Short Sale Sellers - think twice before you list your short sale with a family member Realtor.... - 12/30/09 01:05 PM
If you follow me on Facebook or Twitter, you will already know that I am experiencing a little frustration regarding a short sale I am negotiating for another agent. Because I am so well-versed in short sales and they require a special expertise, there are several other Lyon Real Estate agents who engage me to negotiate their short sale listings...our arrangement usually is that I am paid a percentage of the listing agent's commission from the transaction, and just deal with the lender loss mitigation reps. The other agent is responsible for all other pieces of the transaction like dealing directly … (6 comments)

New Listing - 3324 Huntsman Drive, Rosemont / Sacramento 95826...and can you believe it - NOT a short sale!! - 12/28/09 01:19 PM
Great Rosemont 3 bed, 2 bath, 1,260sf home! You will love the open layout with separate living and family rooms, cozy fireplace, spacious bedrooms, nice backyard with fruit trees, 2-car garage, central heating & air, and 2-year old roof! Offered at $175,000 - NOT A SHORT SALE / Foreclosure! Seller will provide pest clearance. Don't wait! FHA and VA loans are welcome! For more photos and additional detail, please visit http://3324huntsmandrive.com/.

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California Association of Realtors "Mortgage Protection Program" is extended through 2010! - 12/22/09 11:05 PM
Early this year, I blogged about a program from the California Association of Realtors called the Mortgage Protection Program. C.A.R. announced today that the program is going to be extended through 2010!Through the C.A.R. Housing Affordability Fund, the Mortgage Protection Program (CARHAFMPP) affords first-time home buyers who lose their jobs due to layoffs up to $1,500 per month for up to six months to help make their mortgage payments. A qualified co-buyer also can participate in the program, for a reduced monthly benefit of $750 per month for up to six months in the event of a job loss.I have enrolled … (2 comments)

Buying or Selling a Short Sale with a Fannie Mae loan? Fannie Mae will no longer be postponing Trustee Sales! - 12/19/09 01:32 PM
I received an alarming email yesterday from my favorite Escrow officer...she forwarded me a memo from their legal department:"One of our escrow officers received a correspondence yesterday on a FNMA (aka, Fannie Mae) short sale escrow that indicated that FNMA has implemented a new policy effective today, 12-15-2009 that they will no longer postpone trustee sale dates. FNMA is requesting that the short sales are closed before the sale date. If they can not close the short sale before the Trustee Sale date, the property will go to Trustee sale and be foreclosed."What exactly is a Trustee Sale, you ask? A … (4 comments)

Doing research for your Sacramento real estate purchase or sale? Be sure to get current information... - 12/19/09 12:22 PM
While I was doing some short sale negotiation this week, and listening to the zesty cha-cha "on-hold" music for one particular lender I seem to be working with a lot, I decided to take a stroll down memory lane and read some of my older blog posts...I just wanted to point out that if you are doing research regarding buying or selling your Sacramento home, please make sure you are reading up on current information. Our market changes so frequently, that information and advice that was relevant just a short time ago is no longer applicable!There have been many pieces of … (0 comments)

Sacramento Holiday Gift Ideas... - 12/14/09 03:28 PM
Whether you are planning to Celebrate Christmas, Channukah, or whatever else this holiday season, if your festivities involve gift giving, there are many Sacramento-themed gifts you can give! Here are my top 12 gifts that will make any Sacramentan's holiday, at any age or budget:
Dinner at The Grange and an overnight stay at The Citizen Hotel; This combo has become a favorite of mine! The food at the restaurant is outstanding, and the hotel is one of the finest in Sacramento. I highly recommend one of the penthouse suites with a view of downtown! Estimated cost: $200 A membership to … (1 comments)

Doing a short sale with Bank of America? Here's what a Sacramento home buyer or seller can expect... - 12/13/09 04:52 PM
So I have gotten to the point where I have closed so many Sacramento short sales, I figured I would share my experiences with different lenders...All lenders are radically different in the manner in which they process short sales. I think it is only fitting that I start with Bank of America (formerly Countrywide in some circumstances), since I have closed numerous short sale transactions with them. There are distinct differences in the process and the contact information if your loan is a former Countrywide loan, vs. a loan that has always been with Bank of America.The following are the documents … (3 comments)

Being Sick = LAME - 12/05/09 04:30 PM
UGH...If you follow me on Facebook or Twitter, you will already know that I have been sick since last Friday. Finally went to the doctor on Monday, and without going into too much detail, I have been experiencing more pain in the last week than I have in my entire life. Thanks to my doctor (and a cocktail of antibiotics and painkillers) I should be back to normal soon. This photo is of one of my medicine bottles...I think warning #2 on the label is completely random and hilarious. Do foods really have "hidden sources of alcohol?"Anyway, I have to return … (4 comments)

 
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Erin Stumpf (Attardi), Sacramento, CA 916-342-1372 / DRE# 01706589

Sacramento, CA

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Dunnigan Realtors

Address: 4215 Freeport Blvd, Sacramento, CA, 95822

Office Phone: (916) 342-1372

Cell Phone: (916) 342-1372

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