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The truth is that while some of these homes may be a good bargain in the beginning, they can also come with many inherent risks to the buyer in addition to lengthy closing times, frustration and confusion. I will try to break it down a bit. HUD or (Housing and urban development) foreclosures: Most of these homes are sold "AS IS". Unless you are paying cash, your loan and lender will need to "assess" and insure that the property meets their "Underwriting Guidelines". In addition you will need to be sure that your "Home Owners Insurance" carrier will Insure
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