Understanding the Mortgage Loan Market - 08/19/07 08:15 PM
The mortgage business is a complicated and ever-changing industry. It is important that you understand how the mortgage market works and how the lenders make their profit. In doing so, you will gain an appreciation of loan programs and why certain loans are offered by certain lenders.
INSTITUTIONAL LENDERS
The first broad category of distinction is institutional versus private. Institutional lenders include commercial banks, savings and loans, credit unions, mortgage banking companies, pension funds, and insurance companies. These lenders generally make loans based on the income and credit of the borrower, and they generally follow standard lending guidelines. Private lenders are … (0 comments)

First Time Home Buyers: Reasons to Own Your Own Home - 08/13/07 10:17 PM
If you're still renting, you should consider buying your first home as soon as possible. Owning your own home is a cornerstone of the American dream. The best part is that you'll likely end up paying the same amount of money to own your own home as you currently pay to rent. Compare those monthly rent payments to what you'll pay for a mortgage and taxes and it becomes quite clear. Thankfully, there's a wide range of programs for the first time home buyer to make the process easier to deal with and the payments easier to make, and if you're … (0 comments)

Seller's Open House Preparation Checklist - 08/13/07 02:18 PM
An Open House is a good way to show off your property to potential buyers who prefer a casual first look as opposed to a scheduled, private showing. I t's best if you, your family, and your four-legged pets leave the house during the hours it will be open for public viewing. Your Realtor will greet buyers, provide basic information about the property and the neighborhood, point out special features, answer questions, and keep a watchful eye on your home. For the most part, your presence will not enhance the Open House experience, and it may detract from it. Prospective buyers … (4 comments)

Hillcrest New York: 4 B edrooms Colonial - 08/03/07 09:25 PM
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Nanuet Town House: Amber Fields!! Gorgeous Townhouse - 08/03/07 09:19 PM
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New City: 4 Bedrooms, 2.5 Baths Bilevel - 08/03/07 09:00 PM
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Anthony Stokes-Pereira - Realtor (Better Homes and Gardens Rand Realty) Rainmaker_large

Anthony Stokes-Pereira - Realtor

Nanuet, NY

More about me…

Better Homes and Gardens Rand Realty

Address: 95 South Middletown Rd, Nanuet, NY, 10954

Office Phone: (845) 624-8100 x 168

Cell Phone: (845) 538-7021

Email Me

This blog is dedicated to the Rockland County, NY. Real Estate Market. My Real Estate Blog provides fresh perspective on our market activity. Real Estate is not just about selling or buying properties; it is about communities, people and families. I go above and beyond what is traditionally expected of a REALTOR. I am your source to Rockland County NY Real Estate information. Traditionally, REALTORS were always the people to ask about what was happening in a particular community, since REALTORS are intimately involved in the places they live and work. I love our communities I love the villages, the towns, the schools, the restaurants, the parks, the people! And I know what's going on, because I am connected to the people and places in the communities I serve. So I would like to be your resource for real estate and community information. I will be posting my own analysis of the local real estate market, based on my expertise and experience in these markets, and I'll also be posting information and analysis of local events and happenings. Remember: The relationship between a home buyer or seller and their Realtor is based on trust, shared goals and understanding. I strive to continually improve and to do this I listen and take the needs and wants into consideration.


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