Home Buying Process - Step 7: The Closing - 08/26/09 08:24 PM
Part 1:  Contact a mortgage broker.
Part 2:  Determine a budget.  
Part 3:  Decide what features you want in your home.  
Part 4:  Looking at homes. 
Part 5:  The Offer.  
Part 6:  The Home Inspection & Other Contingencies.  
Part 7

The Closing
 
Finally we have made it to the end.  This is the most exciting part.  At the end of this step you will be the proud owner of your new home.  The closing process is very important because this is where you will sign papers taking over ownership of the home and assuming the financial liability of the … (3 comments)

Home Buying Process - Step 6: The Home Inspection & Other Contingencies - 08/26/09 08:01 PM

Part 1:  Contact a mortgage broker.  
Part 2:  Determine a budget.  
Part 3:  Decide what features you want in your home.  
Part 4:  Looking at homes. 

Part 5:  The Offer.  
Part 6
The Home Inspection & Other Contingencies
Inspections
The Home Inspection is a critical part of the home buying process.  I advice EVERY client to get a home inspection.  Usually these contingencies are between 7 and 10 days from the date of offer acceptance.  It is important to make arrangements to attend your home inspection.  A good inspector will use this time to educate you on your potential … (1 comments)

Home Buying Process Step 5: The offer - 08/25/09 03:11 PM
Part 1:  Contact a mortgage broker. 
Part 2:  Determine a budget. 
Part 3:  Decide what features you want in your home. 
Part 4:  Looking at homes. 
Part 5
The Offer
Now you've finally found the home of your dreams and you are ready to make an offer.  This is the part where your agent will be really essential.  First of all, it's important for the agent to look at all the comparative sales in the area.  This will help you determine what you want to offer for the home.  At this point you need to determine not just the offering … (4 comments)

Home Buying Process - Step 4: Looking at Homes - 08/24/09 09:19 PM
Part 1:  Contact a mortgage broker.  
Part 2:  Determine a Budget. 
Part 3:  What Features Do You Want in a Home.  
Part 4
Looking at Homes
When people think about home buying they automatically think about the home looking process.  This is an exciting time but it can also be very stressful.  If there are many homes on the market that meet your criteria it can be overwhelming.  
Be open minded about the homes you are planning to see.  Many homes look great online but not so great in person and vice versa.
Try to not see too many homes … (5 comments)

Home Buying Process Part 3: Decide What Features You Want in Your Home - 08/24/09 09:16 AM
Part 1:  Contact a Mortgage Broker 
Part 2:  Determine a Budget  
Part 3
Decide What Features You Want in Your Home
Now that you know how much home you qualify for and how much you want to spend, it's time to start thinking about what you want in a home.  I think it's important to do this prior to beginning your home search.  There are several things that are important to consider:
Location - drive around in different neighborhoods and decide which areas you like and which you don't.  It's much harder to find your perfect home if you are looking … (2 comments)

I desperately need your help!!! - 08/20/09 10:20 AM
I am planning a charity golf tournament and I am truly struggling to get people to play, donate, or sponsor.
This is a charity that is near and dear to my heart as it honors my best friend who passed away on September 11, 2001 in the Pentagon.
Read more about the charity:
http://activerain.com/blogsview/1177521/angie-houtz-memorial-fund-a-local-charity
I am asking for your help to make this event a success.  If you live near by please consider playing.  We had tons of fun last year.  Also, if you have a business that could benefit from the sponsorship, please consider getting involved.  Alternatively, we also accept … (2 comments)

Home Buying Process - Step 2: Determine a Budget. - 08/18/09 06:26 PM
Part 1:  Contact a Mortgage Broker   
Part 2
Determine a Budget
 A mortgage broker can determine how much home you can qualify to purchase.  However, each individual has to determine how much home they can personally afford.
To develop a budget, pay attention to all fixed expenses that you might have - car payments, student loan payments, etc.
Next consider all other expenses that you might incur when owning a home - utilities, home owner association dues, property taxes, home maintenance, mortgage, etc.
Don't forget to budget money for food, fun, and saving.
 It's important to be comfortable with the amount of the … (1 comments)

