Burbank Real Estate by Lupe Soto (818)968-3718

Happy Halloween! October 31, 2009

Burbank Real Estate (Burbank in Action Realty) — Fri, 30 Oct 2009 02:33:59 -0500

HAPPY HALLOWEEN! from Lupe Burbank Realtor (818)968-3718, find your next home or condo www.HomesWithLupe.com

It’s Lupe!
Burbank Realtor www.HomesWithLupe.com (HABLO ESPANOL) www.CasasConLupe.com
Call (818)968-3718 for faster service
Email Lupe: Lupe@HomesWithLupe.com

Lupe is a short sale Realtor and pre-foreclosure specialist

Call Lupe Soto, Realtor to list and sell your home or condo in Burbank Real Estate , CA, San Fernando Valley Real Estate , Palmdale, Rancho Vista, Anaverde & Greater Antelope Valley Real Estate

Buyer's Agent Burbank San Fernando Valley Los Angeles County English/Spanish

Burbank Real Estate (Burbank in Action Realty) — Thu, 29 Oct 2009 22:15:21 -0500

Buyer's Agent Burbank, CA San Fernando Valley, Los Angeles County. What an exclusive Buyer's agent can do for you?

Buyer's Exclusive Agent - How you can benefit from it? (HABLO ESPANOL)

Why is it important for a homebuyer to choose LUPE SOTO as your Buyer's Exclusive Agent?

Well for one, it's the difference between service and selling. The Buyer's Agent offers you service - The Listing Agent is selling their product.

Whether you are searching for a condo or townhouse new construction properties or resale homes, income property duplex, triplex or fourplex , leases with option to purchase in Burbank, Toluca Lake, San Fernando Valley areas, Palmdale/Lancaster in the Antelope Valley, in Los Angeles County, there are two sides to a real estate transaction, the Buyers side, and the Sellers side. In my opinion there should always be two separate Realtors - one representing the Buyer, and one representing the Seller. Think of it this way in a court case, would you want your Lawyer representing both you AND the other side? I think the answer is obvious.

REQUEST A FREE CONSULTATION - CONTACT LUPE TODAY!

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I will be happy to show you any listings in the MSL Multiple Listing.

********BUY NOW OR RISK HIGHER PRICES **********

Any Area - Any Price - Anytime - 24/7 - No login required - FREE TOOL

How to qualify for a mortgage loan - Pre-approval requirements FHA/Conventional www.LendingWithLupe.com

Lupe Soto, Realtor, REO Agent, Real Estate Negotiator,

Short Sale Specialist, Buyer‘s Agent, Exclusive Buyer‘s Agent

REQUEST A FREE CONSULTATION - CONTACT LUPE TODAY!

My GUARANTEES to my Clients & Prospective Clients

I guarantee YOU a quick response by email when you use one of my websites to search for homes
I guarantee to answer every email, personally and asap
I will call YOU to see how I can further help YOU. If you leave me your phone number
I will not distribute your email address to others unless you request this
What I WILL DO is respond to your emails quickly, answering your questions and offering information

CLICK HERE TO CONTACT LUPE TODAY FOR AN APPOINTMENT

Beautiful Burbank Neighborhoods, Lupe Soto, Burbank Realtor & nearby areas of SFV

OUR SERVICE IS AT NO COST TO BUYERS, learn more......

Did you know that....... Buyer's agent compensation is paid by the Seller or REO Seller NOT THE BUYER. We provide full service to our clients at NO COST TO BUYERS. As a professional, the way I conduct business with Buyers is to have a written contract with my clients where I have a mutual agreement that if I work successfully I get compensated by the Seller.

Here are the benefits of Buyer's representation with Lupe Soto?

The Buyer's Agent and the Buyer establish a very specific relationship, called: loyalty, obedience, disclosure, confidentiality in dealings with the Buyer! In addition, I adhere to the Code of Ethics and Standards of the Practice of the National Association of Realtors.

I will protect the Buyers best interest in all matters of the Real Estate purchase as required by law.
I will counsel the Buyer regarding his/her financial qualifications and assist the Buyer in finding and working with mortgage lenders.
I will discuss and develop a property profile for the purpose of property searches. A list of parameters and criteria will be established and will be closely adhered to - only adjusted with the Buyers permission.
I will search for properties (based on the property profile) in the Multiple Listing Service MLS, properties for sale by owners, and new build homes.
I will prepare a comparable market analysis, to determine the property's fair market value . This information will help establish a negotiation strategy for the Purchase Offer.
I will explain and prepare all documentation related to the Real Estate Purchase.
I will advise the Buyer to seek legal counsel where appropriate.
I will counsel the Buyer regarding contractual time requirements and constraints throughout the Real Estate transaction.
I will counsel the Buyer regarding all facets of the home inspection process, and strongly encourage the Buyer to be present at these inspections.
I will communicate often with the Title Company and Mortgage Company, and keep the Buyer informed as the process develops.
I will review the HUD Settlement Statement with the Buyer at or before the Close of Escrow COE.
I will assist the Buyer and the Title Company as needed at closing.
I will make every effort be available (10am-6pm) by email and phone. If you have questions and I don't have the answers right away. I will research to find one!

REQUEST A FREE CONSULTATION - CONTACT LUPE TODAY!

Choose the best Buyer's Agent possible:

You are on the internet and thinking about buying a house, condo, townhouse, foreclosure opportunities, income property such as duplex, triplex or fourplex right now...buying a property is a hard decision, right? Then one of the first and most important decisions you need to make is to choose the best Buyer's Agent possible. And of course I hope you will consider interviewing me for the job!. Why? Because, Lupe Soto, Burbank Realtor & Exclusive Buyer's Agent has experience in resale homes/condos/townhouses, new construction properties, REO's, Bank Owned & Foreclosure properties, income properties from duplex to multi-family units, land agent, residential leases and leases with option to purchase.

If you are a Buyer and are looking at homes for sale BANK OWNED, AUCTION HOMES FOR SALE, PROBATE HOMES FOR SALE, SHORT SALE HOMES FOR SALE, INCOME PROPERTY FOR SALE, NEW CONSTRUCTION HOMES & CONDOS FOR SALE, LAND FOR SALE, LEASES WITH OPTION TO PURCAHSE in Burbank, San Fernando Valley, Los Angeles County. I hope you will consider interviewing me as your Professional Buyer's Agent. Contact me today, and we'll get the ball rolling!

Its a Buyer's Market, So, When are you going to buy?

Six Signs It is time for homebuyers to buy

Buyers: Ready to start your dream home search? Click Here to CONTACT LUPE TODAY You will benefit by selecting my services* and I can guide you on finding the perfect home in Burbank, San Fernando Valley or Antelope Valley to suit your life style and needs. 818-968-3718.

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EN ESPANOL: Atencion Compradores: Estan listos para empezar la busqueda de la casa de sus suenos? Llameme HOY! Ud se beneficiara enormemente al seleccionar mis servicios(*) Lo guiare en el proceso de encontrar la casa perfecta para su familia en Burbank, San Fernando Valley & El Valle Del Antelope: Palmdale, Lancaster, Littlerock, Lake Los Angeles.

Lupe, Su Agente de Confianza. 818-968-3718, visite my pagina en el internet

www.CasasconLupe.com

www.PrestamosConLupe.com

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SERVING AREAS: Burbank, Glendale & San Fernando Valley:

Arleta, Burbank, Canoga Park, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills. Also, Los Feliz, Atwater, Echo Park, Eagle Rock, Highland Park, Hollywood, West Hollywood, Hollywood Hills, Silverlake, Glassel Park and nearby areas of Los Angeles City in Los Angeles County including

Antelope Valley:

Palmdale East, Palmdale West, Anaverde Area, Rancho Vista, Lancaster East, Lancaster West, Quartz Hills, Pearblossom, Littlerock, Lake Los Angeles.

$8,000 TAX CREDIT UPDATE Tentative Deal? April 30, 2010 & close by June 30, 2010

Burbank Real Estate (Burbank in Action Realty) — Thu, 29 Oct 2009 19:28:16 -0500

According to news reports this morning, Senate negotiators reached a tentative deal on extending and slightly expanding the $8,000 first-time home buyer tax credit.

Here's the tax credit new deal Senate negotiators apparently reached:

The current $8,000 first time home buyer tax credit would be extended for contracts that are finalized by April 30, 2010 and close by June 30, 2010. This is supposed to help Realtors and mortgage lenders get through the supposed "slow" Winter selling season. In reality, while traffic is down, the housing sales numbers in the winter aren't all that different from summer and fall. But by allowing the tax credit to continue until June 30, you're also allowing those who buy next Spring to take advantage of the tax credit - and we'll have to read the fine print to know what the Senators mean by the "finalizing" date. learn more.
A new $6,500 tax credit will be available to some existing homeowners who lived in a home for a "consecutive" 5 years out of the past 8 years. This part of the tax credit seems to be designed to help out those who have had to move out of their long-time primary residence to take a job elsewhere and rented out the property because they couldn't sell it.
The income limits will be raised, so both tax credits will be available to those individuals earning up to $125,000, or up to $225,000 for married couples. The current tax credit limits first-time borrowers to an income of $75,000 for individuals and $150,000 for married couples, and phases out above those levels.

by Ilyce Glink, CBSMoneyWatch.com 10/29/09

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It's Lupe Soto

Burbank Realtor (HABLO ESPANOL), Short Sale Realtor & Real Estate Negotiator

Call (818)968-3718 for faster service

Email Lupe: Lupe@HomesWithLupe.com

Lupe is a short sale Realtor and pre-foreclosure specialist Call Lupe Soto, Realtor to list and sell your home or condo in Burbank Real Estate , CA, San Fernando Valley Real Estate , Palmdale, Rancho Vista, Anaverde & Greater Antelope Valley Real Estate

Housing Upturn Occurring in Some Parts of Southern California

Burbank Real Estate (Burbank in Action Realty) — Thu, 22 Oct 2009 21:30:42 -0500

Lupe Soto, Burbank Realtor, Short Sale Specialist serving Burbank, CA, San Fernando Valley, Palmdale & Greater Antelope Valley, Los Angeles County in Southern California. Call for faster service (818)968-3718 or email Lupe@HomesWithLupe.com

The Southern California median price remains at 2002 levels

and is 46% below its peak level of $505,000 set in 2007.

