STEVE EVELETH LIVERMORE CA REAL ESTATE NEWS

50 reasons to work with Steve Eveleth

•1)      Advise, protect & share my current market experience with you.

•2)      "pull strings" with the banks when it comes time to pull the trigger

•3)      Structure your offer package properly & get submitted quickly

•4)      Get you inside your negotiation process so you know EXACTUALTY what's going on

•5)      Know the right times to shop with least amount of competition

•6)      Get your offer submitted before the rest of the heard

•7)      Write multiple offers for you when other agents wont

•8)      Stay on top of new listings for you daily

•9)      Give you no bs advise instead of telling you what you want to hear

•10)   Get you access to every bank owned property available in the Bay Area/Central Valley

•11)   Pull recent comps before we write an offer so you know you're getting a good deal

•12)   Answer my phone and or return your calls promptly during normal business hrs

•13)   Shadow your financing to ensure a timely close

•14)   Show up with you at home inspections, help you make the right decisions

•15)   Call ahead of time to make sure properties are available BEFORE we look at them

•16)   Monitor critical contractual timeframes for you

•17)   Provide you with flexible time to show you properties

•18)   Review your finance terms to make sure you are getting a competitive rate & terms

•19)   Help you determine commute hrs on & off hrs to your new home

•20)   Make sure you are provided with proper property disclosures in a timely manor

•21)   Negotiate your closing costs for you

•22)   Save you as much money as possible out of pocket with your transaction

•23)   Make sure your new property is properly insured

•24)   Advise you on what to offer to beat out multiple offer situations

•25)   Make you feel secure & taken care of throughout the course of your transaction

•26)   Point out important details of home you may not be aware of

•27)   Put your needs before mine

•28)   Negotiate a 1 yr home warranty with your purchase paid by seller

•29)   Try to get the seller to pay for as much of all fees as possible saving you money

•30)   Provide you with references to contractors/handyman services

•31)   Negotiate buyer  requested repairs when possible

•32)   Make sure your contract is written with best terms possible for you

•33)   Make sure your deposit is protected throughout course of your transaction

•34)   Leverage current market conditions to get you the best deal possible

•35)   Get a hold of you immediately with any important details & status

•36)   Email you daily with any new listings while we are shopping

•37)   Have long term established relationships with banks to get you taken care of

•38)   Show you EVERYTHING available in your price range

•39)   Show you properties before they hit MLS, get your offer in quick

•40)   Review all property disclosures with you

•41)   Make sure your real estate file is complete before closing so no hang ups

•42)   Utilize your time when out shopping doing foot work ahead of time

•43)   Get you keys within 1 hr of closing or ahead of time

•44)   Meet you anytime at property while in contract before we close for your review

•45)   Work hard for you throughout the course of your transaction

•46)   Get you the most home for your money

•47)   Know how to play with the banks to get you what you want

•48)   Share my opinion, advice & experience when asked for at all times

•49)   I'm a man of my work, follow up, follow through & take care of you

•50)   Keep shopping until we find you what you want as long as your wants are reasonable

Livermore ca real estate blog by Steve Eveleth http://www.steveshomesearch.com/

Were you told recently that you would close on your new home in 30 days or less? Where you ready to throw yourself & your loan agent off the nearest bridge by the time your transaction closed & you got keys in hand? Did the bank keep coming back to you asking for silly documents that you think should have all been collected from the start? Where you told just a few more days 4 or 5 times? Do you feel  like you took a few yrs off your life or added a few grey hairs during the course of your loan transaction? Did your escrow take 45.60.even 90 days to close? I have news for you. Your not the only one! if yes to any or all of these q's WELCOME to California's new constant changing guidelines (FHA is the worst), crappy non-compassionate customer service, unjustified time delays, not enough man power for the workload cause they are to concerned with pinching pennies for profits, over working the staff & fat greedy banks that are over compensating for how they should have operated before the whole mess began in the 2007. So before you get upset at your realtor & or loan agent Its not us! It just so happens we are on the front line and on the roller coaster ride with you!(most of the time) I speak for myself & our experience anyway just know that we are going through the same thing you are! Every party that is working on your transaction all work together to make it happen We all want you  to get in your home as bad as you do! Also lets be real here, we all work on commission basis in case you forget so we are as motivated at all times to meet your needs met, make you happy & us put bread & butter on our table as an end result) Many people think by pushing or being difficult its going to speed up the process.....the best clients are the ones that trust, let us go to work, assume that this is not our first day on the job and we are working hard taking care of everything we need to do when we need to to get your transaction closed! What type of client will you be? Thank you Steve Eveleth StevesHomeSearch.com   http://www.steveshomesearch.com/

Find out in less than 2 hrs if you can get into a home now!

http://www.steveshomesearch.com/bin/web/real_estate/AR202865/ACTIVATE_FRAMES/HOME_FINDER/Livermore/1251851344.html

Have a quick question for me or something I can help you with?

http://www.steveshomesearch.com/bin/web/real_estate/AR202865/ACTIVATE_FRAMES/CONTACT_ME/Livermore/1251851344.html

connect with me on Facebook!

