Club SENTER

Short Sale vs Loan Modification

Steven Senter (Keller Williams-Fox Valley Realty) — Tue, 17 Nov 2009 21:44:36 -0600

Seems like I just keep coming across folks who are really confused about the Loan Modification process and the Short Sale process. I get that call of desperation from a confused homeowner who is in financial turmoil and in the midst of a loan modification that seems to be going nowhere. The simple question to ask is "Do you want to stay in the home, if you can afford it?" Spoke to a caller today who convincingly answered 'NO' to the question. Then a loan mod is completely the wrong solution to the situation. Instead the caller needed to get out of the home altogether and move on with life.

The difference is a loan modification is designed to help people who have suffer a temporary setback, stay in their current home. The short sale process is designed to liquidate a property that is upside down. See the difference?

Alot of confusion out there and many could really benefit from knowing the proper solution for them. Unfortuanatley, there does not seem to be many places for these people to get good & credible information.

RED Day Community Outreach

Steven Senter (Keller Williams-Fox Valley Realty) — Wed, 06 May 2009 22:05:24 -0500

Our vision for this day is that all Keller Williams associates across the United States, as the 3rd largest real estate company, will actively engage in a coordinated effort to improve their local community. Activities may include rehabbing a house, cleaning up a local trail, providing food for the homeless, or any other service related activity needed in your community. This will be one of the single biggest events ever undertaken in the real estate industry, and could possibly inspire others in the real estate industry to start their own community service project. The local Keller Williams franchise has elected to support the elderly members of the local community through the Salvation Army in a Spring Cleanup including window cleaning, yard maintenance and planting, painting and general sprucing up.

If you are interested in participating, please give Steven Senter a call 630.513.3900 or for more information, see www.kw-fvr.com.

Great Owner's Club Community with Parks, Pools & Playgrounds

Steven Senter (Keller Williams-Fox Valley Realty) — Mon, 27 Apr 2009 09:37:11 -0500

Steven Senter | Keller Williams-Fox Valley Realty | 630-513-3900

3689 Peregrine Way, Elgin, IL

Unique Owner's Club Gated Community

4BR/3.5BA Single Family House

offered at $649,000

Year Built	2009
Sq Footage	3,400
Bedrooms	4
Bathrooms	3 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	0 sqft
HOA/Maint	$35 per month

DESCRIPTION

Clearwater Custom Homes presents the 'Charleston' on a desirable lookout lot with Central Dst #301 Schools! Home boasts a floor to ceiling stone fireplace in 2-story family room, full granite kitchen w/ stainless steel appliances & maple raised panel cabinetry throughout, granite in bathrooms, premium custom millwork & hardwood floors, soaring volume ceilings, arches, columns, niches & wainscoting. PLUS 3 car side load garage and landscaped yard. Enjoy unique Owner's Club with clubhouse, pools, sport's courts and nature/bike trails. Onsite elementary school too!

For more information on this delightful home and community, please contact The Steven Senter Real Estate Team at 630.513.3900 or visit the neighborhood website at www.HighlandWoodsHome.com.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Office/Den	Dining room	Breakfast nook
Dishwasher	Stove/Oven	Microwave
Granite countertop	Stainless steel appliances	Attic
Basement	Laundry area - inside	Yard

COMMUNITY FEATURES

Clubhouse	Swimming pool(s)	Tennis court(s)
Playground

OTHER SPECIAL FEATURES

dual zoned HVAC

ADDITIONAL PHOTOS

Brick Front	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Steven Senter

Keller Williams-Fox Valley Realty

630-513-3900

For sale by agent/broker

Equal Opportunity Housing

Posted: Apr 27, 2009, 6:28am PDT

3707 Heathmoor Dr in Highland Woods

Steven Senter (Keller Williams-Fox Valley Realty) — Thu, 29 Jan 2009 22:01:26 -0600

Steven Senter | Keller Williams-Fox Valley Realty | 630-513-3900

3707 Heathmoor Dr, Elgin, IL

The Home Covered By Home Price Protection

4BR/2.5BA Single Family House

offered at $549,900

Year Built	2007
Sq Footage	Unspecified
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	10,890 sqft
HOA/Maint	$36 per month

DESCRIPTION

Recently built "Old World" style executive home with gorgeous decorating and distinctive classic quality, so you can move in with style and the latest in home amenities.

Loaded with custom craftsmanship including extensive millwork, built-ins galore for added charm and decorating touches, top notch fixtures from the oil-rubbed bronze lever door handles to gorgeous lighting, to die for stunning custom cabinetry in the huge designer kitchen complete with stainless steel commercial grade appliances, gorgeous granite multi-tier counters including breakfast bar with stone wall, custom vanities in all baths with copper sinks, warm & cozy family room with hardwood flooring, built-in over-sized flat-screen plasma tv, stone fireplace and attractive bay, upgraded arched front entry door, and beautiful custom paint job, you are sure to impress the most discriminating of tastes.