Southern California's housing market took another small step toward recovery in September as the median sales price for homes in some areas rose above last year's levels -- the first such increases since the market crashed.

The median price paid for all homes in six Southland counties in September -- $275,000 -- was unchanged from August and 11% below the same month last year, according to San Diego-based MDA DataQuick.

But in Orange County, the median price rose modestly to $429,000 from $425,000 in the same month last year -- the first year-over-year gain since 2007, DataQuick said. If condominium sales are excluded, last month's median home sales prices in San Diego and Ventura counties also beat their September 2008 levels.

Christopher Thornberg, a Los Angeles economist who was an early predictor of the housing bubble, said several factors converged last month to give home sales a boost.

"Tax breaks, low interest rates and pent-up demand added up to create a surge in sales that's surely gone some way in stabilizing prices," he said.

But Thornberg cautioned that prices could fall again.

"The question continues to be, 'How is this going to stand up when the next wave of foreclosures hits the market?' " he said.

Even if the housing market takes another hit in the coming months, the bulk of the market correction is past, Thornberg said.

"If prices do fall again, it'll be another 10% to 15% max," he said.

The Southern California median price remains at 2002 levels, even without considering inflation, and is 46% below its peak level of $505,000 set in 2007. The median is the point at which half the homes sold for more and half for less.

Those relatively low prices and an $8,000 federal home-buyer tax credit set to expire at the end of November pushed the number of homes sold in September up by 5% over the same month last year and 0.2% above August.

Home sales in the last year picked up first in the lowest-priced inland areas, where a massive number of foreclosures pulled prices down. Last month's sales, with rising median prices in some areas, show that the mix of homes sold is normalizing.

Sales of homes priced at or above $500,000 constituted 21% of the total, up from 13% in January, DataQuick said.

Previously foreclosed homes are accounting for a smaller share of sales. In September, 40% of homes sold had been foreclosed within the last 12 months, down from a high of 57% in February.

Various studies show that the number of Southern Californians who are substantially behind on their mortgage payments is growing, suggesting more foreclosures are on the way.

But foreclosures in the region have been declining as banks backed off from repossessing homes either voluntarily or to comply with state or federal foreclosure freezes.

Statewide data released Tuesday by ForeclosureRadar, an online seller of default data, show bank repossessions in September were down 42% from the same month a year earlier. The slowing of bank repossessions has cut the supply of homes for sale in the upper-middle range of the market.

That has frustrated many buyers like Daisy Lee, who recently had an offer accepted on a Monterey Park house -- after losing to other bidders six previous times. Lee and her husband tried for a year to purchase houses priced from about $500,000 to $700,000 in various San Gabriel Valley cities.

"There's a lot of competition in the areas we've been looking," said Lee, an accountant. Lee said she and her husband offered slightly above the list price to get the house they hope to move into, with an offer of about $600,000.

"We were desperate. I didn't know how much longer we wanted to wait," she said.

Their frustration aside, buyers like Lee are raising the median by purchasing higher-priced homes.

"I think prices are fundamentally at a bottom," said Richard Green, director of USC's Lusk Center for Real Estate.

"There could be some weakness in the next year that brings things back down a little bit," he said, adding, "I wouldn't be jumping for joy yet, but these numbers are not bad."

peter.hong@latimes.com

tiffany.hsu@latimes.com

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It's Lupe

Burbank Realtor (HABLO ESPANOL)

Call (818)968-3718 for faster service

Email Lupe: Lupe@HomesWithLupe.com

What to offer?

Burbank Real Estate (Burbank in Action Realty) — Wed, 21 Oct 2009 00:53:38 -0500

WHAT TO OFFER?

Boy, now this is an area where a crystal ball could make a guy a fortune. Not having access to a dependable, accurate crystal ball, one needs to rely on the advice and experience of their Realtor. When buying, if possible, you should use the service of an expert negotiator to determine the best strategy before making an offer.

Many factors come into play in the initial offer. Some say always offer 5%-10% less. Unfortunately, this route could end you up in second place on that competitively priced "perfect" home for your needs. And, second place is no fun.

Things to consider are:

How long has the property been on the market?
If a new listing, how competitively priced is the property? I've had situations where the home was so well priced, multiple offers are received within days. In this situation, offering a few hundred dollars over list made the difference in owning versus second place. In other situations, it's obvious the property is $20,000 overpriced and a lower offer can be justified and submitted with documentation to back the offer up.
Review recent sales in the immediate neighborhood less than 1 miles from the subject property.
If the property is a fixer upper, it is recommended to do a home inspection before making an offer. Bank owned sellers or REO Real Estate Owned properties will not re-negotiate after home inspection.
Current market conditions can play a big factor. A Realtor active in the local market knows what's going on in the market and can advise you accordingly.

The best advice I would give in what to offer the Seller is "get good advice and listen to it!" Too low of an initial offer could insult the Seller. Too high, and you may be leaving money on the table. This is when you could benefit from the experience of a Realtor with good negotiation skills.

Please contact Lupe Soto, Real Estate Negotiator and Short Sale Specialist if you are thinking of buying, selling or short selling in Burbank, San Fernando Valley, all nearby cities in Los Angeles County including Palmdale, Lancaster in the Greater Antelope Valley.

It's Lupe

Burbank Realtor (HABLO ESPANOL)

Call (818)968-3718 for faster service

Email Lupe: Lupe@HomesWithLupe.com

Lupe Soto, Bilingual Realtor serving: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

Los Angeles areas: Hancock Park, City of Los Angeles, Downtown Los Angeles, Eagle Rock, Ecko Park, Hollywood, Korea Town, JeffersonPark, Griffith Park, Montecito Heights, El Sereno, Boyle Heights, Atwater Village

Antelope Valley: Anaverde, Rancho Vista, Palmdale West, Palmdale East, Lancaster West, Lancaster East, Littlerock, Lake Los Angeles

PREDICTION: Home Sales to Rise 11% percent

Burbank Real Estate (Burbank in Action Realty) — Wed, 14 Oct 2009 13:46:52 -0500

Prediction: Homes Sales to Rise 11 Percent

Sales of existing homes will rise 11 percent in 2010, and sales of new homes will climb 21 percent over this year, Mortgage Bankers Association Chief Economist Jay Brinkmann predicted in a speech Tuesday at the organization's annual meeting.

"We still see a concentration in the lower end of the market," Brinkmann said. "The entry level homes are in demand."

Brinkmann also predicted further declines in existing home prices, with the median falling to $164,200 in the first quarter of 2010.

David Stevens, commissioner of the Federal Housing Administration, concurred, adding that mortgage rates will rise to 5.6 percent by the end of 2010, though not enough of an increase to discourage a 12 percent increase in mortgage applications next year.

Source: Associated Press, Alex Veiga (10/13/2009)

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It's Lupe

Burbank Realtor (HABLO ESPANOL)

Call (818)968-3718 for faster service

Email Lupe: Lupe@HomesWithLupe.com

Bank of America Struggles With Loan Mofications

Burbank Real Estate (Burbank in Action Realty) — Tue, 13 Oct 2009 14:06:24 -0500

BoA Struggles With Loan Modifications

Bank of America could collect about $6 billion if it meets the deadline set by the federal government to help struggling borrowers for the Making Home Affordable program.

But the Treasury Department released a report last week that showed that only 11 percent, about 95,000, of Bank of America's delinquent borrowers who are potentially eligible for the program have been given a loan modification. That puts Bank of America at the bottom of the list of major banks involved in the program.

"We're sure working hard," said Ken Scheller, senior vice president for home retention at Bank of America, when asked about his company's low success rate. "We don't want to be down there."

There appear to be multiple problems, not the least of which is that many of the employees handling the modifications are completely new to the business. Angry investors complicate the issue, with 15 percent of them demanding that the bank get their approval for every single case.

Source: Washington Post, Renae Merle (10/12/2009)

It's Lupe!

Lupe Soto, Burbank Realtor (Hablo Espanol) www.HomesWithLupe.com

Lupe Soto is a Short Sale Realtor & pre-foreclosure specialist. Call Lupe Soto, Realtor to list and sell your home or condo in Burbank, San Fernando Valley, Palmdale & Greater Antelope Valley in Los Angeles County

Call (818)968-3718 for faster service

Email Lupe: Lupe@HomesWithLupe.com

Burbank Real Estate
San Fernando Valley Real Estate
Palmdale, Rancho Vista, Anaverde & Greater Antelope Valley Real Estate
San Fernando Valley Short Sale Realtor
Feng Shui Real Estate

Read Lupe's Blog

Lupe Soto, Bilingual Realtor, Short Sale Realtor serving: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

Antelope Valley: Anaverde, Rancho Vista, Palmdale West, Palmdale East, Lancaster West, Lancaster East, Littlerock, Lake Los Angeles

Thought for the Day! START DOING!

