las vegas online mortgage: Home Loan Modification: Convert your adjusting ARM to a Fixed Rate Mortgage - 10/23/07 12:31 PM
Many people have been inquiring about Las Vegas, Nevada Home Loan Modifications. Basically, a Home Loan or Mortgage Loan Modification is the process of having your current Mortgage Loan's terms modified. For instance, if you have an Las Vegas, NV Adjustable Rate Mortgage or ARM Loan you may be able to modify … (3 comments)
las vegas online mortgage: Thank You Active Rain: Another Success Story! - 10/11/07 06:18 PM
I just wanted to share with everyone another Active Rain success story. About six weeks ago Active Rain delivered a wonderful client to me while I was fast asleep. She had found one of my blog posts, which I believe was Another 100% Financing Program Available: The Community Accomodation Loan. After reading … (13 comments)
las vegas online mortgage: Fast Mortgage Refinance Quote's & Home Purchase Pre-Approval's - 10/11/07 02:56 PM
Homeowners and Potential Homeowners: Contact me right away for a Mortgage Refinance Quote's & Home Purchase Pre-Approval's from your Las Vegas, NV Mortgage Loan Officer, Rey "Steak Dinner" Gallegos. Approved in NV, NM, UT, CA, FL, & AK! Currently the mortgage industry is in transition so you need an experienced, trusted Loan Officer … (0 comments)
las vegas online mortgage: September Foreclosures FALL: Mortgage Industry - 10/11/07 01:58 PM
September Foreclosures FALL: Mortgage Industry More foreclosure news to publicize but this time it is positive! According to RealtyTrac in September 2007, all foreclosure categories were down, which include default notices, auction sale notices and bank repossessions, with 39 states reporting decreased activity. What exactly does this mean? Well in my opinion … (5 comments)
las vegas online mortgage: Mortgage Industry Coalition, HOPE NOW enacted - 10/10/07 03:23 PM
Mortgage Industry Coalition, HOPE NOW enacted The White House announced the formation of a Mortgage Industry Coalition dubbed HOPE NOW. The coalition is formed from several of the largest mortgage service companies, as well as counseling agencies, investors, and trade organizations. Their hope is that with a conglomeration of this sort they … (1 comments)
las vegas online mortgage: Home Lending Direction "Flight to Quality": Mortgage Industry - 10/09/07 05:21 PM
Home Lending Direction "Flight to Quality": Mortgage Industry I have to say that I have never heard anyone say that an Industry has taken a "Flight to Quality". In the following story, from bloomberg.com Bank of America is said to gaining strong market share in the mortgage industry. It is no secret … (0 comments)
las vegas online mortgage: More Alternatives to Foreclosure - 10/05/07 02:43 PM
More Alternatives to Foreclosure: Mortgage Industry I am passionately searching for options for people that are in danger of losing their homes. I beleive it is important for Mortgage and Real Estate Professionals to reach out in any way we can to help these people. Here are a couple more programs that I … (0 comments)
las vegas online mortgage: Mortgage Brokers to Blame? Yeah Right!: Mortgage Industry - 10/04/07 11:38 AM
Mortgage Brokers to Blame? Yeah Right!: Mortgage Industry OK folks, the following story from the Los Angeles Times cracks me up and makes me sick to my stomach at the same time! U.S. Taking Aim at Brokers by Los Angeles Times (10/04/07); Peterson, JonathanSeveral pieces of legislation that addresses the problems in the mortgage … (1 comments)
las vegas online mortgage: Manhattan Housing Boom: Real Estate Industry - 10/04/07 10:33 AM
Manhattan Housing Boom: Real Estate Industry This is a great story from CNNMoney.com that shows the Real Estate Industry is not quite as dire as the media would like for us to believe. Aside from some troubled pockets in the US there are MANY, MANY strong markets. Manhattan is one of the … (0 comments)
las vegas online mortgage: Stated Income Documentation: Nevada Mortgage Industry - 10/02/07 11:02 AM
Stated Income Documentation: Nevada Mortgage Industry For those of you that do not know, the State of Nevada has severely crippled Banks, Lenders, and Brokers ability to do Stated Income and Low or No Doc Loans with Assembly Bill 440. This bill has actually prompted banks like Credit Suisse to threaten to … (1 comments)
