My holding company Peck Holdings LLC has been doing credit repair via Credit Solutions LLC for almost 3 years now.

With the changes in the mortgage market and credit markets, this has dictated many nessacary changes for us as a credit repair agency. The old days of adding authourized users to accounts and simply disputing credit information is no longer a viable way to obtain credit. Banks are no longer accepting authourized user accounts as tradelines, although many credit repair agencies still market their services this ineffective way. Our goal and objective is to turn every client that comes to us for credit repair, into a bonefied quality borrower regardless of what their credit was like prior. Our propriatary formula for credit repair falls under our Platinum program D.I.R.E.C.T. (Doing It Right Expediting Credit Transformation) We implement your fee for credit repair as 3 separate tradelines treated as a sales financed items which will report positive transaction history with Peck Holdings LLC to all 3 repositories (Equifax,Transunion,and Experian) You will have a 12 month history with us and we guarentee by following our guidance to raise your score a minimum of 60 points or a full refund of your fee. We have recently added consumer credit counseling to our host of services. We only use Consumer credit counseling as a last resort for clients that have debts that are pending judgement and may be secured or unsecured. Consumer credit counseling is ALWAYS a last resort and is not highly recommended. Sometimes credit counseling is need to avoid judgment,  direct creditors that may never sold or factored the debt and are seeking judgment from the court are harder to dispute. With creditors that respond to our disputes may enter into settlement arrangements. If the debt is over 7 years old we use the statute of limitations in our favor and use a credit supplement to remove the debt through our credit vendor. Where there is a will there is a way, its just a matter of finding someone creative enough to come up with a way around it. I have built my repuation for this firm by being an progressive artisan, and to employ individuals that think "outside the box". I call myself an artisan because the credit repair process is an art. Its not a simple as send certified mail with a letter that says "this isn't me" Well of course its you, but there are better more creative ways to dispute information. Sometimes it really isn't you when you get a letter from a bill collector. Identity Theft is a huge sector of our business. Teaming up with partners that can offer quality protection and credit monitoring, Direct from the source Equifax,Experian,and Transunion. We can also clean up the aftermath of damaged credit whatever the circumstances may be.

Call us today for a free consultation.

856-773-0620

 

 


Chapter 13 Bankruptcy; Rebuild credit after a Chapter 13 Bankruptcy
05/24/2007
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So you have built some equity in your home, and your thinking about using that equity to refinance a chapter 13 plan? Getting the loan financed is only half your battle. Assuming your have a loan officer that is competent enough to get your Chapter… more
Chapter 13 Bankruptcy; Rebuild credit after a Chapter 13 Bankruptcy
05/24/2007
share
So you have built some equity in your home, and your thinking about using that equity to refinance a chapter 13 plan? Getting the loan financed is only half your battle. Assuming your have a loan officer that is competent enough to get your Chapter… more
Chapter 13 Refinance/Bk 13 Buyout
05/24/2007
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The thought of filing for Chapter 13 bankruptcy is a tough pill to swallow for many homeowners. Many attorneys fail to tell their debtors that they have options beyond filing a BK 13. For many, the Chapter 13 is the best option because it provides a… more
Chapter 13 Refinance, Bankruptcy Code
05/24/2007
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The thought of filing for Chapter 13 bankruptcy is a tough pill to swallow for many homeowners. Many attorneys fail to tell their debtors that they have options beyond filing a BK 13. For many, the Chapter 13 is the best option because it provides a… more
Chapter 13 buyout, buyout Chapter 13, Chapter 13 refinance, Chapter 13…
05/24/2007
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Many people who have filed bankruptcy know little about the process. Often times debtors are unaware of their options in a chapter 13 because they rely on their attorney; their attorney has a fiduciary relationship with the debtor. A bankruptcy… more
 

Shawn Peck

Cherry Hill, NJ

More about me…

Nationwide Equities

Address: 811 Church Rd Ste 155-160, Cherry Hill, NJ, 08002

Office Phone: (856) 773-0226

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