las vegas real estate: Another casualty of the Sub-Prime Massacre: The 2/28 ARM - 07/18/07 05:25 PM
This seems to be a common theme now-a-days in the sub-prime market; casualties. If it isn't a Mortgage Bank, its a Mortgage Lender or a Loan Officer and now I believe we have seen what is next!
Mortgage Loan Products!
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According to the Wall Street Journal article by James R. Hagerty:
Some lenders … (9 comments)
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las vegas real estate: SEO Rankings: What my hosting company told me. - 07/17/07 11:25 AM
Rainers I could use your help.
I have been researching several new option for updating my website. Some companies offer template websites that make it easy to change your content. Alot of them offer mortgage calculators and other pretty cool functions but do not charge a high price tag. My dilemma … (16 comments)
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las vegas real estate: Two-Thirds of US Adults Believe Current Mortgage Product Advertising and Marketing Lacks Credibility - 07/16/07 03:06 PM
Please see my thoughts below:
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According to the The Harris Poll ®#70, July 16, 2007
Two-Thirds of US Adults Believe Current Mortgage Product Advertising and Marketing Lacks Credibility
The Overall Sentiment Towards Most Of The Various Mortgage Options Is Generally Unfavorable
Given all the negativity surrounding the sub-prime mortgage marketplace, it is no surprise that consumers … (7 comments)
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las vegas real estate: Proud Member of National Association of Mortgage Brokers (NAMB) - 07/15/07 02:13 PM
I am extremely excited as I just received my membership package from NAMB. I am proud to announce that I am a member of the National Association of Mortgage Brokers (NAMB). Although there are several benefits to be a member I think I am most inclined to share the CODE OF … (4 comments)
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las vegas real estate: As your Mortgage Partner, I advise you to... - 07/13/07 02:13 PM
Have you ever heard a professional say "As your ____________, I advise you to________." I am sure most people have at some point in their lives. Typically, we need advice or consultation from a Doctor, Attorney, CPA, or some other professional that is considered an expert in their field. It may … (4 comments)
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las vegas real estate: Instructions on blogging: 1. Write Blog 2. Post Blog 3. DUCK!!!! - 07/12/07 02:49 PM
Well everyone, I guess I did it! I wasn't expecting the fireworks that transpired with my post from a couple of days ago, http://activerain.com/blogsview/143466/LandAmerica-Group-Inc-suspended, but they were there, LOUD AND CLEAR! Here I believed that I was merely passing on some information that I thought our Active Rain Community should have … (7 comments)
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las vegas real estate: New HUD Unit to Oversee Lending - 07/12/07 10:46 AM
PLease see my notes below:
New HUD Unit to Oversee Lending
Washington Post (07/12/07) P. D2To look into possible discriminatory practices by mortgage companies, HUD has established a fair-lending unit staffed by an economist and five fair-lending experts. In addition to investigating complaints, the division will examine lending patterns for evidence of bias.
My … (2 comments)
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las vegas real estate: LandAmerica Group Inc. suspended by Amtrust: What is the reason? (Updated with new information) - 07/10/07 05:29 PM
Typically when I receive new updated information I would just edit my blog post but I believe with the information that Adrian Talamantes provided this deserves a new post. I have copied my original post from yesterday below also. I have included a link that Adrian was kind enough to pass along regarding the … (57 comments)
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las vegas real estate: 100% Stated Guideline Changes on Seconds at Countrywide; This loan is all but gone! - 07/10/07 11:03 AM
I just received this email from our Countrywide rep. See below for my notes:
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Reduced Doc (Stated Income Verified Assets) 100% CLTV Changes As a result of further market contraction and limited liquidity, the below changes have been made to Reduced Doc (SIVA) loans > 95% CLTV. These changes are effective immediately. … (6 comments)
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las vegas real estate: Nevada Commisioner of the Mortgage Lending Division announces his resignation! - 07/06/07 03:02 PM
Lending regulator plans to resign Interim commissioner named to Mortgage Lending Division By JOHN G. EDWARDS REVIEW-JOURNAL Gov. Jim Gibbons' administration is changing the top regulators over private lenders, banks and other financial institutions with the appointment of a new commissioner and the departure of another.
Scott Bice, 46, commissioner of the … (1 comments)
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las vegas real estate: Hey we are at the airport! Let's Party! Las Vegas Baby! - 07/05/07 03:21 PM
Everyone knows that Las Vegas is one of the most frequented destinations for anyone that wants to getaway and...uh...party and gamble! Young or old, rich or poor, foreign or domestic that is at the top of the priority list when they get here! They might say differently but trust me that … (4 comments)
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las vegas real estate: Happy Fourth of July! - 07/04/07 11:57 AM
Be safe in your celebrations!
Your mortgage partner for life,
Rey "Steak Dinner" GallegosSenior Loan OfficerFive Star MortgageEmail: rey@Steak-Dinner.comWebsite: http://www.steak-dinner.com/My Blog: http://activerain.com/blogs/steakdinnerYour complete community mortgage broker!Thank you for your referrals! … (1 comments)
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las vegas real estate: Rey, why do they call you "Steak Dinner? - 07/02/07 05:35 PM
As a Mortgage Loan Officer, the hands down most asked question of me isn't about rates, programs, fees, or my experience in the industry.
It is "Rey, why do they call you "Steak Dinner"? We'll for all of those out there that want to know here it is!
When I first got … (8 comments)
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las vegas real estate: THATS WHEN THE MAGIC HAPPENS! - 06/28/07 02:17 PM
Some of my best thinking happens when I am not thinking at all!
I have always thought of my self as a forward, outside of the box, optimistic thinker. I rarely accept that something is not possible. I believe these qualities have made me an exceptional match for the mortgage industry … (4 comments)
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las vegas real estate: Realtors, Fight the Good Fight! A Loan Officer’s Perspective - 06/15/07 02:23 PM
I am writing this post for my friend, we will call him Z...
Over the years, I have come to appreciate the work that a Realtor does. NO...I am not kissing up to try to get more business from Realtors. I am merely stating that through my many transactions with Realtors, I … (4 comments)
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las vegas real estate: Why is everyone blogging??? - 06/13/07 06:09 PM
First I want to give credit where credit is due. ARDELL DellaLoggia Seattle, WAput up a blog about "Bait and Switch" blogging that received more responses in a short amount a time than any other post I have seen on AR to date. Note: I have only been on AR since … (18 comments)
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