Burbank Real Estate (Burbank in Action Realty) — Mon, 05 Oct 2009 23:50:29 -0500

Positive thinking when buying a home. An affirmation/thought is a powerful tool which will help you gain positive attitude which leads to positive actions. Our minds work in wonderful ways. Once you start saying your affirmations/thoughts on a regular basis - your mind will find ways for these affirmations/thoughts to become a reality. Think about this and make it today a great day. greetings from Lupe Soto, Burbank Realtor www.HomesWithLupe.com

Wishes to support buying a home: "I want to consistently make enough money to easily afford living in the home of my choice"

The following affirmation/thought is an inspiration from THE DAILY MOTIVATOR by Ralph Marston

START DOING!

Are you stuck trying to figure out how to get started? Stop over-thinking the situation and start doing something about it.

The first step will show you what the next step must be. Take action, and whether it brings the desired result or not, it will definitely bring you more insight into how to proceed next.

Plan your approach, but don't let the planning stop you from doing. Taking action will give you the most realistic perspective.

If you're not sure which way to go, pick one way and find out what happens. You'll know soon enough, and will be able to adjust your strategy accordingly.

Don't waste time agonizing over what might or might not work. Instead, invest your time in effort that will enable you to know exactly what works.

Get busy, get going, and get to work on making it happen. Start doing your dream, and step by step you'll find the way to its fulfillment.

-- Ralph Marston

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It's Lupe!

Lupe Soto, Burbank Realtor (Hablo Espanol) www.HomesWithLupe.com

Burbank Real Estate

San Fernando Valley Real Estate

Palmdale, Rancho Vista, Anaverde & Greater Antelope Valley Real Estate

San Fernando Valley Short Sale Realtor

Feng Shui Real Estate

Read Lupe's Blog

Call (818)968-3718 for faster service

Email Lupe:

Lupe@HomesWithLupe.com

Lupe is a short sale and pre-foreclosure specialist.

Call Lupe Soto, Realtor to list and sell your home or condo in Burbank, CA, San Fernando Valley, Palmdale & Antelope Valley .

Lupe Soto, Bilingual Realtor SERVING AREAS: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

Antelope Valley: Anaverde, Rancho Vista, Palmdale West, Palmdale East, Lancaster West, Lancaster East, Littlerock, Lake Los Angeles

The Best & Worst Days to Buy a House in October 2009

Burbank Real Estate (Burbank in Action Realty) — Wed, 30 Sep 2009 22:37:05 -0500

Comments by Lupe Soto, Feng Shui Realtor & Short Sale Specialist: Buying a house can be one of the most important transactions you can make. It can also be of the most nerve wracking experiences. Because it is such a serious event it is ideal to plan these activities using below AUSPICIOUS days of the month to begin your home search journey. The purpose of using astrology in real estate is to help you plan accordingly to achieve your goals. You can also use astrology for any other important aspects of your life. I personally select one of the below auspicious days to SUBMIT AN OFFER, TO SUBMIT A SHORT SALE PACKAGE FOR APPROVAL, basically I select good days for the activity list below.

If you would like to learn more about astrology, please go to www.MagiAstrology.com If you are interested in working with a Realtor that believes in planning and using astrology & feng shui as important tools to help you achieve your goals, I am available to help you. thank you. Lupe Soto, Burbank Realtor, Feng Shui Realtor, Short Sale Realtor. Contact Lupe

Source www.MagiAstrology.com

The dates below are the best (and worst) days in October, 2009 for the 14 important activities described.

September 2009 was a very bad month. October is better but only a little better. Although October does have a couple of decent days, most October days are oppressive, learn more www.MagiAstrology.com

FOR THE ACTIVITY LISTED BELOW:	THE BEST DAY THIS MONTH TO DO IT IS:	AND THE WORST DAY TO DO IT IS:
1. Buy something you need, from just a toaster or clothes, to a car or even a house or condo	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
2. Pay a bill, anything, such as credit cards, utilities, department stores, etc.	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
3. Sign an important document such as a tax return, lease, etc.	October 9, 15, 16	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
4. Make a very important phone call	October 9, 15, 16, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
5. Start a bank or brokerage account	October 9, 15, 16	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
6. Go on a job interview	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
7. Meet someone new and important, such as a prospective client	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
8. Go out on a first date	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
9. Have an especially romantic evening	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
10. Look for that special person who will fulfill your dreams	There are no days in October that are good enough for this crucial activity.	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
11. Ask for a commitment from a loved one, like a promise to be more understanding	October 9, 15, 16	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
12. Ask for forgiveness and rekindle a relationship gone awry	October 9, 15, 16	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
13. Start a new medication or begin anything new related to your health, including having any dental work done	October 8, 9, 10, 15, 16	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31
14. Initiate a new contact like calling someone you do not know and laying the groundwork for making a proposal later on, or having the first meeting with someone new like a doctor, lawyer, broker, etc.	October 8, 9, 10, 15, 16, 22, 23, 24, 25	October 1, 2, 3, 4, 5, 6, 7, 18, 19, 20, 30, 31

San Fernando Valley Short Sales - Short Sales in San Fernando Valley 2009

Burbank Real Estate (Burbank in Action Realty) — Wed, 30 Sep 2009 04:43:31 -0500

Lupe Soto, Short Sale Realtor, Short Sale Negotiator, Short Sale Agent is available to represent you when buying Short Sales in all areas of San Fernando Valley, Los Angeles County, please call to request a free consultation (818)968-3718 or email ShortSaleWithLupe@charter.net

Buying a short sales means Patience. the process can take anywhere from 60 to 120 days. If you are pre-approved for an FHA loan and need help with closing costs. Short Sales may be the answer to your dream of homeownership. Call Lupe Soto, Short Sale Realtor for a free consultatioin.

Below you will find a list of short sales listings in San Fernando Valley, easy to show, please call or email to request an appointment for showings, http://www.ShortSaleWithLupe.com

We hope these listings will help you find short sale real estate. If you have any questions about purchasing short sales please feel free to call or email us. We are experts at helping our clients purchase short sales. Please take advantage of our experience and call us today to answer any of your questions.

Please enter the zip code of your choice to get short sales listings you need. Have fun searching.

Areas: Agoura Hills , Alhambra , Arcadia , Artesia , Avalon , Azusa , Baldwin Park , Bellflower , Beverly Hills , Bradbury , Brentwood , Burbank, Calabasas , Carson, Cerritos , Claremont , Commerce, Covina , Cudahy , Culver City , Diamond Bar , Downey , Duarte , El Monte, El Segundo , Gardena , Glendale , Glendora , Hawthorne , Hermosa Beach , Hidden Hills , Huntington Park , Inglewood , Irwindale, La Canada Flintridge , La Mirada ,La Puente , La Verne , Lakewood , Lancaster , Lawndale , Lomita , Long Beach ,Lynwood , , Malibu , Manhattan Beach , Maywood , Monrovia , Montebello , Monterey Park , Norwalk , Palmdale , ,Palos Verdes Estates , Paramount , Pasadena , Pico Rivera , Pomona , Rancho Palos Verdes , Redondo Beach , , Rolling Hills , Rolling Hills Estates , Rosemead , San Dimas , San Fernando, San Gabriel , San Marino , Santa Clarita , Santa FE Springs , Santa Monica , Sierra Madre , Signal Hill , South El Monte , South Gate , South Pasadena , Temple City ,Thousand Oaks , Torrance , Vernon , Walnut ,West Covina , ,West Hollywood , Westlake Village , Whittier, Agoura , Altadena, Arleta, Baldwin Hills, Belmont Shore, Bixby Knolls, Cabrillo, Calabasas Hills, Canoga Park, Canyon Country, Castaic, Century City,, Chatsworth, City of Commerce, Eagle Rock,Granada Hills, Hacienda Heights, Hancock, Highland Park, Hollywood La Canada, Los Feliz , Mar Vista , Marina Del Rey, Miracle Mile, Mission Hills, Newhall, North Hills, North Hollywood, Northridge Pacific Palisades, Pacoima, Palms, Playa Del Rey, Playa Vista, Porter Ranch, Rancho Dominguez , Rancho Park, Reseda, Rowland Heights San Pedro, Saugus, Sherman Oaks, Silver Lake, Stevenson Ranch, Studio City, Sun Valley, Sunland, Sylmar, Tarzana, Toluca Lake Topanga Tujunga, Universal City, Valencia, Valley Village, Van Nuys, Venice, West Hills, West Los Angeles, Westchester, Winnetka, Woodland Hills Buy home, sell home, tax credit, home owner, forclousure, realtor, real estate, california, los angeles,real estate, real estate listings, realestate, real estate, realtor, realtor.com, realtors, homes for sale, find homes for sale, find a home, search homes, townhomes, town homes, house for sale, townhouse, town house, condos, condo, property, mls, mls listings, multiple listing service, rental listings, rental property, rental property listings, home rentals anta Clarita Northridge Northridge Northridge Northridge (C.S.U.N.) 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5143 Bakman Ave 420, North Hollywood, CA - Short Sale in San Fernando Valley

Burbank Real Estate (Burbank in Action Realty) — Fri, 25 Sep 2009 18:50:37 -0500

(818)968-3718 Lupe Soto, Short Sale Realtor is available to show you this CHIC CONDO in No.Ho Arts District featuring a spacious master suite, walk-in closet, full bath with vanity area, the unit has a balcony w/street view, central air, fireplace in living room, wet bar, the unit is on 4th floor and there is no one above. Well kept building with association pool, spa, fitness center, recreational multi-purpose room, BBQ, laundry facility, marble entry lobby, 2 elevators, 2 underground parking spaces. Building is secured with camera surveillance.

