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    <title>Stark County Ohio Real Estate</title>
    <link>http://activerain.com/blogs/starkcountyhomes</link>
    <description>Get to know Canton, Jackson townpship Perry, Plain, North Canton and Stark County Real  Estate.    </description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1337536/333-ranowsky-court-east-canton-oh-44730-119-900</guid>
      <title>333 Ranowsky Court, East Canton OH  44730 -   $119,900</title>
      <description>&lt;p&gt;Looking for a&amp;nbsp;country setting on 1/2 acre?&amp;nbsp; Welcome to 333 Ranowsky Court, Canton OH&amp;nbsp; 44730.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;333 Ranowsky Court, East Canton&quot; src=&quot;http://activerain.com/image_store/uploads/7/4/4/9/9/ar125822753499447.jpg&quot; height=&quot;300&quot; alt=&quot;333 Ranowsky Court, East Canton&quot; width=&quot;400&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 14 Nov 2009 13:42:32 -0600</pubDate>
      <link>http://activerain.com/blogsview/1337536/333-ranowsky-court-east-canton-oh-44730-119-900</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1337515/expanded-tax-credit-for-current-home-owners-in-canton-oh</guid>
      <title>Expanded Tax Credit for Current Home Owners in Canton OH</title>
      <description>&lt;p&gt;&lt;img title=&quot;Expanded Tax Credit For Current Home Owners &quot; src=&quot;http://activerain.com/image_store/uploads/9/8/2/8/1/ar125822659518289.jpg&quot; height=&quot;542&quot; alt=&quot;Expanded Tax Credit For Current Home Owners&quot; width=&quot;638&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 14 Nov 2009 13:30:10 -0600</pubDate>
      <link>http://activerain.com/blogsview/1337515/expanded-tax-credit-for-current-home-owners-in-canton-oh</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1337504/first-time-buyer-tax-credit-extended-until-2010-in-canton-oh</guid>
      <title>First Time Buyer Tax Credit Extended until 2010 in Canton OH</title>
      <description>&lt;p&gt;&lt;img title=&quot;Want to Buy Your First Home&quot; src=&quot;http://activerain.com/image_store/uploads/5/1/1/6/7/ar125822565076115.jpg&quot; height=&quot;479&quot; alt=&quot;Want to Buy Your First Home&quot; width=&quot;638&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 14 Nov 2009 13:13:31 -0600</pubDate>
      <link>http://activerain.com/blogsview/1337504/first-time-buyer-tax-credit-extended-until-2010-in-canton-oh</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1337431/federal-housing-tax-credit-in-canton-oh</guid>
      <title>Federal Housing Tax Credit in Canton OH</title>
      <description>&lt;p&gt;This is better than cash for Clunkers.&lt;/p&gt;
&lt;p&gt;The &lt;a href=&quot;http://www.federalhousingtaxcredit.com/faq2.php&quot; title=&quot;Federal Housing Tax Credit&quot; rel=&quot;Federal Housing Tax Credit&quot; target=&quot;_blank&quot;&gt;Federal Housing Tax Credit&lt;/a&gt; has been extended and expanded until April 2010.&lt;/p&gt;
&lt;p&gt;Find out how you as an existing homeowner and a First time home buyer&amp;nbsp; in Stark County OH can both benefit from the New/Extended Federal Housing Tax Credit&amp;nbsp; program.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Visit &lt;a href=&quot;http://www.federalhousingtaxcredit.com/faq2.php&quot; title=&quot;Federal Housing Tax Credit &quot; target=&quot;_blank&quot;&gt;Federal Housing Tax Credit&lt;/a&gt; for more information&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Let's discuss the tax credit&quot; src=&quot;http://activerain.com/image_store/uploads/7/7/7/4/8/ar125822309484777.png&quot; height=&quot;128&quot; alt=&quot;Let's discuss the tax credit&quot; width=&quot;128&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 14 Nov 2009 12:28:24 -0600</pubDate>
      <link>http://activerain.com/blogsview/1337431/federal-housing-tax-credit-in-canton-oh</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1214239/1939-8th-st-se-canton-oh</guid>
      <title>1939 8th St SE, Canton OH</title>
      <description>&lt;p&gt;&lt;a href=&quot;1939 8th St SE, Canton OH &quot; title=&quot;1939 8th SE, Canton OH&quot; target=&quot;_blank&quot;&gt;&lt;img title=&quot;Exterior 1939 8thSt SE  Canton OH&quot; src=&quot;http://activerain.com/image_store/uploads/3/7/9/6/2/ar125143712626973.jpg&quot; height=&quot;322&quot; alt=&quot;Exterior 1939 8th ST SE Canton OH&quot; width=&quot;399&quot; /&gt;&lt;/a&gt;Built in&amp;nbsp;2005, This comfortable well maintained&amp;nbsp;two story home is&amp;nbsp;on a quiet street.&amp;nbsp; Large&amp;nbsp;front porch, perfect for&amp;nbsp; kicking back and relaxing. The &amp;nbsp;spacious yard is perfect for family barbeques.&amp;nbsp; Features include three bedrooms,&amp;nbsp;two up and one on the first floor. First floor bathroom &amp;nbsp;&amp;nbsp;&amp;nbsp;Large country kitchen, perfect for entertaining&amp;nbsp;or family meals.&amp;nbsp;First time homebuyers, or singles, this could be your first&amp;nbsp;home.&amp;nbsp; Offered at $61,900.00.&amp;nbsp; Approximate monthly payment&amp;nbsp;is $485.00&amp;nbsp;&amp;nbsp;Why Rent?&amp;nbsp;Own this beautiful home today.&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Fri, 28 Aug 2009 00:47:48 -0500</pubDate>
      <link>http://activerain.com/blogsview/1214239/1939-8th-st-se-canton-oh</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1214134/part-3-stopping-or-preventing-foreclosure-in-canton-oh-stark-county</guid>
      <title>Part 3 Stopping or Preventing Foreclosure in Canton OH, Stark County</title>
      <description>&lt;p&gt;A Short Sale is another way to stop foreclosures.&amp;nbsp;&amp;nbsp;Be sure to read Stopping or Preventing Foreclosure in Canton, Perry, Plain, Jackson or Stark County&amp;nbsp;&amp;nbsp;&lt;a href=&quot;http://activerain.com/blogsview/1205649/canton-stark-county-stop-foreclosure-lower-your-payment-today-part-one&quot; title=&quot;Stop Foreclosure-Lower your payment&quot; target=&quot;_blank&quot;&gt;Part 1&lt;/a&gt; and &lt;a href=&quot;http://activerain.com/blogsview/1208950/part-two-8-strategies-for-preventing-or-stopping-foreclosure-for-your-canton-stark-county-home&quot; title=&quot;8 stategies for preventing/stopping foreclosure&quot; target=&quot;_blank&quot;&gt;Part two&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;The first step is to create a short sale package to present to the bank.&amp;nbsp; All packages must have the following items:&lt;/p&gt;
&lt;p&gt;1.&amp;nbsp; Since the Real Estate Agent will be talking to the bank for the homeowner, the agent will need an Authorization to Negotiate.&amp;nbsp; This is a form that states that I as the Real Estate Agent will be negotiating on behalf of the homeowners.&amp;nbsp; This form should have the homeowner's name,address, Account number, social security number, date of birth, and any other relevant information.&amp;nbsp; This is faxed to the bank.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;2.&amp;nbsp; Hardship Letter - The homeowner needs to write a letter stating what happened that caused them to be in this situation.&amp;nbsp; The situation could have been a loss of a job&amp;nbsp;or a family member, illness, death, divorce etc.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;3. The bank will also want two months of bank statement, W2, 1099, Tax Return.&amp;nbsp; The point is to show the bank that you are unable to pay the mortgage.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;4.&amp;nbsp; Financial Report - &amp;nbsp;How is the money spent that you do have.&lt;/p&gt;
&lt;p&gt;5.&amp;nbsp; Photos of the house - Exterior and interior.&lt;/p&gt;
&lt;p&gt;6.&amp;nbsp;&amp;nbsp;New Comps of the neighborhood. What is active, pending and what has sold.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;7. Repair estimates.&lt;/p&gt;
&lt;p&gt;8.&amp;nbsp; Any headlines or articles about Real Estate in the area.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you are facing foreclosure, please email me at &lt;a href=&quot;mailto:Dwilson@cutlerhomes.com&quot;&gt;Dwilson@cutlerhomes.com&lt;/a&gt; or call me Deborah Wilson &amp;nbsp;at 330-904-4545.&amp;nbsp; I can help.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Thu, 27 Aug 2009 22:23:49 -0500</pubDate>
      <link>http://activerain.com/blogsview/1214134/part-3-stopping-or-preventing-foreclosure-in-canton-oh-stark-county</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1208950/part-two-8-strategies-for-preventing-or-stopping-foreclosure-for-your-canton-stark-county-home</guid>
      <title>Part Two- 8 Strategies for Preventing or stopping Foreclosure for your Canton, Stark County home</title>
      <description>&lt;p style=&quot;text-align: center;&quot;&gt;&lt;big&gt;&lt;strong&gt;&lt;big&gt;&lt;big&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/big&gt;&lt;/big&gt;&lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot;&gt;&lt;big&gt;&lt;strong&gt;&lt;big&gt;&lt;big&gt;&lt;strong&gt;&lt;small&gt;&lt;strong&gt;In Part One&lt;/strong&gt; -&amp;nbsp; Preventing and /or Stopping Foreclosure, I shared President Obama's &lt;a href=&quot;http://makinghomeaffordable.gov/about.html&quot; title=&quot;Making homes affordable&quot; target=&quot;_blank&quot;&gt;Making Homes Affordable&lt;/a&gt; Program.&amp;nbsp;A program designed to keep Americans in their homes.&amp;nbsp; &amp;nbsp; If you did not see it, you can read it &lt;a href=&quot;http://activerain.com/blogsview/1205649/canton-stark-county-stop-foreclosure-lower-your-payment-today-part-one&quot; title=&quot;http://activerain.com/blogsview/1205649/canton-stark-county-stop-foreclosure-lower-your-payment-today-part-one&quot; target=&quot;_blank&quot;&gt;here&lt;/a&gt; now.&lt;/small&gt; &lt;/strong&gt;&lt;/big&gt;&lt;/big&gt;&lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;big&gt;&lt;strong&gt;&lt;big&gt;&lt;big&gt;&lt;small&gt;&lt;strong&gt;In Part Two, we will focus on eight strategies that will prevent or stop foreclosure. Strategies you can use right now whether you live in Massillon, Plain, Perry, North Canton or Jackson Twp.&lt;/strong&gt;&lt;/small&gt; &lt;/big&gt;&lt;/big&gt;&lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;big&gt;&lt;strong&gt;&lt;big&gt;&lt;big&gt;&lt;/big&gt;&lt;/big&gt;&lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
