Small Business and Personal Insurance in 48 States

Services for Real Estate Pros - Stratum Insurance Agency, LLC
Why does a property manager need professional liability insurance?Stratum Insurance Agency LLC can help with this type of insurance.There's a long list of potential claims, but here are just a few: Discrimination Failure to collect rents on time Mishandling of funds Failure to complete repairs Fa...
Park Model Home Insurance and Manufactured Home InsuranceThere are different considerations for a manufactured home vs. a site built home.  The type of construction, the shape, the materials, park location vs private land, and other factors require that you purchase the appropriate type of insura...
Interior designers and decorators need insurance.  The interior design profession is not one where you can overlook the insurance. Let's look at some basic claims: Professional Liability: You recommend a beautiful countertop for a kitchen that costs $10,000.  The client installs the countertop on...
 Why buy vacant home insurance? Is your home vacant because it's up for sale?   Your traditional homeowners insurance changes the terms when your home becomes vacant. Copper wiring thefts have increased greatly over past years. Vandalism may not be covered when your home is vacant on a standard h...
Condo Insurance goes by many names:   Walls In Coverage ho6 or h06 insurance Condo-Unit Owners Coverage If you have never bought insurance for a condo before, you might be asking a few basic questions.   What does an ho-6 policy cover? First, keep in mind that many coverages are optional, but wit...
High-Net Worth Individuals and Families   Congratulations on your success.  You have likely been rewarded by being in a higher tax bracket and may be more likely to be sued in he event of an accident.  We cannot help with the tax issue, but we will be glad to help you find insurance, from Anchora...
Condo Insurance, also known has ho6 insurance or walls-in coverage helps to protect condo owners in many different ways. Stratum Insurance Agency LLC can help with condominium, townhouse, and row house insurance across the country. Condo Insurance For Landlords (ho6 tenant occupied policies)   C...
4th of July Events - Food Cart Insurance, Wedding Insurance, and Performer Insurance     From our family to yours,  We want to wish everyone a very happy, safe, and healthy 4th of July Holiday       Wedding InsuranceAre you getting married this weekend?  Don’t let a walk down the aisle turn into ...
What are the differences between mobile or manufactured home insurance and traditional home insurance?  There are differences in some of the default coverages as well as the optional coverages.  Talk to the team at Stratum Insurance Agency LLC for a quote and more information   MOBILE HOME INSURA...
Cyber liability insurance is not only for businesses that operate online.  Cyber liability is the common expression for insurance for privacy and data breaches. Real estate agents and brokers gather enough personal information that they should be concerned about a breach. This is how information ...

David Baker

Small Business and Personal Insurance in 49 States
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