This short sale in North Hollywood is centrally located, walk to metro station, near shops, theater, restaurants, park, starbucks, click here for the walk score. This refined condo at Bakman Towers is located at 5143 Bakman Ave # 420 North Hollywood, CA 91601, listing price is $143,000, one lender, last unit sold same building last May 2009 for $143,000, call Lupe Soto, Short Sale Negotiator to request more info OR to request a showing, easy to show, we respond all inquiries efficiently. If you need information regarding loan financing for this chic condo in North Hollywood, CA 91601, please request a free pre-qualification questionnaire, learn more abour FHA loans or Conventional Loans with low downpayment at www.LendingWithLupe.com

This special Short Sale in North Hollywood, CA 91601 in San Fernando Valley is close to Burbank, CA The Media Capital of the World and Downtown Los Angeles with easy commuting due to metro station few blocks away. It is easy to schedule an appointment for showing, Call Lupe (818)968 3718 or email ShortSaleWithLupe@charter.net

Lupe Soto, Short Sale Realtor, Real Estate Negotiator, Agente de Venta Corta (HABLO ESPANOL)

San Fernando Valley Short Sale & Pre Foreclosure Help.

Call 818-968-3718

Email Lupe: ShortSaleWithLupe@charter.net

Lupe Soto is a short sale and pre-foreclosure specialist in Burbank, San Fernando Valley, Santa Clarita Valley & Palmdale, Lancaster in Antelope Valley. Call Lupe Soto, Short Sale Realtor to list and sell your home or condo in Los Angeles County.

5143 Bakman Ave # 420, North Hollywood, CA 91601 is a short sale in North Hollywood in the San Fernando Valley, Los Angeles County

12401 Filmore Ave 610, Sylmar CA 91342

Burbank Real Estate (Burbank in Action Realty) — Thu, 06 Aug 2009 13:07:18 -0500

(818)968-3718 NO NEED TO QUALIFY Seller Financing, Sylmar CA Manufactured Home for sale, 3 bedrooms, 2 baths (one br is conversion w/o permits), family park, pet friendly, community pool located at 12401 Filmovre Ave # 610, Sylmar, CA 91342, call or email Lupe@HomesWithLupe.com (Se Habla Espanol)

FIND YOUR NEXT HOME OR CONDO - any price - any area, click here

CONTACT LUPE, click here

(818)968-3718 Lupe

Se Habla Espabon

www.HomesWithLupe.com

www.CasasConLupe.com

Find out your home's Walk Score:

Affordable manufactured home for sale with owner financing located at 12401 Filmore Ave # 610, Sylmar, CA 91342 listed at $50,000, no need to qualify. call (818) 968 3718 with any questions.

Burbank CA Condo for lease near Lakeside Golf Club (818)968-3718

Burbank Real Estate (Burbank in Action Realty) — Thu, 02 Jul 2009 19:40:56 -0500

BEST CONDO LEASE IN BURBANK ***(818)968-3718 Lupe, very spacious condo in burbank near Toluca Lake featuring 2 master suites with 2 full baths, 1,348 sq.ft of living space, built 1964. Unit is located on 3rd floor, no one above you, nice pool view from unit, pleasant complex walking distance to Golf, Warner Bros & Lake, DIRECTION to condo: Fwy 134, exit PASS, W Riverside Dr @ Rose to Warner Blvd, very nice location, pls drive by first, would love area. LOW FICO will be considered wtih explanation, BK, foreclosure, call Lupe (818)968-3718, easy to show, 1 hour notice.

Below are the several ammenities to enjoy a pleasant tenancy !

Recreation center with full kitchen bathroom
Sauna
Olympic pool area
Gated parking
Laundry area in the same floor
Quiet building
small pets welcome with deposit

Address: 4140 Waqrner Blvd # 310, Burbank CA 91505

Best location: near Warner Bros Studio, walking distance to Lakeside Golf Club, close to Lake @ Toluca Lake.

Lease min 1 year: $1,895/mo

Move in funds: first month and one month security deposit. Pet deposit $500.

Request an appointment via email at: Lupe@HomesWithLupe.com

Open House Friday 6-7pm
Open House Saturday 10-11am

Please call to confirm
(818)968-3718 - Lupe

Immediate occupancy!

NEW MOON IN CANCER - Reminder

Burbank Real Estate (Burbank in Action Realty) — Mon, 22 Jun 2009 15:45:50 -0500

Lupe Soto, Burbank Realtor, Burbank Real Estate, Burbank Homes for Sale, San Fernnado Valley Real Estate (818)968-3718

For centuries farmers have known to plant their crops by the cycles of the Moon. The Moon moves rapidly through the constellations of the zodiac, and aligns with the Sun (conjoins) once approximately every twenty-nine and a half days. This is called the New Moon, and is that period of time where we cannot see the Moon in the night sky. The New Moon is the time that promotes all forms of growth . Anything initiated on those days will be met with rapid growth : a business venture, a relationship, a creative project. The New Moon is fruitful for strong new beginnings. Each month we will have a New Moon and the opportunity to benefit from its power!

NEW MOON IN CANCER - Monday, June 20, 2009, 12:36pm PST

Make wishes in writing under each new moon up to ten wishes maximum , for more details I highly recommend the book New Moon Astrology by www.JanSpiller.com. The most potent time is the first 8 hours AFTER the exact time of the New Moon up to the first 48 hours will be strong hours to begin your wish list. The potency continues for another twelve hours, but is weaker. For best success, it's best to avoid wishing during those hours when the Moon is Void of Course.

What to wish for under New Moon in Cancer?

Home & Family
Safey
Growing
Intimacy/caring skills
Fellings/moods
Nurturing
Releasing insecurity
Health: breasts and chest cavity, pancreas, stomach, stomach gas, culcers, tumors

Burbank Real Estate & San Fernando Valley Homes For Sale

Lupe Soto, Realtor, REO Agent, CREN Certified RE Negotiator, e-PRO

My clients are successful, busy people requiring maximum value and efficiency when buying, selling or leasing. Let me earn your trust and respect while navigating the Burbank CA & San Fernando Valley area real estate market. My business is based on competent, excellent service. Expect more!

(818)968-3718 - Direct or email Lupe to: Lupe@HomesWithLupe.com

If you are considering to buy a REO's & Bank Owned Property, I can help!f

If you would like to buy a house with good feng shui, I can help!

www.HomesWithLupe.com

www.CasasConLupe.com

Real Estate & Homes For Sale serving areas: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

La Crescenta, La Canada, Montrose, Los Feliz, Atwater, Ecko Park, Eagle Rock

Hollywood, West Hollywood, Hollywood Hills.

HOW TO RAISE YOUR FICO SCORE before you buy a house (818)968-3718

Burbank Real Estate (Burbank in Action Realty) — Mon, 22 Jun 2009 15:09:18 -0500

Lupe Soto, Burbank & San Fernando Valley Realtor & FHA Loan consultant (818)968-3718 assisting first time buyers with low fico scores qualify for a mortgage loan. Please call or email for a free consultation.

Two of the most important factors affecting your score are your payment history and whether you've had any collections.

The shorter your credit history, the greater the effect delinquent payments could have on your score. Missing a payment, even just one, could be bad news. It doesn't matter how much the payment is, or what it's for--anything from late cable-TV bills to outstanding parking tickets could adversely affect your rating. Johansson says missing just one payment can lower your credit score by as much as 100 points.

Similarly, if you ever have a late bill go into collections, it doesn't matter how big it was or how quickly you paid the collection agency. The fact that the collection occurred at all is a major stain on your credit. You are now seen by FICO as a risky borrower and will remain that way for years. .

The length of your credit history is important, so try to preserve it. If you need to close a card, close the most recent one you've opened. Or simply keep all your cards open and rotate them so you're only using one every month. As long as you don't have high balances or missed payments on any of the cards, there is no credit score penalty for keeping multiple cards open.

One of the simplest ways to improve your credit score quickly is to time when you pay your credit card bills and when you go to apply for a loan.

The trick plays off the fact that credit card companies want to keep your score low so they can charge a higher interest rate. They can do this by calculating your credit score right before your bill is due--that's the point when you probably have the most charges on the card and your debt-to-credit ratio is the highest. It makes you appear to be a riskier consumer, even if you do pay your bill off in full just a few days later

To beat the system, we suggest you pay off your credit card bills and then wait a full billing cycle before charging any more purchases on the card. That means your credit card company will report your debts to the credit agencies when you have a low balance. Then, right before you visit the loan office, put a small charge on the card--around 5% of your limit. FICO likes to see that you're still using credit, but doing so responsibly.

MORE TIPS ON HOW TO RAISE FICO SCORES

I assist my clients first time buyers and investors with low fico scores before they apply for a mortgage loan with excellent results, please contact Lupe for a consultation.

Tip # 1 how to increase credit scores by focusing by the codes listed below:

Tip # 2- how to increase credit scores by focusing by "Proportion of balances to credit limits is too high"

667 fico score

040- Derogatory public record or collection filed

010- Proportion of balances to credit limits is too high

014- Length of time accounts have been established

020- Length of time since Derogatory public record or collection is too short.

As we mentioned before, the reason codes are listed in order of importance, so the second reason code has a pretty big impact on the score. The reason "Proportion of balance to credit limit is too high" means that there are too many revolving accounts that have balances close to their credit limits.

Go through the report, and find all the revolving accounts that have been used more than 45% of the credit limit. For example, let's say your credit report includes the following accounts:

Creditor Open date Credit Limit Balance %

UsedCapital one 2009/01 $5,000 $4,500 90%

HSBC 2005/01 $10,000 $9,800 98%

AMEX 2002/01 $2,000 $1,000 50%

In this case, all the accounts have balances that are more than 45% of the credit limit. So now what? Now, we would suggest putting the accounts in order of "% used", because pay off's should give priority to the highest percentage used accounts.