Enjoy the fine amenities of Highland Woods living including onsite Country Trails elementary school, unique Sport's Core, nature and bike trails and great location on a desirable rolling hill setting. Owners may entertain lease/option if interested.

For more information on this neighborhood, please go to www.HighlandWoodsHome.com or feel free to contact Steven Senter at (630) 421-0321 or email Steven Senter directly.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Office/Den	Dining room	Breakfast nook
Dishwasher	Refrigerator	Stove/Oven
Microwave	Granite countertop	Stainless steel appliances
Basement	Washer	Dryer
Laundry area - inside	Balcony, Deck, or Patio	Yard
Jacuzzi/Whirlpool

COMMUNITY FEATURES

Garage parking

OTHER SPECIAL FEATURES

stone wall, built-in bookshelves, all windows with blinds

ADDITIONAL PHOTOS

Seller contact info:

Steven Senter

Keller Williams-Fox Valley Realty

630-513-3900

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 14, 2009, 8:08pm PST

318 Red Sky Drive in St. Charles

Steven Senter (Keller Williams-Fox Valley Realty) — Thu, 29 Jan 2009 21:59:49 -0600

Steven Senter | Keller Williams-Fox Valley Realty | 630-513-3900

318 Red Sky Dr, Saint Charles, IL

3BR/3.5BA Single Family House

offered at $314,900

Year Built	2002
Sq Footage	Unspecified
Bedrooms	3
Bathrooms	3 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	.25 acres
HOA/Maint	$22 per month

DESCRIPTION

OPEN HOUSE This Sunday, Oct 19th from 1-3pm!
Looking for a home all decked out? You will love this attractive home with hardwood floors throughout, complete granite kit with stainless steel appliances, fantastic loft area-perfect for home office or media center, entertainment-based finished basement with trend-setting built-in wet bar with even more granite, designer light fixtures, 4th bedroom/study plus additional full bath, plus you will discover outdoors the built-in grill on stamped concrete patio & maintenance-free vinyl fence-wow!

For more information on this aggressively-priced home, please contact The Steven Senter Real Estate Team at 630.513.3900 or visit our website at www. StevenSenter.com

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	High/Vaulted ceiling
Walk-in closet	Hardwood floor	Tile floor
Family room	Living room	Bonus/Rec room
Office/Den	Dining room	Breakfast nook
Dishwasher	Refrigerator	Stove/Oven
Microwave	Granite countertop	Stainless steel appliances
Basement	Washer	Dryer
Laundry area - inside	Balcony, Deck, or Patio	Yard

COMMUNITY FEATURES

Garage parking

OTHER SPECIAL FEATURES

Humidifier, Security System, Outdoor Built-in Grill

ADDITIONAL PHOTOS

Seller contact info:

Steven Senter

Keller Williams-Fox Valley Realty

630-513-3900

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 29, 2009, 7:30pm PST

988 Valley Stream in Pingree Grove

Steven Senter (Keller Williams-Fox Valley Realty) — Thu, 29 Jan 2009 21:57:18 -0600

Steven Senter | Keller Williams-Fox Valley Realty | 630-513-3900

988 Valley Stream Dr, Pingree Grove, IL

Great Growing Community!

4BR/2.5BA Single Family House

offered at $279,900

Year Built	2005
Sq Footage	Unspecified
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	6,918 sqft
HOA/Maint	$56 per month

DESCRIPTION

Beautiful Cambridge Lakes home surrounded by gazebos, bridges, miles of walking trails & yet still close to major roads & shopping. Great open floor plan with huge living room/dining room combo, light & bright cozy family room, spacious kitchen with an abundance of counters, cabinets & island. Master suite w/private bath. All bedrooms have private walk in closets. Convenient 2nd floor laundry & full basement for additional storage.

For more information on this graciously appointed home, please contact The Steven Senter Real Estate Team at 630.513.3900 or via email at admin@illinoishomezone.com.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	High/Vaulted ceiling
Family room	Dining room	Dishwasher
Refrigerator	Stove/Oven	Microwave
Basement	Washer	Dryer
Balcony, Deck, or Patio	Yard

COMMUNITY FEATURES

Garage parking

OTHER SPECIAL FEATURES

all appliances,open floor plan

ADDITIONAL PHOTOS

Seller contact info:

Steven Senter

Keller Williams-Fox Valley Realty

630-513-3900

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 7, 2009, 3:11pm PST

107 Aberdeen in Geneva

Steven Senter (Keller Williams-Fox Valley Realty) — Thu, 29 Jan 2009 21:53:37 -0600

Steven Senter | Keller Williams-Fox Valley Realty | 630-513-3900

107 Aberdeen Ct, Geneva, IL

First-Time Homebuyers, take a look at this!