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&lt;p&gt;&lt;big&gt;&lt;strong&gt;But what happened?&amp;nbsp; Let's face it, we're all &amp;nbsp;probably a couple of paychecks away from calamity if a hardship were to happen.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
&lt;/p&gt;
&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;strong&gt;People fall into financial hardships in a number of different ways. Below are some of the reasons why this happens.&lt;/strong&gt;&lt;/big&gt; &lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;big&gt;&lt;strong&gt;Health issues:&lt;/strong&gt; This is one of the tragedies of not having health insurance or inadequate health insurance, combined with expensive medical bills, can drive homeowners into financial hardship very quickly and cause them to get behind on their house payments and or real estate taxes.&amp;nbsp; This is especially true for the self employed.&lt;/big&gt;&lt;/big&gt; &lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;strong&gt;Death:&lt;/strong&gt;&amp;nbsp; Death of a spouse or a loved one. The spouse or heirs cannot or will not pay the mortgage.&amp;nbsp; Once the estate is settled, the bank is forced to take the property back.&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;strong&gt;Predatory lending or borrowing:&lt;/strong&gt;&amp;nbsp; Allowing people to borrow when they clearly demonstrated they didn't have enough income to handle increased payment amounts.&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;&lt;big&gt;
&lt;p&gt;&lt;big&gt;&lt;strong&gt;Divorce/Separation:&lt;/strong&gt;&amp;nbsp; A couple separates or divorces and the other person can not make the payments on their own for a prolonged period&lt;/big&gt; &lt;big&gt;of time.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;strong&gt;Job loss or transfer:&lt;/strong&gt; Due to the economic climate or global competition may employees are their jobs or businesses.&amp;nbsp; It could be due to downsizing, consolidation, mergers, or just outsourcing jobs overseas.&lt;/big&gt;&lt;/p&gt;
&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;
&lt;p&gt;&lt;big&gt;&lt;strong&gt;Two house payments:&lt;/strong&gt;&amp;nbsp; Having two house payments due to one of the properties not selling fast enough due to a declining market.&amp;nbsp;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;strong&gt;4&amp;nbsp;Ways to Avoid Foreclosures&amp;nbsp;in Canton OH &lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;1. Workout arrangement:&amp;nbsp; (&lt;strong&gt;Forbearance)&lt;/strong&gt;&amp;nbsp; Most lenders will work with a homeowner to work a repayment plan that is affordable to them.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;2.&amp;nbsp; Spread out missed payments: (&lt;strong&gt;Repayment Plan&lt;/strong&gt;)&amp;nbsp; The lenders might let the homeowner resume monthly payment &lt;/big&gt;&lt;/p&gt;
&lt;/big&gt;&lt;big&gt;&lt;big&gt;after being behind for a few month, as long as they include an additional amount to make up the difference.&lt;/big&gt;&lt;/big&gt;&lt;big&gt;&lt;big&gt;include back payments and re-amortize the loan.&lt;/big&gt;&lt;/big&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;/p&gt;
&lt;p&gt;
&lt;p&gt;&lt;big&gt;3.&amp;nbsp; Changing the terms of the loan: (&lt;strong&gt;Loan Modification&lt;/strong&gt;) If there is an adjustable rate mortgage, the lenders might freeze the current rate so homeowner can keep making current payments, or the lender might extend the term of the loan to reduce the payments.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;4.&amp;nbsp; Add back payments to the loan: &lt;strong&gt;(Refinance)&lt;/strong&gt; If there is enough equity in the property and sellers meet the lending guidelines, the lender might increase the loan balance to &lt;/big&gt;&lt;/p&gt;
&lt;/p&gt;
&lt;p&gt;
&lt;p&gt;&lt;big&gt;&lt;strong&gt;4 Ways to Stop Foreclosure for&amp;nbsp;your Stark County home.&lt;/strong&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;strong&gt;1.&lt;/strong&gt;&amp;nbsp; &lt;strong&gt;Reinstatment of Loan&lt;/strong&gt;: The lender may consider giving the homeowner some additionaltime to bring payments current and pay lender's cost of filing for a foreclosure, to stop the process.&amp;nbsp;&lt;/big&gt;&lt;/p&gt;
&lt;/p&gt;
&lt;p&gt;&lt;big&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;2.&amp;nbsp; &lt;strong&gt;Sell the property&lt;/strong&gt;.&amp;nbsp; if there is enough equity in the property to pay &lt;/big&gt;&lt;big&gt;off the mortgage and cover all expenses.&amp;nbsp; Hire a Real Estate agent to market it aggressively.&amp;nbsp; Incentives for buyers to buy it, and agents to sell it.&amp;nbsp;&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;big&gt;3. &lt;strong&gt;A short sale is a loss mitigation solution&lt;/strong&gt;.&amp;nbsp;&amp;nbsp; A pre-foreclosure&amp;nbsp; solution.&amp;nbsp; A short sale is when what you owe is greater than the value of the property.&amp;nbsp;&amp;nbsp; It is called a short sale because the bank will be shorted the money it is owed on the mortgage.&amp;nbsp;&amp;nbsp;&lt;/big&gt; &lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;/p&gt;
&lt;p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;/p&gt;
&lt;p&gt;
&lt;p&gt;&lt;big&gt;&lt;big&gt;&lt;/big&gt;&lt;/big&gt;&lt;/p&gt;
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&lt;/p&gt;
&lt;p&gt;&lt;big&gt;
&lt;p&gt;&lt;big&gt;A&amp;nbsp;short sale is sold by the homeowner before a foreclosure takes&lt;/big&gt; &lt;big&gt;place.&amp;nbsp;&lt;/big&gt; &lt;big&gt;Anyone two-three months behind in their mortgage payments is a candidate for a short sale.&amp;nbsp; There are only two reasons why a owner would not be eligible for a short sale - The homeowner filed for bankruptcy or the house is already in foreclosure and the house is scheduled for auction.&lt;/big&gt;&lt;/p&gt;
&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;
&lt;p&gt;&lt;big&gt;4.&amp;nbsp; &lt;strong&gt;Deed-in-lieu of Foreclosure:&lt;/strong&gt; Sometimes when the owner has had a hard time selling the property through a Realtor, ever on a Short&amp;nbsp; Sale,the lender might allow them to deed the property back to the bank as long as there are no other liens against the property. This way the bank doesn't run up more legal and holding cost.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;In Part Three, we will focus on the Short Sale process.&lt;/strong&gt;&lt;/p&gt;
&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
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&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;&lt;/big&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Mon, 24 Aug 2009 19:23:02 -0500</pubDate>
      <link>http://activerain.com/blogsview/1208950/part-two-8-strategies-for-preventing-or-stopping-foreclosure-for-your-canton-stark-county-home</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1205649/canton-stark-county-stop-foreclosure-lower-your-payment-today-part-one</guid>
      <title>Canton, Stark County - Stop Foreclosure. Lower your payment today - Part One</title>
      <description>&lt;p&gt;&lt;big&gt;In the past six months,&amp;nbsp;there were 104 foreclosed bank owned homes sold&amp;nbsp;throughout Stark County. Currently there are 57 bank owned homes for sale.&amp;nbsp;&amp;nbsp;&amp;nbsp;As a homeowner in Canton, Plain, Perry, Jackson, North Canton or Massillon, you don't have to be in this list, another statistic.&amp;nbsp; There are actions you can take, things you can do to prevent foreclosure.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;President Obama's administration has introduced &lt;a href=&quot;http://makinghomeaffordable.gov/about.html&quot;&gt;Making Homes Affordable&lt;/a&gt;,&amp;nbsp;a plan to help homeowners&amp;nbsp;stay in their homes and&amp;nbsp; or&amp;nbsp;reduce their monthly mortgage payments to a more affordable level.&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;There are two part to the program:&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;The Home Affordable Refinance Program&amp;nbsp; is available to those with a solid payment history on an existing loan owned by or guaranteed by&lt;a href=&quot;http://www.fanniemae.com/&quot;&gt; Fannie Ma&lt;/a&gt;e or &lt;a href=&quot;http://www.freddiemac.com/avoidforeclosure/&quot;&gt;Freddie Mac.&lt;/a&gt; &amp;nbsp;This is available to those who would be unable to refinance from an adjustable rate mortgage into a more stable 30 year fixed mortgage. &amp;nbsp;Normally these borrowers would be unable to refinance because their homes have lost value, pushing their current loan to value ratio above 80%.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;The Home Affordable&amp;nbsp; Modification program&amp;nbsp;- doesn't reduce the principal but makes it easier to repay what's owed by reducing the interest rate and stretching the length of the original loan.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;Eligibility:&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;1. &amp;nbsp;Loan must have&amp;nbsp;originated on or before Jan 1, 2009.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;2. &amp;nbsp;Must be a First Lien loan, owner occupied property with an unpaid principal &amp;nbsp;balance of up to $729,750. &amp;nbsp;Higher limits are available for owner occupied properties with 2-4 units.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;3. &amp;nbsp;Fully documented income, two most &amp;nbsp;recent pay stubs, most recent tax return, and a letter of financial hardship.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;4. &amp;nbsp;No investor owned, vacant, or condemned properties.&amp;nbsp;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;5. &amp;nbsp;Loans can be modified only once. &amp;nbsp;&lt;br /&gt;&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;Time is of the Essence.&amp;nbsp; Contact your lender as soon as possible.&amp;nbsp;&amp;nbsp; Homeowners can also contact a free local &lt;a href=&quot;http://www.hud.gov/foreclosure/index.cfm&quot;&gt;HUD&lt;/a&gt; approved housing counselor.&amp;nbsp; HUD approved counselors can help homeowners understand the law, their options, help organize their finances and may also represent them in negotiations with lenders.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;Be aware of scams that promise to stop foreclosure if you sign the deed over to them.&lt;/big&gt;&lt;/p&gt;