Percentage used is calculated by simply dividing the Balance by the Credit Limit. Now, you can clearly determine which accounts are negatively impacting the score by focusing on the highest percentage used account.

Here are some rules to keep in mind when you need to pay off accounts....

Focus on the card with the highest percentage used
If there are multiple accounts with a high percentage used, bring down all of the balances at least below 50% of the credit limit
If money is available, bring the balances on each account below 20%, or possibly a $0 balance.Never
Zero ALL the revolving accounts. Always leave one revolving account with a balance of 10% or 20% proportion to the credit limit.

Stay tuned for more details

Tip # 3 - We finished talking about the "Proportion of balances to credit limits is too high" reason, and now we will focus on the third reason: "Length of time accounts have been established".

667 fico score

040- Derogatory public record or collection filed

010- Proportion of balances to credit limits is too high

014- Length of time accounts have been established

020- Length of time since Derogatory public record or collection is too short.

This reason code suggests that there are too many recently opened accounts. As time goes by, accounts in your credit report age and demonstrate a good standing relationship with each creditor, and this causes your credit score to increase.

Too many new opened accounts make potential creditors and lenders feel that they are at risk.

So, what can you do since you can't get rid of these new opened accounts, right?

Ask a family member or friend if they would be willing to add you on their credit card accounts as an authorized user. When you are added as an authorized user to someone's credit card, that person's credit history of that particular account shows up on your credit report after approximately 30 days, which helps increase your score. Adding you on their credit will not impact their score in anyway.

Here are some things to keep in mind when being added as an authorized user...

The credit card you are being added on has been opened for 3+ years
Account has no delinquencies or negative reporting
Account doesn't have a high balance
Credit card is open and active

Stay tuned for more details.....

Lupe Soto is a Feng Shui Realtor in Burbank & San Fernando Valley in Los Angeles County available to assist you when you are ready to buy or sell. I am also available to help my prospective clients increase their fico score and qualify for a mortgage loan with a low interest rate. Please call Lupe at (818)968-3718 or email: Lupe@HomesWithLupe.com

www.HomesWithLupe.com

www.CondosWithLupe.com

www.BankOwnedSFV.com

www.IncomePropertiesWithLupe.com

www.NewConstructionHomesWithLupe.com

www.LendingWithLupe.com

www.CasasConLupe.com

www.PrestamosConLupe.com

SERVING AREAS

Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills,

Hollywood, Hollywood Hills, Santa Clarita Valley, Antelope Valley in Los Angeles County, San Bernardino County, Riverside County, Orange County

La Crescenta, La Canada, Montrose, Los Feliz, Atwater, Ecko Park, Eagle Rock

Hollywood, West Hollywood, Hollywood Hills.

BURBANK CA STUDIO FOR RENT short term min 30 days @ $27/day

Burbank Real Estate (Burbank in Action Realty) — Tue, 16 Jun 2009 17:39:13 -0500

BURBANK STUDIO available for rent or lease, short term ok, rear unit, available after 7/15/09 @ $27/day min 30 days, pets welcome, call or email any questions: soto168@charter.net (818)253-2189-Lupe, serious prospects only. pls email your info, low fico not a problem, additional deposit may be required. good credit, first month and last month. thank you for your interest.

250 sq.ft. rear studio
private entrance
own bath 3/4 with shower
small kitchenette area
pet welcome, pls describe size and type
wireless access only
air conditioning
small wall partition for bed area
can provide roll over bed upon request
parking outside, laundry facillities nearby
month to month or short term
near winona & buena vista, near Washington Elementary School
low fico ok with additional deposit, otherwise first month and last month.
available after 7/15/09, serious inquiries only
pls email your info and contact # to soto168@charter.net

available after 7/15/09
email any questions to: sotolupe@charter.net
818 253 2189-Lupe

thank you for your interest

BANK OWNED PROPERTIES San Fernando Valley - BEST BUYS (818)968-3718

Burbank Real Estate (Burbank in Action Realty) — Wed, 03 Jun 2009 01:53:01 -0500

LAKE BALBOA Bank Owned Properties, Lake Balboa Homes For Sale. BEST BUYS! Easy showing, call or email.

BEST BUYS bank onwed properties in San Fernando Valley including: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

My clients are successful, busy people requiring maximum value and efficiency when buying, selling or leasing. Let me earn your trust and respect while navigating the Burbank CA & San Fernando Valley area real estate market. My business is based on competent, excellent service. Expect more!

WHY BUY THIS HOUSE IN LAKE BALBOA. click here to view list

www.BankOwnedSFV.com

HAVE A QUESTION? - CONTACT US, CLICK HERE

www.IncomePropertiesWithLupe.com

www.CondosWithLupe.com

www.NewConstructionHomesWithLupe.com

www.PoolHomeFreeSearch.com

www.LendingWithLupe.com

www.LandWithLupe.com

NO PRESSURE, NO HYPE

The way real estate is bought and sold is quickly changing. Buyers want to look for homes and gather information in peace, without hype or pressure. Most of the condos/townhouses for sale can be found on this website and you can find them at your leisure.

We will also help with for-sale-by-owners. Our goal is to personalize your search and add context to the pictures of homes.

We also believe in photos being a good way to become familiar with an area, so we provide photos - not only of Burbank homes & condos for sale, but photos of the whole area.

We cover the Burbank, Glendale, North Hollywood, Toluca Lake, Studio City, Sherman Oaks, Lake Balboa & all nearby ares of San Fernando Valley real estate market FROM the hills TO the city TO the country. We go to extra lengths to personalize the process based on the criteria you give us. We aren't pushy because we realize that home-buying is a process that can take awhile.

We provide this free service in hope that when you get ready to buy a home in San Fernando Valley & San Gabriel Valley, you'll call us.

The real estate market here is changing and we are changing with it , providing online tools to help YOU, the home buyer, stay abreast of what's happening so that when a new home is listed you can be one of the first to know. Burbank, Glendale, North Hollywood, Toluca Lake, Studio City, Sherman Oaks & all nearby ares of San Fernando Valley are diverse cities with plenty to offer - take advantage of the home-search program, the information blog and the photo section by making this site a favorite.

Real estate in San Fernando Valley is our passion; it's what we know -- send us an email to Lupe@HomesWithLupe.com or call for faster service.

$8,000 TAX CREDIT first time homebuyers in San Fernando Valley California

Burbank Real Estate (Burbank in Action Realty) — Fri, 29 May 2009 15:51:40 -0500

Lupe Soto, Bilingual Realtor in San Fernando Valley offers real estate services and information for Southern California cities including Encino, Sherman Oaks, Tarzana, Studio City, Van Nuys, San Fernando Valley, Burbank, Woodland Hills, and Toluca Lake. SE HABLA ESPANOL

$8,000 Tax Credit has been approved 5/29/09

www.HomesWithLupe.com

Let's define what the tax credit is: a tax credit is a dollar for dollar reduction in your taxes. It can be deducted directly from taxes owed. If you purchase a home in 2009 and you qualify, wou would get a check back from the IRS for $8,000 after filing.

The FEDERAL FIRST TIME HOME BUYER (FTHB) tax credis is $8,000 and was approved 5/29/09. below are the details on the new revsised 2009 tax credit:

First time home buyers only, owner occupied
home must be purchased from 1/1/09 to 12/1/09 with an FHA loan
If you sell your home within 3 years, the entire credit will be recovered from sale of home
FHA loan limits apply
Income limists $75,000 got individual and $150,000 for married couples

THE CALIFORNIA HOME BUYER TAX CREDIT IS FOR $10,000 is for homebuyers looking to buy new construction houses, see details below:

new construction properties (never occupied)
you must live int he property for 2 years
the credit is paid over a period of 3 years and cannot exceed $10,000
first come, first served basis, hurry there is a budget of $100 million dollars
no income limitations
you do not have to be a first time buyer

Please contact Lupe Soto (818)968-3718 for faster service or email Lupe LUPE@HOMESWITHLUPE.COM , Lupe Soto, Bilingual Realtor in San Fernando Valley, Los Angeles County for a free consultation. SE HABLA ESPANOL Happy house hunting.

San Fernando Valley areas in Los Angeles County: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

FREE HOME SEARCH - ANY AREA - ANY PRICE - ANYTIME, click here

SAN FERNANDO VALLEY REAL ESTATE WITH LUPE SOTO, BILINGUAL REALTOR (818) 968-3718

www.HomesWithLupe.com

GRANADA HILLS homes for sale, CONDOS, POOL homes REO, Bank Owned (818)968-3718

Burbank Real Estate (Burbank in Action Realty) — Wed, 27 May 2009 11:42:21 -0500

GRANADA HILLS homes for sale, GRANADA HILLS Pool HOmes for Sale, GRANADA HILLS condos for sale, GRANADA HILLS townhouses for sale, GRANADA HILLS bank owned, GRANADA HILLS REO properties. ALL info you need: Pictures, full property address, full property disclosure in one place, easy showing. Email anytime or call for faster svc 818 968-3718-Lupe. SE HABLA ESPANOL.

(818)968-3718 - easy showing with Lupe Soto

GRANADA HILLS & MISSION HILLS homes for sale, to view list click here

GRANADA HILLS & MISSION HILLS POOL HOMES list of properties, to view list click here

GRANADA HILLS & MISSION HILLS CONDOS & TOWNHOUSES FOR SALE, to view list click here

EASY PROPERTY SEARCH - ANY AREA - ANY SIZE - ANY PRICE, list by city

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MISSION HILLS homes for sale, MISSION HILLS Pool HOmes for Sale, MISSION HILLS condos for sale, MISSION HILLS townhouses for sale, MISSION HILLS bank owned, MISSION HILLS REO properties. ALL info you need: Pictures, full property address, full property disclosure in one place, easy showing. Email anytime or call for faster svc 818 968-3718-Lupe. SE HABLA ESPANOL

GRANADA HILLS & MISSION HILLS REAL ESTATE

QUICK SEARCH, any area, any price, anytime, click here

NO PRESSURE, NO HYPE

The way real estate is bought and sold is quickly changing. Buyers want to look for homes and gather information in peace, without hype or pressure. Most of the condos/townhouses for sale can be found on this website and you can find them at your leisure.