las vegas online mortgage: FHA Bans Gift Down Payments with One Exception: Mortgage Industry - 10/02/07 01:11 AM
FHA bans Gift Down Payments: Mortgage Industry According to the following story, FHA has decided to no longer allow Down Payment Assistance (DAP) programs. This basically requires borrowers to have the 3% down payment required for FHA loans. Before, you could use one of several DAP programs to subsidize the 3%, which … (39 comments)
las vegas online mortgage: More Help to Avoid Foreclosure: Mortgage Industry - 10/01/07 02:27 PM
More Help to Avoid Foreclosure: Mortgage Industry Below you will find two more resources to help you or people you know that are at risk of losing their homes due to ARM Adjustments or for any other reason. It is important that we get this information out to everyone we can so … (2 comments)
las vegas online mortgage: Things you NEED to know about Mortgage Loans and the Mortgage Industry! - 09/28/07 10:48 AM
Hello everyone! I just wanted to notify everyone that I have launched a new Mortgage Resource! Mortgage Loans on the Million Dollar Wiki! http://www.milliondollarwiki.com/Mortgageloans I have designed this site as a FREE resource for Consumers, Real Estate and Mortgage Professionals alike. I focus on the nuts and bolts of the Mortgage Industry as well … (1 comments)
las vegas online mortgage: 10 Cities Ready to Bounce Back: Real Estate - 09/26/07 05:51 PM
I knew I liked http://www.cnnmoney.com/ for a reason. They have done their share of doom and gloom stories so I won't give them a complete free pass, but I will say that they have contributed some positive stories recently in the midst of our current Mortgage and Real Estate market debacle. … (2 comments)
las vegas online mortgage: 8 Most Dangerous Trends Facing Mortgage Brokers: Mortgage Industry - 09/25/07 09:42 AM
Since the Mortgage Market turned sour, many people have said that Mortgage Brokers may become a thing of the past. Their reasoning is that most loans are going to fall in the conforming i.e. Freddie Mac and Fannie Mae category. Because most of the loans will be conforming why do we … (16 comments)
las vegas online mortgage: American Home Mortgage Servicing, a $400 Million Asset?: Mortgage Industry - 09/24/07 04:27 PM
One of the most notable Bankruptsy's since the Mortgage crises ensued has been that of American Home Mortgage Corporation. After filing for BK this former juggernaut was also in the news for holding loan files from secondary market holders like Freddie Mac, Credit Suisse and others. One of AHM's strongest assets was the … (5 comments)
las vegas online mortgage: Homebuyer Education Program Has Real Impact: Mortgage Industry - 09/21/07 09:59 AM
This is a follow up to a previous post I wrote regarding Homebuyer Education. As I stated before I strongly believe that these courses should be mandatory for all First Time Home Buyers and also think there should be some type of refresher course for buyers with credit issues. A couple … (3 comments)
las vegas online mortgage: Fannie Mae & Freddie Mac get a boost: Mortgage Industry - 09/20/07 01:30 PM
Freddie Mac and Fannie Mae get a much needed boost to their portfolio limits caps. Their new limits will be raised to $735 Billion. In addition, they will also be allowed to grow .5% per quarter or 2% per year. With Fannie Mae and Freddie Mac the current saviors of the … (3 comments)
las vegas online mortgage: FHA Modernization Bill Passed: Mortgage Industry - 09/19/07 07:32 PM
FHA Modernization Bill Passed: Mortgage Industry Although some of these items may make you wonder why it was passed overall I think this is another chip off of the block of reform. I continue to get posts saying that items like this, FHA Secure, Interest Rate Reductions, etc. are not enough to … (0 comments)
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Many people have been inquiring about Las Vegas, Nevada Home Loan Modifications. Basically, a Home Loan or Mortgage Loan Modification is the process of having your current Mortgage Loan's terms modified. For instance, if you have an Las Vegas, NV Adjustable Rate Mortgage or ARM Loan you may be able to modify … (3 comments)
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