&lt;p&gt;&lt;big&gt;Deborah Wilson helps Buyers and Sellers in Canton, Plain, Perry,&amp;nbsp;Jackson, North Canton, Massillon&amp;nbsp;and Stark County. For more informaton please email me at dwilson @cutlerhomes.com or&amp;nbsp;call me at 330-491-2775.&amp;nbsp;&amp;nbsp;&lt;/big&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Fri, 21 Aug 2009 21:41:08 -0500</pubDate>
      <link>http://activerain.com/blogsview/1205649/canton-stark-county-stop-foreclosure-lower-your-payment-today-part-one</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1198187/sell-your-home-fast-and-for-more-money-in-canton-oh-</guid>
      <title>Sell your home fast and for More Money in Canton, OH </title>
      <description>&lt;p&gt;&lt;strong&gt;Tips that will get your Stark County home sold fast and for money!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Thinking about selling?&amp;nbsp; Here are&amp;nbsp;5 ideas&amp;nbsp;that will help get your home sold.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Tip # 1&lt;/strong&gt;.&amp;nbsp; The first thing is choosing a Real Estate Consultant who is familiar with the Canton&amp;nbsp;community, and surrounding local areas. Ask friends and family to refer you to their Real Estate Consultant.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Tip # 2.&lt;/strong&gt;&amp;nbsp; Price the house correctly at market value.&amp;nbsp;Your Real Estate Consultant will share with you comparable active, and sold&amp;nbsp;listings that are similar to yours in square footage, style, bedrooms&amp;nbsp;and neighborhood.&amp;nbsp;&amp;nbsp;This statistical data&amp;nbsp;will help you price the house correctly. Remember an agents job is to market the property, not to sell it. If it is not priced right, all the marketing in the world will not sell an overpriced listing. Remember the correct listing price is not what you need to get out of it, or how much was spent fixing it up. Buyers do not care.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Jackson twp - Number of homes Sold 2009&quot; src=&quot;http://activerain.com/image_store/uploads/4/3/9/8/1/ar125047902418934.png&quot; height=&quot;480&quot; alt=&quot;Jackson Twp-Number of homes sold 2009&quot; width=&quot;640&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Tip# 3.&lt;/strong&gt; Don't make it difficult to show. You've got to be able to get people into your home when the call comes in.&amp;nbsp; Don't hang around for the showing, don't ask for 48 hours notice, do let the agent put a For Sale sign in the yard.&amp;nbsp; Don't make the agent be there for all showings.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Tip #4.&lt;/strong&gt; Don't leave money on the table.&amp;nbsp; Repair/Replace anything that's&amp;nbsp;leaking, dripping, missing, chipped, burned out, worn out, or broken. Once you've lived with &quot;stuff&quot; for a while, you don't even see it anymore.&amp;nbsp; Buyers however will notice them right away.&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;De-Clutter&quot; src=&quot;http://activerain.com/image_store/uploads/9/5/7/8/3/ar125047881338759.png&quot; height=&quot;87&quot; alt=&quot;De-Clutter&quot; width=&quot;128&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Tip #5.&lt;/strong&gt;&amp;nbsp; Remove clutter from every counter, closet, desk drawer and&amp;nbsp;room. Clean every surface, carpet, draperies, windows and cabinets&amp;nbsp;doors.&amp;nbsp; Power wash refinish or paint the outside and deck. &amp;nbsp;Pack up items and collectibles&amp;nbsp;that reflect your personal taste. This includes your salt and pepper shakers, and too many photos of your family.&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Clean everthing&quot; src=&quot;http://activerain.com/image_store/uploads/3/2/0/8/9/ar125047844898023.png&quot; height=&quot;98&quot; alt=&quot;Clean everthing&quot; width=&quot;128&quot; /&gt;&lt;/p&gt;
&lt;p&gt;Your home needs to be in shape from the time you put it on the market.&amp;nbsp; Don't have repairs in progress.&amp;nbsp; You'll get the best price and the quickest sale for a house that is turnkey &amp;nbsp;&lt;/p&gt;
&lt;p&gt;**********************************************************************************&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Deborah Wilson helps people sell or list their homes in Canton, Jackson township,&amp;nbsp;and stark County. If you are a buyer or seller&amp;nbsp;looking for a new home please see the info below.&lt;/p&gt;
&lt;p&gt;Call 330 904-4545 or email: &lt;a href=&quot;mailto:Dwilson@cutlerhomes.com&quot;&gt;Dwilson@cutlerhomes.com&lt;/a&gt;.&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sun, 16 Aug 2009 22:21:28 -0500</pubDate>
      <link>http://activerain.com/blogsview/1198187/sell-your-home-fast-and-for-more-money-in-canton-oh-</link>
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      <guid>http://activerain.com/blogsview/1193333/sarafina-decorative-fabrics-in-downtown-canton-oh</guid>
      <title>Sarafina Decorative Fabrics in Downtown Canton OH</title>
      <description>&lt;p&gt;&lt;strong&gt;SARAFINA,&amp;nbsp;The main source of decorative fabrics in downtown Canton OH.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;A designers workshop for&amp;nbsp;decorative fabrics, leathers, faux leathers and trims.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Sarafina&amp;nbsp;workroom services Include:&lt;/p&gt;
&lt;p&gt;Draperies, Fabric shades, Blinds, Window treatments, Accessories and&amp;nbsp;Rugs.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The shop is owned by Gene Shumar and his mother.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Sarafina Inspired Decoratives Solutions&quot; src=&quot;http://activerain.com/image_store/uploads/4/3/5/7/1/ar125012398517534.jpg&quot; height=&quot;600&quot; alt=&quot;Sarafina Inspired Decoratives Solutions&quot; width=&quot;800&quot; /&gt;&lt;/p&gt;
&lt;p&gt;They also have a huge warehouse in Louisville OH.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Located at 208 Court Ave, NW&lt;/p&gt;
&lt;p&gt;Canton OH&amp;nbsp; 44702&lt;/p&gt;
&lt;p&gt;The phone is 330-456-9720&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Wed, 12 Aug 2009 19:51:14 -0500</pubDate>
      <link>http://activerain.com/blogsview/1193333/sarafina-decorative-fabrics-in-downtown-canton-oh</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1187242/2nd-april-art-galerie-downtown-canton-oh</guid>
      <title>2nd April Art Galerie - Downtown Canton OH</title>
      <description>&lt;p&gt;&lt;strong&gt;2nd April Art Galerie in Downtown Canton Ohio &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;The &lt;a href=&quot;http://secondapril.org/&quot; title=&quot;2nd April Art Galerie&quot; target=&quot;_blank&quot;&gt;2nd April Art Galerie&lt;/a&gt; in downtown Canton OH is crazy cool and fun.&amp;nbsp; There are paintings, artworks, jewelry, furniture, food and live music. The Canton art district comes super a live every first Friday of the month known as the &lt;a href=&quot;http://cantonfirstfriday.com/August_09.aspx&quot; title=&quot;CantonFirstFriday&quot; target=&quot;_blank&quot;&gt;Canton First Friday&lt;/a&gt; event downtown.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;2nd April Art Galerie&quot; src=&quot;http://activerain.com/image_store/uploads/1/8/7/8/4/ar124974362748781.jpg&quot; height=&quot;600&quot; alt=&quot;The Jam City band&quot; width=&quot;800&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;The 2nd April Galerie features artwork by over 50 local artist.&lt;/p&gt;
&lt;p&gt;2nd April Studios and Annex features individual artists.&lt;/p&gt;
&lt;p&gt;The lower level features the Kathleen Howland Theatre. A Downtown Community Theatre Space.&lt;/p&gt;
&lt;p&gt;The owners of the 2nd Galerie are Brennis Booth jr., and Todd Walburn.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&lt;img title=&quot;Owners 2nd April Galerie-Canton OH&quot; src=&quot;http://activerain.com/image_store/uploads/4/3/9/0/8/ar124974395780934.jpg&quot; height=&quot;600&quot; alt=&quot;Brennis and Todd-Owners&quot; width=&quot;800&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;The address is 324 Cleveland Ave NW, Canton Ohio 44702.&lt;/p&gt;
&lt;p&gt;*********************************************************************************************************&lt;/p&gt;
&lt;p&gt;Whether buying or selling in the Canton Ohio - Stark County area.&lt;/p&gt;
