportunities ...
03/26/2008
On December 20th, 2007, the President signed the Mortgage Forgiveness Debt Relief Act of 2007 into law, creating headaches for the IRS but some great last-minute tax breaks for many homeowners in 2007. One major provision temporarily spares homeowners the tax burden associated with canceled mortg...
03/18/2008
1) Three months prior to securing your mortgage, DON'T apply for, close, or pay off any credit cards, loans, or other kinds of credit without speaking to your mortgage professional first. Any one of these actions, as innocent as they might seem, could seriously affect your credit score, adding si...
03/18/2008
A credit score is an extremely important financial tool. It provides access to the financing you need in order to buy a car, a home, or pay for college tuition, among other things. Since higher scores equate to lower costs and vice versa, it's vital to understand the factors involved in calculati...
03/18/2008
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Sean McDowell

Mortgage Consultant & Co-Author of Mortgage Maze
local_phone(714) 697-8667
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