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Let me first off make clear:: THIS IS ONLY MY OPINION based on current market facts, inventory, sold, pending, and short sale vs banks owned & private sellers. We are starting to see many private sellers again! 36% of homes in the East Bay Area are coming from private sellers!!! This is good news for agents & buyers getting beat up by the banks! I'm seeing the market turn into a seller's market with less bank owned homes everyday! I am also seeing multiple offer situations on anything under around 500k on everything in Bay Area & everything under 400k in Central Valleys. We are also seeing out bidding 10k to 50k over on most homes if they are priced right! The only thing that is slowing down super price inflation is the hang up on conservative FHA appraisals. We also have a supply & demand factor again just like the early 2000's as long as rates stay low it's the perfect storm for equity soon! Hang on to your seats first time buyers that entered the market in past 2 yrs, investors & home owners that have ridden out the storm hang on to your homes.....people in neg am loans that bank will not work with you on loan mods, dump the dog, rent for a while work on your credit & purchase again later......many people are saying the banks are holding back foreclosure inventory  causing these current market conditions, ive spoken with several asset managers & they all say banks aren't holding anything, they sell them quick as possible to get them off the books!! I think the days of bank owned homes may be short lived.......buyers: get in while you can!!! Steve Eveleth Steveshomesearch.com

By the way if you havnt checked out the new search engine "leapfish" http://www.leapfish.com/ you don't know what your missing! Blows google away!

Steve Eveleth http://www.steveshomesearch.com/bin/web/real_estate/AR202865/HOME/Livermore/1245096747.html

Find out in less than an hour if you can get into a home with my new quick innovated process!

http://www.steveshomesearch.com/bin/web/real_estate/AR202865/ACTIVATE_FRAMES/HOME_FINDER/Livermore/1245096747.html

I really do not have a solid answer for that question I can give you my opinion based on my personal experience with the current market. THIS IS ONLY MY OPINION 
 
What I can tell you is there is absolutely no inventory out there right now.(you know that) There are an estimated 3 to 8 preapproved buyers per entry level home under 500k that comes on the market. Having said that as long as rates stay low&such high demand is there, it is only going to be harder for buyers to get into homes&it may even increase prices a more which is already happening as everyone is overbidding.. And if it slows it down the inventory&there is a purge of new foreclosures until moratorium is lifted it doesn't matter how many more foreclosures come on the market they will all get bought up just like they are now as long as rates stay low. Hope my opinion helps.

Get in while you can if the best advise I can give!

what we need is to take the "trillion"dollar stimulas package&give each home owner in the United States $750k (i htink those are the ruff numbers) could you imagine the shot in the arm to the economy that would give? Than we would have to worry about inflation or course but heck what they are doing now sure isnt doing crap might as well try something competely outside the scope of any corpurate, Government regulated political crap loophole...

bottom line is we simply have a bunch of crooks running our country...and they dont give a shi* about middle class home owners of any home owner for that matter. They are to busy shovely money into the back of there trunks laughing at the ëconomic conditions.....just like Bush did...

Steve Eveleth "your trust & my experience will bring great results" 925-487-2246

First time buyer programs; enter "free "house lotto, sieves personal videos, twitter, face book, testimonials, get out shopping quick, get preapproved now, keys in hand in 45 days or less

My site is like no other! Check it out! http://www.steveshomesearch.com/

This is probably the best attempt ever to give people a "real opportunity"not some BS marketing ploy. 

http://www.steveshomesearch.com/bin/web/real_estate/AR202865/ACTIVATE_FRAMES/CONTEST/Livermore/1243199721.html

Another 90 day moratorium on foreclosures?  Help or hurt? Steve Eveleth StevesHomeSearch.com

Another attempt to band aid the open wound. The pres says he doing this to put pressure on lenders to work with home owners......haven't we already done this a couple times in past 2 yrs? The lenders do not give a shi* about working with homeowners. Thanks to corporate tax laws & legal loopholes for big business believe it or not lenders /investors/hedge funds/insurance companies are actually benefiting from this foreclosure era but you don't even want to get me started with all that!!