&lt;p&gt;Please call me at 330 904-4545 or email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; if you have any question about Canton, Jackson Township, or Stark County Real Estate.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 08 Aug 2009 10:23:38 -0500</pubDate>
      <link>http://activerain.com/blogsview/1187242/2nd-april-art-galerie-downtown-canton-oh</link>
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    <item>
      <guid>http://activerain.com/blogsview/1182671/sophia-s-soul-food-restaurant-canton-oh-</guid>
      <title>Sophia's Soul Food Restaurant-Canton OH </title>
      <description>&lt;p&gt;&lt;a&gt;&lt;/a&gt;&amp;nbsp;&lt;strong&gt;Canton&amp;nbsp;Soul food restaurant in Stark County Ohio&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;When I get a craving for real soul food, like fried chicken wings, Catfish, barbeque ribs, mac and cheese, and collard greens. I &amp;nbsp;head to &lt;strong&gt;Sophia's restaurant&lt;/strong&gt; in the old Crystal Park&amp;nbsp;neighborhood, at 1243 Harrisburg Rd NE in Canton OH.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Sophia's Soul Food Restaurant&quot; src=&quot;http://activerain.com/image_store/uploads/5/6/6/8/8/ar124948349888665.jpg&quot; height=&quot;600&quot; alt=&quot;Sophia and Claude&quot; width=&quot;800&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;When I was placing my order, I saw a bible on the counter for patrons to read while waiting for their order.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This closely relates to their Christian beliefs and heritage.&amp;nbsp; The restaurant is their ministry.&amp;nbsp; Sophia and her husband&amp;nbsp;Claude own the six table&amp;nbsp;restaurant.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Sophia's Soul Food Restaurant&quot; src=&quot;http://activerain.com/image_store/uploads/4/1/0/6/5/ar124948373256014.jpg&quot; height=&quot;600&quot; alt=&quot;Sophia's Soul Food Restaurant&quot; width=&quot;800&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The prices are reasonable, the portions are large and the food is delicious.&lt;/p&gt;
&lt;p&gt;Everything is made from scratch.&amp;nbsp; I ordered the four piece whiting dinner&amp;nbsp;with collard greens and mac and cheese for $9.50&amp;nbsp; Yumo! &amp;nbsp; Homemade desserts include Sweet potato&amp;nbsp;Pie and peach cobbler.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The hours are from 12-6pm Tuesday and Wednesday and 11-8 Thursday thru Saturday. To call in your order, the phone number is 330-452-4030.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Wed, 05 Aug 2009 09:53:58 -0500</pubDate>
      <link>http://activerain.com/blogsview/1182671/sophia-s-soul-food-restaurant-canton-oh-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1177484/canton-oh-pro-football-hall-of-fame-kick-off-food-hot-air-balloons-and-fireworks-</guid>
      <title>Canton OH Pro football Hall of Fame Kick Off- Food,Hot Air balloons and Fireworks!</title>
      <description>&lt;p&gt;&lt;strong&gt;The Stark County OH&amp;nbsp;&lt;a href=&quot;http://profootballfestival.com/&quot; title=&quot;Pro footbal lfestival&quot; rel=&quot;tag&quot; target=&quot;_blank&quot;&gt;Pro football Festival&lt;/a&gt;&amp;nbsp; celebration has begun with Hot Air balloons,&amp;nbsp; the Jackson food Fest, and Fireworks! Canton OH rocks!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://profootballfestival.com/event_balloon.php&quot; title=&quot;The Balloon Classic Invitational&quot; rel=&quot;tag&quot; target=&quot;_blank&quot;&gt;The Balloon Classic Invitational&lt;/a&gt; kicked off the celebration on Friday evening, and then again early this morning about 7:30. Just beautiful!&amp;nbsp; That funny snuffling noise makes you run outside to see what's happening.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Ballon Classic Invitation&quot; src=&quot;http://activerain.com/image_store/uploads/3/6/5/7/0/ar124918037007563.jpg&quot; height=&quot;170&quot; alt=&quot;Hot Air Balloon&quot; width=&quot;141&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://profootballfestival.com/event_jackson.php&quot; title=&quot;Jackson food fest&quot; rel=&quot;tag&quot; target=&quot;_blank&quot;&gt;The Jackson food fest&lt;/a&gt; continues today from 4-11:30pm.&amp;nbsp; The fun is taking place at Kent State University Stark County campus in Jackson twp Oh.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;6:30pm this evening, there are&amp;nbsp;so many people sitting in lawn chairs along the road and at Kent State just&amp;nbsp;waiting for the fireworks that won't even&amp;nbsp;happen until 10 pm.&lt;/p&gt;
&lt;p&gt;For locations, times and event see the Canton OH&amp;nbsp;Pro football &lt;a href=&quot;Check out the Pro football schedule of events in Canton OH.  &quot; title=&quot;Pro football schedule of events&quot; rel=&quot;tag&quot; target=&quot;_blank&quot;&gt;schedule of events&lt;/a&gt;.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Stark County Ohio's &amp;nbsp;best party festival and family event.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;****************************************************************************&lt;/p&gt;
&lt;p&gt;Deborah Wilson, Stark County Ohio Real Estate.&amp;nbsp;&amp;nbsp; Whether Buying or Selling, let technology and my experience&amp;nbsp;work for you.&lt;/p&gt;
&lt;p&gt;Serving Canton, Jackson Township and Stark County Ohio&lt;/p&gt;
&lt;p&gt;Call me at 330-904-4545 or email me at dwilson @cutlerhomes.com.&lt;/p&gt;
&lt;p&gt;Visit my website at dwilson.cutlerhomes.com&lt;/p&gt;
&lt;p&gt;&amp;nbsp;snuffing&amp;nbsp;noise and they are so big and colorful.&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 01 Aug 2009 21:38:16 -0500</pubDate>
      <link>http://activerain.com/blogsview/1177484/canton-oh-pro-football-hall-of-fame-kick-off-food-hot-air-balloons-and-fireworks-</link>
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      <guid>http://activerain.com/blogsview/1171841/plain-township-market-report-june-2009</guid>
      <title>Plain Township Market Report - June 2009</title>
      <description>&lt;p&gt;Plain Township OH market Report - June 2009&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Plain Township Market Report - June 2009&quot; src=&quot;http://activerain.com/image_store/uploads/1/3/3/5/3/ar124883632135331.png&quot; height=&quot;480&quot; alt=&quot;Plain Township OH Market Report June 2009&quot; width=&quot;640&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Tue, 28 Jul 2009 22:02:12 -0500</pubDate>
      <link>http://activerain.com/blogsview/1171841/plain-township-market-report-june-2009</link>
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      <guid>http://activerain.com/blogsview/1171785/plain-township-oh-market-report-june-2009</guid>
      <title>Plain Township OH Market Report - June 2009</title>
      <description>&lt;p&gt;&lt;strong&gt;June 2009 Plain Township OH&amp;nbsp;Market Report&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Active Listings 56&lt;/p&gt;
&lt;p&gt;Average List Price $178,704&lt;/p&gt;
&lt;p&gt;Medium List Price $154,450&lt;/p&gt;
&lt;p&gt;Medium means half are above and half are below&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Pending 20&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;These listing have an accepted offer and are working through inspections, financing and appraisal.&lt;/p&gt;
&lt;p&gt;Average List Price $165,176&lt;/p&gt;
&lt;p&gt;Average Market Time 87&lt;/p&gt;
&lt;p&gt;Medium List Price $139,950&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Sold Listings 47&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Average List Price $122,176&lt;/p&gt;
&lt;p&gt;Average Sold Price $119,422&lt;/p&gt;
&lt;p&gt;Average Market Time 61&lt;/p&gt;
&lt;p&gt;Medium List Price $109,900&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Expired Listings 6&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;These homes were overpriced or the condition did not reflect the price.&amp;nbsp; These homes were rejected by the market.&lt;/p&gt;
&lt;p&gt;Average List Price $145,750&lt;/p&gt;
&lt;p&gt;Medium List Price $&amp;nbsp;139,900&lt;/p&gt;
&lt;div&gt;*********************************************&lt;/div&gt;
&lt;div&gt;Call Deborah at 330-904-4545, or email me at &lt;a href=&quot;mailto:Dwiilson@cutlerhomes.com&quot;&gt;Dwiilson@cutlerhomes.com&lt;/a&gt; to sell or purchase your new home.&amp;nbsp; To view listings go to my website at Dwilson.Cutlerhomes.com&lt;/div&gt;
&lt;div&gt;I help people in Canton, North Canton, Plain Township, Perry Township, Jackson Township, Massillon, Canal Fulton and all of Stark County.&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Tue, 28 Jul 2009 21:15:40 -0500</pubDate>
      <link>http://activerain.com/blogsview/1171785/plain-township-oh-market-report-june-2009</link>
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      <guid>http://activerain.com/blogsview/1171751/north-canton-oh-market-report-june-2009</guid>
      <title>North Canton OH Market Report - June 2009</title>
      <description>&lt;p&gt;&lt;img title=&quot;North Canton OH Market Report - June 2009&quot; src=&quot;http://activerain.com/image_store/uploads/3/2/2/0/3/ar124883200230223.png&quot; height=&quot;480&quot; alt=&quot;North Canton OH Market Report - June 2009&quot; width=&quot;640&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Tue, 28 Jul 2009 20:49:16 -0500</pubDate>
      <link>http://activerain.com/blogsview/1171751/north-canton-oh-market-report-june-2009</link>
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    <item>
      <guid>http://activerain.com/blogsview/1171710/north-canton-oh-market-report-june-2009</guid>
      <title>North Canton OH Market Report - June 2009</title>
      <description>&lt;p&gt;&lt;strong&gt;June 2009 North Canton OH&amp;nbsp;Market Report&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Active Listings 34&lt;/p&gt;