We will also help with for-sale-by-owners. Our goal is to personalize your search and add context to the pictures of homes.

We also believe in photos being a good way to become familiar with an area, so we provide photos - not only of Burbank homes & condos for sale, but photos of the whole area.

We cover the Burbank, Glendale, North Hollywood, Toluca Lake, Studio City, Sherman Oaks & all nearby ares of San Fernando Valley real estate market FROM the hills TO the city TO the country. We go to extra lengths to personalize the process based on the criteria you give us. We aren't pushy because we realize that home-buying is a process that can take awhile. Check out our E-CARD above with updated listings for sale.

We provide this free service in hope that when you get ready to buy a home in San Fernando Valley & San Gabriel Valley, you'll call us.

The real estate market here is changing and we are changing with itproviding online tools to help you, the home buyer, stay abreast of what's happening so that when a new home is listed you can be one of the first to know. Burbank, Glendale, North Hollywood, Toluca Lake, Studio City, Sherman Oaks & all nearby ares of San Fernando Valley are diverse cities with plenty to offer - take advantage of the home-search program, the information blog and the photo section by making this site a favorite. Real estate in San Fernando Valley is our passion; it's what we know -- send us an email to Lupe@HomesWithLupe.com

CONDOS FOR SALE SAN FERNANDO VALLEY under $100,000

Burbank Real Estate (Burbank in Action Realty) — Sat, 21 Feb 2009 19:42:11 -0600

Condos for sale in San Fernando Valley under $100,000, Townhouses for sale in San Fernando Valley from $89,000 to $300,000. (Se Habla Espanol)

http://www.BankOwnedSFV.com

Free Search with address, photos & more, any price, any area, anytime

Realtor Rebates available to first time home buyers

Welcome to San Fernando Valley, the "Valley of the Stars"

With easy to search tools and full access to all available homes, condos, townhouses for sale in San Fernando Valley the "Valley of the Stars", we make it convenient for you to find an affordable condo or townhouse for sale in San Fernando Valley, your dream pool home for sale, your new construction condo or house or the fix and save house from a bank owned lender for all budgets. And if you don't find what you're looking for today, please email us your search criteria, price range and we will forward you a customized list of homes or condos for sale in Burbank CA or nearby areas of San Fernando Valley.

Neighborhoods we serve: Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills, Hollywood, Hollywood Hills and nearby areas of San Fernando Valley, Santa Clarita Valley and Antelope Valley.

CURRENT CONDOS & TOWNHOUSES FOR SALE, click here

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CASH BACK REBATES TO HOME BUYERS BURBANK, SAN FERNANDO VALLEY, CA(818)968-3718

Burbank Real Estate (Burbank in Action Realty) — Fri, 13 Feb 2009 10:39:18 -0600

Burbank Homes For Sale and Real Estate - Commission Credit towards your closing costs - Commission Rebate - REALTOR REBATES TO HOME BUYERS & INVESTROS AT CLOSING - BURBANK Discount Broker -

BURBANK New Homes & Resales - San Fernando Valley Homes and Real Estate - COMMISSION REFUND - COMMISSION REBATE (Se Habla Espanol). Please contact Lupe at Lupe@HomesWithLupe.com

Homebuyers save thousands! with BURBANK IN ACTION REALTY. We WILL CREDIT YOU AT CLOSE OF ESCROW up to 25% of our the real estate commission on all purchases when we represent a homebuyer with an agreement and at close escrow, minimum purchase price is $250,000.

For sales price $250,000 and up the rebate or credit is 25% of our real estate commission.

For sales prices between $150,000 to $250,000 the credit shall be $500.

For properties from $100,000 to $150,000 the rebate or credit shall be $250.

You can use it towards your closing costs or for any reason. The credit shall be credited at close of escrow and disclosed with the final escrow closing statement.

HOW IT WORKS?

For example: Sales Price $250,000, typical commission is 3% of sales price or $7,500. WE WILL CREDIT UP $1,850 which is 25% from $7,500. Rebates or incentives shall be credited at close of escrow. Our net commission will change to $5,650.

COMMISSION REFUNDS are 100% legal in CA, as long as your lender approves it, ask your loan consultant, FHA loans allow seller contributions up to 6% of the sales price, and most other states too.

SEARCH the Multiple Listing Service here.

NO LOGIN Required: Full access, property address, property description with photos, once you find what you are looking for, please contact us.

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SERVING AREAS:
Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

La Crescenta, La Canada, Montrose, Los Feliz, Atwater, Ecko Park, Eagle Rock

Hollywood, West Hollywood, Hollywood Hills.

Simi Valley

February 2009 BEST & Worst Astrological Days - Buy a House, Meet a VIP Client, Apply for a Job!

Burbank Real Estate (Burbank in Action Realty) — Wed, 11 Feb 2009 12:42:46 -0600

2009 Best & Worst Astrological Days source MagiAstrology.com

The dates below are the best (and worst) days in February, 2009 for the 14 important activities described.

Please email Lupe if this works for you, your comments will be appreciated. Lupe@HomesWithLupe.com or post your comments below. thank you for stopping by and please bookmark this blog, I will update it monthly on the first of each month. Have a successful and healthy month. Lupe

FOR THE ACTIVITY LISTED BELOW:	THE BEST DAY THIS MONTH TO DO IT IS:	AND THE WORST DAY TO DO IT IS:
1. Buy something you need, from just a toaster or clothes, to a car or even a house or condo	February 4, 11, 12, 13, 19, 23, 24, 25	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
2. Pay a bill, anything, such as credit cards, utilities, department stores, etc.	February 4, 11, 12, 13, 19, 23, 24, 25	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
3. Sign an important document such as a tax return, lease, etc.	February 12, 13	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
4. Make a very important phone call	February 12, 13	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
5. Start a bank or brokerage account	February 12, 13 - not the best but ok to open accounts until we find a better day	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
6. Go on a job interview	February 11, 12, 13, 19, 23, 24, 25	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
7. Meet someone new and important, such as a prospective client	February 12, 13, 19	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
8. Go out on a first date	February 11, 12, 13, 19	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
9. Have an especially romantic evening	February 13, 19	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
10. Look for that special person who will fulfill your dreams	February - there are no days good enough this month for this activity	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
11. Ask for a commitment from a loved one, like a promise to be more understanding	February 11, 12, 13, 19	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
12. Ask for forgiveness and rekindle a relationship gone awry	February 11, 12, 13, 19	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
13. Start a new medication or begin anything new related to your health, including having any dental work done	February 11, 12, 13, 19	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28
14. Initiate a new contact like calling someone you do not know and laying the groundwork for making a proposal later on, or having the first meeting with someone new like a doctor, lawyer, broker, etc.	February 11, 12, 13, 19, 23, 24	February 1, 2, 3, 6, 7, 8, 9, 10, 16, 17, 18, 26, 27, 28

HOW TO USE THE STARS TO SELECT THE BEST DAY TO DO SOMETHING IMPORTANT, source MagiAstrology.com

Some days, we feel great. But some days we feel darn horrible.

Some days nearly everything works out perfectly for us. But some days almost nothing goes right.

This is the case with everyone. We all have our good days, and we all have our bad days.

Astrologers have long believed that the constant changes in the astrological positions of the planets have a lot to do with the changes in the types of days we experience. Below are the three major types of astrological changes that astrologers use in order to predict whether or not a day is good or bad for you:

A: What Signs each of the Planets are in

As the planets move in the sky, they move from one astrological sign to another. Most astrologers believe that every time a planet moves from one sign to another, we feel a change. For example, most astrologers believe there is a difference between our moods when the Moon is in Libra as opposed to when the Moon is in Scorpio.

This type of change is the basis for almost all the "horoscopes" that are published in magazines, newspapers, websites, etc. For example, a horoscope might say "Leo - Mars has entered your sign, and this means you will have more initiative and drive."

B: Your Transits

A transit occurs whenever a planet in the sky is making a meaningful angle to any of your natal planets. Although virtually all astrologers agree that transits are significant, there are no horoscopes that include transits. This is because every person has a different set of transits for every day, and horoscopes have to be more general. It is impossible to write a transit horoscope for more than one person at a time.

C: The Alignment of the Planets (Planetary Geometry)

As the planets constantly move in the sky, the movement of the planets causes constant changes to the alignment of the planets, and therefore the Planetary Geometry changes. For example, the planets may change from forming a Grand Trine to forming a T-Square. A day when there is a Grand Trine is usually helpful for us and we feel better and accomplish more. On the other hand, a day when the planets form a T-Square normally means we will experience more stress than success. The Planetary Geometry of the planets on any given day has a much stronger influence on us than which signs the planets are in.

The existence of a Grand Trine in the sky has a much greater influence on us than whether any planet is in Leo, Virgo or in any other sign. In spite of this, as far as we know, not a single newspaper, magazine or website publishes a horoscope based on day to day changes in the Planetary Geometry formed by the planets.