 What we need to do is let this thing find its own bottom. Just like the bailout money, what happens when it's gone? We're back where we started. Same with the moratorium. You see the problem is deeper than lenders discretion on whether they want to work with people on their loan mods, the problem is people don't have jobs to pay their mortgage whatever it's modified to! Let all the foreclosures do what they are going to do, first time buyers are buying them up as soon as they come on the market. All we are doing is setting a new foundation of buyers in solid 30 yr fixed loans. Once economic conditions improve, all the foreclosures are bought up & people are making decent money again we should see some solid ground to stand on..........let's keep our fingers crossed for the alt energy & science, stem cell something soon"" boom, when? I have no clue; if I knew the answer to that I would be on a beach somewhere not writing these blogs!! As long as history repeats itself we will eventually be in good shape again. Lets not ever forget these times people! You know what's funny is we are going to be like our parents & grandparents all conservative in 20 yrs all super conservative from the lessons learned "back in the day" the mid 2000's foreclosure era...lol

Steve Eveleth "Committed to working hard for buyers & sellers http://www.steveshomesearch.com/

GET PREAPPROVED, GET OUT THERE SHOPPING OR BOTH, ALWAYS A QUICK RESPONSE (find out  quick if you can get into a home)

http://www.steveshomesearch.com/bin/web/real_estate/AR202865/ACTIVATE_FRAMES/HOME_FINDER/Livermore/1244833403.html

Win the lotto   this is not a joke or a marketing ploy, go ahead check it out!

http://www.steveshomesearch.com/bin/web/real_estate/AR202865/ACTIVATE_FRAMES/CONTEST/Livermore/1243199721.html

Livermore ca real estate agent. StevesHomeSearch.com.Steve Eveleth. Livermore ca real estate news.Livermore ca foreclosures. Livermore ca home search

The "highest & best" counter offer game the banks play with poor buyers from Steve Eveleth

Since mid to end of 2008 & current 2009 the entry level market is cooking for first time buyers. 90% of low priced bank owned homes are getting 5-10 sometimes even 20 offers in the East Bay, Central Valley & Contra Costa counties. When the banks get multiple offers they counter everyone back at what they call "highest & best" meaning they are not going to tell you how much they want, how much other offers are or even if there are any other offers. They are simply telling you how much do you want to pay for the home what's your "highest & best offer" this is the most difficult situation to deal with because it makes the buyer completely do a back flip in their mind because the first thing you as a buyer think about is "getting the best deal" & price negotiation" well there is none that's just it. The banks purposely throw REO's on the market 3-5 even 10% under comps because for one they have to move them quick to get off the books (banks are not in the business of property management) two, they know they will get multiple offers so they can pick the best one with the highest price that they think has the best chance to close! First question buyers ask is well how much are the other offers? How many other offers are there? How much do we need to put in to get our offer accepted?  The difficult part for a buyer's agent is answering don't know, don't know don't know!! AND WE REALLY DON'T KNOW with the highest & best game it's like spinning the wheel of luck. There is no way to tell how many offers there are, how much they are or what bank is willing to take to choose your offer. There are a few things to improve your chances like for instance 20% down conventional loan verese FHA 3.5% down, banks usually would pick the 20% down over the FHA because they think it would have a better chance at closing. Of course cash offers usually always trump the other offers.....now heres a twist (and theres always a twist with REO's somewhere in each transaction thats different from the rest) is this: I have seen banks choose a FHA offer over cash or 20% down...why is this after what I just mentioned????Bottom line net thats it....you see some banks dont care about cash offer they are looking at highest new profit, other banks dont care about net they want it to close quick & dont want to wait for financing.......this is where it gets challendging for agents & there cleints...dealing with the banks is like dealing with the wizard behind the cutain, we simply do not know what the bank is going to do...the old days of inside politics with all parties involved is non-existant with the banks.....we play buyh there rules & spin the wheel...just like at vegas, thats how you have to look at it when shopping right now.... 