&lt;p&gt;Average List Price $217,091&lt;/p&gt;
&lt;p&gt;Medium List Price $169,900&lt;/p&gt;
&lt;p&gt;Medium means half are above and half are below&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Pending 11&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;These listing have an accepted offer and are working through inspections, financing and appraisal.&lt;/p&gt;
&lt;p&gt;Average List Price $159,914&lt;/p&gt;
&lt;p&gt;Average Market Time 105&lt;/p&gt;
&lt;p&gt;Medium List Price $154,900&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Sold Listings 28&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Average List Price $171,728&lt;/p&gt;
&lt;p&gt;Average Sold Price $160,880&lt;/p&gt;
&lt;p&gt;Average Market Time 46&lt;/p&gt;
&lt;p&gt;Medium List Price $128,450&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Expired Listings 6&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;These homes were overpriced or the condition did not reflect the price.&amp;nbsp; These homes were rejected by the market.&lt;/p&gt;
&lt;p&gt;Average List Price $145,750&lt;/p&gt;
&lt;p&gt;Medium List Price $&amp;nbsp;139,900&lt;/p&gt;
&lt;p&gt;*******************************&lt;/p&gt;
&lt;p&gt;Call Deborah at 330-904-4545, or email me at &lt;a href=&quot;mailto:Dwilson@cutlerhomes.comn&quot;&gt;Dwilson@cutlerhomes.com&lt;/a&gt;&amp;nbsp;if you are buying or selling.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Visit my websit at Dwilson.Cutlerhomes.com for listings in Canton, North Canton, Plain Township, Jackson Township, Perry Township, Massillon, Canal Fulton and all of Stark County&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Tue, 28 Jul 2009 20:29:56 -0500</pubDate>
      <link>http://activerain.com/blogsview/1171710/north-canton-oh-market-report-june-2009</link>
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      <guid>http://activerain.com/blogsview/1171503/canton-oh-june-2009-market-report</guid>
      <title>Canton OH June 2009- Market Report</title>
      <description>&lt;p&gt;&lt;img title=&quot;Market Report -June 2009 - Canton OH &quot; src=&quot;http://activerain.com/image_store/uploads/5/4/2/2/2/ar124881821222245.png&quot; height=&quot;480&quot; alt=&quot;Canton Market Report June 2009&quot; width=&quot;640&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Tue, 28 Jul 2009 17:00:19 -0500</pubDate>
      <link>http://activerain.com/blogsview/1171503/canton-oh-june-2009-market-report</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1171337/june-2009-canton-oh-market-report</guid>
      <title>June 2009 Canton OH Market Report</title>
      <description>&lt;p&gt;&lt;strong&gt;Canton Ohio Market Report for June 2009&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Active Listings&lt;/strong&gt; 107&lt;/p&gt;
&lt;p&gt;Average List Price $61,673&lt;/p&gt;
&lt;p&gt;Medium List Price $59,00&lt;/p&gt;
&lt;p&gt;Medium means half are above $59,00) and half are below $59,000.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Pending&lt;/strong&gt; 24&lt;/p&gt;
&lt;p&gt;These listings have an accepted offer and are working through inspections, financing and appraisal.&lt;/p&gt;
&lt;p&gt;Average List Price $49,569&lt;/p&gt;
&lt;p&gt;Average Market Time 35&lt;/p&gt;
&lt;p&gt;Medium List Price $27,450&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Sold Listings&lt;/strong&gt; 72&lt;/p&gt;
&lt;p&gt;Average List Price $41,872&lt;/p&gt;
&lt;p&gt;Average Sold Price $38,545&lt;/p&gt;
&lt;p&gt;Average Market Time 92&lt;/p&gt;
&lt;p&gt;Medium List Price $20,500&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Tue, 28 Jul 2009 15:29:16 -0500</pubDate>
      <link>http://activerain.com/blogsview/1171337/june-2009-canton-oh-market-report</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1040493/owning-a-home-in-stark-county-can-cost-less-than-renting-</guid>
      <title>Owning a home in Stark County can cost less than Renting!</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1040320/Owning-a-home-in-Stark-County-can-Cost-less-than-Renting&quot; rel=&quot;bookmark&quot;&gt;Owning a home in Stark County can Cost less than Renting!&lt;/a&gt; &amp;nbsp;(Draft) (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1040320&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Owning a home in Stark County&amp;nbsp; can cost less&amp;nbsp;than renting!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Renting can have&amp;nbsp;some advantages over owning your own home.&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Owning vs Renting&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/1/2/0/2/2/ar124009766822021.jpg&quot; height=&quot;114&quot; alt=&quot;Owning vs Renting&quot; width=&quot;130&quot; /&gt;&lt;/p&gt;
&lt;p&gt;Here are some reasons that make sense to rent until&amp;nbsp;some things in your life change.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;If you move frequently. &amp;nbsp;it might not make since&amp;nbsp;to buy a home. &lt;/li&gt;
&lt;li&gt;&amp;nbsp;If you're not ready to commit to the responsibilities&amp;nbsp;or costs &amp;nbsp;of maintaining a home. &lt;/li&gt;
&lt;li&gt;If your future&amp;nbsp;income is uncertain, or&amp;nbsp;your present income is not enough.&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Don't assume that renting is less expensive than owning your own home.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;A monthly mortgage payment is often lower than the rent on a much smaller property.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Owning your own home is like having a savings account that you can live in.&lt;/p&gt;
&lt;p&gt;Every month the payment you make on your mortgage adds to the equity you have in your home.&amp;nbsp;Your home is in the asset column.&amp;nbsp;&amp;nbsp; The&amp;nbsp;monthly rent payment is in the liability column and simply&amp;nbsp;evaporates each month.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Real Estate is a proven source of wealth building for the average person. Research has shown that real estate has proven to deliver a reliable increase in value compared to other types of investing.&amp;nbsp; When you're renting, those returns are going into your landlord's pocket, not yours.&lt;/p&gt;
&lt;p&gt;Add in the Federal tax deductions for mortgage interest and real estate taxes, historically low interest rates, the 2009 $8000 tax credit, and home ownership becomes an even more attractive idea.&lt;/p&gt;
&lt;p&gt;For all things real estate, email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; or call me at 330 904-4545.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/18/2009 06:31 PM&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogsview/1040320/Owning-a-home-in-Stark-County-can-Cost-less-than-Renting&quot;&gt;Comments (0)&lt;/a&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;a href=&quot;http://activerain.com/action/channels/activerain/topics/renting_vs_owning&quot;&gt;Renting vs. Owning&lt;/a&gt; in the &lt;a href=&quot;http://activerain.com/action/channels/activerain&quot;&gt;ActiveRain&lt;/a&gt; Channel&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogs/starkcountyhomes/tags/owning%20vs%20renting&quot; rel=&quot;nofollow tag&quot;&gt;owning vs renting&lt;/a&gt;&lt;/td&gt;
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&lt;img src=&quot;http://activerain.com/images/new_design/reblog_disabled.gif?1240102854&quot; alt=&quot;Reblog_disabled&quot; /&gt; &lt;img title=&quot;Re-blogged 0 times&quot; src=&quot;http://activerain.com/images/new_design/pips_0.gif?1240102854&quot; alt=&quot;Re-blogged 0 times&quot; /&gt;
&lt;p&gt;&lt;strong&gt;Re-blogged by 0 agents&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1032975/CUYAHOGA-VALLEY-SCENIC-RAILROAD&quot; rel=&quot;bookmark&quot;&gt;CUYAHOGA VALLEY SCENIC RAILROAD &lt;/a&gt;(&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1032975&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1032975&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;All Aboard the Cuyahoga Valley Train!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Cuyahoga Valley Scenic Railroad&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/8/6/4/7/6/ar123999181167468.png&quot; height=&quot;128&quot; alt=&quot;Cuyahoga Valley Scenic Railroad&quot; width=&quot;85&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Have you ridden the &lt;a href=&quot;http://www.cvsr.com/&quot; target=&quot;_blank&quot;&gt;Cuyahoga Valley Scenic Railroad train&lt;/a&gt; yet?&amp;nbsp; The CVSR offers affordable&amp;nbsp; regular excursions through the Cuyahoga Valley National Park.&amp;nbsp; Some excursions you can hop out in Penninsula, Akron or in the summer months, Canton, go exploring then get on the next train back.&lt;/p&gt;
&lt;p&gt;Bike Aboard!&amp;nbsp; Have you heard about the $2 fare for bicyclists?&amp;nbsp; You can ride as far as you and then ride the train back to your car.&amp;nbsp; Pretty cool!&lt;/p&gt;
&lt;p&gt;Cuyahoga Valley Railroad also offers a variety of special events, including beer and wine tasting train, day out with Thomas the Tank Engine, Steam Fest, the Polar Express, murder mysteries and more.&amp;nbsp; You can charter the train for private groups or your own events.&lt;/p&gt;
&lt;p&gt;I road the train a couple of summers ago.&amp;nbsp; It was fun and&amp;nbsp; different with swaying of the train. Our group got out in Pennisula, had lunch and caught the next train back.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Check this out this summer for family fun.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;For all things real estate email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt;&amp;nbsp;or call 330 904-4545.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Your Stark Realtor&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/17/2009 01:15 PM&lt;/td&gt;
