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The Recession of 2008 - Recession and Economic Recovery - 04/30/08 10:32 AM
April 2008 - Any thinking person will realize we're already well into a recession. Economic data, like all other statistics, can be adjusted and manipulated to yield the desired results (within reason), so I tend to view public economic data with some scepticism. I prefer to get my indicators from the Stock Market where share prices give early clues as to what is really happening in the economy. During the first quarter of 2008 the Dow Jones Industrial Index dropped suddenly and sharply from 14,186 to 11,634 but is now begining a slow and gradual rise (currently around 12,800 points), but we may well be in for (0 comments)
Record Prices For Los Angeles Condos - Highest Priced Condo Listings in Los Angeles (April 2008) - 04/29/08 08:37 PM
As a Los Angeles Condo Specialist I'm always interested in the highest priced condos for sale in different cities across the country. As at today's date, I've found a few eye-popping Listings in Los Angeles that boggles the mind but definately makes for interesting conversation. $27,000,000 - A two story Penthouse in Century City. It's advertised as a 5 Bed 7 Bath unit measuring over 8700 sq ft. $15,250, 000 - Another Penthouse in Century City. This condo is advertised as a 3 Bed 4.5 Bath unit measuring over 6000 sq ft. $11,500,000 - A palatial looking 3 Bed 5 bath Penthouse on the prestigious Wilshire Corridor in Westwood. $6,800,000 (5 comments)
Davis-Stirling Act - Homeowner Association's Reserve Studies - 04/29/08 10:57 AM
The Davis-Stirling Act - All Associations, regardless of size, are required to prepare a Reserve Study. (California Civil Code) There are two exceptions to the requirement: - No Common Areas. Reserve studies are not required if an association does not have common area components that require repair or replacement. - Commercial Developments. Commercial and industrial common interest developments are exempt from reserve requirements. I have been a Director of several Boards and was surprised to find that many Boards & Directors do not use a current Reserve Study to determine replacement expenditure and proper Reserve Funding. Do other Agents selling condos insist on a (0 comments)
California Earthquake Authority Admitted Carriers: An "admitted carrier" is an insurance company that has submitted its insurance rates to California's Department of Insurance for approval. Once approved, the carriers are required to use those rates with all customers equally. The Department also review the carrier's investments and reserves to make sure they are adequate. Admitted carriers are backed by California's Insurance Guarantee Association (CIGA). In the event the carrier goes bankrupt, the CIGA covers claims up to the insured's policy limit or $500,000, whichever is lower. Non-Admitted Carriers: Non-admitted carriers, also called "surplus lines," are licensed to do business in (2 comments)
Davis-Stirling Act - Agents and Buyers are urged to read and make enquiries about an HOA's CC&R's (Declaration of Covenants, Conditions & Restrictions), Bylaws and Rules & Regulations before removing contingencies in transactions. The HOA Documents - which are governed by The Davis-Stirling Act, part of the California Civil Code - control how the HOA operates and all information should be discovered BEFORE finalizing the transaction (Examples include restrictions on Pets, Remodeling, Moving-in and Moving-out deposits). (0 comments)
Condo Earthquake Insurance - 04/29/08 09:09 AM
Many Condo HOA's maintain an Earthquake Insurance Policy for the Association and its members. However, owners are liable for a large deductable in the case of a claim. Accordingly, individual owners should purchase a policy to cover the deductable (which could be between $30-$50,000 per unit) AND each owner should purchase coverage to pay for the fittings and fitures in their own condo (Kitchen cabinets, light fixtures etc). http://www.earthquakeauthority.com/
West Hollywood Information - About West Hollywood - 04/27/08 07:50 PM
West Hollywood (Weho) is an incorporated city in Los Angeles County, California (1984). West Hollywood has an estimated population of 38,000 with a median age of 39.4 years. Estimated household income is $51,000 with a median house or condo value of $688,000 (based on 2008 statistics). The City of West Hollywood (only 1.9 sqaure miles in size) is bordered on the north by the Hollywood Hills, on the east by the Hollywood District of Los Angeles, on the west by the city of Beverly Hills, and on the south by Melrose & the Beverly Center area. West Hollywood (known as the "Creative City") (5 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.