Help - My Fundraiser isn't Fund Raising! - 08/17/09 10:51 PM
If there is anyone who can help with this fundraiser please get involved.
Via Lise Howe, Realtor and Attorney Licensed in DC, MD and VA (Coldwell Banker Residential Brokerage Chevy Chase):
     I agreed to chair the Cystic Fibrosis Wine Opener on October 3rd in Washington DC, at the US Chamber of Commerce. I had helped out with it in the past and knew that the CF Foundation staff is fabulous and most of the event seemed to run on auto pilot because the staff is so good. It certainly seemed like something that I could do.  The event is a lot of … (0 comments)

Home Buying Process - Step 1: Contact a mortgage broker - 08/12/09 04:49 PM
 
So you are ready to buy a house.  The following series will educate you as to the steps necessary to buy a home.  Part 1
Contact a Mortgage Broker. 
It is important that this be the first step because a good mortgage broker will go over your employment and income history and your credit to help determine what price range you qualify for.  It is important to be truthful with your mortgage broker and provide all the information they need in a timely manner to speed the process along.
Many people wonder why they can't start looking for a … (5 comments)

Night-time Pediatrics and Adults Too - 08/12/09 01:46 AM
We all know illnesses tend to strike at the most inopportune moments.  These are the times when Night-time Pediatrics comes in really handy.  They are open 11am to midnight and take walk in visits or appointments.  Most Night-time locations are equipped to handle most urgent care situations.  I have taken my daughter to the Annapolis location and I was impressed with the care with which she was treated. The doctor showed genuine concern for her well-being and helped put us both at ease.  When the visit was over we were able to get the prescription filled on site.  
Services include:
… (2 comments)

Tropicana Restaurant - Authentic Jamaican Food in the DC Area - 08/09/09 02:24 PM
There are many Jamaican or Caribbean restaurants in Maryland and DC.  The Tropicana Restaurant on Georgia Avenue is one of my favorites.
Located on the line between DC and Silver Spring, Tropicana serves all the usual favorites including jerk, curry, and ox-tail.
My personal favorite is curried shrimp with rice and peas.  My husband's preferences are either curried goat or ox-tail with rice & peas.
In the mood for a quick lunch?  Stop by for an authentic beef patty with a coco bread.
Tropicana features authentic Jamaican cuisine and gives visitors and Jamaicans alike a chance to sample the fabulous cuisine … (0 comments)

Golden Bowl Restaurant - Largo, MD - 08/09/09 01:45 PM
Looking for good, fresh chinese food in the Largo area?  Head straight to Golden Bowl Restaurant in Largo Town Center.
 
Golden Bowl is a local favorite that has a steady stream of loyal customers.  Serving an extensive lunch buffet and featuring traditional favorites as General Tso's Chicken, Hunan, & Szechuan.
Golden Bowl Restaurant is located next to the Shoppers Food Warehouse in Largo Town Center.  
 
Golden Bowl features incredibly good food at reasonable prices.  Stop by there for lunch or dinner today.
 
832 Largo Center DrUpper Marlboro, MD 20774-3705(301) 499-2888
 
… (0 comments)

Today is my 11th wedding anniversary - 08/08/09 12:27 AM
Today is my 11th anniversary.  I am always amazed at how time has flown since we first got married.
This year we have the pleasure of spending our anniversary in Jamaica (where we got married) with my family.  Its such a rarity to get the entire family together these days that it's a joy to share my anniversary with my family.
 
My husband and I have been together for 18 years so he is as much a part of my family as I am.  I am truly blessed to have spent the greater part of my life with him and … (22 comments)

Cedar Knoll Inn Restaurant - 08/06/09 07:18 PM
My husband and I were on our way to Mt Vernon in Virginia when we drove by the Cedar Knoll Inn Restaurant.  We actually turned the car around to eat there.
The inn was built in the late 1800s and is located between Old Town Alexandria and George Washington's Mount Vernon Estate.  The Inn sits across the street from the Potomac river.  
The restaurant boasts tasty food at reasonable prices.
Dining is available inside the dining room or outside on the terrace.  The views of the Potomac River from the dining areas are breath-taking.
The picture below was taken from … (3 comments)