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&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogsview/1032975/CUYAHOGA-VALLEY-SCENIC-RAILROAD&quot;&gt;Comments (0)&lt;/a&gt;&lt;/td&gt;
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&lt;td&gt;&lt;a href=&quot;http://activerain.com/action/channels/regional_localism/topics/events&quot;&gt;Events&lt;/a&gt; in the &lt;a href=&quot;http://activerain.com/action/channels/regional_localism&quot;&gt;Regional (Localism)&lt;/a&gt; Channel&lt;/td&gt;
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&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogs/starkcountyhomes/tags/stark%20county%20ramblings&quot; rel=&quot;nofollow tag&quot;&gt;stark county ramblings&lt;/a&gt;&lt;/td&gt;
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&lt;img src=&quot;http://activerain.com/images/new_design/reblog_disabled.gif?1240102854&quot; alt=&quot;Reblog_disabled&quot; /&gt; &lt;img title=&quot;Re-blogged 0 times&quot; src=&quot;http://activerain.com/images/new_design/pips_0.gif?1240102854&quot; alt=&quot;Re-blogged 0 times&quot; /&gt;
&lt;p&gt;&lt;strong&gt;Re-blogged by 0 agents&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1038403/Sunday-April-19-2009-Show-Case-of-Affordable-Houses-for-Sale-in-Canton-OH&quot; rel=&quot;bookmark&quot;&gt;Sunday April 19, 2009 Show Case of Affordable Houses for Sale in Canton OH&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1038403&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1038403&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Step up to Home ownership Open House Show case of Homes!&lt;/p&gt;
&lt;p&gt;Come out this Sunday, and visit the open houses of these affordable homes in Canton, Perry, Plain, North Canton, Massillon and surrounding Stark County.&lt;/p&gt;
&lt;p&gt;Visit me from 2-4 at 1939 8th St SE, Canton OH&amp;nbsp; 44707.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Open Sunday April 19th 2-4&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/6/1/3/1/9/ar123998127191316.jpg&quot; height=&quot;120&quot; alt=&quot;1939 8th St SE Canton&quot; width=&quot;160&quot; /&gt;This three bedroom home has a first floor master bedroom,&lt;/p&gt;
&lt;p&gt;Awsome large country kitchen, big backyard for family outings on a quiet street.&lt;/p&gt;
&lt;p&gt;For all things real estate, email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; or call at 330 904-4545.&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/17/2009 10:30 AM&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogsview/1038403/Sunday-April-19-2009-Show-Case-of-Affordable-Houses-for-Sale-in-Canton-OH&quot;&gt;Comments (0)&lt;/a&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;a href=&quot;http://activerain.com/action/channels/activerain/topics/sunday_open_house&quot;&gt;Sunday Open House&lt;/a&gt; in the &lt;a href=&quot;http://activerain.com/action/channels/activerain&quot;&gt;ActiveRain&lt;/a&gt; Channel&lt;/td&gt;
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&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogs/starkcountyhomes/tags/open%20house&quot; rel=&quot;nofollow tag&quot;&gt;open house&lt;/a&gt;&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;Re-blogged by 0 agents&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1037822/APPRAISERS-ARE-GETTING-TOUGH-IN-OHIO&quot; rel=&quot;bookmark&quot;&gt;APPRAISERS ARE GETTING TOUGH IN OHIO&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1037822&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1037822&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The Appraisal came in short&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Appraisal&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/8/3/9/9/4/ar123993570949938.png&quot; height=&quot;79&quot; alt=&quot;Real Estate team&quot; width=&quot;128&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;We are a week before closing, and&amp;nbsp;my beautiful&amp;nbsp;buyers, who are pre-approved FHA&amp;nbsp;first time home&amp;nbsp;buyers have completed all inspections&amp;nbsp;and&amp;nbsp;are just waiting for the appraisal report.&amp;nbsp; It&amp;nbsp;comes back $7,000 less than the purchase price my buyers were willing to pay. It didn't appraise.&lt;/p&gt;
&lt;p&gt;Everyone is freaking out!&amp;nbsp; Especially since the sellers don't want to sell for the new appraised price.&lt;/p&gt;
&lt;p&gt;Listen in to all the conversations surrounding this matter.&lt;/p&gt;
&lt;p&gt;Do&amp;nbsp;the seller know that the appraisal report&amp;nbsp;follows the property for six months?&amp;nbsp;That anyone getting a&amp;nbsp;loan on this property, the appraisal will pop up?&lt;/p&gt;
&lt;p&gt;The price&amp;nbsp;of this house is priced for a first time home buyer who will more than likely buy FHA.&lt;/p&gt;
&lt;p&gt;Are they going to take the house off the market for 6 months to wait out the appraisal?&amp;nbsp; That will be September going into winter? What? Are they crazy?&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Are the buyers willing to pay their own closing costs?&lt;/p&gt;
&lt;p&gt;The sellers want to&amp;nbsp;wait for a cash or conventional buyer!&amp;nbsp;Do they realize the buyer would have to put 5 percent down?&amp;nbsp; Do they realize no buyer is going to pay more than the property appraised for.&amp;nbsp; Who's bringing cash? This is not an investor property.&lt;/p&gt;
&lt;p&gt;Does the seller know that if the appraiser marked that this is a declining market, an over supply of housing and excessive days on market, it will get kicked to an FHA loan anyway?&lt;/p&gt;
&lt;p&gt;Well needless to say everyone is still bummed out.&lt;/p&gt;
&lt;p&gt;This report is brought to you by &quot;Your Stark Realtor&quot;&lt;/p&gt;
&lt;p&gt;email &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; for&amp;nbsp;all the real estate news in Canton and surrounding areas.&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/16/2009 09:38 PM&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1037559/Stark-County-Celebrates-Earth-Day-April-22-2009&quot; rel=&quot;bookmark&quot;&gt;Stark County Celebrates Earth Day April 22, 2009&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1037559&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1037559&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Celebrate Earth Day April 22, 2009&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Earth Day&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/1/7/9/5/8/ar12399221185971.jpg&quot; height=&quot;800&quot; alt=&quot;Earth Day&quot; width=&quot;534&quot; /&gt;&lt;/p&gt;
&lt;p&gt;Save the Earth, yes, you!&amp;nbsp; Let's give back to the planet just&amp;nbsp;as we take from it. I don't know, I'm getting sentimental, but I have started to recycle. Gotta start somewhere.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Here are some ideas we can all try, to celebrate Earth Day, by conserving energy, money and the earth.&amp;nbsp; &amp;nbsp;&lt;/p&gt;
&lt;p&gt;LIGHTING&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Take&amp;nbsp;advantage of natural daylight. Don't turn on lights&amp;nbsp; when you don't need to. &lt;/li&gt;
&lt;li&gt;Use compact fluorescent light bulbs or LED lighting.&amp;nbsp;They may cost more, but they save as much as 80% on your electric bill and last up to 10 times longer than incandescent bulbs. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;APPLIANCES&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Use water and energy saving features on your dishwasher.&amp;nbsp;Only run full loads. &lt;/li&gt;
&lt;li&gt;Wash clothes in cold water to save heat and only run full loads.&amp;nbsp; &lt;/li&gt;
&lt;li&gt;Using your bath towel more than once, will save energy.&amp;nbsp; Hey, this is not a hotel. &lt;/li&gt;
&lt;li&gt;Look for &quot;Energy Star&quot; appliances and electronics. &lt;/li&gt;
&lt;li&gt;Save money by not running large appliances&amp;nbsp;such as washers and dryers during peak energy demand hours. &lt;/li&gt;
&lt;li&gt;Try an old fashioned clotheslines for drying. &lt;/li&gt;
&lt;li&gt;Turn&amp;nbsp;off and unplug unused lights, appliances and computer monitors. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;BUY LOCAL&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Buy locally grown food and goods.&amp;nbsp;&amp;nbsp;Less energy is consumed to get these products to you.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;WATER&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Take shorter showers. &lt;/li&gt;
&lt;li&gt;Turn the water off while brushing your teeth. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;HEATING AND AIR CONDITIONING&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Turn thermostat down when you are not home and before you go to bed. &lt;/li&gt;
&lt;li&gt;Install insulation in your attic. &lt;/li&gt;
&lt;li&gt;Seal leaks and holes with caulking. &lt;/li&gt;
&lt;li&gt;Weather-strip windows and doors. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;These tips are brought to you by&amp;nbsp;Deborah Wilson &quot;Your Stark Realtor&quot;.&lt;/p&gt;
&lt;p&gt;Email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt;&amp;nbsp;or call me at 330- 904-4545 for more Real Estate information.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/16/2009 05:51 PM&lt;/td&gt;
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&lt;td&gt;&lt;a href=&quot;http://activerain.com/action/channels/activerain/topics/home_buying_tips&quot;&gt;Home Buying Tips&lt;/a&gt; in the &lt;a href=&quot;http://activerain.com/action/channels/activerain&quot;&gt;ActiveRain&lt;/a&gt; Channel&lt;/td&gt;
