foreclosure: Are you working on this Certification? - 05/07/09 02:41 AM
Ok, I am officially back in the blogging saddle again. I am not going to get booted off this time. This time I glued myself to the seat so I can't be bucked off.
This year is my year to get some serious certifications completed. Are any of you feeling the way I am feeling about certifications? I really feel that certifications give me a great refresher and in addition to that helps boost my resume if you will. When I was in IT I was certified to the extreme, MCSE, A+, ITIL and so on. It seems that I cannot … (9 comments)

foreclosure: Something that will make you laugh or CRY. (And for a little reverse psychology, do not comment of this post. I would hate to get over a 100 comments) - 11/15/08 10:06 AM
Have you ever had a client that you were showing houses and it ended up being one of the worst experiences ever? Well this story I am about to tell you could have been an episode of The Office (the best show ever by the way).
Not to long ago I took a client and her fiance to view houses that they would probably be starting their new lives together in. Sounds nice enough right, well I wish that I could tell you that it was a pleasant experience but then you would accuse me of being a politician (because I … (7 comments)

foreclosure: Denver Short Sale questions and answers, Part 1 - 11/14/08 01:08 PM
Today I will attempt to answer a couple of common Short Sale related questions. Here are a few of them.
If you have equity in your home, will a lender allow a Short Sale on your property? Considering the Real Estate market as it is now, probably not. If a BPO is triggered because of a Short Sale offer and the bank finds out that there is equity, they will be hard pressed to approve a Short Sale because they will benefit from the sale of the house if it goes to auction. There are entirely way too many upside down properties … (12 comments)

foreclosure: My offer to Realtors still stands - 11/12/08 01:22 AM
Realtors,
I was thinking this week how much of an impact the economy has on our profession and how significant it is for those who have been Realtor's their whole career. I wonder if the government will bail us out while times are tough, anyway enough politics, I will give that a rest at least for the next 12 months.
For those Realtors who work in the Denver Metro Area, I have a question for you that I could really use your input on. Our business is a referral business and out of all the referrals we get for new business, … (1 comments)

foreclosure: When should a homeowner consider a Short Sale? - 11/11/08 01:06 PM
The question "when should I consider a short sale?" is often asked by home owners, it is second to the question "what is a short sale?". This is a reasonable question to ask, especially when a person has limited Real Estate knowledge.
A Short Sale simply put, is selling a property short. This means that if a person owes 200,000 dollars on their house and the market value will only bring buyers at 170,000, you are forced to ask the bank to take less money than what is owed to them. Why would a bank even consider something like this (another … (4 comments)

foreclosure: What do you need to buy a Short Sale? - 11/11/08 07:03 AM
I am sure that we can all talk about the trials and tribulations of trying to purchase a Short Sale. How many of you have made an offer on a Short Sale and then waited 3 months for an answer? Then to add fuel to the fire, your client loses interest because it is taking too long. This is just one of the many horror stories that Realtors have to tell.
I am here to tell you that 2 things are needed in order to complete a Short Sale. One is Capital, the other which is the most difficult, Patience. Patience … (2 comments)

foreclosure: Could any Realtors use some extra money in these trying times? - 11/08/08 06:25 AM
Realtors,
I was thinking this week how much of an impact the economy has on our profession and how significant it is for those who have been Realtor's their whole career. I wonder if the government will bail us out while times are tough, anyway enough politics, I will give that a rest at least for the next 12 months.
For those Realtors who work in the Denver Metro Area, I have a question for you that I could really use your input on. Our business is a referral business and out of all the referrals we get for new business, … (1 comments)

foreclosure: The Key To Ending The Foreclosure Crisis - 06/25/08 03:54 PM
Recently I have come into contact with a Non Profit Loan Underwriter that is backed by Bank Of America and Citi Mortgage. This probably sounds to good to be true for most of you Realtors and Consumers, but this is the Real Deal. This company has 38 offices across the US and their mission is neighborhood stabilization.
Here are a few of the specifics regarding the program:
Here are the terms:                                        "This Is Not A Predatory Loan"
100 percent financing 30 year fixed percent interest rate (currently at 5.75%) Interest Rate buy down with no limits (1 percent of purchase price) … (0 comments)

 
Steven Wright, CRS - Home Real Estate - 720-989-5283 (Home Real Estate)

Steven Wright

CRS - Home Real Estate - 720-989-5283

Aurora, CO

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