Steve Eveleth StevesHomesearch.com (im always here to help clients & fellow agents)

My name is Steve Eveleth. My job is to help people with my experiences, knowledge in the real estate industry so they can make informative decisions in which they can get themselves positioned with one of the biggest financial stepping stones in their lives. Buying or selling a home! I am a licensed real estate broker in the East Bay Area of California. i do not consider myself in "sales" I think if you have to "sell" someone into buying or selling a home you are going about it the wrong way. In fact I think if someone feels like you are trying to talk them into something they don't want to do they may get down right offended! and remember first impressions are everything in this business. People don't care how much you know until they know how much you care. Bottom line is this: chances are if a home buyer or seller is in contact with me they already know what i do. They already know how much my commissions are. More than likely they want to know if im going to do a good job for them with what they already are in contact with me for in the first place. yes real estate does take what's called lead generation, which is finding the people who are looking to buy or sell. Now that is where the work for most agents begins, especially if your new in the business.......if you are "old" in the business chances are you have been in the real estate game for a long time. Many agents that have been around for a long time have established cliental already & 80% of their business is referrals. So to buyers & sellers im here to share, care & help you get the most from me with your real estate transaction.  Im always here to help & be friendly............when you focus on being the best you can be in the true interest of helping people the money part of it will naturally come on its own....without having to "sell" anyone anything.... Thank you, how can I help you? Steve Eveleth Livermore ca real estate agent Livermore ca homes for sale steveshomesearch.com

Current market conditions Steve Eveleth Blog 5/17/2009

Well the entry level market is certainly taking a turn toward a seller's market that's for sure. On average there are 3 to 5 preapproved buyers for every bank owned home that comes on the market in the East Bay area & central valleys. Reason for this is low prices, great rates & demand demand  demand!! First time buyers make up a whopping 71% of all purchase since early 08. Remember how it was in the early 2000's when everyone was buying up properties like crazy? Here is what's similar & why that is happening again. Low rates, high prices & adjustable loans that allowed you to pay a portion of the interest letting you purchase way higher priced home because you had a low payment with a neg am loan. This combination sucked up the inventory like crazy Well check this out now: low rates & fixed loans & inventory getting sucked up like crazy, what makes this happen again is prices have come down now with fixed rate loans verses the adjustable loans making affordability the same. Its simple High prices with neg am loans, low prices with fixed rate loans equal same payment equals affordability  gab!! We are simply creating a new foundation of buyers in solid 30yr fixed loans.......start seeing some price increases soon everyone....then the big: moving up "boom will start soon!! Where will you be positioned when it happens? http://www.steveshomesearch.com/ Steve Eveleth, my job is to get you into a home!

Attn buyers::::: dont get your heart set on these beautiful low priced homes you
are picking from the internet when you are getting ready to shop with your realtor These properties get
multiple offers within the first couple days they are on.They also are
getting 5 to 15% over asking price in the Livermore & especially Mountain House area. the bank prices them low to get
the quickest true money the market will bring. They also have many
offers to pick from so they have a better chance at closing it. You
will not see them pending sometimes until a couple weeks later until
they are fully negotiated & in contract. These good deals are possible
to get but its a challenging process on bidding above & beyond asking
price, quick offer submission & being at the right place at the right
time.We can persue them but it may be a lot of dropping what you are
doing every other day or so & going to look at them quick & write
strong offers for over asking to have the best shot at them. Know what you want, dont lollygag around because they are gone. The deals are out there folks you just need to know how to get them. For all those free minded folks who think they dont need a realtor???? You will be spinning your wheels for a long time trying to get one of these deals. You must have an aggessive realtor that monitors MLS everyday,as soon as a good deal pops up I call you & we go look at it that day. You must know what you want ahead of time, be preapproved, ready to make quick decisions. For all the people out there that think its a "buyers market" & you think you will get something for noting by writing low ball offers you will be wasting your time & the agents time. Heres a hint if you have a realtor that knows what they are doing in this current market or not. A good agent that is currently closing deals will know what it takes to get one of the good deals. They will not waste there time or yours. A good agent like myself will ask that you trust that I know what im doing. If you want to do things your way & not take advantage of my knowledge & experience in this market then we would not be a good match. This is why you get a realtor people so they can do all the work for you. You have to trust that we know what we are doing & want to get you into a home as much as you do, remember its what we do for  aliving to! A good realtor will know how to do what they need to to get you a deal & not be afraid to tell you how it is if your not being reasonable with how your going about the process of buyuing a home. I shot straight from the hip, if you want a good deal & come along for the ride , great if not good luck out there, hope this blog was helpful!

Steve Eveleth steveshomesearch.com & getinahomenow.com

Keller Williams in Livermore ca real estate exclusive buyers agent 2009