The Magi Society's research clearly tells us that such astrological changes are very significant, which is why we decided to publish a new type of horoscope based on changes in Planetary Geometry (the alignment of the planets). We will publish this new horoscope monthly on our websites and the horoscope will tell you which day(s) of each month would be the best day(s) to engage in each of the following romance activities:

Carry out a memorably successful seduction

Meet someone new who could be the one

Commence a fling that will not complicate your life

Go out to the single spots and look for someone new to spend the night

Ask for a commitment (like marriage) from a loved one

Break off an affair

Ask for forgiveness and rekindle a relationship gone awry

Talk over problems and arrive at an agreeable solution

Make love for the first time with someone you want to marry

Make love for the first time with someone you are sure you never want to marry

Go out on a first date

Begin a live-in relationship

Because our new horoscope will render advice about matters of love and sex, we have named it the Magi Society LOVEORACLE^TM,

^{source: MagiAstrology.com}

===================================================================================================

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How to buy a house with good feng shui

If you would like a FREE list of homes for sale or lease in these areas/neighborhoods, would like more information about Burbank, Glendale, Toluca Lake, Hollywood Hills, North Hollywood, Studio city, Sherman Oaks and surrounding areas OR would like to be the first to know about hot new listings before other buyers do, then give me a call at: 818-968-3718 or e-email to: Lupe@HomesWithLupe.com

2009 FENG SHUI AUSPICIOUS DIRECTIONS - Burbank Real Estate & Feng Shui

Burbank Real Estate (Burbank in Action Realty) — Wed, 11 Feb 2009 12:15:07 -0600

2009 Feng Shui Auspicious Directions - Burbank & San Fernando Valley & Feng Shui with Lupe Soto, Feng SHui Realtor in Burbank, to contact Lupe, e-mail to: Lupe@HomesWithLupe.com (Se Habla Espanol)

THE YEAR OF THE OX IN 2009 fills with good fortune. To enhance, display a Jade Ox in the Northeast of your house in the living room. Besides that, you need to enhance the good areas and suppress the bad areas to ensure a good year comes to you and all the bad or misfortune luck is under control. Take note on the following enhancers and cures that you should display in your home according to the areas stated

Southwest - 6 White

The year 2009 sees the auspicious star #6 White align in the Southwest, therefore those who are seeking recognition, fame and making an impact in general should tap into this area for the year. Aside from this, the Southwest also promises a strengthening of your influence at work, too.

It's an overall positive location for your Wealth and Career potential, but sadly this usually positive star has a downside to residents or homes and offices with Main Doors in the Southwest because there is possible health problems related to the leg areas. Therefore if you have a current injury to your leg or if you're simply accident-prone, keep away as much as you can from this area.

West - 2 Black

The West sector is maligned by the presence of the negative #2 Black star this Earth Ox year 2009. As one can imagine, all kinds of negative impact such as sicknesses, illnesses and all kinds of health hazards await those who sleep or spend too much time in the West.

Properties with Main Doors located in the West will also be affected in one negative way or another throughout the entire year, unfortunately enough, but this will be particularly the case for those with the Gua numbers Seven or Four.

Though the West location is considered one of the more negative areas for the Earth Ox year, there is a mixed blessing involved! Apparently, dwellers with the Gua Eight will be augmented with good luck and fortune related to real estate or property buys. As for Gua Three people, their careers may take a turn for the positive when they spend some time in the West.

Therefore, the location's negative energy may be weakened with metal cures such as Feng Shui items made of brass, copper, pewter or other metals.

Northwest - 1 White

New ventures, new beginnings and positive comebacks are the featured luck prospects of the Northwest this Earth Ox year 2009! People with Gua numbers One or Nine stand a chance to receive the best kind of energy from the Northwest - indeed, if you spend plenty of your time or even sleep in this particular location your entire life path will be better and more positive throughout the entire year.

Partners who wish to enter a commitment ceremony such as engagements or weddings this year will do well to spend lots of their time in the Northwest. Couples who are keen to have a baby can do the same, too.

Aside from this, the Northwest is considered the secondary Wealth sector of the year after the Southeast, so it's a positive area for conducting your work or business affairs.

North - 5 Yellow

Alert! The North Palace this Earth Ox year is considered the most hazardous location with its presence of the #5 Yellow star. The problems related to the North this year range from bodily harm through accidents to mishaps and adversity.

It's the most negative area therefore any kind of important activity shouldn't be conducted at all in this area year long. You should also stall any kind of renovation work in the North, too, because any kind of ground-breaking can activate and even aggravate the star's bad points all the more.

To ensure that one is safe from harm, the North must be kept quiet and under-utilized as much as possible. If this is not a feasible option and you must be located in the North, you can weaken the negative effects of the #5 yellow star by placing metal cures.

Northeast - 3 Jade

Strong disagreements, quarrels and even physical fights are likely for those who reside in the Northeast sector this Earth Ox year 2009, or if your Main Door is located here. The more extreme negative effects of the #3 Jade star are legal complications and the possibility of lawsuits! Gua Three people are the most affected by the Northeast's negative luck this year.

You can lessen the effects of this star considerably by decorating the Northeast with a red lampshade or red carpet year-long. One may also make use of Feng Shui incense burners in the Northeast, because lighting up incense is akin to mustering up the Fire element to counter the negativity of the #3 Jade.

East - 7 Red

The Robbery Star #7 Red resides in the East Palace this Earth Ox year 2009 and though this star's chief mayhem is loss of wealth, there are a host of other negative impacts such as hot tempers, argumentative ways and even health problems to a degree that hospitalization may be needed!

Those who have the home or office Main Door located in the East will do well to stay away from office politicking as well as intense rivalries of any kind, because the outcome will likely be disastrous. Aside from this it is also highly advised for you to change locks and buying insurance to be on the safe side!

Southeast - 8 White

This Earth Ox year 2009 sees the Southeast becoming the absolute best Wealth location and also the most auspicious in general! This particular location is fertile grounds for anyone to tap into in order to generate a good income this year.

The Wealth Qi, or energy, enters a premise through the Southeast this year, so it's also a very auspicious area to spend time or even sleep in because you are directly receiving the positive energies of the year when you do so. Those who have homes or offices with the main doors located in the Southeast are blessed too this year because you will be tapping into the auspicious #8 White year-long. Financial returns are highly likely, and furthermore you will be blessed with strong Career luck!

If your home does not have a Main Door, living space or bedroom in the Southeast, you can still enjoy the benefits of this star's wonderful energy by tapping into this area. To do so, enhance the location with Wealth items with strong Yang property such as the dragon.

Center - 9 Future Prosperity

All family members in the house can enjoy tremendous good fortune when it comes to wealth and finances. The future prosperity star not only brings wealth but also instant recognition. Homes that have a large open central area will attract long-term fortune luck for its residents. To enhance, display the nine glitter lamps in this part of your home.

2009 FENG SHUI FOR EACH ZODIAC SIGN source: www.wofs.com

Ox

The Grand Duke Jupiter visits the Ox bringing blessings and support. Ordinarily this is considered auspicious, but due to an unlucky star, the Ox may accidentally invoke the wrath of the Grand Duke. Therefore this will be a mixed year. There may be problems in your relationships with others, along with obstacles resulting from aggravation. The Ox must carry both Friendship and the Grand Duke Amulet. In addition, you should display a pair of Pi Yao in the Northeast corner of your living room. A Manjushri Sword on your workdesk and a Ksitigarbha Fireball in the Northeast will help control the argumentative energies of the year. To enhance relationship luck, display Buddha Akasagarbha in your living room. For career and wealth, wear the Lo Shu Dzi bracelet or the 5 Bats Dzi.

Tiger

The year strengthens the Tiger bringing good luck. The main obstacle this year is the quarrelsome #3 star, which can bring litigation and aggravating encounters. Your luck will be mixed with bouts of obstacles, which can be solved as long as you keep your patience. You could meet unscrupulous people who cheat you. To protect against this, display the Blue Rhinoceros and Elephant in the Northeast. Place the Makara Dragon in your home to create harmony in your relationships. Hang the Namgyalma Plague above your front door to keep people with bad intentions away from your home. Another excellent amulet for the Tiger is the Jade Disc with Mystical Knot. To enhance wealth luck, wear the Dzambhala Mantra Ring. Invite Akasagarbha Buddha into your home for overall harmony and good fortune.

Rabbit

The elements of the year are beneficial for the Rabbit. The year will be challenging but with hard work and determination, you can overcome any problems that come before you. You are at risk of being cheated or robbed this year; keep your cash in the White Umbrella Mantra Wallet. It is also advisable to carry a Rhinoceros Hanging as additional protection against snatch thieves. Display the Victorious Elephant with trunk up facing your front door as protection. Wear the Om Ah Hum Pendant or Kalachakra Pendant as a remedy for the Natural Disaster Star. You are also afflicted by the annual 3 killings therefore should display the Trinity of Deities or 3 Divine Guardians in the East. Wear the 1 eye Dzi or Ru Yi Dzi for mentor luck. Display the Manjushri Buddha in your home for wealth, harmony and good fortune.

Dragon

The Dragon benefits from Tai Sui's support but suffers minor health and relationship problems. This is a good year to implement investment opportunities. Success luck is strong but you must not be arrogant or you will attract the attention of people who are jealous of your success. Carry the Friendship Amulet and Grand Duke Amulet for protection. Display the White Dzambhala and Power Qi Lin Talisman on your desk to ensure things go smoothly at work. As you posses the star of big opportunity, enhance it by displaying a 9 Tier Water Feature in the Southeast of your living room. Your spirit essence is low, so wear protective mantras such as the Empowerment Ring or Mantra Ring. Display the Samantabhadra Buddha in your living room for all round good luck. Place an 8 Immortal Wu Luo beside your bed for good health luck this year.