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&lt;td&gt;&lt;a href=&quot;http://activerain.com/blogs/starkcountyhomes/tags/going%20green%20in%20stark&quot; rel=&quot;nofollow tag&quot;&gt;going green in stark&lt;/a&gt;&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1036218/DAY-PLANNER-STARK-COUNTY-OH-HAPPENINGS&quot; rel=&quot;bookmark&quot;&gt;DAY PLANNER - STARK COUNTY OH HAPPENINGS&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1036218&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1036218&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Canton OH&amp;nbsp;Day Planner.&lt;/p&gt;
&lt;p&gt;Minority Heath Fair&lt;/p&gt;
&lt;p&gt;Greater Stark County Urban League&amp;nbsp;will host a free minority heath fair from 10 a.m. to 2 p.m. Saturday at the Southest Community Center at 1400 Sherrick Rd SE, Canton OH&amp;nbsp; 44707.&lt;/p&gt;
&lt;p&gt;Sign Comedy&lt;/p&gt;
&lt;p&gt;Keith Wann's American Sign Language Comedy Tour will stop at Kent State University Stark Campus on Saturday.&amp;nbsp; The show, presented in sign language and voice-interpreted, features popular deaf-community Keith Wann and Crom Saunders.&amp;nbsp; &amp;nbsp;&amp;nbsp;The show begins at 7pm in the Main Hall auditorium on the campus at 6000 Frank Ave NW.&amp;nbsp; Tickets re $20 in advance or $25 at the door.&lt;/p&gt;
&lt;p&gt;Brought&amp;nbsp; to you by DeborahWilson, Cutler Real Estate&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/15/2009 09:00 PM&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1036132/Canton-Tax-Credit-Get-up-to-8000&quot; rel=&quot;bookmark&quot;&gt;Canton Tax Credit - Get up to $8000 &lt;/a&gt;(&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1036132&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1036132&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;First Time Home buyers purchase your Canton Oh, Stark County&amp;nbsp; home&amp;nbsp; and get your $8000.00&amp;nbsp; tax credit today.&amp;nbsp; We hear about the tax credit all the time, but do we really know what it means?&amp;nbsp; Check out this &lt;a href=&quot;http://www.youtube.com/watch?v=suiAfys53aU&quot; title=&quot;2009 Tax Credit &quot; target=&quot;_blank&quot;&gt;YouTube video from the National Association of Home Builders&lt;/a&gt; for the 411 lowdown on the tax credit.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Canton OH 2009 Tax Credit&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/6/4/8/5/6/ar123984307565846.png&quot; height=&quot;128&quot; alt=&quot;2009 Tax Credit &quot; width=&quot;93&quot; /&gt;For additional information, email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;This information is brought to you by Deborah Wilson with Cutler Real Estate&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/15/2009 08:12 PM&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1028977/CANTON-MARKET-REPORT-MARCH-2009&quot; rel=&quot;bookmark&quot;&gt;CANTON MARKET REPORT - MARCH 2009&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1028977&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1028977&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Canton Market Report - March 2009&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Currently there are 90 houses for sale in Canton City.&lt;/p&gt;
&lt;p&gt;The Average List Price - $59,135.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Pending - 38 homes are pending and under contract.&lt;/p&gt;
&lt;p&gt;Average List Price - $41,629.&lt;/p&gt;
&lt;p&gt;Average Days on Market - 61.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Sold - 63 homes sold in Canton.&lt;/p&gt;
&lt;p&gt;Average List Price - $26,853.&lt;/p&gt;
&lt;p&gt;Average Sold Price - $23,054.&lt;/p&gt;
&lt;p&gt;Average Days on Market - 56.&lt;/p&gt;
&lt;p&gt;% of List Price - 85.85%.&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/13/2009 09:01 PM&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1030424/HAPPY-RESURECTION-DAY&quot; rel=&quot;bookmark&quot;&gt;HAPPY RESURECTION DAY&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1030424&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1030424&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Easter Sunday is a very special day for Christians.&amp;nbsp; Jesus died to take away our sins, but on the third he arose with all power and glory.&amp;nbsp;&amp;nbsp;Hallelujah!&lt;/p&gt;
&lt;p&gt;Happy Resurection Day to all!&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/11/2009 09:51 PM&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/1030328/CUYAHOGA-VALLEY-SCENIC-RAILROAD&quot; rel=&quot;bookmark&quot;&gt;CUYAHOGA VALLEY SCENIC RAILROAD&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin/write/1030328&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/1030328&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;All Aboard the Cuyahoga Valley Train!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
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&lt;p&gt;&lt;img title=&quot;Cuyahoga Valley Scenic Railroad&quot; src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/4/7/1/4/3/ar123949804634174.png&quot; height=&quot;480&quot; alt=&quot;TRAIN&quot; width=&quot;429&quot; /&gt;&lt;/p&gt;
&lt;p&gt;Have you ridden the &lt;a href=&quot;http://www.cvsr.com/&quot; target=&quot;_blank&quot;&gt;Cuyahoga Valley Scenic Railroad train&lt;/a&gt; yet?&amp;nbsp; The CVSR offers affordable&amp;nbsp; regular excursions through the Cuyahoga Valley National Park.&amp;nbsp; Some excursions you can hop out in Penninsula, Akron or in the summer months, Canton, go exploring then get on the next train back.&lt;/p&gt;
&lt;p&gt;Bike Aboard!&amp;nbsp; Have you heard about the $2 fare for&amp;nbsp;bicyclists?&amp;nbsp; You can ride as far as you and then ride the train back to your car.&amp;nbsp; Pretty cool!&lt;/p&gt;
&lt;p&gt;Cuyahoga Valley Railroad also offers a variety of special events, including beer and wine tasting train, day out with Thomas the Tank Engine, Steam Fest, the Polar Express, murder mysteries and more.&amp;nbsp; You can charter the train for private groups or your own events.&lt;/p&gt;
&lt;p&gt;I road the train a couple of summers ago.&amp;nbsp; It was fun and&amp;nbsp; different with swaying of the train. Our group got out in Pennisula, had lunch and caught the next train back.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Check this out this summer for family fun.&amp;nbsp;&lt;/p&gt;
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&lt;td&gt;Posted by &lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;Deborah Wilson Stark County OH Real Estate&lt;/a&gt; on 04/11/2009 08:34 PM&lt;/td&gt;
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&lt;p&gt;&lt;strong&gt;Deborah Wilson Stark County OH Real Estate&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://activerain.com/states/OH/cities/Canton&quot;&gt;Canton&lt;/a&gt;, &lt;a href=&quot;http://activerain.com/states/OH&quot;&gt;OH&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://activerain.com/starkcountyhomes&quot;&gt;More about me... &lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Cutler Real Estate&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Address:&lt;/strong&gt; &lt;a href=&quot;http://maps.google.com/maps?geocode=&amp;amp;q=4618+Dressler+Rd+NW%2C+Canton%2C+OH%2C+44718&quot; target=&quot;_blank&quot;&gt;4618 Dressler Rd NW, Canton, OH, 44718&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Office Phone: (330) 491-2775&lt;/p&gt;
&lt;p&gt;Cell Phone: (330) 904-4545&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogs/starkcountyhomes#&quot;&gt;Email Me&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
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Everything you want to know about Real Estate in Canton Ohio. Including Massillon, Jackson Township, Perry, Green, North Canton, surrounding Stark County, Akron, and other stuff. Get clicky &lt;a href=&quot;http://getclicky.com/84264&quot; title=&quot;Clicky Web Analytics&quot;&gt;&lt;img src=&quot;http://static.getclicky.com/media/links/badge.gif&quot; border=&quot;0&quot; alt=&quot;Clicky Web Analytics&quot; /&gt;&lt;/a&gt;
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&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;For all things real estate, email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; or call me at 330 904-4545.&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Sat, 18 Apr 2009 21:40:11 -0500</pubDate>
      <link>http://activerain.com/blogsview/1040493/owning-a-home-in-stark-county-can-cost-less-than-renting-</link>
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      <guid>http://activerain.com/blogsview/1032975/cuyahoga-valley-scenic-railroad-</guid>
      <title>CUYAHOGA VALLEY SCENIC RAILROAD </title>
      <description>&lt;p&gt;All Aboard the Cuyahoga Valley Train!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Cuyahoga Valley Scenic Railroad&quot; src=&quot;http://activerain.com/image_store/uploads/8/6/4/7/6/ar123999181167468.png&quot; height=&quot;128&quot; alt=&quot;Cuyahoga Valley Scenic Railroad&quot; width=&quot;85&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Have you ridden the &lt;a href=&quot;http://www.cvsr.com/&quot; target=&quot;_blank&quot;&gt;Cuyahoga Valley Scenic Railroad train&lt;/a&gt; yet?&amp;nbsp; The CVSR offers affordable&amp;nbsp; regular excursions through the Cuyahoga Valley National Park.&amp;nbsp; Some excursions you can hop out in Penninsula, Akron or in the summer months, Canton, go exploring then get on the next train back.&lt;/p&gt;
&lt;p&gt;Bike Aboard!&amp;nbsp; Have you heard about the $2 fare for bicyclists?&amp;nbsp; You can ride as far as you and then ride the train back to your car.&amp;nbsp; Pretty cool!&lt;/p&gt;