Airline Industry - Long on Aggravation, Short on Service - 08/06/09 09:38 AM
Yesterday I left for vacation to Jamaica.
I arrived at the airline ticket counter in DC 2.5 hours before my flight.  It was a mass of people all looking extremely confused.  Apparently the process is to join one line to use the E-ticket kiosk , the join another line to check the bags, and then wheel your bags to security.  Seems silly to me to have three lines to do what can be achieved by one line at other airlines.
After trying to check in the kiosk tells me it can't help me because an equipment change.  Huh?
I ask the … (9 comments)

Just Listed! 2 bedroom 1 bath, Fort Washington - $150,000 - 08/04/09 11:39 PM
… (0 comments)

Bridgette Miles - DIBZ Merchandising LLC - 08/04/09 09:08 PM
Bridgette Davis Miles is a senior sales executive for DIBZ Merchandising LLC.  
DIBZ merchandising provides marketing and promotional materials that are customizable.  Over 800,000 products are available.  
Available products include:
t-shirts keychains notebooks pens tape measures lotions hand sanitizers Call Bridgette and let her know what your marketing needs are.  She will then search all the many companies that offer that product to find you the best prices and quality.   Bridgette Davis Miles 301-710-6250 bridgette@dibzpromos.com www.dibzpromos.com
 
… (1 comments)

Angie Houtz Memorial Fund - A local charity - 08/02/09 10:10 AM
Angie Houtz was born in Charles County, MD in 1974.  She spent her entire life in Southern Maryland and graduated as the salutatorian from McDonough High School in Waldorf, MD.  Angie attended UMBC on a full scholarship and graduated with a degree in english in 1996.  Angie began working for the Office of Naval Intelligence in Suitland, MD as an intern and then eventually graduated to a full-time job as a navy analyst.  She was evenutally placed at the Pentagon.  Angie was killed instantly in a conference room in the Pentagon on September 11, 2001.
I met Angie during orientation for … (6 comments)

The $8000 first time home buyer's tax credit. Time is running out ...home buyers need to take advantage while they can. - 08/01/09 10:25 PM
Call me for more information about the tax credit.
Via Richard Weisser Coweta Fayette Real Estate ERA United Realty:
2009 seems to be flying on past. We've already been through the first seven months, and the year is waning quickly. It's almost time for school to start, and fall will be here before you know it!
As the year slips away, so does the opportunity to cash in on the $8000 first time home buyer's tax credit. There is a deadline looming, and there are some important considerations.
First, the house must be CLOSED by November 30,2009. That means the HUD-1 settlement statement … (3 comments)

Friends of Jaclyn - An Amazing Charity - 08/01/09 09:34 AM
This morning I was watching Real Sports and we saw a story about a young girl dealing with a malignant brain tumor.  She was a lacrosse player prior to her becoming ill.  She was "adopted" by the Northwestern University women's lacrosse team.  These team members treated her like a VIP.  They invited her to games, sent her text messages, emails, and videos.  Both the little girl and her father felt that this special treatment by the team helped her heal.
Jaclyn and her father started a charity called Friends of Jaclyn.  This charity matches children suffering with brain tumors to college … (2 comments)

MARYLAND AND NORTHERN VIRGINIA HOMES FOR SALE ARE PRICED RIGHT AND PLENTIFUL? HOME BUYING DOs & DON'Ts. - 08/01/09 09:06 AM
This is great information about DOs and DON'Ts when applying for a mortgage.  Call me if you would like more information.
Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:
MARYLAND AND NORTHERN VIRGINIA HOMES FOR SALE ARE PRICED RIGHT AND PLENTIFUL.  However, home buyers must follow some rules to make sure that your loan application will be approved and you'll be able to close on your real estate purchase in Northern Virginia. 
MARYLAND AND VIRGINIA HOME BUYERS are very fortunate to have a wide selection of mortgage lenders in our area.  Homefinders.com works with every knowledgeable, experienced and accessible loan officers.   Unlike many … (1 comments)

 
Dr. Stacey-Ann Baugh, Prince George's County, MD (Century 21 New Millennium) Rainmaker_large

Dr. Stacey-Ann Baugh, Prince George's County, MD

Upper Marlboro, MD

More about me…

Century 21 New Millennium

Address: 1000 Pennsylvania Ave, SE, Washington, DC, 20003

Office Phone: (202) 540-0055

Cell Phone: (240) 481-3565

Email Me

Author Bio: Dr. Stacey-Ann Baugh is a real estate agent helping people buy and sell homes in PG County, MD and surrounding areas.



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