3BR/2.5BA Condo

offered at $179,999

Year Built	1977
Sq Footage	Unspecified
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	1 Car garage
Lot Size	Unspecified
HOA/Maint	$299 per month

DESCRIPTION

Clean, bright and ready to go for its new owners, this meticulously maintained home boasts the following fine amenities: newer flooring throughout much of home, attractive window treatments, tasteful neutral d©cor, cozy fireplace to enjoy those cold Illinois nights, generously-sized bedrooms with new ceiling fans with remote controls, fresh & modern baths, finished basement-great for storage and entertainment space, plus unique private courtyard with large elevated deck.

For more information on this great home, please contact The Steven Senter Real Estate Team at 630.513.3900 or send us an email at admin@illinoishomezone.com.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
Hardwood floor	Living room	Bonus/Rec room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Basement
Laundry area - inside	Balcony, Deck, or Patio

COMMUNITY FEATURES

Garage parking

Clubhouse

Swimming pool(s)

OTHER SPECIAL FEATURES

cozy fireplace, new light fixtures, ceiling fans

ADDITIONAL PHOTOS

Seller contact info:

Steven Senter

Keller Williams-Fox Valley Realty

630-513-3900

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 15, 2009, 5:52am PST

3699 Heathmoor Ct

Steven Senter (Keller Williams-Fox Valley Realty) — Thu, 29 Jan 2009 21:48:19 -0600

Steven Senter | Keller Williams-Fox Valley Realty | 630-513-3900

3699 Heathmoor Ct, Elgin, IL

Executive Home in NEW Owner's Club Neighborhood!

4BR/2.5BA Single Family House

$3,200/month

Bedrooms	4
Bathrooms	2 full, 1 partial
Sq Footage	3,200
Parking	3 dedicated
Pet Policy	Small dogs (< 25lbs), Dogs (any)
Deposit	$4,000

DESCRIPTION

Beautifully appointed practically new "executive rental" home in exclusive Highland Woods unique Owner's Club neighborhood complete with attractive clubhouse, pools, tennis & volleyball courts plus on-site NEW elementary school.

Home boasts gleaming hardwood flooring, columns, extensive millwork, 2-story family room with cozy fireplace and overlooking bridge, spacious closets in every room, gourmet kitchen with granite counters, upgraded hardware, stainless steel appliances, top notch cabinetry and stunning lighting, 1st floor laundry with washer & dryer, main floor study with wainscoting, elegant living & dining room, upgraded furniture quality vanities in baths, large bedroom sizes, luxurious master suite, full 9ft English basement for more storage options, 3-car sideload garage, patio, professional landscaping, underground sprinkler system and great location on quiet cul-de-sac. This wonderful custom homes leases for just $3200/month.

see additional photos below

RENTAL FEATURES

Air conditioning	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Office/Den	Dining room	Breakfast nook
Dishwasher	Refrigerator	Stove/Oven
Microwave	Granite countertop	Stainless steel appliances
Attic	Basement	Washer
Dryer	Laundry area - inside	Balcony, Deck, or Patio
Yard	Jacuzzi/Whirlpool	Cable-ready

COMMUNITY FEATURES

Garage parking	Clubhouse	Swimming pool(s)
Tennis court(s)	Lake	Playground
New property (< 5 years)

LEASE TERMS

Credit check req, possible lease option opportunity

ADDITIONAL PHOTOS

Contact info:

Steven Senter

Keller Williams-Fox Valley Realty

630-513-3900

Equal Opportunity Housing

Posted: Jan 29, 2009, 7:30pm PST

Ask Steven Senter

Steven Senter (Keller Williams-Fox Valley Realty) — Wed, 07 Nov 2007 18:56:05 -0600

Too often we fear asking the hard questions, because we are intimidated or annoyed by being sold to when we call on the phone and actually speak to a live real estate agent. Never fear, you can have your questions answered here. No pressure, just real answers to real estate related questions. Ask Away!

Buying Your Next Home Hassle-Free

Steven Senter (Keller Williams-Fox Valley Realty) — Wed, 07 Nov 2007 18:49:08 -0600

Buy Your Next Home at the BEST Price with the BEST Terms!

Hassle-FREE...Guaranteed No Cost Buyer's Representation

Purchase your next home at the BEST price and BEST terms with the least amount of Hassle to you!

Choose Steven Senter Team's Hassle-FREE...Guaranteed No Cost Buyer Representation when buying your home SOLD! Click here to view Steven Senter Team's No Cost Buyer's Representation Program designed exclusively for homebuyers like you.

Hassle-Free...Guaranteed Home Marketing System

Steven Senter (Keller Williams-Fox Valley Realty) — Wed, 07 Nov 2007 12:38:41 -0600

Getting Your Home SOLD for the Most Money in the Least Time!

Hassle-FREE...Guaranteed Home Marketing System

Get your home SOLD for the most amount of money in your pocket with the least amount of Hassle to you!

Choose Steven Senter's Hassle-FREE...Guaranteed Home Marketing System to get your home SOLD! Click here to view Steven Senter's Home Marketing System designed exclusively for homesellers like you.