What a wonderful time of year when we give thanks for family, friends and our many blessings. We want to thank you especially for your business, referrals and friendship. May you and yours have a great Thanksgiving this year!

 

PS.

A young man named John received a parrot as a gift. The parrot had a bad attitude  and an even worse vocabulary.
 
Every word out of the  bird's' mouth was rude, obnoxious and laced with  profanity.  John tried and tried to change the  bird's attitude by consistently saying only polite words, playing soft music and anything else he could think  of to 'clean up' the bird's vocabulary.
 
Finally, John was fed  up and he yelled at the parrot. The  parrot yelled  back. John shook the parrot and the parrot got angrier and even more rude. John, in desperation, threw up his hand, grabbed the bird and put him in the freezer. For a few  minutes the parrot squawked and kicked and  screamed.
 
Then suddenly there was total quiet.  Not a peep was heard for over a minute.
 
Fearing that he'd hurt the parrot, John quickly opened the door to the freezer.  The parrot calmly stepped out  onto John's outstretched arms and said "I believe I  may have offended you with my rude language and  actions.  I'm sincerely remorseful for my inappropriate transgressions and I fully intend to do everything I can to correct my rude and unforgivable  behavior."   John was stunned at the  change in the bird's attitude.
As he was about to ask  the parrot what had made such a dramatic change in his  behavior, the parrot spoke-up, very softly,  "May I ask what the turkey did?"
 
 
HAPPY THANKSGIVING!

 


Jobs, Jobs, Jobs and the economic recovery myth
11/09/2009
share
Last week's Jobs Report showed that there were 190, 000 jobs lost in October, higher than the 175, 000 job losses that were expected. Also, the Unemployment Rate rose to 10. 2%, quite a bit higher than the 9. 9% expected, and the highest Unemployment… more
Rates are down
09/11/2009
share
Wow! what a long strange trip ( thanks Greatful Dead). As we appoach the end of the 1st time Homebuyers Tax credit program the Fed appears to be buying alot more mortgage backed securities (MBS). This is supporting and even driving rates down. We… more
Jobs, Jobs, Jobs
08/27/2009
share
Sometimes I feel like a broken record! Anybody who thinks we are in a "recovery" is, in my opinion, sadly mistaken. Yes, the stock market is up signifiganlty from the lows of last winter. And why? Because of all the money that was sitting on the… more
Mortgage Delinquencies Rise
08/20/2009
share
According to the Mortgage Bankers Association, more than 13% of mortgages are currently past due or in foreclosure. To make matters worse, one in three new foreclosures between April and June was from a prime, fixed-rate loan, up from one in five a… more
Another success story
05/08/2009
share
I received a file on Wednesday afternoon at about 3:30 from Countrywide. It was a VA loan that they had to submit to their structured loan desk for an exception. They had already missed the close date of Monday. This loan was a purchase transaction… more
Economic Forecast
04/06/2009
share
Interest rates will rise. There, I said it. Rates will be going up. Depending upon your time line for refinancing or buying, rates could be going up very soon. With all the money the government is putting into the system, rates will have to… more
Stimulus package… a waste of time? ( a rant )
03/05/2009
share
Having read and reread the latest press releases on the new stimulus package I'm convinced that Sec. Geithner is throwing darts in the dark. 31% DTI? I can tell you that almost 90% of my clients have had a DTI over this threshold; yet I have only 2… more
Where rates are headed
02/05/2009
share
-- This is a bond chart of 4% FNMA bonds. Since the beginning of the year, there has been a general drift downwards. With bonds, the lower the price, the higher the yield, the higher the yield, the higher interest rates are… so there is an inverse… more
I want 4. 5% on my rate, and why this may not be possible
01/29/2009
share
We have all heard it, Rates are down! Rates will be in the 4. 5% range soon! Well, rates are down, way down in fact but I would advise everyone not to get their heart set on obtaining 4. 5% 30yr fixed rate loans. Yesterday the Fed announced they are… more
 

Stan Nelson

Boise, ID

More about me…

Guild Mortgage

Address: 12592 W Explorer Drive #150, Boise, Id, 83713

Office Phone: (208) 489-2807

Cell Phone: (208) 850-1857

Email Me



Links

Archives

RSS 2.0 Feed for this blog

Find ID real estate agents and Boise real estate on ActiveRain.