&lt;p&gt;Cuyahoga Valley Railroad also offers a variety of special events, including beer and wine tasting train, day out with Thomas the Tank Engine, Steam Fest, the Polar Express, murder mysteries and more.&amp;nbsp; You can charter the train for private groups or your own events.&lt;/p&gt;
&lt;p&gt;I road the train a couple of summers ago.&amp;nbsp; It was fun and&amp;nbsp; different with swaying of the train. Our group got out in Pennisula, had lunch and caught the next train back.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Check this out this summer for family fun.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;For all things real estate email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt;&amp;nbsp;or call 330 904-4545.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Your Stark Realtor&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Fri, 17 Apr 2009 13:15:38 -0500</pubDate>
      <link>http://activerain.com/blogsview/1032975/cuyahoga-valley-scenic-railroad-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1038403/sunday-april-19-2009-show-case-of-affordable-houses-for-sale-in-canton-oh</guid>
      <title>Sunday April 19, 2009 Show Case of Affordable Houses for Sale in Canton OH</title>
      <description>&lt;p&gt;Step up to Home ownership Open House Show case of Homes!&lt;/p&gt;
&lt;p&gt;Come out this Sunday, and visit the open houses of these affordable homes in Canton, Perry, Plain, North Canton, Massillon and surrounding Stark County.&lt;/p&gt;
&lt;p&gt;Visit me from 2-4 at 1939 8th St SE, Canton OH&amp;nbsp; 44707.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img title=&quot;Open Sunday April 19th 2-4&quot; src=&quot;http://activerain.com/image_store/uploads/6/1/3/1/9/ar123998127191316.jpg&quot; height=&quot;120&quot; alt=&quot;1939 8th St SE Canton&quot; width=&quot;160&quot; /&gt;This three bedroom home has a first floor master bedroom,&lt;/p&gt;
&lt;p&gt;Awsome large country kitchen, big backyard for family outings on a quiet street.&lt;/p&gt;
&lt;p&gt;For all things real estate, email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; or call at 330 904-4545.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Fri, 17 Apr 2009 10:30:20 -0500</pubDate>
      <link>http://activerain.com/blogsview/1038403/sunday-april-19-2009-show-case-of-affordable-houses-for-sale-in-canton-oh</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1037822/appraisers-are-getting-tough-in-ohio</guid>
      <title>APPRAISERS ARE GETTING TOUGH IN OHIO</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The Appraisal came in short&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Appraisal&quot; src=&quot;http://activerain.com/image_store/uploads/8/3/9/9/4/ar123993570949938.png&quot; height=&quot;79&quot; alt=&quot;Real Estate team&quot; width=&quot;128&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;We are a week before closing, and&amp;nbsp;my beautiful&amp;nbsp;buyers, who are pre-approved FHA&amp;nbsp;first time home&amp;nbsp;buyers have completed all inspections&amp;nbsp;and&amp;nbsp;are just waiting for the appraisal report.&amp;nbsp; It&amp;nbsp;comes back $7,000 less than the purchase price my buyers were willing to pay. It didn't appraise.&lt;/p&gt;
&lt;p&gt;Everyone is freaking out!&amp;nbsp; Especially since the sellers don't want to sell for the new appraised price.&lt;/p&gt;
&lt;p&gt;Listen in to all the conversations surrounding this matter.&lt;/p&gt;
&lt;p&gt;Do&amp;nbsp;the seller know that the appraisal report&amp;nbsp;follows the property for six months?&amp;nbsp;That anyone getting a&amp;nbsp;loan on this property, the appraisal will pop up?&lt;/p&gt;
&lt;p&gt;The price&amp;nbsp;of this house is priced for a first time home buyer who will more than likely buy FHA.&lt;/p&gt;
&lt;p&gt;Are they going to take the house off the market for 6 months to wait out the appraisal?&amp;nbsp; That will be September going into winter? What? Are they crazy?&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Are the buyers willing to pay their own closing costs?&lt;/p&gt;
&lt;p&gt;The sellers want to&amp;nbsp;wait for a cash or conventional buyer!&amp;nbsp;Do they realize the buyer would have to put 5 percent down?&amp;nbsp; Do they realize no buyer is going to pay more than the property appraised for.&amp;nbsp; Who's bringing cash? This is not an investor property.&lt;/p&gt;
&lt;p&gt;Does the seller know that if the appraiser marked that this is a declining market, an over supply of housing and excessive days on market, it will get kicked to an FHA loan anyway?&lt;/p&gt;
&lt;p&gt;Well needless to say everyone is still bummed out.&lt;/p&gt;
&lt;p&gt;This report is brought to you by &quot;Your Stark Realtor&quot;&lt;/p&gt;
&lt;p&gt;email &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt; for&amp;nbsp;all the real estate news in Canton and surrounding areas.&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Thu, 16 Apr 2009 21:38:40 -0500</pubDate>
      <link>http://activerain.com/blogsview/1037822/appraisers-are-getting-tough-in-ohio</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1037559/stark-county-celebrates-earth-day-april-22-2009</guid>
      <title>Stark County Celebrates Earth Day April 22, 2009</title>
      <description>&lt;p&gt;Celebrate Earth Day April 22, 2009&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Earth Day&quot; src=&quot;http://activerain.com/image_store/uploads/1/7/9/5/8/ar12399221185971.jpg&quot; height=&quot;800&quot; alt=&quot;Earth Day&quot; width=&quot;534&quot; /&gt;&lt;/p&gt;
&lt;p&gt;Save the Earth, yes, you!&amp;nbsp; Let's give back to the planet just&amp;nbsp;as we take from it. I don't know, I'm getting sentimental, but I have started to recycle. Gotta start somewhere.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Here are some ideas we can all try, to celebrate Earth Day, by conserving energy, money and the earth.&amp;nbsp; &amp;nbsp;&lt;/p&gt;
&lt;p&gt;LIGHTING&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Take&amp;nbsp;advantage of natural daylight. Don't turn on lights&amp;nbsp; when you don't need to.&lt;/li&gt;
&lt;li&gt;Use compact fluorescent light bulbs or LED lighting.&amp;nbsp;They may cost more, but they save as much as 80% on your electric bill and last up to 10 times longer than incandescent bulbs.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;APPLIANCES&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Use water and energy saving features on your dishwasher.&amp;nbsp;Only run full loads.&lt;/li&gt;
&lt;li&gt;Wash clothes in cold water to save heat and only run full loads.&amp;nbsp; &lt;/li&gt;
&lt;li&gt;Using your bath towel more than once, will save energy.&amp;nbsp; Hey, this is not a hotel.&lt;/li&gt;
&lt;li&gt;Look for &quot;Energy Star&quot; appliances and electronics.&lt;/li&gt;
&lt;li&gt;Save money by not running large appliances&amp;nbsp;such as washers and dryers during peak energy demand hours.&lt;/li&gt;
&lt;li&gt;Try an old fashioned clotheslines for drying.&lt;/li&gt;
&lt;li&gt;Turn&amp;nbsp;off and unplug unused lights, appliances and computer monitors.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;BUY LOCAL&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Buy locally grown food and goods.&amp;nbsp;&amp;nbsp;Less energy is consumed to get these products to you.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;WATER&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Take shorter showers.&lt;/li&gt;
&lt;li&gt;Turn the water off while brushing your teeth.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;HEATING AND AIR CONDITIONING&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Turn thermostat down when you are not home and before you go to bed.&lt;/li&gt;
&lt;li&gt;Install insulation in your attic.&lt;/li&gt;
&lt;li&gt;Seal leaks and holes with caulking.&lt;/li&gt;
&lt;li&gt;Weather-strip windows and doors.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;These tips are brought to you by&amp;nbsp;Deborah Wilson &quot;Your Stark Realtor&quot;.&lt;/p&gt;
&lt;p&gt;Email me at &lt;a href=&quot;mailto:dwilson@cutlerhomes.com&quot;&gt;dwilson@cutlerhomes.com&lt;/a&gt;&amp;nbsp;or call me at 330- 904-4545 for more Real Estate information.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Thu, 16 Apr 2009 17:51:17 -0500</pubDate>
      <link>http://activerain.com/blogsview/1037559/stark-county-celebrates-earth-day-april-22-2009</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1036218/day-planner-stark-county-oh-happenings</guid>
      <title>DAY PLANNER - STARK COUNTY OH HAPPENINGS</title>
      <description>&lt;p&gt;Canton OH&amp;nbsp;Day Planner.&lt;/p&gt;
&lt;p&gt;Minority Heath Fair&lt;/p&gt;
&lt;p&gt;Greater Stark County Urban League&amp;nbsp;will host a free minority heath fair from 10 a.m. to 2 p.m. Saturday at the Southest Community Center at 1400 Sherrick Rd SE, Canton OH&amp;nbsp; 44707.&lt;/p&gt;
&lt;p&gt;Sign Comedy&lt;/p&gt;
&lt;p&gt;Keith Wann's American Sign Language Comedy Tour will stop at Kent State University Stark Campus on Saturday.&amp;nbsp; The show, presented in sign language and voice-interpreted, features popular deaf-community Keith Wann and Crom Saunders.&amp;nbsp; &amp;nbsp;&amp;nbsp;The show begins at 7pm in the Main Hall auditorium on the campus at 6000 Frank Ave NW.&amp;nbsp; Tickets re $20 in advance or $25 at the door.&lt;/p&gt;
&lt;p&gt;Brought&amp;nbsp; to you by DeborahWilson, Cutler Real Estate&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Deborah Wilson Stark County OH Real Estate (Cutler Real Estate)</dc:creator>
      <pubDate>Wed, 15 Apr 2009 21:00:57 -0500</pubDate>
      <link>http://activerain.com/blogsview/1036218/day-planner-stark-county-oh-happenings</link>
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