Snake

There are strong indications of wealth and career luck in 2009, but because of the Yi Duo Star it is important that you implement various remedies or you will not be able to benefit from the auspicious energies that surround you. Display the Dzambhala Fountain in the Southeast of the living room for money luck. Career Snakes should carry White Dzambhala for upward mobility. Wear the 9 eye Dzi in gold with precious mantras inside for an additional boost in career and wealth luck. Snakes suffer from a weakened life force, so some Snakes may find their health rather poor. Display the Samantabhadra Buddha in your living room as protection. Invite the Bejeweled Medicine Buddha into your home for good health. Display the Heart Sutra Plaque as protection against bad influences.

Horse

2009 promises dramatic improvements in relationships and career. The Peach Blossom Star visits the Horse, and improves your relationships with others. You also possess the Golden Deities Star which indicates divine help. Health will still be a concern, so display the Medicine Buddha Jewel in the living room. Display the Mhasthamaprapta Buddha on your workdesk to improve your life force. To mend relationships, carry the Friendship Amulet. Engage the help of the golden deities by displaying a gold figurine of Kuan Kung or Kuan Yin in the dining room. To improve harmony, display the Fur Bearing Fish and Makara Dragon in your home. Place the Golden Universal Tortoise with Manjushri in the living room for protection against bad luck.

Sheep

The Sheep is in direct conflict with the Tai Sui and also suffers a visit from the Sui Po Star causing you to feel misunderstood and unappreciated. Your energy levels may plummet with a reduction in creativity and initiative. Display a Chi Lin Standing on Study Implements at work and carry the Grand Duke Amulet. Display a pair of Pi Yao in the Southwest, facing Northeast. Female Sheep are advised to wear the Om or Heart Sutra Scarf as protection. Display the 8 Legged Lion for smoothness and harmony in the office. Activate for heaven luck by displaying the 9 Rank Plaque. At home, hang an image of 3 Sheep Climbing Up The 3 Peaks to symbolize success in overcoming obstacles and problems. It is also good to display the 8 Immortals in the home for divine help.

Monkey

The Monkey enjoys a fabulous year with plenty of heaven luck and success! You possess the Annual Heaven Star and have Heaven's Seal in your chart. Both your life force and spirit essence are high, giving you plenty of energy to achieve your goals. Speculative luck is good and if you like to buy the lottery, place a figurine of your secret friend the Snake near you both at home and in the office. Place the Heaven Seal and a Monkey sitting on an Elephant on your desk for career and promotion luck. Display a gold figurine of Kuan Kung or Kuan Yin at home and if possible at work. Protect against unfavourable months by displaying the Namgyalma Plaque in the living room. Tap the luck of the year by wearing a Jade Disc with Infinity Symbol.

Rooster

The Rooster benefits from the Prosperity Star and the presence of the golden deities, which brings improvements to wealth luck. Invite a deity into your home such as Kuan Yin or a Wealth God in gold colour for divine assistance. As both your life force and spirit essence are strong, things go smoothly in your day-to-day life. Display a strong-looking Ox made of crystal or jade near your main door. Harmonize with the elements of the year by wearing a Jade Disc with Victory Banner in gold. Unfortunately the annual star brings illness, so be more careful when it comes to health. Carry the Namgyalma keychain for longevity luck and place the Acala disc & ball in the West corner of your home. Elderly Roosters should invite the Bejeweled Medicine Buddha into the home to ensure continued good health.

Dog

A mixed year for the Dog. While there is career and income luck, many of you may not be able to actualize the good luck. Your life force is stable but your spirit essence is weak. Dogs should carry protective amulets such as the Green Tara Pendant or Grand Duke Amulet. You should perform some prayers for good blessings as you are in side conflict with the Tai Sui. Display the Heart Sutra Plaque in the living room and hang a Mantra Plaque above your front door. The Dog has the Small Luck Star, which brings small happy moments of good fortune. You should wear or display the Victorious Banner to help actualize your desires. Display the Fur Bearing Fish on your workdesk for harmony and the Power Qi Lin Talisman for career improvement. Carry the Wealth Crane Talisman to even out your luck through
the year.

Boar

The Boar could feel a lack of vitality in 2009, so should strengthen physically, mentally and emotionally to materialize the good luck due this year. Your life force is low making you tire easily. Tap into the luck of your Secret Friend the Tiger by displaying the figurine of a Tiger on your workdesk. Hang an image of Nine Phoenixes or 3 Sheep Climbing the 3 Peaks in your home. As the annual star brings you career luck, display a Ru Yi and a Power Qi Lin Talisman on your desk. Wear the Green Tara Mantra ring. As you suffer the Yearly Conflict Star, you should carry the Friendship Amulet. For enhancing income luck, use a Dragon Wallet and place the Wealth Crane Talisman within.

Rat

The Rat enjoys success luck, as the ruling animal of the year the Ox is your secret friend. Unfortunately, you are afflicted with the annual misfortune star and the low vitality star. Your spirit essence and life force are also low. It is thus important for all Rats to carry protective amulets against bad luck and spiritual afflictions. Wear the Amitabha Mantra Ring and carry the Lo Shu 9 Talisman Amulet at all times. To bring forth good career luck, display the Wealth Spinner Toad Fountain in the Southeast. Place a Crystal Bull on your workdesk or in your office along with the 9 Ranks Plaque. If possible, also carry the Victory Banner Amulet to help overcome obstacles. Rat people should display the 5-element Bell in the North to control the bad energy. Strengthen health luck by displaying a Herbal Wu Luo beside your bed, especially if you find yourself lacking in energy or falling sick frequently.

HOW TO BUY A HOUSE WITH GOOD FENG SHUI

For a Free Consultation on How to Buy a House with Good Feng Shui, e-mail to: Lupe@HomesWithLupe.com

Have a Prosperous & Healthy 2009!

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www.IncomePropertiesWithLupe.com

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Lupe Soto is a local Realtor serving Burbank, Glendale, Toluca Lake, Hollywood Hills, North Hollywood, Studio City, Sherman Oaks & surrounding areas in San Fernando Valley. She is ready and available to help you with all your Burbank & San Fernando Valley real estate needs. To contact her go to www.HomesWithLupe.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Burbank, Glendale, Toluca Lake, Hollywood Hills, North Hollywood, Studio city, Sherman Oaks and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 818-968-3718

NEW WORKOUT PLAN FOR DELINQUENT LOANS - Loan Modification info

Burbank Real Estate (Burbank in Action Realty) — Wed, 04 Feb 2009 12:27:23 -0600

Freddie Mac has announced a pilot workout strategy for high-risk loans that attempts to use teams of contract loan servicers to match troubled borrowers with the most effective plans to stabilize their higher-risk mortgages.

Freddie says having knowledgeable personnel working with borrowers is key to the program's success.

"A workout strategy is only as successful as the number of knowledgeable counselors available to answer the phone. Our strategy for high risk loans is designed to help servicers cope with today's unprecedented call volume by directing calls to a specialist with the specific staff and technical resources for handling a high volume of borrowers with these types of mortgages," Ingrid Beckles, Freddie Mac's senior vice president of default asset management, said in a statement.

Ocwen Financial Corp. is one of the first servicers Freddie has selected for the pilot program. Initially, Ocwen will work with an estimated 5,000 reduced-documentation, Alt-A loans from California, Nevada and other states with high delinquency rates. Alt-A loans account for half of seriously delinquent mortgages.

Source: Freddie Mac (02/03/2009)

If you are thinking about buying, selling, leasing in Burbank CA, San Fernando Valley, Santa Clarita Valley, Antelope Valley, in los Angeles County, CA. please contact Lupe for a free consultation. REO Agent & Feng Shui Realtor

www.HomeswithLupe.com

www.IncomePropertiesWithLupe.com

www.CondosWithLupe.com

www.LandWithLupe.com

www.LendingWithLupe.com

BPO services Burbank, San Fernando Valley, Los Angeles County

Burbank Real Estate (Burbank in Action Realty) — Mon, 19 Jan 2009 18:26:48 -0600

Broker Price Opinions - BPO services Burbank CA, San Fernando Valley, Los Angeles County (818)968-3718

TAKE CONTROL OF YOUR VALUATION NEEDS

SUCCESS SHOULD NEVER HAVE TO BE ACCOMPANIED BY A HIGH PRICE

Lupe Soto Team offers low flat fees and services around your personal and corporate needs. We always have our client's best interst at heart and price ourselves on a foundation built solely on integrity and respect for our mutual clients. Working with Lupe Soto Team should be deemed a strategic alliance. Below are a few of our service speciaifications as well as our pricing.

PRODUCTS & PRICING FOR BROKER PRICE OPINIONS - BPO

Interior Report: (under 24 hours) $140

Exterior Report: (under 48 hours) $100

Desktop BPO's (under 24 hours) $50

Full FNMA-1004: (under 48 hours) $350 (for SFR & condos)

We deliver on our promise of excellence!

WHY CHOOSE OUR SERVICES?

Lowest fees
Fastest turn around times
Quick value appeal resolution
Most experienced BPO Agent, REO Agent, Appraiser
Emails are always returned within 15 minutes

REQUEST A BPO, click here

or email

sotolupe@charter.net

or fax your request to

(818)253 2189

OUR CONTACT INFO:

Lupe Soto, Branch Manager, Reo Agent, BPO Agent
CREN Certified Real Estate Negotiator
DRE License # 01380599
Burbank in Action Realty
3500 W Olive Ave # 300
Burbank CA 91505
(818)253-2189 Office
(818)968-3718 Cell
(818)253-2189 e-fax

Our websites:

http://www.REOAgentLupe.com

http://www.HomesWithLupe.com

http://www.BPOlacounty.com

http://www.BurbankinAction.com